Ram Ram Bhai Sariyanne Met @ankit_baiyanpuria at the NDTV event. #Nehanagar #ankitbaiyanpuriya
3 investments for Boy child : In India education inflation is around 12%, which means school and college fees are doubling every 6 years. IIM Fees: 2009 – 5 lakh 2015 – 14 lakh Now – 20 lakh 1. Sovereign Gold Bonds (SGBs): * Safest option with an approximate 10% return. * 5-year lock-in period, but tax-free returns if held until maturity (8 years). * Additional 2.5% yearly interest from the government on top of market gold returns. 2. Nifty 50 Index Funds: * Higher risk, but historical average returns of 12% can significantly boost your portfolio. * Nifty 50 grew 20 times since inception in 1995, reaching a record high of 20,000 in 2023. * Tax benefits: Invest in ELSS for potential tax deductions. 3. National Savings Certificate (NSC): * Zero-risk investment * Tax-saving benefits with a 5-year tenure. * Offers a guaranteed 7.7% return. Research more about these and invest wisely. Let me know your questions in the comments. ( Neha Nagar, Investment , Finance )
Government is waving off your taxes ? The Finance Minister announced in the 2024 budget that all tax demand notices from 1962 to 2010 will be waived off if the value of the notice is less than Rs 25,000. And tax notices from 2010-2015 will also be waived off if the value is less than Rs 10,000. Also, if there are multiple notices, then tax notices up to Rs 1 lakh will be waived off. To avail the waiver, you will need to file an application with the Income Tax Department. The application form can be downloaded from the website of the Income Tax Department. The last date for filing the application is March 31, 2024. Here are the steps to apply for the waiver: 1. Download the application form from the website of the Income Tax Department. 2. Fill in the application form and attach the required documents. 3. Submit the application form to the Income Tax Department. The required documents are: -Proof of identity, Proof of address, Proof of income, Tax demand notice The Income Tax Department will process your application and will inform you about the decision within 30 days. Follow @iamnehanagar for more such insights.
₹80,000 Crore Await : Claim Your Unclaimed Investments ! Did you know? Over ₹80,000 crore worth of unclaimed shares and mutual funds lie dormant in India, potentially belonging to you or your loved ones. Why does this happen? Often, investments are made without informing family members, leading to their unawareness upon the investor’s passing. But there’s hope! SEBI, the market regulator, launched a centralised system to help reclaim these forgotten assets. Here’s how it works: 1.Gather documents: Death certificate and PAN card of the deceased family member. 2.Connect with any Stockbroker or Mutual Fund house: Share the gathered documents. 3.SEBI-registered KYC agency verifies: They confirm legal heirship and asset ownership. 4.Unclaimed wealth transferred: Stocks, mutual funds, bonds, etc., reach rightful beneficiaries. Remember: Timely and informed investment disclosure within families is crucial to avoid such situations. Follow @iamnehanagar for the next part !
We are planning for our next family member after Siya ! Hold on, family planning isn’t quite on the agenda! But we are excited to unveil a tax-saving strategy that might sound surprising. Introducing HUF (Hindu Undivided Family), our legal partner in unlocking significant tax benefits. The Situation: * We, like many families, earn more than the ₹7 lakh tax-free limit in India. * Seeking guidance, My husband CA Deepak Bhati recommended a unique approach: “creating” another family member…but only on paper,of course! Enter HUF: * This separate legal entity, with its own PAN card and bank account, becomes an extension of our family. But who manages its affairs? That’s where Karta steps in! * The Karta: The head of the HUF, typically the eldest member, plays a crucial role in Decision-making and Legal representation. * HUF can share our family business income and rental income. * HUF can also invest in Stocks,MF,Properties etc. * By strategically splitting our income, we can significantly reduce our overall tax burden! (We will same Rs 55,000) Beyond Tax Savings: * HUF enjoys access to most tax benefits like 80C and NPS deductions etc, further maximising our financial advantage. * It establishes a separate legal identity, keeping our finances organised and streamlined. Important Notes: * HUF cannot claim salary income and the 87A rebate. * Only Buddhists, Jains, Hindus and Sikhs are eligible to form HUF. * Establishing and maintaining HUF involves legal considerations, so professional guidance is crucial. Drop a “HUF” in the comments, and I’ll send you detailed information about HUF. Follow @iamnehanagar for more such videos .
All the details for Lakshadweep: ‼️ Protected Area Permit (PAP): 📌 Application Process: • You can apply for the PAP online through the e-permit portal of the Lakshadweep Administration (http://www.lakshadweeptourism.com/contact.html). • The application requires basic information like your name, address, purpose of visit, travel dates, and chosen islands. • You can upload scanned copies of your ID proof and passport-sized photograph. • Once submitted, the application is processed within 7 working days. You’ll receive an email notification with the permit status. 📌 Validity and Fees: • The PAP is valid for 30 days from the date of issue. • The permit fee is ₹300 per person for all ages. 📌 Details: • You can choose the specific islands you want to visit during your application. • Carry a printed copy of the approved PAP along with your valid ID proof while traveling. • Certain islands within Lakshadweep might require additional permits for specific activities like scuba diving or wildlife photography. Check with the respective island authorities for details. 📌 Transportation: • Flights: Delhi to Kochi- costs 12k (round trip). • Ferry: Inter-island transfers range from ₹4,000-8,000 per person (two-way). 📌 Accommodation: • Budget: Agatti Island has guesthouses for ₹1,500-2,500 per night. • Moderate: Bangaram Island offers cottages at ₹15,000 per night (all-inclusive). • Luxury: Kavaratti has air-conditioned suites for ₹9,000 per night (all-inclusive). 📌 Water Activities: – Canoeing At Minicoy Island – Water sports: Snorkeling starts at ₹500, scuba diving at ₹2,500, and fishing tours at ₹1,000. – Sightseeing: Island tours cost around ₹500-1,000 per person. 📌 More activities: – Visit local villages, witness traditional boat building, and enjoy Maldivian dance performances. – Get Ayurvedic massages and spa treatments for ultimate relaxation. 📌 Permits and Taxes: • Permit: A mandatory ₹300 entry permit is required for non-Indians. • Green Tax: ₹300 per person is levied upon arrival at Agatti airport. 📌 Best time to visit: October to February is the best time to travel!
What are your thoughts on this? #richdadpoordad #robertkiyosaki #personalfinance
Financial Influencer of the Year 2023 Thank you NDTV for this award. Means a lot to me. I want to tell you a quick short very short story. To abhi kuch din pehle Animal movie was trending on reels. Right So I thought ki mai kaise is trend ko finance se mix kro. To maine banaya ek reel 3 things to do before watching Animal movie. Logo ko laga ki m bolugi ki mat dekho Ya ye movie toxic h and etc etc But maine bataya ki 31 st dec last date hai Demat mutual fund mai nominee add krlo Adhar update karalo UPI activate krlo etc etc And got 11 million views. Now 11 million m se shayd 10k logo ne ye saare kaam kiye bhi.. My job is done. Impact created. So maine is tarah se unko financially literate banaya by Mixing finance and fun And now got 5 Million community across media platforms. Paise kamane ka sab sochte h but usko manage nai krte jiski wahah se stress, anxiety and baki issues hote h. So I am working towards making an impact in India by educating Indians about money. Also, Thank you my audience for watching my content even when entertaining content is 9o % on these platforms. Thank you Grateful and Honoured @ndtvindia @whosthat360 ❤️❤️😭 Always ❤️ @cadeepakbhati
Financial Influencer of the Year 2023 Thank you NDTV for this award. Means a lot to me. I want to tell you a quick short very short story. To abhi kuch din pehle Animal movie was trending on reels. Right So I thought ki mai kaise is trend ko finance se mix kro. To maine banaya ek reel 3 things to do before watching Animal movie. Logo ko laga ki m bolugi ki mat dekho Ya ye movie toxic h and etc etc But maine bataya ki 31 st dec last date hai Demat mutual fund mai nominee add krlo Adhar update karalo UPI activate krlo etc etc And got 11 million views. Now 11 million m se shayd 10k logo ne ye saare kaam kiye bhi.. My job is done. Impact created. So maine is tarah se unko financially literate banaya by Mixing finance and fun And now got 5 Million community across media platforms. Paise kamane ka sab sochte h but usko manage nai krte jiski wahah se stress, anxiety and baki issues hote h. So I am working towards making an impact in India by educating Indians about money. Also, Thank you my audience for watching my content even when entertaining content is 9o % on these platforms. Thank you Grateful and Honoured @ndtvindia @whosthat360 ❤️❤️😭 Always ❤️ @cadeepakbhati
Financial Influencer of the Year 2023 Thank you NDTV for this award. Means a lot to me. I want to tell you a quick short very short story. To abhi kuch din pehle Animal movie was trending on reels. Right So I thought ki mai kaise is trend ko finance se mix kro. To maine banaya ek reel 3 things to do before watching Animal movie. Logo ko laga ki m bolugi ki mat dekho Ya ye movie toxic h and etc etc But maine bataya ki 31 st dec last date hai Demat mutual fund mai nominee add krlo Adhar update karalo UPI activate krlo etc etc And got 11 million views. Now 11 million m se shayd 10k logo ne ye saare kaam kiye bhi.. My job is done. Impact created. So maine is tarah se unko financially literate banaya by Mixing finance and fun And now got 5 Million community across media platforms. Paise kamane ka sab sochte h but usko manage nai krte jiski wahah se stress, anxiety and baki issues hote h. So I am working towards making an impact in India by educating Indians about money. Also, Thank you my audience for watching my content even when entertaining content is 9o % on these platforms. Thank you Grateful and Honoured @ndtvindia @whosthat360 ❤️❤️😭 Always ❤️ @cadeepakbhati
Financial Influencer of the Year 2023 Thank you NDTV for this award. Means a lot to me. I want to tell you a quick short very short story. To abhi kuch din pehle Animal movie was trending on reels. Right So I thought ki mai kaise is trend ko finance se mix kro. To maine banaya ek reel 3 things to do before watching Animal movie. Logo ko laga ki m bolugi ki mat dekho Ya ye movie toxic h and etc etc But maine bataya ki 31 st dec last date hai Demat mutual fund mai nominee add krlo Adhar update karalo UPI activate krlo etc etc And got 11 million views. Now 11 million m se shayd 10k logo ne ye saare kaam kiye bhi.. My job is done. Impact created. So maine is tarah se unko financially literate banaya by Mixing finance and fun And now got 5 Million community across media platforms. Paise kamane ka sab sochte h but usko manage nai krte jiski wahah se stress, anxiety and baki issues hote h. So I am working towards making an impact in India by educating Indians about money. Also, Thank you my audience for watching my content even when entertaining content is 9o % on these platforms. Thank you Grateful and Honoured @ndtvindia @whosthat360 ❤️❤️😭 Always ❤️ @cadeepakbhati
Financial Influencer of the Year 2023 Thank you NDTV for this award. Means a lot to me. I want to tell you a quick short very short story. To abhi kuch din pehle Animal movie was trending on reels. Right So I thought ki mai kaise is trend ko finance se mix kro. To maine banaya ek reel 3 things to do before watching Animal movie. Logo ko laga ki m bolugi ki mat dekho Ya ye movie toxic h and etc etc But maine bataya ki 31 st dec last date hai Demat mutual fund mai nominee add krlo Adhar update karalo UPI activate krlo etc etc And got 11 million views. Now 11 million m se shayd 10k logo ne ye saare kaam kiye bhi.. My job is done. Impact created. So maine is tarah se unko financially literate banaya by Mixing finance and fun And now got 5 Million community across media platforms. Paise kamane ka sab sochte h but usko manage nai krte jiski wahah se stress, anxiety and baki issues hote h. So I am working towards making an impact in India by educating Indians about money. Also, Thank you my audience for watching my content even when entertaining content is 9o % on these platforms. Thank you Grateful and Honoured @ndtvindia @whosthat360 ❤️❤️😭 Always ❤️ @cadeepakbhati
Financial Influencer of the Year 2023 Thank you NDTV for this award. Means a lot to me. I want to tell you a quick short very short story. To abhi kuch din pehle Animal movie was trending on reels. Right So I thought ki mai kaise is trend ko finance se mix kro. To maine banaya ek reel 3 things to do before watching Animal movie. Logo ko laga ki m bolugi ki mat dekho Ya ye movie toxic h and etc etc But maine bataya ki 31 st dec last date hai Demat mutual fund mai nominee add krlo Adhar update karalo UPI activate krlo etc etc And got 11 million views. Now 11 million m se shayd 10k logo ne ye saare kaam kiye bhi.. My job is done. Impact created. So maine is tarah se unko financially literate banaya by Mixing finance and fun And now got 5 Million community across media platforms. Paise kamane ka sab sochte h but usko manage nai krte jiski wahah se stress, anxiety and baki issues hote h. So I am working towards making an impact in India by educating Indians about money. Also, Thank you my audience for watching my content even when entertaining content is 9o % on these platforms. Thank you Grateful and Honoured @ndtvindia @whosthat360 ❤️❤️😭 Always ❤️ @cadeepakbhati
Combine your money before love !! In India, arranged marriage is common, so love might come later. But combining finances can unlock powerful partnerships! 💕 43% of couples share a joint account, while 23% keep it separate and 34% prefer a combination of both. And honestly ,magic lies in the mix of both ! ✨ 1.Increased buying power for shared goals (savings, investments,spending) ,Reduced stress by tackling finances together ✌️ 2.Minimised arguments with separate “fun money” accounts Couples should have 4 different bank accounts: ✅ 1 Joint account for shared goals (savings, investments) monthly expenses. ✅ 1 Joint account for unexpected events as emergency fund . ✅ 2 Personal accounts for individual spending, so nobody gets jealous. Surveys show combining finances leads to happier couples ! 😘 Tips for better financial journey : ➡️ Be open about your money situation. ➡️ Set shared financial goals. ➡️ Budget together like a team. ➡️ Talk about joint expenses & personal needs. ➡️ Review regularly to stay on track. Follow @iamnehanagar for the next part .
Couple finance with @pranjalkamra and @priyajain2609 #couplefinance #nehanaagr #pranjalkamra #priyajain
Want to turn your girlfriend into your wife this Valentine’s Day ? Forgot the traditional gold and diamond jewellery ! We’re tired of them ending up locked away forever. Plus, there’s the worry of theft, wearing them out, and the hefty 10-20% making charges. This year, tell your partner that : “Sovereign Gold Bonds from RBI are the best gift !” ✨ Why? ❤️ Same gold value, same returns. ❤️ 2.5% annual interest. ❤️ No GST ❤️ RBI-backed security. ❤️ Hold for 8 years and skip capital gain tax! RBI Sovereign Gold Bonds are open for purchase Feb 12-16th. Grab yours through your stockbroker, post office, or the “RBI Retail Direct” website. You can buy : ( Minimum – 1gm gold , Maximum – 4 kg gold ) SGB starts from Rs 6,263 per gram of gold 50 Rs discount if purchased online . And lastly, guys, ditch the giant teddy bears! We’re not marrying them, are we? 😂 Follow @iamnehanagar for more such lovely videos 😍
🛑Trading App Glitch? Don’t Panic! Here’s How to Exit Open Positions Trading app glitches are very inconvenient and stressful but don’t worry, there are ways to protect your investments. So recently SEBI launched, IRRA platform which is a backup system that allows investors to access their accounts and exit open positions and pending orders in the event of a trading app glitch. It’s a joint initiative by all Indian exchanges to ensure investor protection. 👉How to use IRRA platform: Step 1: Wait for a notification from your broker informing you that the IRRA platform has been enabled. This notification will usually appear on your trading app. Step 2: Visit the IRRA platform website or app. Step 3: Log in using your PAN number or unique client code (UCC). Step 4: Exit your open positions and pending orders. 👉What if the IRRA platform is not working? If you’re unable to access the IRRA platform, don’t panic. You can still exit your positions by calling your broker directly. Your broker will have access to the IRRA platform and can assist you in exiting your positions 👉What to Do if You Experience a Trading App Glitch. – If you experience a trading app glitch, please follow these steps: -Contact your broker immediately. -Do not attempt to place any orders until the glitch is resolved. Keep a record of all communications with your broker. Please share this important information with your friends and family so that they can also be protected from trading app glitches.
Hiring for jobs in foreign country Fake job offers are circulating online, promising high-paying IT jobs in foreign countries. But these are scams! They lure unsuspecting victims to Myanmar, where they are forced to work in illegal activities. Here’s how the scam works: -Crooks advertise fake jobs on social media, targeting young people with IT skills. They promise high salaries and easy work, making the offer seem too good to be true. Victims are tricked into crossing the border illegally and are taken to Myanmar . There, they are held captive and forced to work in call center scams or other criminal activities. They face threats and violence if they resist. How to protect yourself: Don’t trust offers that sound unrealistic. If it seems too good to be true, it probably is. Always check the credentials of any foreign employer with the Indian authorities. Research any company or agency involved thoroughly before accepting a job offer. -Never pay any money upfront for a job abroad. Legitimate companies won’t ask for this. If you suspect a scam, report it immediately to the Indian authorities. -Help for victims: If you or someone you know is a victim, contact the nearest Indian embassy or consulate for help. Do not share any personal information with strangers. -Don’t travel to Myanmar without proper documents and visas. Stay safe and spread the word! By sharing this reel with your friends and family
Kaise mujhe tum mil gayi… Kismat p aaye na yakeen 🫠🫠 @cadeepakbhati @finglory @iamgauravnagar @iamprashant.nagar @dr.nagar._.ashish_ 🧿❤️
Here’s what travel insurance can do for you: – Covers medical expenses: This includes transportation, treatment, and medical supplies. Remember, medical costs abroad can be 3-5 times higher than in India! 🩺 – – Protects against baggage loss and passport loss. – – Provides compensation for accidental damage to property. – Travel insurance premiums vary depending on the location and duration of your trip. – For example, a 5-day trip to Dubai can cost around 400 rupees per person, providing coverage of up to 2 lakh dollars (1.6 crores). – -Group travel insurance is also an option for families or friends, often offering a more affordable solution. Don’t let a medical emergency ruin your travel plans! ❌ Make sure to get travel insurance for your next international trip. ✅ Share this reel with your friends and family who are planning their next adventure!
PG and Flat Scam 🛑 Scammers prey on new residents who are unfamiliar with the city and desperate for a place to stay. To avoid falling victim to a similar scam, here are some crucial tips: 1. Verify the Broker’s Credentials: -Check for a valid registration: Ensure the broker is registered with a legitimate agency. -Ask for identification: Request to see the broker’s licence and identity card. 2. Don’t Fall for Unrealistic Offers: -Be wary of suspiciously low rents: If the rent seems too good to be true, it probably is. Compare rental prices in the area to get a realistic idea. -Beware of pressure tactics: Don’t feel pressured to make a decision immediately. Take your time to research and compare different options. -Avoid paying any money upfront: Never pay any visiting card fees, security deposits, or advance rent without signing a formal agreement and visiting the property. 3. Visit the Property in Person: -Schedule a visit: -Insist on seeing the property in person before making any financial commitment. -Inspect the property thoroughly: Check for any damage or discrepancies from the description provided online. -Meet the landlord or caretaker: Ask questions about the property, rules, and amenities. 4. Trust Your Gut Feeling: If something feels off or suspicious, trust your instincts and walk away. Don’t be afraid to ask questions and seek clarification from the broker or landlord. Share this reel with your friends and family to spread awareness
30k Saved with Pocket UPI ! Tired of going cashless but still overspending? Me too! That’s why I switched to Pocket UPI on MobiKwik App, and BOOM ! Saved a whopping 30k last month! Here’s the Secret: 1️⃣ Budget Boss: Set a fixed monthly budget (separate from your main account!) 2️⃣ Top Up Magic: Transfer that amount to your Pocket UPI wallet. 3️⃣ Pay Smarter: Use Pocket UPI for ALL payments (QR, bills, online) – no more spending sprees! Bonus Perks: ✨ Clean Bank Statement: No clutter of individual UPI transactions! Just one record of your topped-up amount. ⚡️ Faster Payments: Experience smoother and quicker transactions compared to regular UPI. 💂Enhanced Security: Your entire bank account isn’t exposed. Payments happen securely through your wallet. Tag a friend who needs Pocket UPI ! & follow @iamnehanagar for more such saving hacks ! #paid
82% of Indians do not know about mental health insurance. In India, many people suffer from mental health problems. However, many of these people do not seek treatment because they do not know about mental health insurance. Mental health insurance can cover the cost of therapy, medication, and other mental health services. This can make it much more affordable for people to get the help they need. If you are struggling with a mental health problem, please learn about mental health insurance. You may be surprised to find that you are already covered. Here are some tips for learning about mental health insurance: – Talk to your health insurance provider. They can tell you what your plan covers. – Visit the website of your state’s insurance commissioner. They may have information about mental health insurance. – Look for resources online or in your community. There are many organisations that can help you learn about mental health insurance. By learning about mental health insurance, you can take a step towards getting the help you need. Share this reel to help raise awareness of mental health insurance.
I asked Neha what’s her secret of maintaining her health post delivery. She is fit, active and resumed her work which involves a lot of travel and she is doing all that with ease in just 6 months after delivering her baby. Thanks @iamnehanagar for sharing these wonderful tips, I hope expecting and new moms will find them useful. 😊 #newmom #momhealth #healthylifestyle #nehanagar #gunjanshouts #health
