The Hidden Tax Burden of Buying a Home: Tax Series Part 1 When purchasing a house, buyers often focus on the property’s price tag. but, the actual cost can be significantly higher due to various taxes imposed by the government. Let’s break down the tax burden using the example of buying a 2 crore rupee flat in Delhi: 1. Income Tax Income Tax: Approximately 69 lakh rupees (34.5% of the property value) 2. Property Purchase Taxes Once you have the money, buying the property incurs additional taxes: Goods and Services Tax (GST): 5% = 10 lakh rupees Stamp Duty: 6% = 12 lakh rupees Tax Deducted at Source (TDS): 1% = 2 lakh rupees Registration Charges: 1% = 2 lakh rupees Total taxes on purchase: 26 lakh rupees (13% of the property value) 3. Future Sale Taxes If you decide to sell the property in the future: Long Term Capital Gains Tax: 12.5% The Bottom Line To buy a 2 crore rupee house: Total taxes paid: 95 lakh rupees (47.5% of the property value) This means that nearly half of what you pay goes directly to the government in various forms of taxation. The government benefits significantly from property transactions, collecting taxes at multiple stages of the process. Do you think the government needs to lower the taxes? PS: We are starting a new series related to tax that saves you a lot of money, follow me for that!
2024 : Finance Influencer Award by @gadkari.nitin 2020 : My family told me to not make videos. I Started making finance content on short video platform Tiktok in Lockdown 2020. when there was 99% entertainment content only & almost nothing particularly on finance. So they said why will people watch Finance content on TT they just want to get entertained here. But still I posted few videos on taxes & investing And to my surprise they all went viral within a week. Then I added 300k followers in 2 months on Tiktok. We all were surprised & super happy that it worked. But then TT got banned on 29th June. And there I realised the importance of diversification. I had everything on one platform. Nothing on others. And I had to start from zero. It was a difficult time. But I started again on Instagram. And again I got 600k followers in first 6 months only. Finance content started picking up too fast…But this time I started working on Youtube, Linkedin & Twitter too. And now here we are in 2024 getting an Award from my favorite politician/govt official on biggest platform. And Thank you so much @enavabharat for appreciating our work.. ❤️❤️🥹🥹🥹❤️❤️ Thank you my Finfamily for everything.
Siya on her 4th team outing 🙂 Every employee deserves a company that treats them more than just employees—one that cares for them like a real family. Our team means everything to us. It’s not just about getting the work done; it’s about the bond we share that makes our journey special. Last week, we finished our fourth team outing in the last two years, this time to the beautiful hills of Manali. This trip brought us even closer and reminded us of why we value these moments together. When we arrived in Manali, everyone was amazed by the stunning mountains and the cool, crisp air. The peaceful vibe set the perfect tone for our trip. Our evenings were filled with fun as we played games like UNO and Damsharas, with everyone showing their playful side. It was great to see our team relaxing and enjoying each other’s company. The next day, we went on a hike to Jogini Waterfall. The hike was refreshing, and the waterfall was absolutely gorgeous. It was a moment to take in the beauty around us and think about how far we’ve come as a team. But beyond the fun, this trip was a reminder of what we stand for. we’re not just coworkers—we’re a family. We support each other, celebrate our wins, and help each other through tough times. These outings are our way of saying thank you to our team for all their hard work. It’s about creating memories beyond the office, building trust, and making everyone feel like they truly belong. I’m more sure than ever that a company’s success depends on how it treats its people. What do you think, let me know in the comment?
Siya on her 4th team outing 🙂 Every employee deserves a company that treats them more than just employees—one that cares for them like a real family. Our team means everything to us. It’s not just about getting the work done; it’s about the bond we share that makes our journey special. Last week, we finished our fourth team outing in the last two years, this time to the beautiful hills of Manali. This trip brought us even closer and reminded us of why we value these moments together. When we arrived in Manali, everyone was amazed by the stunning mountains and the cool, crisp air. The peaceful vibe set the perfect tone for our trip. Our evenings were filled with fun as we played games like UNO and Damsharas, with everyone showing their playful side. It was great to see our team relaxing and enjoying each other’s company. The next day, we went on a hike to Jogini Waterfall. The hike was refreshing, and the waterfall was absolutely gorgeous. It was a moment to take in the beauty around us and think about how far we’ve come as a team. But beyond the fun, this trip was a reminder of what we stand for. we’re not just coworkers—we’re a family. We support each other, celebrate our wins, and help each other through tough times. These outings are our way of saying thank you to our team for all their hard work. It’s about creating memories beyond the office, building trust, and making everyone feel like they truly belong. I’m more sure than ever that a company’s success depends on how it treats its people. What do you think, let me know in the comment?
Siya on her 4th team outing 🙂 Every employee deserves a company that treats them more than just employees—one that cares for them like a real family. Our team means everything to us. It’s not just about getting the work done; it’s about the bond we share that makes our journey special. Last week, we finished our fourth team outing in the last two years, this time to the beautiful hills of Manali. This trip brought us even closer and reminded us of why we value these moments together. When we arrived in Manali, everyone was amazed by the stunning mountains and the cool, crisp air. The peaceful vibe set the perfect tone for our trip. Our evenings were filled with fun as we played games like UNO and Damsharas, with everyone showing their playful side. It was great to see our team relaxing and enjoying each other’s company. The next day, we went on a hike to Jogini Waterfall. The hike was refreshing, and the waterfall was absolutely gorgeous. It was a moment to take in the beauty around us and think about how far we’ve come as a team. But beyond the fun, this trip was a reminder of what we stand for. we’re not just coworkers—we’re a family. We support each other, celebrate our wins, and help each other through tough times. These outings are our way of saying thank you to our team for all their hard work. It’s about creating memories beyond the office, building trust, and making everyone feel like they truly belong. I’m more sure than ever that a company’s success depends on how it treats its people. What do you think, let me know in the comment?
Siya on her 4th team outing 🙂 Every employee deserves a company that treats them more than just employees—one that cares for them like a real family. Our team means everything to us. It’s not just about getting the work done; it’s about the bond we share that makes our journey special. Last week, we finished our fourth team outing in the last two years, this time to the beautiful hills of Manali. This trip brought us even closer and reminded us of why we value these moments together. When we arrived in Manali, everyone was amazed by the stunning mountains and the cool, crisp air. The peaceful vibe set the perfect tone for our trip. Our evenings were filled with fun as we played games like UNO and Damsharas, with everyone showing their playful side. It was great to see our team relaxing and enjoying each other’s company. The next day, we went on a hike to Jogini Waterfall. The hike was refreshing, and the waterfall was absolutely gorgeous. It was a moment to take in the beauty around us and think about how far we’ve come as a team. But beyond the fun, this trip was a reminder of what we stand for. we’re not just coworkers—we’re a family. We support each other, celebrate our wins, and help each other through tough times. These outings are our way of saying thank you to our team for all their hard work. It’s about creating memories beyond the office, building trust, and making everyone feel like they truly belong. I’m more sure than ever that a company’s success depends on how it treats its people. What do you think, let me know in the comment?
Siya on her 4th team outing 🙂 Every employee deserves a company that treats them more than just employees—one that cares for them like a real family. Our team means everything to us. It’s not just about getting the work done; it’s about the bond we share that makes our journey special. Last week, we finished our fourth team outing in the last two years, this time to the beautiful hills of Manali. This trip brought us even closer and reminded us of why we value these moments together. When we arrived in Manali, everyone was amazed by the stunning mountains and the cool, crisp air. The peaceful vibe set the perfect tone for our trip. Our evenings were filled with fun as we played games like UNO and Damsharas, with everyone showing their playful side. It was great to see our team relaxing and enjoying each other’s company. The next day, we went on a hike to Jogini Waterfall. The hike was refreshing, and the waterfall was absolutely gorgeous. It was a moment to take in the beauty around us and think about how far we’ve come as a team. But beyond the fun, this trip was a reminder of what we stand for. we’re not just coworkers—we’re a family. We support each other, celebrate our wins, and help each other through tough times. These outings are our way of saying thank you to our team for all their hard work. It’s about creating memories beyond the office, building trust, and making everyone feel like they truly belong. I’m more sure than ever that a company’s success depends on how it treats its people. What do you think, let me know in the comment?
Siya on her 4th team outing 🙂 Every employee deserves a company that treats them more than just employees—one that cares for them like a real family. Our team means everything to us. It’s not just about getting the work done; it’s about the bond we share that makes our journey special. Last week, we finished our fourth team outing in the last two years, this time to the beautiful hills of Manali. This trip brought us even closer and reminded us of why we value these moments together. When we arrived in Manali, everyone was amazed by the stunning mountains and the cool, crisp air. The peaceful vibe set the perfect tone for our trip. Our evenings were filled with fun as we played games like UNO and Damsharas, with everyone showing their playful side. It was great to see our team relaxing and enjoying each other’s company. The next day, we went on a hike to Jogini Waterfall. The hike was refreshing, and the waterfall was absolutely gorgeous. It was a moment to take in the beauty around us and think about how far we’ve come as a team. But beyond the fun, this trip was a reminder of what we stand for. we’re not just coworkers—we’re a family. We support each other, celebrate our wins, and help each other through tough times. These outings are our way of saying thank you to our team for all their hard work. It’s about creating memories beyond the office, building trust, and making everyone feel like they truly belong. I’m more sure than ever that a company’s success depends on how it treats its people. What do you think, let me know in the comment?
Siya on her 4th team outing 🙂 Every employee deserves a company that treats them more than just employees—one that cares for them like a real family. Our team means everything to us. It’s not just about getting the work done; it’s about the bond we share that makes our journey special. Last week, we finished our fourth team outing in the last two years, this time to the beautiful hills of Manali. This trip brought us even closer and reminded us of why we value these moments together. When we arrived in Manali, everyone was amazed by the stunning mountains and the cool, crisp air. The peaceful vibe set the perfect tone for our trip. Our evenings were filled with fun as we played games like UNO and Damsharas, with everyone showing their playful side. It was great to see our team relaxing and enjoying each other’s company. The next day, we went on a hike to Jogini Waterfall. The hike was refreshing, and the waterfall was absolutely gorgeous. It was a moment to take in the beauty around us and think about how far we’ve come as a team. But beyond the fun, this trip was a reminder of what we stand for. we’re not just coworkers—we’re a family. We support each other, celebrate our wins, and help each other through tough times. These outings are our way of saying thank you to our team for all their hard work. It’s about creating memories beyond the office, building trust, and making everyone feel like they truly belong. I’m more sure than ever that a company’s success depends on how it treats its people. What do you think, let me know in the comment?
Read this to grow your income! 📈 What if I told you that one of the biggest reasons your income isn’t growing could be as simple as not hitting the gym? 🏋️♀️ A recent study by one of the universities in England shows that people who exercise regularly see significantly more career growth. Here’s why: – Stress reduction – Increased energy – Boosted productivity Feeling physically better means higher work output and more opportunities for promotions. According to Daniel Hamermesh in his book ‘Beauty Pays,’ physical fitness impacts not just how others perceive us but also our earning potential. Imagine two candidates with the same skills and education—who gets the promotion? The fit, energetic one! Society often views them as more competent, friendly, and capable. Conversely, a lack of exercise can lower productivity and lead to retail therapy, making it harder to save money. The takeaway? To grow your wealth, start by investing in your health. 💰💪 Don’t let a sedentary lifestyle hold back your career. Take that first step and transform your life! [ CareerGrowth FitnessJourney HealthIsWealth Productivity WellnessInWork ]
Finance influencer of the year ❤️ by my favourite @gadkari.nitin ji Let me tell you a quick story I call myself lockdown creator as I started creating content in 2020 lockdown in a very niche category ie finance .. so 4 years ago my family asked me who will watch your content when everyone wants entertainment from social media ? And here are we in 2024 when even a category like finance is getting mainstream attention.. And now my father called me Nitin ji se mili ? He is so happy that I got awarded from his and my favorite person in government. But this is all possible because of you all.. who watch finance content and wants to improve their life… Big big thanks to each one of you 🙂 Special thanks @enavabharat for appreciating our work.. And my Team @digiwhistle ❤️
Finance influencer of the year ❤️ by my favourite @gadkari.nitin ji Let me tell you a quick story I call myself lockdown creator as I started creating content in 2020 lockdown in a very niche category ie finance .. so 4 years ago my family asked me who will watch your content when everyone wants entertainment from social media ? And here are we in 2024 when even a category like finance is getting mainstream attention.. And now my father called me Nitin ji se mili ? He is so happy that I got awarded from his and my favorite person in government. But this is all possible because of you all.. who watch finance content and wants to improve their life… Big big thanks to each one of you 🙂 Special thanks @enavabharat for appreciating our work.. And my Team @digiwhistle ❤️
Finance influencer of the year ❤️ by my favourite @gadkari.nitin ji Let me tell you a quick story I call myself lockdown creator as I started creating content in 2020 lockdown in a very niche category ie finance .. so 4 years ago my family asked me who will watch your content when everyone wants entertainment from social media ? And here are we in 2024 when even a category like finance is getting mainstream attention.. And now my father called me Nitin ji se mili ? He is so happy that I got awarded from his and my favorite person in government. But this is all possible because of you all.. who watch finance content and wants to improve their life… Big big thanks to each one of you 🙂 Special thanks @enavabharat for appreciating our work.. And my Team @digiwhistle ❤️
Planning a wedding? Here are 3 must-know tips to save big: 1. Book 6 months in advance. During the wedding season, venues, caterers, and photographers charge double or triple! Early bookings can cut costs by almost 50%. 2. Get wedding insurance For just ₹4,000, you can secure coverage up to ₹20 lakhs if your wedding gets postponed or canceled due to an emergency. 3. Say NO to personal loans for weddings 🚫 Personal expenses increase by 30-40% after marriage. In case of emergency, opt for a loan against assets like PPF to enjoy a much lower interest rate. Tag someone who’s getting married soon and help them save! 💰 #WeddingPlanning #ShaadiTips #SaveMoney #FinancialWisdom
💸 A ₹12 cigarette may seem cheap, but over a lifetime, it’s costing you nearly 1 crore in health expenses, lost opportunities, and financial burden. Is it really worth it? Think about the cost to your wallet and your well-being. Choose health, not debt. 🚭💰 #SayNoToTobacco #TFYC2 #QuitTobacco @mohfwindia
First time visiting Odisha 😍 College events are always very special. Let me tell you a quick story. ( students need to learn from this ) Being an introvert, I lost many opportunities in my career When I was 22, I started my first job as a wealth manager at IIFL. I felt accountable to follow all the rules to keep my position and to prove myself. My focus was on learning, so I would sit in front of my computer and do what I was told without asking too many questions. I barely took any breaks. I worked hard so I could be seen as a hardworking and committed employee. If I had questions, I would try to look for answers on my own, even if it meant taking more time. I was introverted and found it difficult to start a conversation. For me, discussing things with others was an energy drain. As a result, opportunities came and went without my knowledge. Later, I learned that it is ok to solve problems on your own, but asking for feedback and guidance can provide you with a better perspective. As my career grew, I gained more experience. I realised that networking was extremely important. A strong network can lead to more job opportunities, broaden and deepen your knowledge, and help you progress faster in your career. So now that you know these, start implementing them in your career, and see your career and yourself flourish. Tell me what the most important thing you learned in the early stages of your career.
First time visiting Odisha 😍 College events are always very special. Let me tell you a quick story. ( students need to learn from this ) Being an introvert, I lost many opportunities in my career When I was 22, I started my first job as a wealth manager at IIFL. I felt accountable to follow all the rules to keep my position and to prove myself. My focus was on learning, so I would sit in front of my computer and do what I was told without asking too many questions. I barely took any breaks. I worked hard so I could be seen as a hardworking and committed employee. If I had questions, I would try to look for answers on my own, even if it meant taking more time. I was introverted and found it difficult to start a conversation. For me, discussing things with others was an energy drain. As a result, opportunities came and went without my knowledge. Later, I learned that it is ok to solve problems on your own, but asking for feedback and guidance can provide you with a better perspective. As my career grew, I gained more experience. I realised that networking was extremely important. A strong network can lead to more job opportunities, broaden and deepen your knowledge, and help you progress faster in your career. So now that you know these, start implementing them in your career, and see your career and yourself flourish. Tell me what the most important thing you learned in the early stages of your career.
First time visiting Odisha 😍 College events are always very special. Let me tell you a quick story. ( students need to learn from this ) Being an introvert, I lost many opportunities in my career When I was 22, I started my first job as a wealth manager at IIFL. I felt accountable to follow all the rules to keep my position and to prove myself. My focus was on learning, so I would sit in front of my computer and do what I was told without asking too many questions. I barely took any breaks. I worked hard so I could be seen as a hardworking and committed employee. If I had questions, I would try to look for answers on my own, even if it meant taking more time. I was introverted and found it difficult to start a conversation. For me, discussing things with others was an energy drain. As a result, opportunities came and went without my knowledge. Later, I learned that it is ok to solve problems on your own, but asking for feedback and guidance can provide you with a better perspective. As my career grew, I gained more experience. I realised that networking was extremely important. A strong network can lead to more job opportunities, broaden and deepen your knowledge, and help you progress faster in your career. So now that you know these, start implementing them in your career, and see your career and yourself flourish. Tell me what the most important thing you learned in the early stages of your career.
First time visiting Odisha 😍 College events are always very special. Let me tell you a quick story. ( students need to learn from this ) Being an introvert, I lost many opportunities in my career When I was 22, I started my first job as a wealth manager at IIFL. I felt accountable to follow all the rules to keep my position and to prove myself. My focus was on learning, so I would sit in front of my computer and do what I was told without asking too many questions. I barely took any breaks. I worked hard so I could be seen as a hardworking and committed employee. If I had questions, I would try to look for answers on my own, even if it meant taking more time. I was introverted and found it difficult to start a conversation. For me, discussing things with others was an energy drain. As a result, opportunities came and went without my knowledge. Later, I learned that it is ok to solve problems on your own, but asking for feedback and guidance can provide you with a better perspective. As my career grew, I gained more experience. I realised that networking was extremely important. A strong network can lead to more job opportunities, broaden and deepen your knowledge, and help you progress faster in your career. So now that you know these, start implementing them in your career, and see your career and yourself flourish. Tell me what the most important thing you learned in the early stages of your career.
First time visiting Odisha 😍 College events are always very special. Let me tell you a quick story. ( students need to learn from this ) Being an introvert, I lost many opportunities in my career When I was 22, I started my first job as a wealth manager at IIFL. I felt accountable to follow all the rules to keep my position and to prove myself. My focus was on learning, so I would sit in front of my computer and do what I was told without asking too many questions. I barely took any breaks. I worked hard so I could be seen as a hardworking and committed employee. If I had questions, I would try to look for answers on my own, even if it meant taking more time. I was introverted and found it difficult to start a conversation. For me, discussing things with others was an energy drain. As a result, opportunities came and went without my knowledge. Later, I learned that it is ok to solve problems on your own, but asking for feedback and guidance can provide you with a better perspective. As my career grew, I gained more experience. I realised that networking was extremely important. A strong network can lead to more job opportunities, broaden and deepen your knowledge, and help you progress faster in your career. So now that you know these, start implementing them in your career, and see your career and yourself flourish. Tell me what the most important thing you learned in the early stages of your career.
First time visiting Odisha 😍 College events are always very special. Let me tell you a quick story. ( students need to learn from this ) Being an introvert, I lost many opportunities in my career When I was 22, I started my first job as a wealth manager at IIFL. I felt accountable to follow all the rules to keep my position and to prove myself. My focus was on learning, so I would sit in front of my computer and do what I was told without asking too many questions. I barely took any breaks. I worked hard so I could be seen as a hardworking and committed employee. If I had questions, I would try to look for answers on my own, even if it meant taking more time. I was introverted and found it difficult to start a conversation. For me, discussing things with others was an energy drain. As a result, opportunities came and went without my knowledge. Later, I learned that it is ok to solve problems on your own, but asking for feedback and guidance can provide you with a better perspective. As my career grew, I gained more experience. I realised that networking was extremely important. A strong network can lead to more job opportunities, broaden and deepen your knowledge, and help you progress faster in your career. So now that you know these, start implementing them in your career, and see your career and yourself flourish. Tell me what the most important thing you learned in the early stages of your career.
Get free health insurance worth of Rs. 5 lakhs! Stop worrying about your parents’ medical bills because the government is now giving free health insurance worth ₹5 lakh! The Ayushman Bharat Health Insurance Scheme has made some important updates. Now, every senior citizen aged 70 and above will get free health insurance coverage of up to ₹5 lakh. This will help 6 crore senior citizens from 4.5 crore families who didn’t have any health insurance before. Plus, if you already have this insurance, you’ll get an extra ₹5 lakh top-up—double the coverage! Even if you have private health insurance, you can still benefit. To apply, download the Ayushman app and follow Neha Nagar for more information.
As you all requested this story to be posted 🙂
Do you get 3-4 spam calls every day? India is the 4th most spammed country in the world, and many of these calls can lead to scams. Even third-party apps can’t fully protect you from spam, and they have privacy risks too. But now, Airtel has created India’s first AI-powered network to block spam calls and messages. This new system scans calls and messages, filters out spam, and even finds harmful links in texts to keep you safe from scams. The best part? Airtel users don’t need to download any apps or pay anything—it’s completely free! Stay safe and share this with your friends! @Airtelindia #AirtelFightsSPAM #collab
