Follow @anushkarathod98, how much money you need to retire today coming soon! Want to become crorepati when you retire? Then check out the whole reel. So, the point here is the earlier you start investing, the more you enjoy the benefit of compounding as you stay invested longer. Remember we have assumed expected rate of return 12% p.a. actual returns may vary as per the market conditions. [anushka rathod, finance, investing, retirement, financial planning] #anushkarathod #finance #investing #retirement
1915 – National Helpline Number 1930 – Cyber Helpline Number Banks don’t want you to know this!! Imagine you get a message from your bank, “XXX amt debited from your bank account.” Now You didn’t share any OTP or any confidential details. Then How? The truth is, even without sharing OTPs or confidential details, you are still vulnerable to a cyber fraud. A similar case happened in Surat! Check out the whole reel to know how she recovered her money! According to RBI, when you notify the bank, remember to take acknowledgement from your bank. The bank has to resolve your complaint within 90 days from the date of receipt. If the transaction has happened because of your negligence, that is, because of your sharing your password, PIN, OTP, etc., you will have to bear the loss till you report it to your bank. If the fraudulent transactions continue even after you have informed the bank, your bank will have to reimburse those amounts. Source: Economic Times – Bank must refund money to customer for reported online fraud: Court [anushka rathod, finance, fraud, bank, scams] #anushkarathod #fraud #scamalert #cybersecurity
Unleash the lifestyle that you deserve, that’s #WorthyOfYou. Here’s a sneak peek of the newly launched HSBC Premier Credit Card, and I believe it’s not a card it’s a lifestyle upgrade! Forex markup: 0.99% Unlimited lounge access globally Joining fee: INR 12,000 Joining benefits: Taj Experiences gift card worth INR 12,000 Epicure membership across Taj Hotels And more. #HSBCCreditCards #HSBCIndia #ad #creditcard #mumbai
DIwali Vibes with Surat Creators❤️ @cyber_detectives @ca.twinklejain @ankitdrobow @thebrowndaughter @anushkarathod98
When Crime Meets Creativity Do you use ATM? If yes, then watch the whole reel so that you don’t get scammed. This is just the tip of the iceberg when it comes to ATM scams, there are many other ways scammers can cheat at an ATM. So, to make sure that you don’t fall for it- 1) Always check that there is no extra device attached, near the card insertion slot or keypad of the ATM machine, before making a transaction. 2)Do NOT enter the PIN in the presence of any other / unknown person standing close to you. Cover the keypad with your other hand while entering the PIN. [anushka rathod, scams, atm, banks, cyber fraud] #anushkarathod #scams #atm #bank #fraudalert
This Govt Backed scheme will double your investments!! How? Check out the whole reel. Do note, this video is only for educational purpose and not an investment recommendation. But how to invest? To invest in the instrument visit a nearby post office or bank to get Form-A or Form A1 for agent-assisted investments. Complete the form, submit it with KYC, ID, and address proof, along with the funds. Receive the KVP certificate promptly, safeguarding it for maturity submission. Get the KVP certificate and keep it safe till maturity. Here are the additional details. → There are no tax benefits, returns are completely taxable. → Deposit a minimum of Rs. 1,000 in this scheme, with no maximum limit → Premature redemption – After 2.5 years, the amount shall be payable as specified by the post office. Note it’s less than the total compounded amount for that period. →The investment is compounded yearly. Disclaimer: This video should not be a replacement for professional investment advice. [anushka rathod, finance, investment, post office, kvp] #anushkarathod #finance #invetsment #postofficeschemes #kvp
Here is a lists of some common tax deductions with the maximum tax saving that can happen in OLD TAX REGIME, but do know that tax planning is complex and should be done according to ones financial goals. If help is required please do consult a CA. I know I Know I said ₹160,000 in the reel, but that’s because I factored in a ₹200,000 deduction under Section 24! However, that is only in case the property is self-occupied. if it’s rented out then the entire interest on the home loan is allowed as a deduction. Now coming to how I got the tax saving figures! Assuming you are in the 30% Tax Slab and your annual salary income is ₹20,00,000 (after a Standard Deduction of ₹50,000), you need to pay ₹4,29,000 if you do not utilize any Deductions! 😓 But if you take all the deductions & maximize their limits, your tax liability comes down to ₹2,54, 280. Here’s how🤔 1. A ₹200,000 deduction (Section 24) under Income from house property, making the gross taxable income ₹18,00,000 (₹20 Lakhs – ₹2 Lakhs) 2. Additional deductions of 3,10,000 under Sections 80C, 80GG, and 80D reduce the net taxable income to ₹14,90,000. 3. The final tax payable is ₹2,54,280. And that’s how you can save ₹159,120 in taxes!!🥳 (₹4,29,000 – ₹2,54,280). Now, the math behind tax savings from specific Deductions: Take Section 80C and assume that you have maximized the limit. So, the tax you save on this is – ₹45,000 (30% of 150,000) ₹1800 (an education cess of 4% of ₹45000) = up to ₹ 46,800. In the same way, we calculated it for other sections too! Now if you fall under the 20% and 10% tax slab then you can save ₹106,080 and ₹26,520 in taxes respectively, including cess. Do Note → These deductions are applicable only under the old tax regime. → Income from capital gains has not been considered. Disclaimer: These are just general guidelines; tax rules are complex with a lot of terms and conditions and individual situations may vary. Consult your CA for personalized advice. [anushka rathod, finance, investments, tax planning, tax saving] #anushkarathod #finance #investments #taxsaving
What are some expensive things that you don’t regret buying? Let me know in the comments!! Also, are you someone who wants to become a content creator and build a personal brand. Then, I’ve just launched a newsletter Influence Club. Where you’ll get exclusive insights on content creation, personal branding, monetization strategies, and more!! Just Comment “Influence Club”. And I’ll DM you the Link [anushka rathod, content creation, expenses, apple] #anushkarathod #contentcreator #expenses #apple
Do you know someone who’s getting married? 💍💍 If yes, Share this one tip that could potentially save them 2-3 lakhs! 🤑 And that is. Getting a Maternity Insurance! 🤰 It offers coverage for delivery of the baby within a set limit and can also extend up to the early stages of the child’s life. Some policies may also cover pre and post-natal expenses incurred for medicines, ultrasound, regular checkups, doctor’s consultation fee, etc. But why take it so early?🤨 Because of its Waiting Period!!! Insurance providers have a waiting period for maternity benefits, ranging from 9 months to as long as 4 years during which you can’t make a claim. Also premium for maternity insurance rises with age. 😬 Hence, opting for a plan with maternity benefits is a smart decision for newly married, as many couples plan to start a family after 2-3 years. 💸But how much does it cost? The cost of maternity benefit depends upon the coverage offered by the insurance companies and from individual to individual. You can choose it as a separate policy or add it to your current health insurance plan. 🗒️Please Note – While a maternity insurance may cover a host of pregnancy related expenses, there are few things the policy may not cover. Also insurer may limit the number of deliveries you can use this benefit for. They will have different terms and conditions so do read all the documents carefully, and make sure that they align with your requirements and family planning goals. [anushka rathod, finance, insurance, wedding] #anushkarathod #finance #insurance #wedding
Cricket legend or secret Actor? Sachin Tendulkar’s profession isn’t what you think! Well, if you think its Cricket, then you are probably wrong. Check out the whole reel to know why In 2011, Sachin Tendulkar, known as the ‘Master Blaster’ in cricket, faced a controversy with the IT department for income earned during AYs – 2001-02, 2003-04 and 2004-05. The issue arose when he claimed a tax deduction of Rs 5.92 crores on his income earned from foreign companies. Disclaimer: Pepsico and Visa are indicative and may not be the actual case. Source: Economic Times, Public Legal Documents [anushka rathod, cricket, tax, cricketers, finance, sachin, worldcup]
Planning to buy your dream car? Then wait, Here’s a finance thumb rule you can follow to keep your financial dreams in sync. Car is a depreciating asset and one should be financially responsible while buying it. Check out the whole reel to understand what your budget should be. Please Note – While income is a crucial factor, banks also consider factors like credit score, banking relationship, and borrowing history, and can set a maximum loan amount. Be sure to align with their lending criteria. [anushka rathod, finance, car, budget, mercedes] #anushkarathod #finance #car #budget #mercedes
LINK IS ALSO IN MY BIO!! No more bank queues for FDs Because now you can do it right on your Phone in 2 minutes using @stable_money_official . On Stable Money you can find and compare 200 Banks FD rates and 50 FD schemes. They provide investors with user-friendly digital tools for effortless investment management Plus, you can earn up to Rs. 150,000 in referrals. Here, Investors using your referral link receive 300, and the cycle continues – as your referrals bring in new participants, you earn 200, then 100, and so forth. Is it actually safe? When you invest through Stable Money, your money goes directly to the bank. Stable Money acts only as a facilitator. All communications and investment proofs are sent to you by the bank. Comment “Stable Money” and I’ll DM you the link. [anushka rathod, finance, FD, ad, investments] #ad #anushkarathod #finance #FD #investments
Are you planning to go abroad? Then get your Forex card and currency notes delivered to your home!! Order on @makemytrip ! And it will arrive at your doorstep within a few days. Plus there will be no markup charges or hidden fees too! When you order with MakeMyTrip, your Forex is delivered by RBI-authorized agencies. Easy and safe! So, if you’re looking to get Forex from the comfort of your home, then check the link in the bio. [ad, anushka rathod, finance, international trip, currency exchange] #ad #ForexOnMakeMyTrip #travel #forex #ForexAtHome #travelhacks#anushkarathod #finance #internationaltrip #currencyexchange #skydiving
Do you have a casual approach towards market? If yes, then you might not be maximizing your investment potential. You should do thorough research on a company’s financials, competition, and growth to identify potential risks and opportunities. Base your investment decisions on solid facts and analysis, and not on rumors. And consider entering the stock market arena only if you have a long-term horizon. The same message was covered by @sharekhan ‘s recent ad campaign #TohMarketMeinMatAa ShareKhan is a full-service stock broking platform. For more details check the link in bio!! Disclaimer – This is purely an educational and knowledge sharing initiative by Sharekhan and the views expressed herein is just for information and should not be considered for investment, trading or as recommendation. Link to the disclaimer: bit.ly/SK_TnC_Regn [ad, anushka rathod, finance, investment] #ad #anushkarathod #finance #investment
No brownie points in guessing which communities are best known for their business acumen! Gujarati’s and Marwari’s And from this community we have one hidden gem and that is Bhoomi Group! Established in 1991, Bhoomi Group is known for its credibility and timely completion of their projects, and unlike other builders who prioritize cost reduction, Bhoomi Group focuses on quality as a top priority. And by this, Bhoomi Group ensures that each project not only meets but exceeds the expectations of its customers. Now they have a new project @simana_bhoomi in the heart of south Mumbai’s finest area. So, what are waiting for? Check their website for more details! Bhoomi SIMANA Rera no: P51900033361, P51900033360 www.simana-bhoomi.com #ad
Good news for borrowers!!! The RBI has set the rule the details of which are in the video! Let’s understand the same with an example. Let’s say you filed a complaint on January 1, 2022. The credit bureau contacts the concerned institution (let’s say Bank A) by January 12, 2022. If Bank A confirms the details by February 2, 2022 (within 21 days), they’re in the clear. Now, if the credit bureau sorts out your report and hands it back to you on February 3, 2022 (3 days late), they owe you ₹300. And you’ll get that compensation in your bank account within five working days of the issue being fixed. This rule will come into effect from January 1, 2024. So, if you spot mistakes in your credit report, it’s time to claim what’s rightfully yours! Source: RBI Circular on Framework for Compensation to Customers for Delayed Updation/ Rectification of Credit Information – Dated 26th Oct’23 #finance #anushkarathod #creditscore #rbi #compensation #banks #creditbureau
Comment “Interested” below for access! ✅ We all have seen the steady rise of content creators replacing celebrities in advertisements! Consumer research data & platform metrics also shows a creators role in purchase decisions is higher than a celebrity! 💰 The reason for that? INFLUENCE Time & again data shows that creators have a stronger “influencing” ability than celebrities. 👑 If you also want to learn how you can influence your circle & network, as well as build a person brand – we have something for you! 🚀 Comment “interested” below and we will DM you the link to join in something we are building for YOU! 🫵
Comment “Interested” below for access! ✅ We all have seen the steady rise of content creators replacing celebrities in advertisements! Consumer research data & platform metrics also shows a creators role in purchase decisions is higher than a celebrity! 💰 The reason for that? INFLUENCE Time & again data shows that creators have a stronger “influencing” ability than celebrities. 👑 If you also want to learn how you can influence your circle & network, as well as build a person brand – we have something for you! 🚀 Comment “interested” below and we will DM you the link to join in something we are building for YOU! 🫵
Comment “Interested” below for access! ✅ We all have seen the steady rise of content creators replacing celebrities in advertisements! Consumer research data & platform metrics also shows a creators role in purchase decisions is higher than a celebrity! 💰 The reason for that? INFLUENCE Time & again data shows that creators have a stronger “influencing” ability than celebrities. 👑 If you also want to learn how you can influence your circle & network, as well as build a person brand – we have something for you! 🚀 Comment “interested” below and we will DM you the link to join in something we are building for YOU! 🫵
Comment “Interested” below for access! ✅ We all have seen the steady rise of content creators replacing celebrities in advertisements! Consumer research data & platform metrics also shows a creators role in purchase decisions is higher than a celebrity! 💰 The reason for that? INFLUENCE Time & again data shows that creators have a stronger “influencing” ability than celebrities. 👑 If you also want to learn how you can influence your circle & network, as well as build a person brand – we have something for you! 🚀 Comment “interested” below and we will DM you the link to join in something we are building for YOU! 🫵
Comment “Interested” below for access! ✅ We all have seen the steady rise of content creators replacing celebrities in advertisements! Consumer research data & platform metrics also shows a creators role in purchase decisions is higher than a celebrity! 💰 The reason for that? INFLUENCE Time & again data shows that creators have a stronger “influencing” ability than celebrities. 👑 If you also want to learn how you can influence your circle & network, as well as build a person brand – we have something for you! 🚀 Comment “interested” below and we will DM you the link to join in something we are building for YOU! 🫵
Comment “Interested” below for access! ✅ We all have seen the steady rise of content creators replacing celebrities in advertisements! Consumer research data & platform metrics also shows a creators role in purchase decisions is higher than a celebrity! 💰 The reason for that? INFLUENCE Time & again data shows that creators have a stronger “influencing” ability than celebrities. 👑 If you also want to learn how you can influence your circle & network, as well as build a person brand – we have something for you! 🚀 Comment “interested” below and we will DM you the link to join in something we are building for YOU! 🫵
How do you ensure your bill payments are safe? Remember when we had to physically go to school or stand in long queues to pay our bills? Well, those days are gone! Thanks to RBI, you can now pay all your bills from the comfort of your phone. Introducing Bharat BillPay, the revolutionary bill payment system that lets you pay all your bills from the comfort of your phone. In fact, from Kashmir to Kanyakumari, almost all bills to private and public companies can be paid online now, thanks to RBI’s backend system – Bharat BillPay. It is an interoperable bill payment system where on one side there are bank apps/websites, payment apps, and on the other side are the private and public companies that need to collect bills! So next time you’re paying a bill, look for the Bharat BillPay logo. It’s the mark of a trusted and convenient bill payment system. #BharatBillPay #BillPaymentMadeEasy #finance #scams
It is the most magical time of the year – Diwali is just around the corner! ❤️ Come along as I take you around some of the most iconic spots in Delhi, afterall Delhi is more than just the high AQI city!🫠 We start off our day with some delish food in paranthe wali gali and then make our way to get some lights! Next on the agenda – Jewellery! Especially with Dhanteras around the corner – what could be a better opportunity than to buy some gold to mark the auspicious occasion! Net up – clothes! For this we make our way to the iconic connaught place in central Delhi! Here we also make a stop at Deapuls for their famous coffee and momos! We possibly can’t end the day without getting a few gifts for friends! And my choice this time around is books! I got these at the Oxford book store in CP! Ended the day walking around the beautiful Lodhi art district! 🫶🏼 Couldn’t have done it without my @getscapiacard which lets me tap away and collect coins which I can later redeem to book flights or hotel stays! 🙌🏼 You can check it out using the link in my bio! . . #delhi #ad #traveltips #delhitravel #olddelhi
