Suggest More! 3rd one is my favourite 👍🏽✅ because of the practical tips that I could use 🙌 Follow @thehimanichaudhary for more! #netflix #series
Ye kya kardiaaaa 👀 🥵 No benefit of indexation to debt mutual fund investment made on or after 1st April,2023 in case investment is not more than 35% in equity shares of Indian companies 👉🏻 It will impact all non-equity schemes like gold, international, fund of funds, etc, debt funds will be worst hit as many investors used to use debt funds because of the tax advantage. 🔷 Indexation is an advantage in which if your fund generates 8% return over 3 years and inflation in the same period was 6%, 🔷 You pay a 20% tax on the difference 8-6 = 2%. 🔷 So a total tax of 2*20% = 0.4% making your post tax at 8-0.4 = 7.6% 🥲 Not at all happy with this, am myself invested in debt funds and FDs both. #incometax #capitalgains #finance #tax #incometaxindia #incometaxseason #financebill2023 #indiangovernment #bonds #mutualfunds #fd #fixeddeposit #mutualfundssahihai #reelsindia #reelindia #explorepage 👉🏻 Follow @thehimanichaudhary for practical investing knowledge
Have You Claimed Your Debit Card Insurance? 👉🏻 The bank gives insurance to the cardholders according to different categories. 👉🏻 The card categories are Classic, Platinum and Ordinary. 🔷 Insurance of Rs 50,000 is also available on normal MasterCard 🔷 Rs 1 lakh on Classic ATM card 🔷 Rs 1.5 to 2 lakh on Visa card and… 🔷 Rs 5 lakh on Platinum card 👉🏻 You may or may not use the insurance that’s upto you but its good to be aware of all the benefits associated with your Debit Card 💳 ❤️ Like kardena yar #lifeinsurance #debitcard #lifeinsurancematters #personalfinance #financetips #personalfinancetips #money #banks #himanichaudhary #finance #cards #insurance #accident #banking #explorepage✨ #reels #reelitfeelit
3rd one is for Govt. Jobs 🙌 ✅ Everyday we need some govt. work done and are still stuck by going to the offline offices. 😱 But now almost 50-60% of govt tasks can be done online sitting at home. ✅ Checkout the video to know some of the most imp ones. 👇 Other Govt. Websites 👉 uidai. gov.in 👉 parivahan.gov.in 👉 digitalindia.gov.in 👉 myscheme.gov.in 🗳️ Share & Save the Video ❤️ Follow @thehimanichaudhary for Daily finance news & knowledgable #india #indiangovernment #govtschemes #finance #reelsinstagram
Packing done! Travelling light 🤌😅 How I Saved Money in Pattaya 🏝️ 1️⃣ Use Public Transport (not taxis) to travel around the city. It took 10 bahts for a single round along the beach where most of the tourist destinations were situated. 2️⃣ Visit in off season and book the flight tickets for a weekday (not friday) (so I visited in mid may and ticket prices were 10% lower) 3️⃣ If you want to explore the city yourself, hire a bike (will cost around 200-1000 baht depends on which bike you are renting) 4️⃣ Don’t worry about the water bottle and food, the cost is same as in India (₹300-400 per meal) 5️⃣ If you are travelling from Pattaya to Bangkok book a bus and not a taxi (if you are actually travelling light, not like me 😿) 👉 It will take around ₹400 one way so total ₹800 6️⃣ Airport is 1.5 hrs away from the main city to reach there, its best to go by Bus or a van (mini bus) which will cost around ₹400-500 one way 7️⃣ Drink the Local Draft beer (₹100-200 pint) 8️⃣ Negotiate Hard! I bought a tshirt which was worth 490 bahts in 350 baht so the point is, negotiate whenever you buy something from local shops 💬 Comment Below what other things you want to know #thailand #pattaya #savemoney #moneyhacks #travel #travelindia
Yes or No? Like kardena yar ❤️ 📌 Free Calculator’s link is in my Bio ➗ 🔷 Just how we take loan from a Bank and pay every month through EMIs. 🔷 In ADS, you invest a lumpsum and then receive Principal Interest back every month. 🔷 It will be on reducing balance basis ie, every month principal component will increase and interest will keep on decreasing. ⭐️ Available for 3,5,7,10 years 👉🏻 The only difference between FD and ADS is that in FD you get the entire principal back at maturity 👉🏻 In ADS you receive some amount of principal back every month along with interest. 👉🏻 On maturity you get ₹0 📌 Free Calculator’s link is in my Bio ➗ ✅ Follow @thehimanichaudhary for more practical knowledge on Investing #annuities #invest #fixedincome #passiveincome #passiveincomeinvesting #investingforbeginners #sbi #reels #finance
Starting from 1st April 🫡 🔷 NPCI has suggested that UPI transactions made via prepaid instruments, such as Paytm, Phone pay wallets or gift cards will attract an interchange fee of upto 1.1% for transactions greater than ₹2000 from April 1, 2023 🔷 So you don’t have to pay any fee if you are sending money to your friends, relatives as the fee is not applicable to Peer to Peer (P2P) or Pear to Merchant (P2PM) transactions 🔷 Its only to be paid by merchants if payment is made through Prepaid Payment Instruments (PPI) 👉🏻 Wallets, smart cards, vouchers, magnetised chips come under prepaid payment instruments. 👉🏻 A few examples are the Paytm wallet, PhonePe wallet, Amazon Pay, MobiKwik wallet, SODEXO vouchers. 🔷 An interchange fee of 0.5% will be levied for categories such as fuel, education, agriculture, and utility payments. Categories such as convenience stores, and specialty retail outlets will have an interchange fee of 1.1% #upi #upipayments #money #finance #indiangovernment #digitalpayment #digitalservices #smallbusiness #smallbusinessindia #paytm #phonepay #reels ✅ Follow @thehimanichaudhary for practical knowledge on Personal Finance
Do not miss out on this! 🔴 RBI may cut FD rates in future since inflation is now stable. 🔴 Which means we should book our FDs as soon as possible. ✅ To earn extra income in reducing rate scenario, best practice is to invest the interest into an RD ✅ What is RD (Recurring Deposit) 👉🏻 Where you invest some amount every month ✅ It will give you – Higher Returns 🤩 & Taxation would be the same as that of FDs ❤️ Liked it ? Don’t miss out on the FD hacks- Enjoy Investing. 🚀 Follow @thehimanichaudhary for daily knowledge on Finance & Investing #fixedincome #fixeddeposit #investingtips #fd #passiveincome #earnmoney #investingforbeginners #reelkarofeelkaro #reelsindia
Like kardo yar ❤️ What’s you result? Comment below ⬇️ 🚗🤔 Thinking of buying a car but worried about the affordability?🤑 💡Introducing the Car Loan Eligibility Calculator!💡 👉This tool takes into account the price of the car, monthly salary, loan interest rate, and down payment to calculate the EMI and helps you determine the down payment and monthly salary you’ll require to purchase your dream car.👈 💻Using the Car Loan Eligibility Calculator is easy and straightforward – just enter the required details and click on the “Calculate” button to get the results.📈 👨💼By using this calculator, you can plan your finances better and make informed decisions while purchasing a car.💰 📌 Link in Bio 👉Don’t forget to follow @thehimanichaudhary for more financial tips and tools!👈 #carloan #car #personalfinance #financialplanning #moneymanagement #budgetingtips #debtfreecommunity #financialfreedom #moneysavingtips #savemoneylivebetter #financialgoals #moneytalk #financialwellness #smartmoney #himanichaudhary
30th June* for Pancard linking & 30th September* for adding nominee to Demat A/C *UPDATED DATES* 🛑 Things to do before 31st March 2023 🔷 Link Pan card with Aadhar card 👉🏻The PAN-Aadhaar linking date has been extended from 31st March 2022 to 31st March 2023. 👉🏻The final day to link PAN and Aadhaar without paying a fine, however, was March 31, 2022. Now, a fine of Rs.1,000 must be paid for linking PAN-Aaadhaar. 🔷 Pay Fee on NSDL portal 1️⃣Go to https://onlineservices.tin.egov-nsdl.com/etaxnew/tdsnontds.jsp and select Challan no./ITNS 280 under the non-TDS/TCS category. 2️⃣ Select head ‘(0021)’ and then ‘(500)’ 3️⃣ Select the mode of payment and enter the required details 4️⃣Make the payment & wait for 4-5 days before linking pancard with adhar 🔷 Add Nominees to Demat account (these steps are for zerodha) 🔷 Make 80C Tax investments for this year 🔷 Apply for PM Vaya Vandana Yojana 🔷 Submit Form 12B if you changed your job last year, so that income from old employer can be taxed by govt. 🔷 Invest in Special FDs with Banks (FDs with odd tenors like 400 days) 👉🏻 Follow me for practical knowledge on Finance #pancard #aadharcard #nominee #demataccount #indiangovt #financialyear #invest #investing #mutualfunds #india #panindia #finance #bankaccount
3rd one is the worst 🤮 ❌ Any type of Investment Scheme that looks – Too Good to be True is fishy 🚨 ✅ And if anyone asks you to invest in them, just tell them you have better schemes to invest in. ✅ Bank Managers try to forcefully sell you these schemes by highlighting its “Tax benefits” and big absolute number, which in % terms is very low #investment #investingforbeginners #finance #personalfinance #reelsinstagram #reelsvideo #explorepage
Share & Save 🙌 🌟 Secure your daughter’s future with Sukanya Samridhi Scheme! 💰💃 ✨ High Interest rate (8%) and Tax benefits (80C) for Indian residents. 📈 50% withdrawal allowed at age 18 for higher education or marriage expenses. 💸💍 💰 Total amount received after 21 years can reach up to 46 lakhs! 🎓💒 🏦 Apply at your nearest post office or bank branch. 📝 Fill out the application form and provide necessary documents (mentioned in the video)
🔸Source: RBI ₹2000 Note is now withdrawn from circulation. What do you think about it ? Comment Below #demonitization #rbi #finance #money #govt #india
⭐️ Winner Announced ⭐️ 📌 Check pinned comment ✅ Try your luck ✨ 🏠 Buying a house is a big decision, and there are several important factors to consider before buying it 1️⃣ One of the most crucial things to keep in mind is Stamp Duty and Registration charges. – Stamp duty varies between 3-12% – Registration Charges at 1% 🫵🏽 Or you can try your luck. ✅ Participate in India’s 1st online property prize competition at Merasapna.in 🏠Win a 2-bedroom apartment worth over Rs. 75 lakhs in Gurgaon 🍿First 10,000 entrants get a movie ticket voucher from PVR Cinemas worth ₹501! 🪄 Discount code to get Rs 20 off: HIMANI 🚨Please note: Indian citizens aged 18 and above, with a valid PAN Number and Aadhaar Card, can participate. However, residents of Andhra Pradesh, Assam, Nagaland, Odisha, Sikkim or Telangana are not eligible. 👉 Follow @merasapna_in to get follow up updates. #realestate #win #house #participateandwin #homesweethome #realestateinvesting #realestatetips #investing #explorepage #india #prizedraw
2 hrs vs 2 seconds 😎 👉🏻 Create your own Budget by entering your Total Income 💰 ⏰ SAVE TIME & MONEY 📲Download @financial.vines app if you have Android else head onto our website financialvines.com 🔗 LINKS IN BIO 🤓 🚀 Like & Share ❤️ #budget #money #himanichaudhary #finance #reelsinstagram #explore
SIP v/s LUMPSUM Which one is better? Other points to note 📝 1️⃣ Lumpsum can lead to overall low returns if you invest at high. So you are dependent on timing of the market before investing 2️⃣ There’s no fixed formula, invest as per your comfort 3️⃣ Eventually it depends on the goal for which you are investing (marriage, retirement etc) 🙌 Hope it provides you more insight, follow me to know these quick facts daily ❤️ 💼 NISM RESEARCH ANALYST @thehimanichaudhary #sip #lumpsum #investing #investment #explore #reelsinstagram #moneymindset #wealthbuilding
We got an awardddd !!! 😍😍 👉🏻 Hear me out, I always wanted to work in Finance sector. Cause’ I loved numbers, finding patterns in data & I loved to teach. But content was something new to me and it still is. I have lots to learn and grasp 🙏 👉🏻 Looking at your responses, DMs, comments & story reactions makes my day and it fuels me up to do more and bring more on table. 👉🏻It is only because of you all that I received this award ❤️ so thankyouuuu for your support 🙌 👉🏻 I take an oath today that I will always upskill myself, will bring more topics (your suggestions as usual are welcome) and will always keep you guys first 1️⃣ 👉🏻 Awesome event held in Bangalore where the panel discussed future of content creation. Thankyou @globalstartupsummit for your invitation & appreciation. 💜 And ofcourse thankyou @monkentertainment @palakmundhra_ #thankyou #award #finance
We got an awardddd !!! 😍😍 👉🏻 Hear me out, I always wanted to work in Finance sector. Cause’ I loved numbers, finding patterns in data & I loved to teach. But content was something new to me and it still is. I have lots to learn and grasp 🙏 👉🏻 Looking at your responses, DMs, comments & story reactions makes my day and it fuels me up to do more and bring more on table. 👉🏻It is only because of you all that I received this award ❤️ so thankyouuuu for your support 🙌 👉🏻 I take an oath today that I will always upskill myself, will bring more topics (your suggestions as usual are welcome) and will always keep you guys first 1️⃣ 👉🏻 Awesome event held in Bangalore where the panel discussed future of content creation. Thankyou @globalstartupsummit for your invitation & appreciation. 💜 And ofcourse thankyou @monkentertainment @palakmundhra_ #thankyou #award #finance
💰 Understanding your salary slip is important to make informed financial decisions. 👇Here’s what you need to know: 📈 Basic salary: 40-50% of your CTC 🏠 HRA: House Rent Allowance 🚗 Travel Allowance: Reimbursement for travel expenses 💼 Special Allowance: Additional income for special skills 🎓 Education Allowance: Reimbursement for education-related expenses 💰 Personal Allowance: Additional income for personal expenses 💊 Health Insurance Premium: Contribution towards health insurance 💸 Deductions: EPF Contribution (12%), TDS, and professional tax 😏 It’s time to know exactly what you get before getting hired ⭐️ Make sure to review your salary slip regularly to stay on top of your finances! 💪💰 👉🏻 Follow @thehimanichaudhary for practical personal finance knowledge & hacks #job #finance #personalfinance #personalfinances #money #explorepage #reelsinstagram
Watch this if you have FD 👀 Like kardena yar ❤️ 🔷 Do you know about the concept of Monetary Policy Transmission? 🔷 Its the lag Banks create in increasing in the interest rates of Deposits. 🔷 Since giving interest to a depositor is a big expense for them they try to delay it 👉🏻 So there is a chance that FD rates will increase for another year even though RBI won’t increase repo rate 👉🏻 If you will look closely Banks have increased the FD rates for 2,3 years tenors only and for senior citizens 🤷🏻♀️ 🙏 5 Year Tax Saving FD rate might increase ✅ Interesting right? This video is just for educational & entertainment purpose. Not a recommendation ❤️ Like the video and share it your fam! #fixeddeposit #passiveincome #earnmoney #investing101 #rbi #monetarypolicy #investingforbeginners #investment #invest #reelsindia #explorepage #explore
Link in Bio 🔗 📈Investing in mutual funds doesn’t have to be expensive! 💰You can start with just ₹10 & put your first step towards financial independence with @naviappofficial 💸 It’s never too early to start investing, as the power of compounding can turn small investments into big returns over time. 👉🏻 For example, if you had invested just ₹300 per month in the Nifty 50 index back in 2002, it would be worth around ₹2.5 lakhs today? 🤑 🙏🏻 It also inculcates the habit of saving and investing at an early age. 📲 Download the Navi Mutual Fund app from the link in my Bio ( ↪️click on username in the video and find the link there) *This is a Paid Partnership* #mutualfunds #invest #financialliteracy #investearly #powerofcompounding #savings #investingforbeginners #himanichaudhary #invest #personalfinance #reelsvideo
Dinosaurs Dinosaurs take me away ✈️ 🎪Entertainment decides if your trip is going to be reallyyyyy expensive or less expensive 🥲 What were my Entertainment Expenses in Pattaya? 🏖️ 🔹 1 Baht = ₹2.5 (approx) 🔹 COPY THIS ITINERARY 🤫 1️⃣ The Cabaret shows of Tiffany and Alcazar. 🔹These are dancing shows by ladyboys or cross dressers. 📌Cost 600- 1200 Baht depending on the show 2️⃣ Visit to Coral Islands 🔹 Its a separate island where you can do water sports and eat at restaurants 📌 Cost 40 baht per person for ferry ride 3️⃣ Museums 🔹Popular Museums in Pattaya- Ripley’s Believe it or not, Art in Paradise and Sanctuary of Truth 📌 Cost 500 baht to 1000 bahts depending on the museum 4️⃣ Shopping 🛍️ 🔹 My must visits are Central Mall, Pattaya Night Bazaar, The walking street, Royal Garden Plaza 📌 Cost 300 baht starting for clothin, footwear 5️⃣ Zoos and Animal Parks 🔹 Some of them are Elephant Village, Sriracha Tiger Zoo, Underwater World Marine Park 📌 Cost starting from 300 bahts and can go to 3000 bahts depending on which tour and package you book 6️⃣ Pattaya Floating Market 🔹 Few shops are floating there and you can hire your own boat and chill. I didn’t go, it also is a very smelly area. Being a vegetarian it wasn’t a pleasant experience for me. 📌 Cost 200 baht per person 7️⃣ Water Sports 🤽♀️ 🔹 Jet Ski, Paragliding, Bungee Jumping and lots more 📌 Cost 500 baht to 3000 bahts (will go higher for extreme sports) 8️⃣ Pattaya Cruise 🚢 🔹 Island hopping on a boat with food and music- who doesn’t want that? 📌 Cost 1500 Baht 9️⃣ Food 🍱 🔹 Desserts, Snacks and Delicacies 📌 Per meal 150 baht for 1 person Baaki kharcha karne ki koi limit toh hai nahi 😂🙌 🔹 1 Baht = ₹2.5 (approx) 🔹 ✅ Save it for later and share it with the people you want to travel with ❤️ #pattaya #thailand #entertainment #watersports #savemoney #travel #vacation #itinerary
Share & Save 🙌 👉 I try to spend less than 10% of my Monthly Income on clothes/ accessories 🛍️ 👉 But during Sale I go overboard and in return I get nothing 0️⃣ 💸 So if you’re looking for a Credit Card which gives you rewards on Shopping and on other online transactions, checkout Myntra Kotak Credit Card 💳 🤔 HOW TO DECIDE IF YOU NEED THIS? 1️⃣ First make a Budget as to How much you spend on: 👉 Groceries (5% cashback if you use Swiggy Instamart) 👉 Food & Deliveries (5% Cashback on Swiggy) 👉 Shopping (7.5% Discounts on Myntra) 👉 Travel (5% on Clear Trip) 👉 Movies/ Entertainment (5% on PVR) 👉 Other Online Expenses ( 1.25% Cashback) 2️⃣ Multiply the amount with these cashback % and then decide if it makes sense to apply for the card. T&C Apply. 🔗 Activate your credit card for uninterrupted shopping – LINK IS IN MY BIO #ad #MyntraKotakCreditCard #shopping #onlineshopping #reels #reelstrending #explore #fashion #savemoney
✅ Share & Save 👨💼📈 When you apply for a business loan, the bank wants to make sure that you’re a good candidate for lending. They will look at 👀: 📊 FINANCIAL STATEMENTS: The bank needs to see that your business has a healthy financial history and can pay back the loan. 💳 CREDIT HISTORY: Your personal and business credit history can impact your loan application. 🏠 COLLATERAL DOCUMENTS 📝 PROJECT DETAILS & 🏭 INDUSTRY ANALYSIS 🚀Or you can skip the line by getting a Business loan from @poonawallafincorp ✌️ Collateral Free Loan upto ₹50 Lacs ✅ Apply Online, get it approved and the funds will come directly in your account. 🫵 Link to apply is in my Bio (click on the username in the video) pfloan.in/himani #poonawallafincorp #businessloans #nbfc #loans #finance #businessadvice #businesstips #businessgrowth #business #followpoonawallafincorp #enablingdreams #abhaybhutada #reels #explore #himanichaudhary
