Did you know you can exchange your torn currency notes at any bank in India? Yes, it’s true! However, the value you get for your damaged note depends on whether it is a soiled or mutilated note. ✅Soiled notes refer to currency that has become dirty due to regular use, including notes made up of two pieces pasted together where both parts belong to the same note and all essential features are intact. Denominations of less than ₹50 👉If the area of the single largest undivided piece of the note is more than 50 percent, then the full value may be payable. Denominations of more than ₹50 👉 If the area of the single largest undivided piece is more than 80 percent, then the full value will be given. 👉 If the area of the single largest undivided piece is between 40 to 80 percent, then half value will be given. 👉 If the area of the single largest undivided piece is less than 40 percent, then no value will be given. ✅Mutilated notes are those with missing portions or made up of more than two pieces. 👉If each part has an area equal to or greater than 40 percent of the total area of the note, the full value will be given. [ note, rupee, currency, rupees, bank, notes, rupees, torn, spoiled, exchange, banks, reelsvideo, prettymuchfinance ] #note #rupee #currency #rupees #bank #notes #torn #spoiled #rupees #exchange #banks #reelsvideo #prettymuchfinance
💸 Do you know you can triple your savings interest? 👉 With the auto sweep feature, your savings account connects to a fixed deposit, letting you earn higher interest on unused funds. ✅ How does Auto Sweep work? 👉 When your savings exceed a set limit, the auto sweep moves the extra amount to a fixed deposit. 👉 You can still access the extra funds by transferring money back from your FD account to your savings by reverse sweep. ✅ Here’s an example: 👉 If your savings account has a Rs. 10,000 minimum balance and you deposit Rs. 30,000 with a Rs. 15,000 threshold, the extra Rs. 15,000 goes to your FD account, earning interest in both accounts. 👉 If you transfer Rs. 5,000 back to your savings, the FD interest rate will apply to the remaining Rs. 10,000 in the FD account. fd, saving, savings, fds, fixeddeposit, bank, banks, banking, banksy, interest, more, reelsvideo, prettymuchfinance ] #fd #saving #savings #fds #fixeddeposit #bank #banks #banking #banksy #interest #more #reelsvideo #prettymuchfinance
Earn money from your old clothes by selling them on this app. Comment “Link” and I’ll DM it to you. [ old, clothes, fashion, lifestyle, earn, oldclothes, clothing, sell, buy ] #old #clothes #fashion #lifestyle #earn #oldclothes #clothing #sell #buy
Don’t judge a loan solely by its interest rate! You might think you’re getting a good deal, but beware – banks often hide charges that can lead to future headaches. The Reserve Bank is onto this trick and has made it mandatory for all commercial banks, co-operative banks, NBFCs, and HFCs to provide a Key Fact Statement with every loan from 1st October. This statement is a quick summary of the loan’s vital details, including loan amount, interest rate, tenure, EMI, additional costs, effective cost, and amortization schedule. [ bank, loan, loans, banks, banking, charge, fee, hidden, reelsvideo, prettymuchfinance ] #bank #loan #loans #banks #banking #charge #fee #hidden #reelsvideo #prettymuchfinance
If you wish to go on a pilgrimage, you no longer need to worry about the budget. The Delhi government has introduced the “Mukhyamantri Tirth Yatra Yojana,” where the government covers all your travel, food, and accommodation expenses. ✅Benefits: 👉Senior citizens can travel for free. 👉The government bears all costs, including travel, meals, and lodging. 👉Pilgrims can bring an attendant, and their expenses are also covered by the government. 👉Paramedical staff and attendants are provided during the journey. ✅Eligibility: 👉The applicant or their spouse must reside within the NCT of Delhi. 👉The applicant must be at least 60 years. 👉Neither the applicant nor their spouse should be employed by the Central/State Government or any local/autonomous bodies. 👉The applicant or their spouse should not have previously availed of this scheme. 👉The attendant, if chosen, must be over 21 years old. ✅Application Process: 👉Go to edistrict.delhigovt.nic.in. 👉Click on the “New User” link under the ‘Citizen’s Corner’ section on the homepage. 👉The Mukhyamantri Tirth Yatra Yojana Online Registration Form will appear. 👉Enter the required details such as ID proof and document proof to access the Free Tirth Yatra Scheme Delhi. 👉Fill in all necessary details accurately to complete the registration process for the Senior Citizen Free Tirth Yatra Yojana. [ trip, travel, free, travelgram, travelling, traveling, traveller, traveler, seniorcitizens, pilgrimage, vaishnodevi, haridwar, mandir, reelsvideo, prettymuchfinance ] #trip #travel #free #travelgram #travelling #traveling #traveller #traveler #seniorcitizens #pilgrimage #vaishnodevi #haridwar #mandir #reelsvideo #prettymuchfinance
Do you know that you don’t need to maintain a minimum balance in your account? Yes! This is possible because of Basic Savings Bank Deposit Account (BSBDA) that you can open in any bank of India. ✅Benefits: 👉No need to maintain a minimum balance in BSBDA. 👉Account holders get a Debit Card and passbook free of cost. 👉Interest in BSBDA is similar to a regular savings account. 👉Account holders can also open fixed deposits and recurring deposits. 👉No fees are charged if the account becomes inactive. 👉You can convert your regular Savings Account to a BSBDA if you follow the required conditions and rules. ✅Eligibility: 👉Maximum account balance: ₹50,000 👉Maximum annual deposits: ₹1,00,000 👉Maximum monthly withdrawals: ₹10,000 👉Maximum monthly withdrawals: 4 transactions [ bank, zero, balance,account, banks, accounts, withdrawal, deposit, free, service, reelsvideo, prettymuchfinance ] #bank #zero #balance #account #banks #accounts #withdrawal #deposit #free #service #reelsvideo #prettymuchfinance
Want to sell your old books but struggling to get a fair price? Don’t worry! Now you can sell them at a great price and receive instant payment directly to your account through your preferred method. If you’d like the link to this app, comment “books” and I’ll send it to you via DM. [ book, books, sell, selling, seller, booklover, booknerd, bookaddict, sellers, reelsvideo, prettymuchfinance ] #book #books #sell #selling #seller #booklover #booknerd #bookaddict #sellers #reelsvideo #prettymuchfinance
Struggling to get a business loan? 🏦💼 Discover the ease of Aditya Birla Finance’s Udyog Plus platform! Get your loan approved in just 2 minutes, with funds transferred the same day – all with minimum documentation or collateral* Take your business to the next level🚀 Link is in the bio! *T&C Apply [ AdityaBirlaFinance, UdyogPlus, BusinessFinance, BusinessLoan, loan, loans, business, personalloan, startup, loanofficers, reelsvideo ] #AdityaBirlaFinance #UdyogPlus #BusinessFinance #BusinessLoan #loan #loans #business #personalloan #startup #loanofficers #reelsvideo
Book Your Train Seat with Just 25% Payment! Believe it or not, it’s true! With the MakeMyTrip app’s seat lock feature, you can book your train ticket by paying only 25% upfront. Pay the remaining 75% up to 24 hours before departure. And the best part? No extra charges! So, what are you waiting for? Lock in your train ticket on the MakeMyTrip app Now! #seatlock #indianrailways #makemytrip #feature #trains #train #trains #travel #traveling #travelling #traveller
Get a free stay and meals in a hotel and make your trip more affordable. DM “Free” to get the website link. [ hotel, stay, free, food, meal, trip, travel, travelling, traveller, journey, hotelroom, reelsvideo, prettymuchfinance ] #hotel #stay #free #food #meal #trip #travel #travelling #traveller #journey #hotelroom #reelsvideo #prettymuchfinance
No more gas cylinder fires because you can replace your old cylinder with a new composite cylinder. These new-age composite cylinders offer several advantages over the existing steel cylinders: 👉 They are lightweight: the tare weight of a composite cylinder is half that of its steel counterpart. 👉 They have a translucent body that helps customers accurately check the LPG level against the light, making it easier to plan the next refill. 👉 They are rust-free and do not corrode, reducing the chances of leaving stains and marks on surfaces. 👉 They are aesthetically designed, making them visually appealing and ideal for modern kitchens. 👉 They are safer to use, being explosion-proof. 👉 Currently, Indane is the only provider of composite cylinders in all major cities, available in 5 kg and 10 kg sizes, but other companies may offer them soon. 👉 Customers can replace their existing steel cylinder with the state-of-the-art composite cylinder by paying the difference in the security deposit. [ fire, gas, cylinder, gasgas, fireplace, fireplace, home, flat, society, house, reelsvideo, prettymuchfinance ] #fire #gas #cylinder #gasgas #fireplace #fireplace #home #flat #society #house #reelsvideo #prettymuchfinance
Sukanya Samriddhi Yojana was launched with the aim to promote the education of girls. Recently, the government has increased the interest rate from 8% to 8.2%! ✅Features: 👉You can deposit a minimum of Rs. 500 and a maximum of Rs. 1.5 lakh in a financial year. 👉Deposits must be made for 15 years. However, the scheme matures after 21 years. 👉 Investments up to Rs. 1.5 lakh are eligible for tax deduction under Section 80C. 👉Interest earned and maturity proceeds are tax-free. ✅Eligibility Criteria: 👉Parent or legal guardian can open an account for a girl child below 10 years. 👉Girl child must be a resident Indian. 👉Maximum of two accounts can be opened per family, with a third account permitted for twin girls. ✅Application Process: 👉Visit the nearest branch of a bank or post office and fill out the application form. 👉Submit the completed form along with the necessary documents. 👉Pay the first deposit amount, which can range from Rs. 250 to Rs. 1 lakh. 👉The bank or post office will verify the application and payment. If all details are correct, an SSY account will be opened in your name. [ girl, scheme, govt, govtjobs, girls, save, investment, government, marriage, reels, prettymuchfinance ] #girl #scheme #govt #govtjobs #girls #save #investment #government #marriage #reels #prettymuchfinance
You can now easily identify scam calls without answering them. According to the new TRAI regulation, banks, insurance companies, and other brands must switch their important service and transactional calls to the ‘160’ series by August. Promotional calls will use numbers starting with ‘140’, with a July deadline. This allows you to determine if a call is important or scam simply by checking the first three digits. [ scam, alert, fraud, beware, scams, scamalert, fraudalert, scammer, reelsvideo, prettymuchfinance ] #scam #alert #fraud #beware #scams #scamalert #fraudalert #scammer #reelsvideo #prettymuchfinance
Are you aware of the limit on purchasing gold without needing to show your Aadhaar or PAN card? Watch the video to know ) [ gold, goldjewellery, goldjewelry, goldearrings, goldchain, chain, set, pan, aadhaar, buy, reelsvideo, prettymuchfinance ] #gold #goldjewellery #goldjewelry #goldearrings #goldchain #chain #set #pan #aadhaar #buy #reelsvideo #prettymuchfinance
Free Mobile Recharge from Modi Ji! Scam or Reality? Watch the video to know! [ recharge, mobile, free, scam, scammers, scamalert, fraud, fraudalert, beware, reelsvideo, prettymuchfinance ] #recharge #mobile #free #scam #scammers #scamalert #fraud #fraudalert #beware #reelsvideo #prettymuchfinance
The GST Council has given the green signal to waive off GST on many Indian Railway services. Now say goodbye to GST on platform tickets, retiring rooms, waiting rooms, cloakroom facilities, and battery-operated car services. This move is set to make your train travels even more hassle-free and budget-friendly! [ train, trainstagram, travel, traveling, travelling, travelgram, traveler, traveller, instatravel, reelsvideo, prettymuchfinance ] #train #trainstagram #travel #traveling #travelling #travelgram #traveler #traveller #instatravel #reelsvideo #prettymuchfinance
A corporate bond is like a loan to a company. When you buy a corporate bond, you lend money to the company, and in return, they promise to pay you back with interest. After SEBI’s new rules, it has become very easy for investors to invest in corporate bonds, as they can now start investing in corporate bonds with just Rs 10,000. ✅Here are the steps to invest in corporate bonds in India: 👉Open a demat account 👉Select an online platform to facilitate your investment. 👉Choose the corporate bond you want to invest in, considering factors like credit rating, yield, and tenure. 👉Use your broker’s platform to place a buy order for the chosen bond and make the payment. 👉After that, the bond will be credited to your demat account. ✅Platforms to Invest in corporate bonds: 👉Zerodha, WintWealth, GoldenPi, IndiaBonds, Grip [ fd, better, bond, interest, more, fds, fixed, corporate, reelsvideo, prettymuchfinance ] #fd #better #bond #interest #more #fds #fixed #corporate #reelsvideo #prettymuchfinance
Ever lent money to someone, and now they’re not paying you back? Plus, you have no proof that you gave them the money? Don’t worry, I have a super solution for you! Did you know that your WhatsApp chats can be used as legal proof? Yes, you heard that right! According to the Indian Evidence Act, Section 65(B), WhatsApp messages and other electronic correspondence are admissible in court. This means that if you have WhatsApp chats showing that you gave money to someone, those chats are considered valid evidence in court. [ money, back, proof, legal, law, whatsapp, court, case, moneymindset, moneychallenge, reelsvideo, prettymuchfinance ] money #back #proof #legal #law #whatsapp #court #case #moneymindset #moneychallenge #reelsvideo #prettymuchfinance
Worried about the last-minute, lengthy, and complicated tax filing process? Don’t worry! I’ve got the perfect solution for you. Use ClearTax to file ITR easily in just 3 steps. Just link your PAN and upload Form16 to auto-fill your personal details, income details, and deductions and save hours of work. Plus, if you use my code CTPMF, you’ll get an extra 10% discount on top of the existing discount. So, what are you waiting for? File your ITR now with Cleartax and enjoy a stress-free tax filing experience! #Tax #ITRFIling #TaxFiling #IncomeTax #ClearTax #TaxSeason #taxtips #itr #reelsvideo
Get your health insurance refund easily now!! According to IRDAI’s new rules, you can cancel your health insurance policy at any time without giving any reason. Additionally, if you cancel your health insurance policy early, you will receive a refund for the remaining duration of the policy, provided you haven’t made any claims during that time. For example, if you paid a premium of ₹10,000 for the entire year but canceled after six months, you will get a refund of ₹5,000 for the remaining six months. [ insurance, health, healthtips, healthiswealth, healthinsurance, life, cancel, policy, reelsvideo, prettymuchfinance ] #insurance #health #healthtips #healthiswealth #healthinsurance #life #cancel #policy #reelsvideo #prettymuchfinance
If you want to avoid TDS on your fixed deposit when you invest, here’s a useful tip. Banks deduct 10% TDS when your FD interest exceeds ₹40,000 in a year. You can get this TDS refunded when you file your ITR, which will reduce your overall tax burden. However, it’s more advantageous to prevent TDS from being deducted in the first place. To do this, you need to split your FDs across different banks so that the interest in any one bank does not exceed ₹40,000, preventing them from deducting TDS. But finding the right banks can be tough na? Don’t worry! Download the Incred Money app. Here, you will find all best small finance banks and NBFCs with the best FDs. It’s also completely safe because your deposit up to ₹5 lakh is insured by DICGC. So, download the Incred Money App now; the link is in my bio! [ fd, fixeddeposit, fds, fixeddeposits, savings, money, save, bank, banks, reelsvideo, prettymuchfinance ] #fd #fixeddeposit #fds #fixeddeposits #savings #money #save #bank #banks #reelsvideo #prettymuchfinance
No GST on PG and Hostel Rooms Of Upto ₹20,000 Rent!! 👉Good news! The GST council has exempted rents up to ₹20,000 a month paid for co-living spaces, hostels, and paying guests. 👉Earlier, the rent on these co-living spaces attracted 12 percent GST. 👉However, this exemption applies only if the services are provided for at least 90 continuous days. 👉Both students and working professionals can benefit from this. [ hostel, pg, pgdaily, hostellife, coworking, coworkers gst, tax, itr #save, reelsvideo, prettymuchfinance ] #hostel #pg #pgdaily #hostellife #coworking #coworkers #gst #tax #itr #save #reelsvideo #prettymuchfinance
Now you can directly invest in RBI schemes through the newly launched RBI Retail Direct app. ✅ How to use the RBI Retail Direct mobile app: 1️⃣Download the RBI Retail Direct mobile app from Google Play Store or the App Store. 2️⃣Create your Retail Direct Gilt account by providing details like name, PAN, mobile number, address, etc. 3️⃣Log into the app and select the ‘primary market’ option beside the dashboard to start transacting in government securities (G-Secs). 4️⃣Choose a security to bid on from the ‘auction watch’ and enter the bid amount in the ‘bid entry’ window. 5️⃣Fund your bids either at the time of bidding or before the closure of the bidding/subscription window using services like UPI and Net Banking. 6️⃣Based on auction results, individual investors will receive allotments either in full or partially based on the bidding process. [ rbi, bank, banks, banking, app, new, launch, invest, direct, reelsinstagram, prettymuchfinance ] #rbi #bank #banks #banking #app #new #launch #invest #direct #reelsinstagram #prettymuchfinance
Attention Jio, Airtel, and Vodafone Idea users! 📣 Starting July 3rd, recharge plans will cost more. For example, a plan that was ₹2,999 will be ₹3,599. 😧🥲 But don’t worry, you can save money! 💰 Recharge before July 3rd to keep the current rates. You can even set up future recharges now. 📅✨ [ mobile, recharge, mobilelegends, recharged, airtel, jio, reliance, vi, phone, phones, charge, prettymuchfinance ] #mobile #recharge #mobilelegends #recharged #airtel #jio #reliance #vi #phone #phones #charge #prettymuchfinance
