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Home Actress Kumiko Love HD Photos and Wallpapers May 2024 Kumiko Love Instagram - Today, I want to celebrate a very special person! It's Ryen's birthday, and I wanted to take the time to acknowledge her impact on my life. I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom. Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom's advice to hire based on someone's heart and values, and it was the best decision I have ever made for my business. Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls. This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company. Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago. Happy birthday, my sweet friend. I see you. I appreciate you. I love you. #thebudgetmom #tbmfamily #employeeappreciation

Kumiko Love Instagram – Today, I want to celebrate a very special person! It’s Ryen’s birthday, and I wanted to take the time to acknowledge her impact on my life. I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom. Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom’s advice to hire based on someone’s heart and values, and it was the best decision I have ever made for my business. Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls. This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company. Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago. Happy birthday, my sweet friend. I see you. I appreciate you. I love you. #thebudgetmom #tbmfamily #employeeappreciation

Kumiko Love Instagram - Today, I want to celebrate a very special person! It's Ryen's birthday, and I wanted to take the time to acknowledge her impact on my life. I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom. Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom's advice to hire based on someone's heart and values, and it was the best decision I have ever made for my business. Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls. This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company. Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago. Happy birthday, my sweet friend. I see you. I appreciate you. I love you. #thebudgetmom #tbmfamily #employeeappreciation

Kumiko Love Instagram – Today, I want to celebrate a very special person!

It’s Ryen’s birthday, and I wanted to take the time to acknowledge her impact on my life.

I met Ryen at a Starbucks in Spokane Valley in 2020 when she interviewed for my first job posting as my assistant. Before she applied for the position, Ryen was a follower of The Budget Mom.

Over 500 people applied for the job, and I conducted over 150 interviews. I followed my mom’s advice to hire based on someone’s heart and values, and it was the best decision I have ever made for my business.

Little did I know back then that Ryen would not just be my assistant but also one of my dearest friends. Ryen is kind, patient, understanding, and funny, and I cherish our daily phone calls.

This year marks five years that Ryen has worked for The Budget Mom, taking on every role and becoming absolutely indispensable. Besides ALL the hats she wears (which is totally unfair to her), she has also helped me navigate some of the most significant decisions I have made for my company.

Ryen has changed the quality of my life, allowing me to step away and have more freedom and time with my family. I will be forever grateful that we met over four years ago.

Happy birthday, my sweet friend. I see you. I appreciate you. I love you.

#thebudgetmom #tbmfamily #employeeappreciation | Posted on 20/Apr/2024 00:07:59

Kumiko Love Instagram – If you want to pay off debt, you can’t just make the payments. You have to do the hard work to understand your debt story. You have to be ready to face hard truths and correct spending habits and patterns. You have to be willing to learn more about yourself because it’s a lifestyle change and CHOICE. Your debt picture won’t change long-term until you can do the self-discovery work. #thebudgetmom #debtfreegoals #debtfreecommunity #debtfreedom #debtfreejourney #payingoffdebt
Kumiko Love Instagram – Before I create my budget, there is one thing I never skip and always do. I create a roadmap for my spending. So, let’s talk about why I create a budget calendar and what things I always put on it. Creating a calendar is an excellent reminder that a budget is not for paying the bills. Completing this step before planning your spending on a budget ensures you are prepared and ready for REAL LIFE. You are less likely to forget expenses that are coming up. I always include the following things: #1) Fixed Expenses or my bills. This is helpful because I can use different highlighter colors to identify what bills I am paying for different paychecks. For example, highlight all of the bills you are paying with your first paycheck in blue. Highlight all of the bills you are paying for your second paycheck in yellow. #2) Events. If you have an event like your kid’s soccer game, a work lunch, or dinner with friends, write it down and what you plan to spend. #3) Reminders. I like to write down things that could affect my budget, such as meal planning, setting up a vet appointment for one of my dogs, or needing to call and schedule a doctor’s appointment. #4) Holidays. Hopefully, you are prepared for holiday spending with sinking funds, but if you aren’t, keep track of the holidays and write down a dedicated budget for each. #5)Appointments. Don’t forget copays, medical expenses, or beauty appointments. #6) Travel. I always like to mark down my traveling days with my estimated vacation budget. This is helpful because it will affect other areas of my budget, like grocery spending. Your budget calendar is your real-life spending roadmap. If you plan on spending money on something, it should be on your calendar!! #thebudgetmom #budget #budgettips #budgetbypaycheck #budgetbypaycheckmethod #budgetbypaycheckworkbook #budgeting101 #budgetingforbeginners

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