Actress Photos Actress Kumiko Love HD Photos and Wallpapers May 2024 By GethuCinema Admin May 15, 2024 Related Posts Actress Kumiko Love HD Photos and Wallpapers May 2024 Actress Kumiko Love HD Photos and Wallpapers April 2024 Actress Kumiko Love HD Photos and Wallpapers April 2024 Actress Kumiko Love HD Photos and Wallpapers April 2024 Actress Kumiko Love HD Photos and Wallpapers March 2024 Share This Post FacebookTwitterPinterestWhatsAppReddItTelegram A message from my heart. Remember what’s truly important in this life because it is short. I miss you, mom. #thebudgetmom Comment SAVINGS2024 and I will send you an exclusive link for 10% off our new Savings Goals Bundle, which includes 36 savings envelopes and trackers! Here are the savings goals I saved for in cash for March: Husband’s Bday – $67 4th of July – $17 James Bday – $58 Back-to-School – $8 Christmas – $182 Valentines – $8 Wedding Anniversary – $13 Sports – $15 What you decide to save for depends on your financial situation and goals. Since I am debt-free, I can dedicate more of my income to saving for the future! #savingsgoals #cashsavings #moneygoals #thebudgetmom #financialgoals #savemoney #savingstips #savemoneychallenge #moneyplan #personalfinanceforwomen The Budget by Paycheck Method was created after my failed attempts at budgeting. For the longest time, I thought I was a failure. It took me awhile to understand that I wasn’t a failure, the systems and methods I was using were failing me. They weren’t for me and that’s okay. I made it my mission to find something that clicked. I took parts of other budgeting methods that worked, and added them to my budgeting process. Here are the steps to the BBP Method: 1. Find your why- Why are you on this financial journey? 2. Track spending- Bring financial awareness into your life. This is realizing your true spending and where your dollars go month to month. 3. Identify regular bills- What bills do you HAVE to pay each month? These include things like rent, utilities, minimum debt payments, etc. 4. Cash envelopes- This is where you also identify your variable expenses or those expenses that fluctuate each month. Once they’re identified, you set a realistic amount on how much you want to spend on each of those categories. 5. Budget calendar- When you think about your budget, it’s easy to remember your bills, but what about all of the other life events that cost money? Your budget calendar will be your guiding light when planning out your paychecks. 6. Prioritize savings goals- Figure out what matters most to you and tackle your goals in order of importance. 7. Create a debt plan- Are you wanting to pay off the lowest balances first? Or those with the highest interest rate? 8. Paycheck budget tracker- This is where you map out each paycheck and figure out what paycheck will pay what bills. 9. Tweak and perfect- Remember, the first budget you create isn’t set in stone. Tweak and perfect what might not work for you. Although this method and process might seem overwhelming, tackling one step at a time will set you up in the best way. Remember, your financial journey isn’t only about the numbers. It’s also about learning about yourself and why you spend money the way you do. If you’re looking for where to start, be sure to click the link in my bio to access my free budgeting course. Raise your hand if you use the Budget by Paycheck Method! 🙋♀️ Comment SAVINGS2024 and I will send you an exclusive link for 10% off our new Savings Goals Bundle, which includes 36 savings envelopes and trackers! I remember when I used to get made fun of for saving $5/mo for a savings goal. It seems like that wouldn’t make that much of a difference. BUT IT DOES. When the time comes, and you need that cash, it makes ALL THE DIFFERENCE. Remember, saving money is all about consistency and building up the habit. It’s giving your savings a dedicated purpose, so you are less likely to spend it! No matter the dollar amount, keep up the habit!! I got the A5 6-ring binder from Amazon! You can find the link to my Amazon shop in my bio. If you would like the envelopes and savings trackers, comment SAVINGS2024! #thebudgetmom #sinkingfunds #savingmoney #savemoney #savingsgoals #savingtips #savemoneylivebetter #personalfinance Happy Mother’s Day! 🩷🩷 I am blessed that I was given the very best mom. She was kind, patient, loving, hard working, and humble. She will always be my guiding light, the one looking back at me in the mirror. I love you, mom. Happy Mother’s Day. I miss you so very much! If you’re not tracking your spending, you’re missing out on important clues! I share my spending every month, not so you can compare numbers, but because this is the information and knowledge I use to make more informed decisions with my money. Am I happy that I spent 19% of my April inflow on my household category? No! But I know why I did and some steps I’m going to take next month to keep those costs down. It’s awareness FIRST and then action. YOU CAN’T JUST CREATE A BUDGET ONCE and then walk away. You can’t use the same template over and over again with the same information! It won’t work! Your budget needs to reflect what you are actually spending so you can make changes to get it to where you want it to be. So, I post this as a form of motivation. I’m hoping to inspire as many people as possible to track their spending and then learn from it! My dance moves might be cringe, but my finances are 🔥 🙌🏆💸! #thebudgetmom #personalfinanceforwomen #trackyourspending #spendinghabits #spendingtracker #budgeting101 #spendingmoney #moneytips #debtfreegoals ✨️Ready to learn even more and get access to exclusive content?✨️ The Budget Mom subscription is finally here!! For years, I have been trying to figure out how to share even more of my journey – beyond just the budget! I knew I was going to put in a ton of time and effort into this project, and I wanted to make it impactful & and helpful, but I never knew how I could make it sustainable. Finally, I decided to do The Budget Mom Insider Subscription! Click on the subscription box in my bio to get signed up. You have to use your phone for this step! What does this include?: ✨️ One dedicated weekly series every month ✨️ Meal plan recipes & more recipe creation videos ✨️ One Instagram Live every month (Q&A) ✨️ Access to The Miko Love secret podcast episodes (one per month) ✨️ More day to day behind the scenes content (Gardening, Holiday Planning, Vacation Content, Soap Making, Homesteading, Sourdough & Baking, Finance, etc.) I am so excited to get started on our first series next Monday, which will be the How To Start Challenge where I’m going to breakdown the Budget By Paycheck Method step-by-step on video, so we can all do it together! I want every single Insider to know how to start this process! #TheBudgetMomInsiders See my stories today for more information! Ahhhhh! I’ve been working on this for the past five months, and I’m so excited to finally start and share everything with you!! #thebudgetmom #budgetbypaycheck #budgeting101 #moneygoals #personalfinance #Budget #debtfreecommunity #savemoney #liveyourbestlife Meghan is off to a great start, as she has little debt, but I would still make some changes. First, I would decrease some variable spending categories so she has more to throw toward her savings goals, like her emergency fund or Christmas goal. I would decrease her eating out/alcohol category by $200/mo. Yes, it’s drastic, but it’s a temporary change that can make a significant difference. I do question her allowance, personal, and daughter categories. Can we combine the allowance and daughter category and decrease it by $50/mo? Those two changes alone would free up $250/mo that she could then use for other goals. If she works part-time at the gym, could she possibly negotiate a free gym membership with that employment? My husband worked for gyms for a long time as a part-time personal trainer, and he noticed this. He said to definitely negotiate that because, in his words, “That’s ridiculous.” I would also investigate the cell phone bill. $260/mo seems really high, even if her daughter had her own line and phone. I did some digging, and I found that you can get two lines with unlimited data at Mint Mobile for $90/mo. Let me know in the comments if this sounds correct! Between decreasing her variable spending and lowering those fixed expenses, she could free up over $300/mo for other goals, like her emergency fund! Let me know in the comments what changes you might recommend. #thebudgetmom #reallifebudget #budgetgoals #budgetbypaycheck #budgeting101 #budgettips #budgeting My response when someone asks me if I can create a budget for them if they send me all of their information. I no longer meet with clients one-on-one, but I used to. I used this strategy, and it never worked. The truth is, even if I had all of your information, I would need to meet with you IN PERSON multiple times and develop a relationship with you. I would need to understand your spending behavior, how your mind works, your relationship with money, childhood money traumas and experiences, future plans and any changes (which is impossible since the future hasn’t happened yet), your psychological attitude towards money, and so much more before I could even begin to create a budget that would work for you. To do this for one person would consume most of my time, but it would be impossible, in my opinion, to do it for multiple people. Through The Budget Mom, I can HELP you create the strongest financial foundation possible. I can give you the tools you need to discover and learn what you need to so you can do the building and work on top of that foundation. No one in this world knows more about your finances and money than you. You are the expert on your life! If you truly care about transforming your financial life and being successful, you must stop allowing other people to do the work for you. You should care about long-term success instead of temporary solutions. Trust me, when you do the work for self-discovery, your budget will not only work, but it will become one of the most powerful tools on your journey! #sorrynotsorry #truthbomb #thebudgetmom #personalfinanceforwomen #moneymotivation #budgetplanning #budget #budgetgoals #budgettemplate #budgetbypaycheck #budgetplanner Comment LIVERICH and I will send you a link to get the Live Rich Planner for only $10! Does anyone else love using a block system for schedule planning? #thebudgetmom #liverichplanner #plannerlife #plannerlayout #plannersetup #weeklyplanner #weeklyplanning #weeklyplannerlayout #blockschedule 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck 🎉2-YEAR ANNIVERSARY SALE🎉 The Building Blocks of Budgeting Course has been out in the world for two years. For the entire month of May, we are celebrating by offering an Anniversary Sale where you can purchase the entire course for $100 (normally $260!). This low price hasn’t been offered since the release of the course two years ago! The Building Blocks of Budgeting Course took years to create and is jam-packed full of topics ranging from money mindset to defining goals to budgeting with a partner. I walk you through each lesson and module in over 50 videos, and there are over 100 printables to take notes, fill out, and utilize on your journey. For $100, the Building Blocks of Budgeting Course includes: – Access For Life – Seven Workbooks – TBM Debt Payoff Calculator – Budget by Paycheck Method In Excel & Google Sheets – Comment Support – Access To All Future Addtions – Side Hustle Manual – Six Bonus Lessons – Over 100 Printables – Over 50 Videos To purchase, head over to the link in my bio or to Courses.TheBudgetMom.Com #thebudgetmom #course #financecourse #budgetcourse #coursesale #sale #personalfinace #budgetbypaycheck I think we can all admit that we’ve felt overwhelmed at some point during our financial journey. Sometimes, that overwhelming feeling has even resulted in giving up, frustration, or feeling unmotivated. I’m here to tell you that there are ways to fight that overwhelm and be successful with your finances. The number one thing I see people that are new to budgeting do is go in full force. While that’s great, it might lead to confusion and burnout later down the road. Don’t beat yourself up for not understanding every single part of the Budget by Paycheck Method. Start with one concept, get comfortable with it, and then add in other elements of the method. For example, start with tracking your spending. Once you get in a habit of tracking your spending and how to correctly do so, implement cash envelopes into your budget. Once you have those concepts solidified and you’re comfortable with that, then maybe move on to incorporating sinking funds or close out your budget for the month. Remember, there is no certain “pace” that you need to keep up with. Go at your own pace and ensure you are setting yourself up for success. Give yourself grace, ensure you are budgeting for some self-care and FUN, and budget your money YOUR WAY. What is something that you started doing to make budgeting less challenging for you? For me, I ensure I track my expenses every day. That way, I don’t feel overwhelmed and stressed trying to catch up. #thebudgetmom #budgetqueen #budgetgoals #financialjourney #financialsupport #personalfinanceinfluencer #personalfinanceforwomen #budgeting #budgettips #financialgoals #financialfreedom #budgetingforbeginners #budgetbypaycheck #budget101 #budgetplanner I think we can all admit that we’ve felt overwhelmed at some point during our financial journey. Sometimes, that overwhelming feeling has even resulted in giving up, frustration, or feeling unmotivated. I’m here to tell you that there are ways to fight that overwhelm and be successful with your finances. The number one thing I see people that are new to budgeting do is go in full force. While that’s great, it might lead to confusion and burnout later down the road. Don’t beat yourself up for not understanding every single part of the Budget by Paycheck Method. Start with one concept, get comfortable with it, and then add in other elements of the method. For example, start with tracking your spending. Once you get in a habit of tracking your spending and how to correctly do so, implement cash envelopes into your budget. Once you have those concepts solidified and you’re comfortable with that, then maybe move on to incorporating sinking funds or close out your budget for the month. Remember, there is no certain “pace” that you need to keep up with. Go at your own pace and ensure you are setting yourself up for success. Give yourself grace, ensure you are budgeting for some self-care and FUN, and budget your money YOUR WAY. What is something that you started doing to make budgeting less challenging for you? For me, I ensure I track my expenses every day. That way, I don’t feel overwhelmed and stressed trying to catch up. #thebudgetmom #budgetqueen #budgetgoals #financialjourney #financialsupport #personalfinanceinfluencer #personalfinanceforwomen #budgeting #budgettips #financialgoals #financialfreedom #budgetingforbeginners #budgetbypaycheck #budget101 #budgetplanner Over the past ten years, I have been working on consistency and establishing a morning financial routine that sets me up for success. Throughout April, I recorded all of the morning routine videos I usually only post to Instagram for YouTube. Here is the entire month! Head to my stories to find the link to watch the full video or just head over to my YouTube channel!! ❤️❤️ #thebudgetmom #personalfinance #morningroutines #budgetlife #financialhabits #savemoney #payoffdebt My full April budget recap is now on YouTube!! Not only do I share where my money went last month, but I walk you through my “Where Did My Money Go” worksheets! In this video, I mention that I’m working on planning Dante’s first birthday party. I share some photos of James’s second birthday to show that I do get a little crazy with the DIY and planning. 🤣 Make sure to subscribe to The Budget Mom on YouTube so you don’t miss any upcoming videos! See my stories for the link to watch the full video! #thebudgetmom #budgetgoals #budgetbypaycheck #budgetbypaycheckworkbook #budgetbypaycheckmethod #budget #paycheckbudget #budgetrecap #personalfinance TagsKumiko Love Previous articleActress Mariana Di Girolamo HD Photos and Wallpapers May 2024Next articleActress Silvia Abril HD Photos and Wallpapers May 2024