Home Actress Kumiko Love HD Instagram Photos and Wallpapers May 2024 Kumiko Love Instagram - If you're not tracking your spending, you're missing out on important clues! I share my spending every month, not so you can compare numbers, but because this is the information and knowledge I use to make more informed decisions with my money. Am I happy that I spent 19% of my April inflow on my household category? No! But I know why I did and some steps I'm going to take next month to keep those costs down. It's awareness FIRST and then action. YOU CAN'T JUST CREATE A BUDGET ONCE and then walk away. You can't use the same template over and over again with the same information! It won't work! Your budget needs to reflect what you are actually spending so you can make changes to get it to where you want it to be. So, I post this as a form of motivation. I'm hoping to inspire as many people as possible to track their spending and then learn from it! My dance moves might be cringe, but my finances are 🔥 🙌🏆💸! #thebudgetmom #personalfinanceforwomen #trackyourspending #spendinghabits #spendingtracker #budgeting101 #spendingmoney #moneytips #debtfreegoals

Kumiko Love Instagram – If you’re not tracking your spending, you’re missing out on important clues! I share my spending every month, not so you can compare numbers, but because this is the information and knowledge I use to make more informed decisions with my money. Am I happy that I spent 19% of my April inflow on my household category? No! But I know why I did and some steps I’m going to take next month to keep those costs down. It’s awareness FIRST and then action. YOU CAN’T JUST CREATE A BUDGET ONCE and then walk away. You can’t use the same template over and over again with the same information! It won’t work! Your budget needs to reflect what you are actually spending so you can make changes to get it to where you want it to be. So, I post this as a form of motivation. I’m hoping to inspire as many people as possible to track their spending and then learn from it! My dance moves might be cringe, but my finances are 🔥 🙌🏆💸! #thebudgetmom #personalfinanceforwomen #trackyourspending #spendinghabits #spendingtracker #budgeting101 #spendingmoney #moneytips #debtfreegoals

Kumiko Love Instagram - If you're not tracking your spending, you're missing out on important clues! I share my spending every month, not so you can compare numbers, but because this is the information and knowledge I use to make more informed decisions with my money. Am I happy that I spent 19% of my April inflow on my household category? No! But I know why I did and some steps I'm going to take next month to keep those costs down. It's awareness FIRST and then action. YOU CAN'T JUST CREATE A BUDGET ONCE and then walk away. You can't use the same template over and over again with the same information! It won't work! Your budget needs to reflect what you are actually spending so you can make changes to get it to where you want it to be. So, I post this as a form of motivation. I'm hoping to inspire as many people as possible to track their spending and then learn from it! My dance moves might be cringe, but my finances are 🔥 🙌🏆💸! #thebudgetmom #personalfinanceforwomen #trackyourspending #spendinghabits #spendingtracker #budgeting101 #spendingmoney #moneytips #debtfreegoals

Kumiko Love Instagram – If you’re not tracking your spending, you’re missing out on important clues!

I share my spending every month, not so you can compare numbers, but because this is the information and knowledge I use to make more informed decisions with my money.

Am I happy that I spent 19% of my April inflow on my household category? No! But I know why I did and some steps I’m going to take next month to keep those costs down.

It’s awareness FIRST and then action.

YOU CAN’T JUST CREATE A BUDGET ONCE and then walk away. You can’t use the same template over and over again with the same information! It won’t work!

Your budget needs to reflect what you are actually spending so you can make changes to get it to where you want it to be.

So, I post this as a form of motivation. I’m hoping to inspire as many people as possible to track their spending and then learn from it!

My dance moves might be cringe, but my finances are 🔥 🙌🏆💸!

#thebudgetmom #personalfinanceforwomen #trackyourspending #spendinghabits #spendingtracker #budgeting101 #spendingmoney #moneytips #debtfreegoals | Posted on 07/May/2024 22:46:52

Kumiko Love Instagram – I think we can all admit that we’ve felt overwhelmed at some point during our financial journey.

Sometimes, that overwhelming feeling has even resulted in giving up, frustration, or feeling unmotivated.

I’m here to tell you that there are ways to fight that overwhelm and be successful with your finances.

The number one thing I see people that are new to budgeting do is go in full force. While that’s great, it might lead to confusion and burnout later down the road. Don’t beat yourself up for not understanding every single part of the Budget by Paycheck Method. Start with one concept, get comfortable with it, and then add in other elements of the method.

For example, start with tracking your spending. Once you get in a habit of tracking your spending and how to correctly do so, implement cash envelopes into your budget. Once you have those concepts solidified and you’re comfortable with that, then maybe move on to incorporating sinking funds or close out your budget for the month.

Remember, there is no certain “pace” that you need to keep up with. Go at your own pace and ensure you are setting yourself up for success.

Give yourself grace, ensure you are budgeting for some self-care and FUN, and budget your money YOUR WAY.

What is something that you started doing to make budgeting less challenging for you? For me, I ensure I track my expenses every day. That way, I don’t feel overwhelmed and stressed trying to catch up.

#thebudgetmom #budgetqueen #budgetgoals #financialjourney #financialsupport #personalfinanceinfluencer #personalfinanceforwomen #budgeting #budgettips #financialgoals #financialfreedom #budgetingforbeginners #budgetbypaycheck #budget101 #budgetplanner
Kumiko Love Instagram – Over the past ten years, I have been working on consistency and establishing a morning financial routine that sets me up for success. 

Throughout April, I recorded all of the morning routine videos I usually only post to Instagram for YouTube. Here is the entire month!

Head to my stories to find the link to watch the full video or just head over to my YouTube channel!! ❤️❤️

#thebudgetmom #personalfinance #morningroutines #budgetlife #financialhabits #savemoney #payoffdebt

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