🚨Most Indian parents are making this mistake!! Many aren’t planning enough for their child’s education, even though costs are rising fast. Education fees are going up by 10-15% each year, much faster than general inflation. By the time your child is ready for college, the fees might be too high to handle. For example, IIM fees have jumped from ₹5 lakhs in 2009 to ₹20 lakhs today! Traditional investments like PPF or Sukanya accounts only give returns of 7-8%. To keep up with rising costs, think about investing in index funds. While PPF might grow to ₹43 lakhs in 15 years, index funds could reach up to ₹84 lakhs. Don’t wait—start planning and investing now to make sure you can afford your child’s education. [ FinancialMistakes EducationCosts SmartInvesting FuturePlanning ]
Growing up, my parents had it tough financially, but they still made sure we had a good life. They bought a home and a car while making many sacrifices. They always chose tap water over bottled at restaurants and shopped at local markets instead of malls? They’d mend a torn shirt and reuse it and wore the same saree to many weddings. They compared our grades to Sharma ji’s kids but never showed off their own successes. Why? They understood the difference between needs and wants. Today, we often compare ourselves to others on social media and spend on the latest gadgets and trips, forgetting what we truly need. Let’s take a moment to appreciate the simple joys and the important lessons our parents taught us.
Do this before your marriage! In India, the average wedding cost is around ₹20 lakh. But what if your wedding is cancelled or postponed due to an uncertain event, such as a wedding cancellation, property damage, or personal accident? In this case, wedding insurance can financially protect your wedding expenses. It typically covers liability, cancellation, property damage, and personal accidents. Also, it covers the following expenses when a wedding gets cancelled: # Advances paid to cater # Advances paid for venue rental # Advances paid for transportation # Advances are given for hotel room bookings, etc. The cost of wedding insurance varies depending on the amount of coverage you choose. A ₹20 lakh cover policy typically costs around ₹2000; this premium is subject to change by the location. Because a ₹20-lakh cover for a wedding in Mumbai or Delhi will cost between Rs 10,000-20,000. Purchasing wedding insurance at least 1-3 years before your wedding, most policies have a waiting period of at least 90 days. Not many insurers offer wedding insurance in India. Among those who do are Future Generali, ICICI Lombard, Bajaj Allianz, Oriental Insurance, and the National Insurance Company. Follow for more informative content!
Do this before your marriage! In India, the average wedding cost is around ₹20 lakh. But what if your wedding is cancelled or postponed due to an uncertain event, such as a wedding cancellation, property damage, or personal accident? In this case, wedding insurance can financially protect your wedding expenses. It typically covers liability, cancellation, property damage, and personal accidents. Also, it covers the following expenses when a wedding gets cancelled: # Advances paid to cater # Advances paid for venue rental # Advances paid for transportation # Advances are given for hotel room bookings, etc. The cost of wedding insurance varies depending on the amount of coverage you choose. A ₹20 lakh cover policy typically costs around ₹2000; this premium is subject to change by the location. Because a ₹20-lakh cover for a wedding in Mumbai or Delhi will cost between Rs 10,000-20,000. Purchasing wedding insurance at least 1-3 years before your wedding, most policies have a waiting period of at least 90 days. Not many insurers offer wedding insurance in India. Among those who do are Future Generali, ICICI Lombard, Bajaj Allianz, Oriental Insurance, and the National Insurance Company. Follow for more informative content!
Do this before your marriage! In India, the average wedding cost is around ₹20 lakh. But what if your wedding is cancelled or postponed due to an uncertain event, such as a wedding cancellation, property damage, or personal accident? In this case, wedding insurance can financially protect your wedding expenses. It typically covers liability, cancellation, property damage, and personal accidents. Also, it covers the following expenses when a wedding gets cancelled: # Advances paid to cater # Advances paid for venue rental # Advances paid for transportation # Advances are given for hotel room bookings, etc. The cost of wedding insurance varies depending on the amount of coverage you choose. A ₹20 lakh cover policy typically costs around ₹2000; this premium is subject to change by the location. Because a ₹20-lakh cover for a wedding in Mumbai or Delhi will cost between Rs 10,000-20,000. Purchasing wedding insurance at least 1-3 years before your wedding, most policies have a waiting period of at least 90 days. Not many insurers offer wedding insurance in India. Among those who do are Future Generali, ICICI Lombard, Bajaj Allianz, Oriental Insurance, and the National Insurance Company. Follow for more informative content!
Do this before your marriage! In India, the average wedding cost is around ₹20 lakh. But what if your wedding is cancelled or postponed due to an uncertain event, such as a wedding cancellation, property damage, or personal accident? In this case, wedding insurance can financially protect your wedding expenses. It typically covers liability, cancellation, property damage, and personal accidents. Also, it covers the following expenses when a wedding gets cancelled: # Advances paid to cater # Advances paid for venue rental # Advances paid for transportation # Advances are given for hotel room bookings, etc. The cost of wedding insurance varies depending on the amount of coverage you choose. A ₹20 lakh cover policy typically costs around ₹2000; this premium is subject to change by the location. Because a ₹20-lakh cover for a wedding in Mumbai or Delhi will cost between Rs 10,000-20,000. Purchasing wedding insurance at least 1-3 years before your wedding, most policies have a waiting period of at least 90 days. Not many insurers offer wedding insurance in India. Among those who do are Future Generali, ICICI Lombard, Bajaj Allianz, Oriental Insurance, and the National Insurance Company. Follow for more informative content!
Do this before your marriage! In India, the average wedding cost is around ₹20 lakh. But what if your wedding is cancelled or postponed due to an uncertain event, such as a wedding cancellation, property damage, or personal accident? In this case, wedding insurance can financially protect your wedding expenses. It typically covers liability, cancellation, property damage, and personal accidents. Also, it covers the following expenses when a wedding gets cancelled: # Advances paid to cater # Advances paid for venue rental # Advances paid for transportation # Advances are given for hotel room bookings, etc. The cost of wedding insurance varies depending on the amount of coverage you choose. A ₹20 lakh cover policy typically costs around ₹2000; this premium is subject to change by the location. Because a ₹20-lakh cover for a wedding in Mumbai or Delhi will cost between Rs 10,000-20,000. Purchasing wedding insurance at least 1-3 years before your wedding, most policies have a waiting period of at least 90 days. Not many insurers offer wedding insurance in India. Among those who do are Future Generali, ICICI Lombard, Bajaj Allianz, Oriental Insurance, and the National Insurance Company. Follow for more informative content!
Do this before your marriage! In India, the average wedding cost is around ₹20 lakh. But what if your wedding is cancelled or postponed due to an uncertain event, such as a wedding cancellation, property damage, or personal accident? In this case, wedding insurance can financially protect your wedding expenses. It typically covers liability, cancellation, property damage, and personal accidents. Also, it covers the following expenses when a wedding gets cancelled: # Advances paid to cater # Advances paid for venue rental # Advances paid for transportation # Advances are given for hotel room bookings, etc. The cost of wedding insurance varies depending on the amount of coverage you choose. A ₹20 lakh cover policy typically costs around ₹2000; this premium is subject to change by the location. Because a ₹20-lakh cover for a wedding in Mumbai or Delhi will cost between Rs 10,000-20,000. Purchasing wedding insurance at least 1-3 years before your wedding, most policies have a waiting period of at least 90 days. Not many insurers offer wedding insurance in India. Among those who do are Future Generali, ICICI Lombard, Bajaj Allianz, Oriental Insurance, and the National Insurance Company. Follow for more informative content!
Should I quit content creation? It’s a question that crosses my mind often. Before I became a mother, I thought I could manage both—a thriving career and a happy family. I was ambitious and loved the fame, love, and success that my work brought me. But after welcoming our baby girl, everything shifted. Despite all the support I have, every time she falls sick, I find myself blaming my work. The struggle to be fully present at home and in my career is real and exhausting. I even talked to other women who took breaks and realized that many left their careers after having kids. I started to think maybe I’m not strong enough to manage both. But every time I consider quitting, something bigger pulls me back—my family’s encouragement, my team’s dedication, and the simple truth that my daughter deserves a happy mother. My happiness lies in both my work and being with her, so this internal battle continues, just like it does for many mothers. How do you find balance between your career and family? I need Tips 🙂
D:”Why don’t we buy another car? Now that our offices are in different locations…” N: “I’m a passenger princess, and we live in Greater Noida. Everything is far—office, airport, shooting studios,SN Commuting wastes 2 hours every day… Driving in traffic is even more stressful… By the time I get home, I have no energy left. So I use those 2 hours to do my makeup, watch a podcast, or read a book. And then all the expenses of owning a car—fuel, maintenance, purchase price, etc… If you hire a driver, that’s another expense, plus the car is a depreciating asset. That’s why cabs are the best option. And if I need to go somewhere far, I just rent a car for ₹1500 per day.” D:”Fair enough. Anyways we already have one car at home for our family trips…”
Raksha Bandhan 2024 ❤️ Let’s talk about money & siblings. Money is one of the most common reasons for family conflicts mainly among siblings but do know how to deal with it 1) Divide the expenses One of the leading causes of sibling conflict is the financial arrangement for elderly parents, whether it is paying for their medical expenses or taking care of their living expenses after retirement. In such a case, the richer sibling should contribute the money, while the less wealthy sibling should pitch in with time and physical assistance. 2) No expectation If a joint vacation is planned, it should ideally be done in such a way that the less wealthy sibling can afford it. Having high expectations for the less wealthy sibling and expecting him to accompany you on expensive vacations will eventually cause a split. If two of the three siblings want to go on a luxury vacation, they should be willing to help finance the remaining sibling’s vacation (if it is acceptable to him). . 3) Money with the agreement Taking money from the wealthier sibling on a regular basis and failing to return it just because he is rich can cause serious differences. In no case should the richer sibling be used as an interest-free source of funding. Take money only in case of an emergency, with a written agreement on returning it in a specified time frame. Even if the richer sibling wants to help without any expectation of the money being returned, a written agreement will help ward off misunderstandings. Hope it helps 🙂
Raksha Bandhan 2024 ❤️ Let’s talk about money & siblings. Money is one of the most common reasons for family conflicts mainly among siblings but do know how to deal with it 1) Divide the expenses One of the leading causes of sibling conflict is the financial arrangement for elderly parents, whether it is paying for their medical expenses or taking care of their living expenses after retirement. In such a case, the richer sibling should contribute the money, while the less wealthy sibling should pitch in with time and physical assistance. 2) No expectation If a joint vacation is planned, it should ideally be done in such a way that the less wealthy sibling can afford it. Having high expectations for the less wealthy sibling and expecting him to accompany you on expensive vacations will eventually cause a split. If two of the three siblings want to go on a luxury vacation, they should be willing to help finance the remaining sibling’s vacation (if it is acceptable to him). . 3) Money with the agreement Taking money from the wealthier sibling on a regular basis and failing to return it just because he is rich can cause serious differences. In no case should the richer sibling be used as an interest-free source of funding. Take money only in case of an emergency, with a written agreement on returning it in a specified time frame. Even if the richer sibling wants to help without any expectation of the money being returned, a written agreement will help ward off misunderstandings. Hope it helps 🙂
Raksha Bandhan 2024 ❤️ Let’s talk about money & siblings. Money is one of the most common reasons for family conflicts mainly among siblings but do know how to deal with it 1) Divide the expenses One of the leading causes of sibling conflict is the financial arrangement for elderly parents, whether it is paying for their medical expenses or taking care of their living expenses after retirement. In such a case, the richer sibling should contribute the money, while the less wealthy sibling should pitch in with time and physical assistance. 2) No expectation If a joint vacation is planned, it should ideally be done in such a way that the less wealthy sibling can afford it. Having high expectations for the less wealthy sibling and expecting him to accompany you on expensive vacations will eventually cause a split. If two of the three siblings want to go on a luxury vacation, they should be willing to help finance the remaining sibling’s vacation (if it is acceptable to him). . 3) Money with the agreement Taking money from the wealthier sibling on a regular basis and failing to return it just because he is rich can cause serious differences. In no case should the richer sibling be used as an interest-free source of funding. Take money only in case of an emergency, with a written agreement on returning it in a specified time frame. Even if the richer sibling wants to help without any expectation of the money being returned, a written agreement will help ward off misunderstandings. Hope it helps 🙂
Raksha Bandhan 2024 ❤️ Let’s talk about money & siblings. Money is one of the most common reasons for family conflicts mainly among siblings but do know how to deal with it 1) Divide the expenses One of the leading causes of sibling conflict is the financial arrangement for elderly parents, whether it is paying for their medical expenses or taking care of their living expenses after retirement. In such a case, the richer sibling should contribute the money, while the less wealthy sibling should pitch in with time and physical assistance. 2) No expectation If a joint vacation is planned, it should ideally be done in such a way that the less wealthy sibling can afford it. Having high expectations for the less wealthy sibling and expecting him to accompany you on expensive vacations will eventually cause a split. If two of the three siblings want to go on a luxury vacation, they should be willing to help finance the remaining sibling’s vacation (if it is acceptable to him). . 3) Money with the agreement Taking money from the wealthier sibling on a regular basis and failing to return it just because he is rich can cause serious differences. In no case should the richer sibling be used as an interest-free source of funding. Take money only in case of an emergency, with a written agreement on returning it in a specified time frame. Even if the richer sibling wants to help without any expectation of the money being returned, a written agreement will help ward off misunderstandings. Hope it helps 🙂
Raksha Bandhan 2024 ❤️ Let’s talk about money & siblings. Money is one of the most common reasons for family conflicts mainly among siblings but do know how to deal with it 1) Divide the expenses One of the leading causes of sibling conflict is the financial arrangement for elderly parents, whether it is paying for their medical expenses or taking care of their living expenses after retirement. In such a case, the richer sibling should contribute the money, while the less wealthy sibling should pitch in with time and physical assistance. 2) No expectation If a joint vacation is planned, it should ideally be done in such a way that the less wealthy sibling can afford it. Having high expectations for the less wealthy sibling and expecting him to accompany you on expensive vacations will eventually cause a split. If two of the three siblings want to go on a luxury vacation, they should be willing to help finance the remaining sibling’s vacation (if it is acceptable to him). . 3) Money with the agreement Taking money from the wealthier sibling on a regular basis and failing to return it just because he is rich can cause serious differences. In no case should the richer sibling be used as an interest-free source of funding. Take money only in case of an emergency, with a written agreement on returning it in a specified time frame. Even if the richer sibling wants to help without any expectation of the money being returned, a written agreement will help ward off misunderstandings. Hope it helps 🙂
Raksha Bandhan 2024 ❤️ Let’s talk about money & siblings. Money is one of the most common reasons for family conflicts mainly among siblings but do know how to deal with it 1) Divide the expenses One of the leading causes of sibling conflict is the financial arrangement for elderly parents, whether it is paying for their medical expenses or taking care of their living expenses after retirement. In such a case, the richer sibling should contribute the money, while the less wealthy sibling should pitch in with time and physical assistance. 2) No expectation If a joint vacation is planned, it should ideally be done in such a way that the less wealthy sibling can afford it. Having high expectations for the less wealthy sibling and expecting him to accompany you on expensive vacations will eventually cause a split. If two of the three siblings want to go on a luxury vacation, they should be willing to help finance the remaining sibling’s vacation (if it is acceptable to him). . 3) Money with the agreement Taking money from the wealthier sibling on a regular basis and failing to return it just because he is rich can cause serious differences. In no case should the richer sibling be used as an interest-free source of funding. Take money only in case of an emergency, with a written agreement on returning it in a specified time frame. Even if the richer sibling wants to help without any expectation of the money being returned, a written agreement will help ward off misunderstandings. Hope it helps 🙂
Raksha Bandhan 2024 ❤️ Let’s talk about money & siblings. Money is one of the most common reasons for family conflicts mainly among siblings but do know how to deal with it 1) Divide the expenses One of the leading causes of sibling conflict is the financial arrangement for elderly parents, whether it is paying for their medical expenses or taking care of their living expenses after retirement. In such a case, the richer sibling should contribute the money, while the less wealthy sibling should pitch in with time and physical assistance. 2) No expectation If a joint vacation is planned, it should ideally be done in such a way that the less wealthy sibling can afford it. Having high expectations for the less wealthy sibling and expecting him to accompany you on expensive vacations will eventually cause a split. If two of the three siblings want to go on a luxury vacation, they should be willing to help finance the remaining sibling’s vacation (if it is acceptable to him). . 3) Money with the agreement Taking money from the wealthier sibling on a regular basis and failing to return it just because he is rich can cause serious differences. In no case should the richer sibling be used as an interest-free source of funding. Take money only in case of an emergency, with a written agreement on returning it in a specified time frame. Even if the richer sibling wants to help without any expectation of the money being returned, a written agreement will help ward off misunderstandings. Hope it helps 🙂
Read this to avoid income tax notice The income tax department is cracking down on individuals using fake rent receipts to falsely claim HRA (House Rent Allowance) deductions. While it is legal to pay rent to your parents and claim HRA, there are important rules to follow to ensure your claim is legitimate: Valid Rent Agreement: Make sure you have a formal rent agreement in place. This document should clearly outline the rental arrangement between you and your parents. Payment Records: Pay the rent through online bank transfer or by cheque. This creates a clear, traceable record of the transaction, which is essential if the tax authorities ever need to verify your claim. Market Rent: The rent amount should be consistent with the market value of similar properties in the area. Avoid setting an unusually high rent, as this can raise red flags with the tax department. Ownership: Ensure that the house is entirely owned by your parents. The property should not have multiple owners or be co-owned by someone else. By following these guidelines, you can legally claim your HRA deduction without any issues. Stay compliant, maintain proper documentation, and avoid any hassles with the tax authorities! Follow for more
Save money on your foreign travel From 1 Oct 2023, the government has increased the Tax Collected at Source (TCS) on foreign tour packages valued over 7 lakhs from 5% to 20%. To avoid this higher tax: 1. Book flights, hotels, and activities separately instead of as a package. 2. Use credit cards for bookings to potentially avoid higher TCS. 3. If TCS is applied, you can claim a refund when filing your Income Tax Return (ITR). For additional savings: – File your ITR using a MasterCard credit card for benefits like 45-day interest-free periods and easy EMI conversions. – Use MasterCard on ClearTax for an extra 5% off on ITR filing. Remember, the ITR filing deadline is approaching. So File you ITR now! #Tax #itr #travel
First time visiting Odisha 😍 College events are always very special. Let me tell you a quick story. ( students need to learn from this ) Being an introvert, I lost many opportunities in my career When I was 22, I started my first job as a wealth manager at IIFL. I felt accountable to follow all the rules to keep my position and to prove myself. My focus was on learning, so I would sit in front of my computer and do what I was told without asking too many questions. I barely took any breaks. I worked hard so I could be seen as a hardworking and committed employee. If I had questions, I would try to look for answers on my own, even if it meant taking more time. I was introverted and found it difficult to start a conversation. For me, discussing things with others was an energy drain. As a result, opportunities came and went without my knowledge. Later, I learned that it is ok to solve problems on your own, but asking for feedback and guidance can provide you with a better perspective. As my career grew, I gained more experience. I realised that networking was extremely important. A strong network can lead to more job opportunities, broaden and deepen your knowledge, and help you progress faster in your career. So now that you know these, start implementing them in your career, and see your career and yourself flourish. Tell me what the most important thing you learned in the early stages of your career.
Recently, Ola Invited me to the world’s largest two-wheeler electric scooter factory for Ola’s biggest event, Sankalp 2024. 🚀 Where they made some big announcements: 1️⃣ Cab sharing is back in OLA Cabs, so you can save money by sharing rides with others. 2️⃣ OLA announced their new ‘Bharat Cell,’ their own made-in-India battery. It’s like the 5G of batteries—charges faster and costs less, which means cheaper electric vehicles. 3️⃣ You can reserve your Ola Roadster now, starting at just ₹75k, making electric bikes more affordable. Link in Bio. 4️⃣ OLA also introduced their own map, fully made in India, so we can rely on our own technology. These changes are really important. They show that India can make its own technology and build more cost-effective and cleaner mobility and tech. It’s not just good for Ola – it’s good for India and the environment too. What do you think about these new ideas? Let me know in the comments! @olaelectric #cab #ola #ad #electricvehicle
This Rakshabandhan, give your sisters the gift of financial empowerment with our finance course. Here’s why it’s the perfect choice: 1. Boost Their Confidence: Help them make smart financial decisions on their own, which will help them after marriage and having kids in later stages of their lives. 2. Stronger Bonds: Learning how to manage money together can strengthen family ties, improving communication and trust. 3. Empowerment: Equip your sisters with essential skills—from saving on taxes to making wise investments. This knowledge will benefit them for a lifetime. 4. Secure Their Future: The course offers practical steps for securing their financial future, including retirement planning, insurance, and managing finances during tough times. Use our special discount code “Rakhi20” to enroll in our finance course. Visit www.nehanagar.com and help your sisters take control of their financial future. #Rakshabandhan #FinancialFreedom
Chin damak dam dam !!
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