Actress Shreyaa Kapoor HD Photos and Wallpapers May 2024

Are those long toll queues ruining your travel plans? 🫠 Not anymore! 🫶🏼 @airtelpaymentsbank has the ultimate solution – NETC FASTag! 🌱 Say goodbye to wasted time and hello to seamless travel. Buy NETC FASTag with #AirtelPaymentsBank, and get it delivered home for free and instantly activated. 🙏🏼 You can recharge it anytime, anywhere, and you will even get an SMS for every transaction. 🙌🏼 Download the Airtel Thanks App now to make instant daily payments! ✅ #FASTag #HassleFreeTravel #ad . . #finance #payments #dailytransactions #airtelpaymentsbank #security

How can you pay 0 taxes on your 18L salary? 🫡 Before I answer this pls keep in mind that not all allowances and deductions apply to everyone – this is just a comprehensive guide on all the options available to you in order to get your salary to a level where your tax liability reduces. 🙏🏼 There is an option to restructure your salary – here you can break down your salary into various allowances that are applicable to you, bringing your taxable income to a minimum. 🙌🏼 In addition to allowances, you also have various deductions you can claim, such as home loan deductions, education loan deductions, and standard deductions, among others, to bring your taxable income further down. 🌟 Use the allowances and deductions wisely, keeping in mind that it will reduce your pay in hand. 🌱 Comment “tax” to get the complete excel sheet in your DMs! 🫶🏼 . . [tax tips, salary, tax regime, new tax regime, old tax regime, taxation, taxes, personal finance, finance, finance tips, money tips, tax]

Compounding isn’t called the 8th wonder in the world for nothing! 😅 As you can see from the example shared in the video, if someone starts investing at 21 and stops at 30, he/she will still have more funds than someone who starts at 30 but keeps investing until 67!🫶🏼 If you are looking for beginner friendly investment options, here are my top 5 picks! 🌱 -Public Provident Fund (PPF): PPF is a government-backed savings scheme offering secure and attractive returns. The current interest rate is around 7.1% per year, and the investment is tax-exempt under Section 80C. With a 15-year lock-in period, it’s ideal for building a retirement corpus.🫶🏼 -Mutual Funds: Mutual funds pool money from various investors to invest in a diversified portfolio managed by professional fund managers. Equity mutual funds typically offer returns ranging from 10% to 15% per annum over the long term, while debt mutual funds offer 6% to 8% per annum, depending on the fund type and market conditions.🙌🏼 -Index Funds: Index funds replicate the performance of a specific market index, such as the Nifty 50 or Sensex. They are low-cost and passively managed, providing average returns of about 10% to 12% per annum, aligning with the overall market growth.🌟 -Gold ETFs: Gold Exchange-Traded Funds (ETFs) allow you to invest in gold without the need to physically hold the metal. They offer returns that track the price of gold, averaging around 8% to 10% per annum over the long term, depending on market conditions.⭐️ -Corporate Bonds: Corporate bonds are debt securities issued by companies to raise capital. They offer higher interest rates compared to government bonds, with returns typically ranging from 7% to 9% per annum. Investing in bonds from well-established companies can mitigate credit risk.🙏🏼 Share this with all your friends to spread the word!❤️ . . [compounding, personal finance, finance tips, index funds, mutual funds, stocks, stock market, compound interest, personal finance hacks, money]

Hospital bills will cost you an “arm and a leg” if you do not know the following GST rules around the same! 🙏🏼 Generally, healthcare services provided by a hospital are exempt from GST. However, a GST rate of 5% will be levied on the cost of a hospital room if it exceeds Rs. 5,000 per day.🌱 Also, doctors’ consultation and treatment provided to patients without admittance to the hospital/clinical establishment are exempt from GST.🚐 All medical tests carried out in clinical establishments are exempt from GST.🫡 Check out previous reels for more GST rules on other good and services and share this to spread the word!🙌🏼 IB: @gauravmotivegroom 👑 . . [GST, goods and services, taxation, tax tips, hospital bill, hospital, medical, doctor, taxes, personal finance, finance, finance tips]

28 🎈 People above 28, pls share your best advice for navigating the late 20s and the approaching 30s 🫶🏼 Also, thank you for sending all your wishes, it means the world to me! ❤️

If you are buying gold this season, this video is for you! It has been observed in a lot of cases shops are charging 3% GST on gold but additional 5% GST on the making charges of the gold. 🙌🏼 On this there has been a simple clarification provided by the CGST Act. 🌱 As per Section 8 of the CGST Act, selling gold ornaments or jewellery is a composite supply of goods and services. The gold used is considered goods and making charges or value addition is towards job work. Since the principal supply is the sale of gold, the GST rate of 3% shall be levied instead of 5% on the total value of jewellery, whether or not making charges is shown separately. 🙏🏼 With the rise in gold prices we need to be even more aware of the tax implications that GST brings to the picture!⭐️ Share this with your friends and family!🫶🏼 . . [gold, gold prices, GST, tax, tax tips, personal finance, finance hacks, money tips, taxation, gold jewellery]

IG live: All about building your LinkedIn brand and more! 🫶🏼

Birthday overpacking is normal when you’ve got yourself the Moko 6E luggage. 🎉 Use the code Moko6E15 and enjoy yourselves a 15% off. You know it’s a great investment 🤫 . . #mokobara #goingplaces #indigo #moko6e

If your parents are in a lower tax bracket than you and / or are retired you can help them out AND save on taxes! 🙌🏼 Here is how: You can invest for your parents in a range of options, such as the Senior Citizens’ Saving Scheme, post office or other tax-saving schemes and even a common favourite, bank FDs. 🫶🏼 Senior citizens are allowed tax exemption of up to Rs 50,000 on interest income from saving or FDs in any bank- post office or cooperative. Even if interest exceeds exemption limit, their tax liability will still be much lower than yours. 🙌🏼 Note that the tax-exempt limit for citizens below 60 years is Rs 2.5 lakh but for those above 60, it is Rs 3 lakh and for seniors above 80 years, it is Rs 5 lakh.🙏🏼 However, this rule can not be used for tax evasion. There are guidelines that state that if the FD interest money is returned back by the parent then the FD interest might get clubbed with the child’s income. 🌱 This is a great way to help out your senior citizen parents while saving taxes!🫶🏼 Other tax saving hacks shared in previous reels, do check them out!🙏🏼 . . [tax saving, taxes, personal finance, finance hacks, income tax saving, money saving, Fixed deposit, tax hacks]

Right from RBI to the Central bank of China – all major banks across the globe are on a gold-buying frenzy like never before. 🙏🏼 With speculations swirling around global economic uncertainty, Gold is predicted to touch 1 Lakh soon, making right now a great time to invest in Gold. ⭐️ If you’re planning to invest in Gold, check out Gullak Gold . 🙌🏼 Gullak Gold gives the highest returns on Gold in India, as they give an extra 5% gold compounded yearly on top of gold returns. The app is 100% safe & has no lock-in. It is trusted by over 1Mn users.🙌🏼 Get the benefit of the gold price rise as well as increased gold quantity.🫶🏼 Make the most of this bull run by investing in the best Gold asset – Gullak Gold before Gold prices skyrocket. Use Code- “ShreyaaKapoor” to get great discounts on your 1st investment.🌱 . . #gold #investments #gullakgold #finance #financetips #money #income #digitalgold #asset #portfolio #investment #investor #compounding #investingold #goldinvestment #personalfinance

Gilt funds are debt funds that invest primarily in government securities. 🙌🏼 These funds have no risk of non-payment of interest or principal amount but get affected by interest rate movements. 🌱 Gilt funds are considered to be suitable when interest rates in the economy are expected to come down and if the investment horizon is at least 3-5 years. 🙏🏼 Some Gilt funds that one can look at (according to SEBI registered advisors): -PGIM India Gilt fund -SBI Magnum Gilt fund -DSP Gilt fund -UTI Gilt fund -Axis Gilt fund You can simply invest in Gilt funds by using your Dmat account.🙏🏼 -Head to Mutual Funds sections and choose the Gilt fund you want to invest in. -Choose the amount and mode of investment (SIP or Lumpsum) Still have questions? Drop them in the comments below!🫶🏼 . . [personal finance, gilt funds, finance hacks, money tips, personal finance hacks]

If you are looking into buying a house anytime soon, this is for you! ⬇️ When buying a property, it is important to ensure that there are no ongoing disputes/ loans/ title issues going on for the same. 🫡 This is where an encumbrance certificate comes in!🙏🏼 An encumbrance certificate signifies that the property is free of disputes and has a free title or ownership. 🙌🏼 This certificate reflects all the details on ownership, transactions and any other encumbrances related to land. It provides a landowner with the security to restrict any land disputes against his/her land.🏠 It comes with the following details: -Name of the property owner -Property related documents -Details mentioned on sales deed -Name and dates of transactions made in a property for a specific period -Mortgage details, if used to avail a loan or others The process to get EC differs from state to state, so do check how to apply for one in the state you are in! 🙌🏼 Sharing more such tips around home ownership in the upcoming videos so make sure you follow along!🙏🏼 PS: Concept credits @gauravmotivegroom 👑 . . [home ownership, real estate, home loan, personal finance, personal finance hacks]

You must have received an email to select the right tax regime for this financial year! 🙌🏼 This decision is primarily based on two variables: your income and how much do you claim in deductions. 🙌🏼 In the example discussed in the reel, I claim 2L in deductions and according to my 8L salary, I save more taxes with old tax regime. 🌱 Some of the deductions that you can claim are: -Standard deduction (50,000) -80C deduction (1,50,000) -80CCD deduction (50,000) -80D deduction (50,000) – 25k for self and 25k for parents -24(b) home loan deduction (2,00,000) -80E education loan deduction (50,000) Among many many others! Pick and choose which deductions are the right fit for you and according to your income and deductions, see which regime fits the bill better for you. 🙏🏼 If you think your income level is not covered in the excel then you can simple do this exercise with multiple tax calculators available online!🥂 . . [tax, tax tips, tax regime, personal finance, finance tips, personal finance hacks]

Imagine you got a loan a few years back, and even repaid it in full. 🫶🏼 You go to the bank and they refuse to offer you a new loan because in their system the old loan is still not closed – happens more frequently than you think. 🫠 This is because the lifecycle of a loan consists of 3 phases: – Getting a loan – Paying off the loan – Collecting an NOC or NDC from the bank once loan is paid off 🙌🏼 Most of us go through the 2 phases diligently but conveniently forget an equally important third phase of the loan.😅 A No objection certificate or No dues certificate for loan is a document issued by the lenders as proof that the borrower has paid all the dues.🫡 If you don’t get an NOC/ NDC, it can negatively impact your credit score. You may not be eligible to get loans in the future.🫂 Also there is a loss of time and efforts as you may be asked to pay the outstanding amount that you have already paid. 🙏🏼 Lesson: Just collect your NOC/ NDC the moment you repay your loan and also don’t forget to collect all your original documents.🙌🏼 . . [loan, personal finance, loan tips, home loan, money hacks, finance hacks, loans]

I attended the Ather Community Day and everything was just 🤯 I learned so much about this made-in-India brand and it makes me feel so proud and excited. 🫶🏼 This is the future guys! The technology and thought that goes on behind blew me away! 🙌🏼 The event was powerpacked with so many other fun activities too! 🫡 Sharing a little glimpse of the amazing day I had! 🌱 . . #AD #AtherCommunityDay #AtherRizta #NewLaunch #AtherHalo

In the bustling lanes of Shahdara, Delhi, Mr Sharma, the owner of a small publication company, struggles to keep up with the demands of business. 🙏🏼 As orders pour in, he often finds himself buried under piles of paperwork, especially when it comes to invoicing.🫠 Days are spent manually creating invoices, tracking payments, and managing inventory.👩🏻‍💻 Which is why I reached out to him to help automate these tasks, using @odoo.official 🙌🏼 The invoicing system of Odoo has proved to be a game-changer. Within a few clicks, he can now create and send professional invoices, track payments, and manage inventory effortlessly.🌱 Not only does the system save time and reduce errors, but it also helps improve his cash flow and customer relationships with reminders for payments!🙏🏼 If you too want to streamline your small business – check out Odoo using the link in my bio! 🙌🏼 . . [small business, small business tips, money hacks, invoice, money management]

First up, my childhood was in Vivek Vihar so pls don’t take offence to the joke! ❤️ A top-up loan is a loan given by the bank over and above your home loan. Just like you top-up your mobile balance or drink, if you are running low on balance, similarly banks give top-up loans over your current balance. 🙌🏼 The interest on a top up loan is generally comparable to the interest against the original long-term loan and doesn’t need additional paperwork. 🌱 Due to the relatively lower interest rate structure and flexible loan tenure, top-up loans are a better alternative to a personal loan. A top-up loan can be taken for a maximum tenure of upto 30 years or the remaining period of your existing home loan, while a personal loan is offered for a maximum of five years.🙏🏼 .Additionally, if you are taking a loan for home renovation or home extension purposes, a top-up loan would offer various kinds of tax incentives which are not available in the case of personal loan. 🫡 There are no usage restrictions in a top-up loan – you can use it to fund any personal expense, home expense, pay for medical emergency or even to fund education loan. Only speculative usage is prohibited. 🚫 Found this useful? Share this with your friends! 🫶🏼 . . [loan, home loan, top up loan, loan tips, personal loan, personal finance hacks, personal finance, tax tips]

Here is why you should consider an electric scooter if you are looking to get a 2 wheeler home! 🛵 Electric scooters have remarkably low operating costs. For instance, an Ather EV scooter costs only Rs 0.25 per kilometer to run!🌱 If you were to ride 40,000 kilometers over four years (equivalent to 10,000 kilometers annually), you would save roughly 1 Lac on fuel by using an Ather electric scooter. This is significant, especially considering the fluctuating nature of petrol price.🫠 Add to this GST benefits where EVs attract a lower Goods and Services Tax (GST) rate compared to traditional vehicles. 🙌🏼 EVs are taxed at 5% GST, whereas petrol and diesel vehicles are taxed at higher rates ranging from 28% to 43%. And here we have a solid case for EVs!🙏🏼 Share this with all your friends who are on the edge about an EV scooter! 🫶🏼 . . #Ather450X #EV #electricscooter #tech

Just 7 days to finally see new product launches by Ather! 🛵 I will also share my fun experiences at their community event filled with other auto enthusiasts. 🫶🏼 It is one of the Indian startups whose growth I am genuinely rooting for so can’t wait to see what’s in store! 🫶🏼 Set reminder from the link in Ather’s bio and Tune in live on 6th April. See you there.🌱 . . #AtherCommunityDay #AtherRizta #FamilyScooter #FirstLook #AtherHalo #Atherstack

Just 7 days to finally see new product launches by Ather! 🛵 I will also share my fun experiences at their community event filled with other auto enthusiasts. 🫶🏼 It is one of the Indian startups whose growth I am genuinely rooting for so can’t wait to see what’s in store! 🫶🏼 Set reminder from the link in Ather’s bio and Tune in live on 6th April. See you there.🌱 . . #AtherCommunityDay #AtherRizta #FamilyScooter #FirstLook #AtherHalo #Atherstack

IG LIVE – March’24 All about investing basics! 🌱 Feel free to drop your questions in the comments or save them for the next live! 🫶🏼

Planning on going abroad for education? Read on! 🙌🏼 Education abroad became even more expensive as the Finance Act of 2020 introduced Section 206C(1G) under the Income Tax Act, 1961 which imposes 0.5% TCS on an amount exceeding Rs 7 lakh in case of any remittance made for education loan from any financial institution in India. 🙌🏼 Say for example you are taking out a loan of 50 lakh from the bank, you will have to pay additional 0.5% in TCS on 43 lakh (50-7) which comes out to be 21,500. But the TCS becomes 10 times more or 5% if you self finance! 🫠 However, you can get your parents to claim a full tax refund on the same. 🙏🏼 The whole amount of the TCS can be adjusted in the annual tax liability of your father or mother if they are the co-applicant in your education loan. This means the whole amount of TCS can be claimed back. 🙏🏼 Say your father’s tax liability for the year is 1 lakh, he can deduct the 21,500 paid as TCS from the same!🌱 Share this with your friends going abroad for their education!🙏🏼 . . [education loan, loan tips, education abroad, study abroad, personal finance, personal finance tips, finance hacks, taxation, bank loan]

Leave Travel Allowance (LTA) is a tax-free allowance paid to the employee by the employer. 🙌🏼 This amount can differ from one employer to the next. One can avail of the exemption for only two travels within a block of four years.🌱 The current block is 2022-2025. 🙏🏼 The rules related to the exemptions of LTA have been clearly mentioned under Section 10(5) of the Income Tax Act, 1961. ☀️ While this is a very good tax saving tool, there are a few pointers you should account for: – Check if it is a part of your salary structure. – To claim the exemption, an actual journey is necessary. Only domestic travel will be considered for LTA exemptions. – The travel exemption is available for the employee alone or with the family. Employee’s spouse, children, and wholly or mainly dependent parents, brother, and sister of the employee are allowed. – The exemption is allowed for ticket fares of a national airline’s economy class. – If the destination is connected by train, the exemption is allowed for AC first-class tickets. – If the destination is not connected by air or rail, an amount equivalent to first-class, deluxe, or AC first-class fare, whichever is lower, can be claimed for exemption under LTA. – The LTA deductions will be considered only for the shortest route to the destination and back. So if you took a flight this year for a vacation, claim your LTA before it’s too late! ⏰ . . [personal finance, tax tips, tax hacks, taxation, tax season, personal finance hacks, travel hacks]

You can pay 0 taxes on your 10.5L salary, here is how! 🙌🏼 Apart from the usual suspects like medical insurance, ELSS/ PPF under 80C and NPS did you know you can also claim home loan deduction and house rent deduction together (if you have a home loan and live on rent) 🙏🏼 Reference can be drawn to the case of CIT vs. Mr. Justice Avadh Behari Rohatgi (157 ITR 441)(Delhi High Court, 1985) where it was held that even if person owns property in the same city and lives in another house in the same city they can claim deductions for both home loan and HRA as they operate independently of each other!🙌🏼 Incase you don’t have a home loan/ don’t get HRA – there are multiple other ways to save on taxes which I have shared in previous reels so do check them out!🫡 Do drop your questions in the comments below! And share this with your friends earning enough to have tax laibility!🌱 . . [home loan, tax tips, tax season, tax saving, HRA, tax hacks, personal finance, finance tips, tax filing]

Actress Shreyaa Kapoor HD Photos and Wallpapers May 2024

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