Forget everything you know about fixed deposits. 🫠 They aren’t now only there for you getting returns that hardly beat inflation – with Airtel Finance, start an FD that gives up to 9.5% returns! 🙏🏼 High returns without the high risks of market volatility. Your investment is in RBI backed banks and AAA crisil rated NBFCs. Bank FDs upto 5 lakh is insured by DICGC.✨ So whether you’re saving for a goal or looking to grow your wealth steadily, Fixed Deposit by Airtel Finance offers the perfect blend of safety and rewarding returns. 🧿 Start your journey to financial growth today!🌟 . . #FDMeinInterestBadhega #AirtelFinance #FixedDepositsByAirtelFinance #collab [Fixed Deposit, Investment, Wedding, Marriage, Airtel finance, Banks]
Planning a proposal or just generally looking to get diamonds? 💍 You can save big on diamonds with a simple trick: opt for a 0.9 carat stone instead of 1 carat. 💎 These slightly smaller diamonds look virtually identical to the naked eye but come with a significantly lower price tag.🏷️ The 1 carat mark is in high demand, driving up costs disproportionately. By choosing just below this threshold, you get a visually equivalent diamond while keeping more cash in your pocket. 🌟 Smart shoppers know that this minor size difference offers major savings without sacrificing sparkle or impact.✨ Share this with someone getting married soon!💐 . . #personalfinance #financetips #diamonds #weddingplanning #moneysaver #moneyhacks
Markets are extremely volatile but how to know if a stock is overvalued or worth buying? 😅 Well the concept is called intrinsic value – where you find the actual value of the share rather than getting swept away by the market price, as discussed in the reel! 🪴 But then how do you find the intrinsic value of a share? One of the simplist way to do so is checking the P/E ratio or the price to earnings ratio!🙌🏼 It is the ratio of a company’s share price to the company’s earnings per share. 💯 You can compare it to the industry average and its peers to see how the company you are eyeing is performing. 🌱 Please note that this metric also is often not sufficient as you also need to see variables such as future growth prospects etc. 📈 So look at PE only as a directional answer!🌟 Dropping other ways to figure out intrinsic value soon!👩🏻💻 Please note – this is not a buy sell recommendation for any stock. The companies are taken as examples for educational purposes only!🙏🏼 . . [investing tips, investing basics, stock market, Bajaj housing, PE ratio, share market, personal finance]
Why go for the all new TVS Jupiter? 🛵 Well because who doesn’t want amazing features at an affordable price? 🫡 . . #AllNewTVSJupiter #ScooterThatsMore #TVS #ZyadaKaFayda #collab
Starting a business? Stand Up India scheme has your back with collateral-free loans up to 1 crore for women entrepreneurs. 🙌🏼 One of the key features of the Stand Up India scheme is its collateral security. 🙏🏼 For projects up to ₹10 lakhs, no collateral is required. For projects above ₹10 lakhs, the loan is secured against the assets created from the loan proceeds. 🌱 Interest rates are set according to bank guidelines and are typically lower than standard rates. Women entrepreneurs, in particular, benefit from an interest subvention of 3% per annum.👩🏻💻 And that website? Built FOR FREE with Odoo – first app free forever, plus free hosting, support, and domain for a year! 🙏🏼 Share this with all your fellow female business starters! 🌱 . . [business, website, entrepreneurship, personal finance, government scheme, loan, business loan]
Attending a free event helped me generate over 5 lakhs in revenue for my consulting business! 🪴 That’s the power of networking, and here is how you can do it right! 🌟 Sharing my top 5 learnings for you to implement next time you network!🙌🏼 # Networking Tip #1: Listen More Than You Speak 🫡 # Networking Tip #2: Provide Value First 💯 # Networking Tip #3: Be Open to learning – no matter who it is!🌱 # Networking Tip #4: Follow Up is Key 💻 It’s been a week, and I have closed deals worth over 5 lakhs, all from attending a free event! 💯 Remember, networking is all about building genuine relationships. So, get out there, attend events, and start connecting!🫂 . . [networking tips, networking, events, personal finance, branding, personal branding]
If you are getting married soon – know that GST will come in play again and again! 😅 So understanding how GST works is the first step to saving money! 🙌🏼 -Service Classification: Determine if the service can be classified as a composite or a mixed supply. Composite supplies (where services are naturally bundled and supplied with each other like venue with catering) attract a single GST rate, usually the rate of the principal supply.🫡 -Venue Selection: Choosing a venue with a comprehensive package that includes catering, and possibly décor and photography, can reduce the GST rate to 5%, compared to hiring these services separately at potentially higher rates.🌟 As explained in the video – some services are better when bundles together say venue and catering while you are better off removing certain services from the bundle – say decor and photography!💯 Be mindful of the GST charges on the same to save money around your wedding!🌟 Share this with your friends getting married soon!💍 . . [marriage, wedding tips, tax hacks, taxation, personal finance, finance hacks, wedding, tax tips]
If you are an absolute beginner to investing, like I was roughly 10 years back – Index funds are your holy grail. 🌟 Least cost & passive way of investing in Stock Markets. These funds are based on an underlying index like NIFTY, SENSEX, etc. and simply mirror the returns of that index. Index Funds are the most advocated way to invest by legendary investors like Warren Buffett for retail investors. 💯 You do not necessarily need a Demat account for index funds, but I would highly recommend you have one; hence, I have mentioned it in the video! If not, you can invest in them like you would in any mutual fund. 🫡 Index funds are very similar to ETFs – ETFs are better for frequent trading because you can buy and sell shares throughout the trading day, while index funds only allow trading at the end of the day. 🫡 But either one of them is IDEAL for beginners!🙌🏼 Here are some of the index funds you can get started with in 2024 – purely based on their returns and expense ratio: Bandhan Nifty 50 Index Fund UTI Nifty 50 Index Fund SBI Nifty Index Fund ICICI Prudential Nifty 50 Index Fund HDFC Index Fund Nifty 50 Plan The key is to get started rather than overthink which index fund/ ETF to go for!🌟 Please note this is not a partnership with any broker or fund – so do your research and choose the option that you find the most appealing! 🪴 This is honestly how I got started and if you still haven’t started your investing journey yet – this is how I would recommend you do it!🫶🏼 . . [investing, index funds, ETF, investing basics, personal finance, investing for beginners, investing tips, finance]
Getting married anytime soon? Well even if you aren’t – this tax saving hack can help! 🫶🏼 Consider forming an HUF to save on taxes!💯 Hindu undivided family is taxed separately from its members. Buddhists, Jains, and Sikhs can also form an HUF. HUF has its own PAN and files tax returns independently of its members.🙌🏼 An HUF is taxed separately. Therefore, it can claim deductions or exemptions allowed under the tax laws separately. For example, if you and your spouse, along with your 2 children decide to create an HUF, all 4 of you as well as the HUF can claim a deduction under Section 80C.🫡 The family members who have formed a HUF can take advantage of their own income tax benefits as well as HUF income tax exemption of up to Rs. 2.5 lakhs.🪴 . . [HUF, wedding, wedding tips, tax tips, taxation, personal finance, finance tips]
Planning a special gift for Raksha Bandhan or the Wedding season? ❤️ I know gold is a popular choice but hear me out. Consider CaratLane’s eGold Gift Card! 🫶🏼 It’s a gift whose value appreciates over time✨ You can redeem it for physical gold anytime. The minimum purchase value for eGold is ₹10 and eGold gift card is ₹5000. 🙌🏼 Also, don’t forget @caratlane has a Flat 20% off on MRP of 4000 diamond designs! *TCA #ad Got questions? Drop them in the comments below! 🌟 . . #CaratLane #KhulKeKaroExpress #MyCaratLaneStory #GiftACaratLane
If you are getting married anytime soon – here is a significant money saving hack! ;Read till the end for an amazing offer☀️) 💎Lab-grown diamonds instead of natural diamonds – as lab grown diamonds combine timeless beauty with significant savings. 🌟 These gems sparkle just like their mined counterparts, but at a fraction of the cost, allowing you to invest in your future together rather than depleting your savings on jewellery alone!🫡 💍I wore princess cut lab grown diamonds on my roka recently from @shopateveryday If you ping them “Shreyaa Kapoor” on their WhatsApp through any product page you get 100% off on making charges! 🤩 PS. Applicable only on products above 20k and offer valid only till stocks last! Happy wedding shopping!❤️
Live with my CA dad
Get ready for India’s largest IT & Business event – Odoo Community Days 2024! 🚀 📅 August 23-24 (just 3 weeks away!) 📍 Mahatma Mandir Convention Center, Gandhinagar Join 35,000 attendees for: -180 inspiring sessions -150 exhibitors -Networking with 200 leaders, CEOs & founders What’s more? You get: 🎟️ 100% FREE access to exhibitors & sessions 💼 Optional Premium Pass for exclusive experiences Don’t miss this epic gathering of tech & business minds! Check out more details using the link in my bio! 🫶🏼 . . #networking #networkingtips #networkingevent #networkisyournetworth
Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnership
Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnership
Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnership
Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnership
Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnership
Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnership
Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnership
Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnership
Macrotech Developers Ltd. is behind Lodha and Lodha Luxury brands, operating solely in Mumbai, Pune, and Bangalore; not in Goa or Ayodhya. 🌆 No affiliation with the House of Abhinandan Lodha or other similar names. Make informed choices! 🏡 . . #Lodha #Lodhgroup #InvestmentTips #ad
IPO listing gains are often times INSANE! 😅 But most of us never get the allotment – unfortunately!🙃 Well, just to increase the chances of getting one, I am sharing my top tips. Ofc, nothing is sure-shot but these steps increase the probability that you get an allotment! 🍾 1) Multiple Demat accounts: While you can submit one application per PAN number, friends and family can help! Apply using the Demat of everyone in your circle!🪴 2) Parent company: Not true for all IPOs but IF the subsidary company already has a parent company that’s listed – get the shares of the parent company. 🌱 3) Cut off price: Investors often mistake the bid price for the cut-off price. The ‘cut-off price’ reflects an investor’s acceptance of the final company price established through the book-building process. By choosing this option, you’re bidding at the highest price band.💯 4) Apply timely: To maximise your chances of a successful IPO subscription, it’s advisable to apply on the initial or second day rather than waiting until the last moment.🌟 5) No big application: As per the SEBI rules, retail investors will get the allotment of the minimum shares in all the bids from minimum to maximum. So got for minimum big. For the oversubscribed IPOs, one should go for minimum bids with multiple accounts. That will help you to invest spare money in multiple IPOs as well.🫡 Save this for the upcoming IPO season!🙌🏼 . . [IPO, investment, personal finance, investing tips, share market, personal finance, finance tips, investing, stocks]
Planning on buying a car anytime soon? 🚙 Well then this rule might just be the directional answer you need – 20/4/10 rule! 🌟 This rule suggests you can afford a car if you can meet the following three requirements: -You can make a down payment of 20% or more when purchasing the car 🌱 -You can take out a car loan with a term of four years or less 🙏🏼 -You can have your total transportation costs—not just your car loan—be less than 10% of your monthly income🌟 This rule is helpful as it makes sure you can afford a down payment on the car. This is important because new cars begin to depreciate when you drive them off the lot. Without a decent down payment, you may immediately end up upside down on your car loan.🫡 A four-year car loan can help you limit the interest you pay because you’d pay off the loan relatively quickly. Finally, keeping your total transportation costs to less than 10% of your monthly income can help ensure a car doesn’t dominate your budget and leaves room for other expenses.🙌🏼 Please know that this is not a one size fits all rule so things can vary given your specific situation – however this is a good guideline to follow to know that you are not over stretching yourself when buying a car!🫶🏼 . . [car loan, car tips, new car, loan tips, personal finance, finance tips, 20/10/4, before you buy a car]