Home Actress Kumiko Love HD Photos and Wallpapers April 2024 Kumiko Love Instagram - The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited. There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting. This method works with any income and any pay schedule. You just create a budget each time you are paid. Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went. These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget. In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”. Do you use the Budget by Paycheck Method? #thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey

Kumiko Love Instagram – The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited. There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting. This method works with any income and any pay schedule. You just create a budget each time you are paid. Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went. These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget. In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”. Do you use the Budget by Paycheck Method? #thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey

Kumiko Love Instagram - The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited. There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting. This method works with any income and any pay schedule. You just create a budget each time you are paid. Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went. These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget. In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”. Do you use the Budget by Paycheck Method? #thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey

Kumiko Love Instagram – The Budget by Paycheck Method was created out of desperation. I was trying to figure out a way to manage my finances in a way that worked for me. I know I’m a visual learner, and I know that pretty things and organization are what keep me motivated and excited.

There are 9 steps to the Budget by Paycheck Method. Essentially, this method is all about having a plan for every single one of your dollars. Zero-based budgeting.

This method works with any income and any pay schedule. You just create a budget each time you are paid.

Being organized with your finances results in your dollars working for you, instead of constantly wondering where all of your dollars went.

These 9 steps are what allowed me to feel successful in my financial journey through awareness, planning ahead, and consistency. These 9 steps give you the foundation you need to create and implement a budget.

In my Free Resource Library (linked in my bio), I have a free printable that breaks down each step even further and gives you action steps to take. Just look for the printable titled “Quick-Start Guide: Budget by Paycheck Method”.

Do you use the Budget by Paycheck Method?

#thebudgetmom #budgetgoals #budgeting101 #budgetqueen #budgettips #budgetbypaycheck #budgeting #budgetingforbeginners #budget101 #trackyourspending #expensetracker #budgetbypaycheckworkbook #awarenessiskey | Posted on 11/Apr/2024 00:20:24

Kumiko Love Instagram – This was a hard weekly recap to share, but it’s the truth.

I have been struggling a lot lately with grief and guilt. I think these two emotions are very common yet not talked about enough.

For Easter, my family visited the farm for the first time since my mom passed, and I have no words to describe the pain I felt from the very second we left the house.’

I was making a drive that I have made a thousand times in my life, but this time, my mom would not be there. It felt unfamiliar, sad, and downright impossible.

I know I will never stop grieving my mom, but I am still very much in pain, and it hasn’t gotten easier. I still text her every day, listen to her voice messages on repeat, and wake up hoping it was just a nightmare.

I wish I could say my life is all rainbows and sprinkles, but it’s not. I wake up and tell myself I am going to do the best I can and, most importantly, be the person my mom would be proud of. That’s all you can do. That’s enough.

Thank you for allowing me to share this journey with you. What are some struggles you had this week?

#thebudgetmom #weeklyrecap #griefjourney #lifeupdate #financialjourney #tbmfamily #iloveyoumom
Kumiko Love Instagram – When should you use a high-yield savings account?

If you want to save for a short to medium-term goal without the risk of investing, a HYSA is a good option!

For my emergency fund, I keep about 25%  in my savings account at my credit union and the rest, 75%, in a high-yield savings account with Ally.

I do this because it would take up to 1-2 days to get my money from Ally, so I like to have the option of immediate cash from my credit union.

When searching for a high-yield savings account, here are the things you want to look for:

✔️ Easy access to your money
✔️ Competitive rates
✔️ No bank fees
✔️ Has FDIC insurance

I have heard great things about SoFi, CiTBank, and Capital One but have never used them personally.

Do you want to earn more on your savings? 😫 Let’s talk solutions! Have you looked into high-yield savings accounts as an option? Share your thoughts and questions below! 

#BoostYourSavings #FinancialWellness #GrowYourMoney #SavingsGoals #HighYieldSavings #SmartSavings #thebudgetmom

Check out the latest gallery of Kumiko Love