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Himani Chowdhary Top 100 Instagram Photos and Posts

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Most liked photo of Himani Chowdhary with over 673.7K likes is the following photo

Most liked Instagram photo of Himani Chowdhary
We have around 101 most liked photos of Himani Chowdhary with the thumbnails listed below. Click on any of them to view the full image along with its caption, like count, and a button to download the photo.

Himani Chowdhary Instagram - Suggest More! 3rd one is my favourite 👍🏽✅ because of the practical tips that I could use 🙌 Follow @thehimanichaudhary for more! #netflix #series
Himani Chowdhary Instagram - BIG 🚨 Why is RBI suddenly doing this? 🔴 WHAT HAPPENED? ➡️ The Reserve Bank of India (RBI) has ordered Kotak Mahindra Bank to stop the following: * Taking on new customers through online or mobile banking. * Issuing any new Credit cards. 🔴 WHY IT HAPPENED? * RBI found serious problems with the bank's IT systems, especially in the areas of security and disaster recovery. * These problems caused frequent system outages, including a major one on April 15, 2024, which hurt customers. * The bank failed to fix these problems quickly enough, despite warnings and instructions from the RBI. 🔴 WHAT IT MEANS FOR YOU * Existing customers of Kotak Mahindra Bank can still use their accounts and credit cards 💳. * The bank cannot grow its digital customer base until it proves to the RBI that it has fixed its IT problems. **Additional Notes** * The RBI will hire an outside company to audit Kotak Mahindra Bank's IT systems. * Only after the bank fixes the issues found in the audit will the RBI lift the restrictions. * The RBI may take further action against the bank. * If you have a co-branded credit card with Kotak, be aware of this news. #rbi #kotakbank #kotak #udaykotak #banned #digitalservices #financialnews
Himani Chowdhary Instagram - ‼️ MOST IMPORTANT BELOW⬇️ This is the new RBI's investing app for everyone. You can also create joint investment account if you want. If you face any issues in opening the account or during investment then you can contact their customer portal at 1800-267-7955 (Mon-Sat). Share this news with everyone and follow me to get regular financial updates. #rbi #invest #app #bonds #sgb #interestrates #gold
Himani Chowdhary Instagram - 3rd has Highest Return 🚀 ✅ Interest rate is subject to periodic change as per Ministry of Finance announcements. ✅ Interest is compounded annually but paid out only at maturity without any TDS deduction. 1️⃣ How to Invest in NSC Online? 👇 👉🏻 Login to DOP internet banking Under the “General Services” section, click on “Service Requests” and 👉🏻 Choose “New Requests” 👉🏻 Select “NSC Account – Open an NSC Account" 👉🏻 Enter the minimum deposit amount for NSC and choose your debit account linked to PO savings account 👉🏻 Next, click on “Click Here” to read the terms and conditions, accept them and then submit the application online 👉🏻 Enter the transaction password, click on “Submit” and view/download the deposit receipt 2️⃣ How to Open Public Provident Fund 👇 🏦 Offline: Go to a bank in which you have a savings account (SBI, ICICI, Axis, HDFC, BOI, etc.) or a Post office and fill out the form with the necessary documents. 📲 Online: Log in to your internet banking portal of your bank (SBI, ICICI, Axis, HDFC, BOI, etc). Find out "Open a PPF account" option and select "Minor Account" to open it on behalf of your children. Provide necessary details. And it will be done. You can even turn on "Auto payments". 3️⃣ Sukanya Samriddhi Yojana 👇 👉🏻 Once the girl reaches 18 years of age, she can manage her account. 👉🏻 The contribution made towards Sukanya Samriddhi Yojana ranges from a minimum of Rs.250 to a maximum of Rs.1.5 lakh in a financial year. The contribution should be made in multiples of Rs.100. 👉🏻 You can transfer the Sukanya Samriddhi Yojana account from post-office to bank and vice versa anywhere within India. No charges are applicable for the transfer of the account. 👉🏻 One of the major advantages of SSY is that it offers a higher interest rate as compared to the other savings scheme. 👉🏻 ₹46 Lacs at age of 21 👉🏻 Can withdraw in between for marriage or eduction 📌 How to apply? 👉🏻 You can visit the bank you want to open an SSY account with or Post Office. Provide documents, fill out the form, and make payments.
Himani Chowdhary Instagram - 🚨 Body Part Insurance ‼️ This is the concept of getting body parts insured. Watch this video to know to get this insurance and how much cover you can get. #bollywood #insurance #personalfinance #celebs
Himani Chowdhary Instagram - 🚨December 2023 Deadlines‼️ Make sure to do these things before deadline, else you won't be able to use financial services ❌ #deadline #2024 #india #finance #personalfinance #rbi
Himani Chowdhary Instagram - 🚨 RBI's New Rule for Banks 🏦 This is how RBI decreased the overall revenue of Banks and Infra companies. Do you think this was a good move? https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57841# #banks #rbi #loan #sbi Share this reel with your investing friends ✅
Himani Chowdhary Instagram - ‼️MOST IMPORTANT BELOW ⬇️ This is the RBI's new app for everyone. You can also search for IFSC or MICR code for your bank's branch. Just go to Quicklinks ➡️ IFSC/MICR Codes ➡️ Select Bank Name ➡️ Select Branch Location ➡️ Apply Share this news with everyone. Follow me get updated with financial news #rbi #app #website #fd #exchangerate #bonds #sgb #sovereigngoldbonds #loan #interestrate #inflation
Himani Chowdhary Instagram - Budget 2024 🚨 #budget #2024 #thehimanichaudhary
Himani Chowdhary Instagram - 🚨 Share this information If you have invested in FDs, here are two quick hacks to never pay TDS on your interest income. Just follow them and save thousands every year. You will be shocked because its very easy to do and only tax experts know about 🤫 Follow for accurate and crisp finance knowledge. #fixeddeposit #fd #interest #investing #tax #savetax #money #taxplanning
Himani Chowdhary Instagram - 🚨NEW Investment Opportunity ‼️ NSE has just launched 3 new investment areas, where you can start investing. Watch till the end to know more about them. Follow me for regular finance updates - AMFI Registered Mutual Fund Distributor - NISM Certified Research Analyst #investment #nse #mutualfunds #india
Himani Chowdhary Instagram - Best 4 Govt. Insurance Schemes for your Family, where amount is received by nominees. Follow for Personal Finance Education #life #insurance #medical #term #accident #indiangovt
Himani Chowdhary Instagram - Follow for Finance Career Tips 🎓 NISM & SEBI are giving you a chance to get FREE Finance Certification. Follow the steps given in the reel to get it. Let me know how it goes, mine is scheduled for this Sunday 🤓 #nism #certification #finance #career #sebi #upskill
Himani Chowdhary Instagram - Get Better Returns than FD ✅ Follow for valuable finance information ℹ️ #fd #fixeddeposit #rbi #investing #personalfinance #india #regularincome
Himani Chowdhary Instagram - Gold Stonks 📈>>>>>>> Watch this video to know why Gold prices are rising and if you should buy Gold at this time. #gold #inflation #economy #china #rbi #reserves
Himani Chowdhary Instagram - What do you think? Stock Market Crash incoming? Let's see what the experts have to say. #stockmarket #crash #india #thehimanichaudhary
Himani Chowdhary Instagram - ⚠️ The Reserve Bank of India (RBI) recently imposed ₹1 crore penalty on HDFC Bank due to violating Loan Recovery Guidelines It includes harassment by recovery agents and failing to respect borrower privacy Here's a breakdown of the rules and how you can take action if you're facing harassment from recovery agents ▪️ RBI Guidelines on Recovery Agents ▪️ 1) Restricted Contact Hours: Recovery agents are only permitted to contact borrowers between 7 a.m. and 7 p.m. 2) Respect for Privacy: Harassment, public humiliation, or using unethical methods to recover dues is against the law. 3) Proper Identification: Recovery agents must carry proper identification and authorization from the lender when contacting borrowers. 4) Humane Treatment: Borrowers should be treated with dignity. Aggressive tactics like physical intimidation or verbal threats are not allowed. ▫️Legal Rights of Borrowers ▫️ 1) Right to Identity Verification: Borrowers can ask recovery agents to verify their identity and the loan details they’re collecting on. 2) Filing Complaints: If you're harassed, file a complaint directly with the bank. You can also complain to the RBI through this website ⬇️ cms.rbi.org.in 3) Legal Action: Under IPC Sec 294 & 506, borrowers have the right to approach courts if harassed by recovery agents Keep a record of dates, times, emails, any aggressive actions. Make sure to record a video if they visit Make sure to download the correct RBI Guideline, link is in my Broadcast Channel 🔗 The RBI is clear in its directives and is very active in solving that. HDFC Bank's penalty serves as a reminder that financial institutions must uphold ethical practices.
Himani Chowdhary Instagram - 🚨Tinder Scam ‼️ 👉🏻 Follow @thehimanichaudhary for important financial updates #tinder #bumble #scamalert
Himani Chowdhary Instagram - Best city to live in India 🇮🇳 Which one are you living in? #india #city
Himani Chowdhary Instagram - More details below ⬇️ Did you know that there are certain NISM certifications that help you be in the top 1% of Finance Industry. So if you are looking to make a career in Finance read it thoroughly Research Analyst Certification: The NISM Research Analyst Certification (Series XV) equips individuals with the foundational knowledge and skills required to excel in the role of a research analyst in the Indian financial services industry. You can become research analysts in brokerage firms, investment banks, asset management companies, or other financial institutions. Or you can start your own research firm if you get SEBI registration - sell research reports and stock targets 🎯 It teaches: Basics of Indian Securities Markets Fundamental and Technical Analysis Financial Statement Analysis Valuation Techniques Research Report Writing Mutual Fund Distributor is a mandatory credential for anyone who wants to sell mutual fund products in India. This includes individuals working for mutual fund companies, distributors, banks, or other financial institutions. The certification ensures that distributors possess the necessary knowledge and skills to provide informed advice and recommendations to investors regarding mutual funds. You can sell empaneled with existing Mutual Fund companies and sell their mutual funds and earn commissions through it. Make sure to get registered with AMFI. It teaches Mutual Fund Fundamentals How to Select Mutual Funds Mutual Fund Regulations Financial Planning Sales & Communication NISM Portfolio Management Services It is a crucial qualification for individuals aspiring to manage client portfolios professionally in India. It started in 2020 and went fully functional with nism in july 2023. You can become Portfolio Officer/Manager in an existing Wealth Management Firm, Mutual Fund Companies or Investment Banks. Or start your own Portfolio Management Service and earn advisory fee and commissions both. It teaches Investing Fundamentals Portfolio Management Indian Securities Market Investment Research #nism #certification #finance #career
Himani Chowdhary Instagram - 🚨 BIG NEWS ‼️ RBI has just announced a new rule for Banks which will disrupt the way they work. Do check if you are also affected by this change by watching the full video. Let me know your questions in the comments Share this urgent information with everyone ‼️ #rbi #bank #credit #cards #creditcard #bankaccount #himanichaudhary
Himani Chowdhary Instagram - 3 Courses for your Finance Career. ❓Why Certifications 👉🏻 The only way to get good profiles and jump the corporate ladder is through UPSKILLING 👉🏻 And certifications from valid govt institutions will give you the extra edge and support and will solidify your CVs ❌ SO STOP DOING COURSES FROM RANDOM GURUS ✅ YouTube video is created on both NSE & BSE courses, checkout the link in my Bio ✅ Invest in yourself ❤️ 🚀 Follow me byeeee #stockmarket #finance #courses
Himani Chowdhary Instagram - 🚨New Scam in the Market ‼️ https://m.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57244 #scamalert #scammers #thehimanichaudhary
Himani Chowdhary Instagram - 3 Day Prewedding Affair ✨ PS: can you spot people looking 🤣 #ambani #anantambani #prewedding #wedding #reliance
Himani Chowdhary Instagram - Bad news for Borrowers 👎 Watch this if you have a Credit Card or Personal Loan or plan to take one. #rbi #loan #personalloan #creditcard
Himani Chowdhary Instagram - Good news for FD holders 🥳 Follow @thehimanichaudhary for latest Personal Finance Updates ✅ #fd #saving #fixeddeposit
Himani Chowdhary Instagram - Good news if you have Credit Card or Loan ✅🥳 #rbi #creditcard #loans
Himani Chowdhary Instagram - 🚨31st March 2024 Deadlines ‼️ Make sure to do these things before the month ends else you will have to pay heavy penalties or deactivation of accounts. #deadline #2024 #financialyear #march #india #finance #personalfinance #incometax #penalty #investment
Himani Chowdhary Instagram - Ye kya kardiaaaa 👀 🥵 No benefit of indexation to debt mutual fund investment made on or after 1st April,2023 in case investment is not more than 35% in equity shares of Indian companies 👉🏻 It will impact all non-equity schemes like gold, international, fund of funds, etc, debt funds will be worst hit as many investors used to use debt funds because of the tax advantage. 🔷 Indexation is an advantage in which if your fund generates 8% return over 3 years and inflation in the same period was 6%, 🔷 You pay a 20% tax on the difference 8-6 = 2%. 🔷 So a total tax of 2*20% = 0.4% making your post tax at 8-0.4 = 7.6% 🥲 Not at all happy with this, am myself invested in debt funds and FDs both. #incometax #capitalgains #finance #tax #incometaxindia #incometaxseason #financebill2023 #indiangovernment #bonds #mutualfunds #fd #fixeddeposit #mutualfundssahihai #reelsindia #reelindia #explorepage 👉🏻 Follow @thehimanichaudhary for practical investing knowledge
Himani Chowdhary Instagram - BIG 🚨 BUDGET 2025 Summarised ‼️ Nirmala Sitharaman today presented the 2025 Budget in Parliament and these are the major points that affect the common man. Other minor points are mentioned in the pinned comment 📌 
Share this summary with everyone #budget2025 #nirmalasitharaman #incometax
Himani Chowdhary Instagram - 🚨4th one is BIGGEST Change ‼️ Budget 2024 Summarised by Himani #budget #budget2024 #nirmalasitharaman #incometax #newtaxregime
Himani Chowdhary Instagram - Good News for Employees 🤩 Make sure to share this with your friends & colleagues. https://www.epfindia.gov.in/site_docs/PDFs/MiscPDFs/InterestRate_OnPFAccumulationsSince1952.pdf #job #worker #employee #company #epf #thehimanichaudhary
Himani Chowdhary Instagram - 🚨NEW SCAM ALERT ‼️ A new scam which is getting viral all over India, beware of such scams and Share this with your friends who are using dating or marriage related apps like Tinder, Bumble, Jeevansaathi, Shaadi.com, Hinge etc #scamalert #dating #tinder #bumble #hinge #datingapps #shaadi #jeevansaathi Source: Hindustan Times & Twitter
Himani Chowdhary Instagram - 🚨Bad News for EMPLOYEES If you are doing a job, EPFO has a new rule now which can significantly affect your net worth. Do watch the video and share it with your friends and colleagues. Financial News- Part 65, (18 June 2024) Follow for regular financial updates #epf #job #employee #company #pension #invest #investment #himanichaudhary
Himani Chowdhary Instagram - If you have a Credit Card or Debit Card then this new RBI rule will make your life easier ✅ Follow to get updated with Financial News. #rbi #finance #personalfinance #creditcard #debitcard #token #tokenization #reels [rbi, reserve bank of india, Credit card, debit card, tokenisation, banks, indian banks, visa, mastercard ]
Himani Chowdhary Instagram - ‼️Good News for Investors 🥳 SEBI has a Board Meeting yesterday in which a lot of changes were made, some major ones that will affect you are shared in the video. Do watch it till the end. 🚨Share this important information with everyone #sebi #mutualfunds #finfluencer #invest #demat #demataccount (Himani Chaudhary) (AMFI Registered MFD)
Himani Chowdhary Instagram - 🤩 NEW Scheme launched by Govt. of India for Children which can get your Child ₹65 Crores! 🚨 THIS IS NOT A DRILL ‼️ Full information about the Scheme is given in the pinned comment Make sure to Share this scheme with every parent out there. Trust Find babies on the way 👶🏻 #investment #governmentschemes #scheme #child #govtofindia #nps #personalfinance #finance #money #investing #nirmalasitharaman #financeminister #india #goi @mygovindia #retirement #retirementplanning Child Investment India Investing Scheme Retirement Government of India Nirmala Sitharaman Finance Minister New Scheme Launch sri
Himani Chowdhary Instagram - 70 hrs kaam nahi karna padega 🤡 This is how a 4 month old boy becomes the youngest millionaire and perhaps can retire if he wishes to. Source: Moneycontrol, Economic Times #infosys #narayanmurthy #incometax
Himani Chowdhary Instagram - BIG 🚨 Is India Going into Recession? This video talks about falling Gold, Silver and Stockmarket prices. Why everything is falling and will it trigger a recession on Indian Economy 🇮🇳? ⚠️ Share this important update with everyone #recession #india #gold #silver #stockmarket #stockmarketcrash Market Crash Correction Gold Silver Stockmarket Correction Recession Bitcoin Cryptocurrency Trump Ethereum India Economy
Himani Chowdhary Instagram - 3rd one is the toughest 💪🏼 Watch this to checkout the Best Courses to do if you want to make a career in Finance and earn high income. Share this with your other friends. #finance #career #courses #certification #job
Himani Chowdhary Instagram - ⚠️ Silver Price is suddenly increasing since last one year and has reached ₹1 Lakh Watch the video to find out why Silver is rising and how you can invest in it digitally ✨ Disclaimer: Not a recommendation, this is just for educational purposes. Make sure to take advice of SEBI registered Investment Advisor before making any investment decision
Himani Chowdhary Instagram - Share This Reel ✅ 👉🏻 New Notification of RBI/2023-24/60 DoR.MCS.REC.38/01.01.001/2023-24 has arrived for all Personal Loans ✅ SUMMARISED BELOW 👇 1️⃣ Giving Back Property Papers - If you take a loan, the bank usually holds onto some property papers as a guarantee. - Once you've paid off your loan, the bank should give these papers back to you within 30 days. 2️⃣ Where and When You Get Your Papers - The bank will tell you where (which branch or office) you can pick up your papers from. - This place and the 30-day time frame will be mentioned when you get your loan approved. 3️⃣ If the Borrower Passes Away - If unfortunately, the person who took the loan dies, the bank has clear steps on how the property papers will be returned to the family or the legal heirs. - These steps are available on the bank's website. 4️⃣ Penalty for Delay - If the bank takes more than 30 days to return your papers, they need to tell you why. - If the delay is the bank's fault, they will pay you ₹5,000 for every extra day they are late. 5️⃣ Lost or Damaged Papers - If the bank loses or damages your papers, they will help you get duplicate copies and will also pay for any costs involved. - They get an extra 30 days to do this (making 60 days in total). If they take more than 60 days, then they'll start paying you the ₹5,000 daily penalty. 6️⃣ Starting Date for these Rules - These rules and penalties apply to cases where the return of papers is due on or after December 1, 2023. 7️⃣ Legal Basis - These guidelines are based on certain sections of banking and financial laws in India. ⭐️ In essence, this guideline ensures that banks quickly and efficiently return borrowers' property papers once loans are paid off and provides penalties for banks if they delay or mishandle the process. 👉🏻 Share & Save the video
Himani Chowdhary Instagram - Financial Vine of the day. 6th October 2023 Stamp Duty of 1.08 crores was paid. #piyushbansal #sharktankindia #lenskart #house #delhi
Himani Chowdhary Instagram - Best source for upskilling ✅ If you don't have a weekend plan, focus on this... Share it & Save it for future 🙌 📌 NISM is the educational arm of SEBI and it provides you with all kinds of Finance and Stock Market Certifications 📈 📌 I have done Research Analyst Certification last year and it taught me new things about picking a stock that I was not aware of. ✅ Although these are basic courses, it will open doors for you in the Finance world. You can get paid internships or entry level job if you do these certifications. ✅ If you want information on all 26 certifications and all its details of - Fees - Max Marks - Passing Marks - Negative Marking - Validity - Who should do it? - What kind of jobs can you get from them? 🚀 Download the Free Excel and Watch the complete Youtube video 🧐 How to Download the Excel? 📈 👉 Download by checking the youtube description 👉 Go to Financial App and you will see the excel on the home page (download it once and for all because I share all the free tools, excels, books there only) 😬 👉 Download Beta Version for ios from link in Bio 👉 Go to Financialvines.com ✅ Follow me and always be updated 🙌 🚨Disclaimer: Doing NISM certification is the stepping stone, make sure to take SEBI Registration after doing these courses to actually practice in the industry. #nism #finance #certification
Himani Chowdhary Instagram - 3rd one is the BEST ✨ Everyone should have these 3 Govt. Apps on their phone. Available in both Android and ios Comment 'App' to get links 🔗 of all the apps in your DM {Indian Government Apps Government Scheme Savings Money Investment RBI Bonds Himani Chaudhary}
Himani Chowdhary Instagram - Tier 1 ❌ Tier 2 ✅ Colliers India just issued a report of emerging cities of India. Clearly our big cities like mumbai bangalore delhi are not up to the mark because of mismanagement, unclean roads, potholes, pollution, highly expensive real estate and living costs It is high time we start developing other cities and remove some pressure from Tier 1 cities If your city comes under the list then maybe its time to start investing in real estate 🏡 #delhi #mumbai #realestate #investing #investment #himanichaudhary
Himani Chowdhary Instagram - 13% per annum‼️ Get Better Returns than FD 📈 PART-2 ↪️ Follow for valuable financial knowledge 💬 Comment your Queries ‼️ Do check the pinned comment Disclaimer: I am AMFI registered. For personal financial investing, book your session from the link in Bio. For personal financial planning, please contact an investment advisor. #fixeddeposit #returns #viralreels #explorepage
Himani Chowdhary Instagram - Have You Claimed Your Debit Card Insurance? 👉🏻 The bank gives insurance to the cardholders according to different categories. 👉🏻 The card categories are Classic, Platinum and Ordinary. 🔷 Insurance of Rs 50,000 is also available on normal MasterCard 🔷 Rs 1 lakh on Classic ATM card 🔷 Rs 1.5 to 2 lakh on Visa card and… 🔷 Rs 5 lakh on Platinum card 👉🏻 You may or may not use the insurance that's upto you but its good to be aware of all the benefits associated with your Debit Card 💳 ❤️ Like kardena yar #lifeinsurance #debitcard #lifeinsurancematters #personalfinance #financetips #personalfinancetips #money #banks #himanichaudhary #finance #cards #insurance #accident #banking #explorepage✨ #reels #reelitfeelit
Himani Chowdhary Instagram - Get Freebies & Discount ✌️ 👉 We conducted an experiment and discovered a hidden secret that no one tells you 🤔 ☑️ Ever wondered why you end up buying more than what you planned? It happens because of these Marketing Tricks 👇 1️⃣ Offering Freebies 2️⃣ Limited Time Offers 3️⃣ Attractive Packaging 4️⃣ Placing Products near checkout or online shopping carts 5️⃣ The Fine Print of setting minimum spending to get a discount 💡Stay informed of these tricks, use them when you absolutely need to. Compare Prices & the value of the freebie before making impulse purchases Share this post with your friends and spread the knowledge! 📚🔓💛
Himani Chowdhary Instagram - SAVE IT ‼️ 👉🏻 How to download documents 📃 1️⃣ Form-16: Your employer is supposed to send that form to you which highlights the TDS/ TCs deduction of the entire year (2022-2023 FY or 2023-2024 AY) 2️⃣ Salary Slips : From employer 3️⃣ Interest Certificates: Download from your Bank's app or through internet banking ( checkout the deposits section and find it under Documents) (can go to bank directly as well) 4️⃣ Form 26AS: From the same income tax website, go to 'My Account' and click on 'View Form 26A' in the drop down menu 5️⃣ Tax Savings Investment Proof: Net banking or Bank's App 6️⃣ AIS: On income tax website click on AIS near the option of E- File and download it 7️⃣Home loan proofs and other proofs for section 80D and 80C: No propf required for 80D just keep. attack of heath insurance premiums paid for the year 9️⃣ Statement of P&L for Capital Gains. If you earn money through Intraday trading in Stock Market, file ITR-3 🔸 If you are salaried then in most cases you would not see any Tax Liability because your employer already pays tax every month and then sends you the salary. 🔸 So instead of paying tax, you will receive tax return. Steps will be same for that option as well.. just verify your tax return and validate it through aadhar card otp. ☑️ If you have a business, you dont have to file ITR-1 .
Himani Chowdhary Instagram - 🚨Time to Buy Gold? Since Budget Day Gold Price has been falling continuously everyday. Is the Gold Crash we've all been waiting for? Almost 10 Lakhs Crore have been wiped off since then. But Why? #gold #goldjewellery
Himani Chowdhary Instagram - Good News for Borrowers 🥳 Share this with everyone! https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57275 https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57276 #rbi #loans #homeloans
Himani Chowdhary Instagram - ₹70,000 per month 🤩 SEBI just announced 2 new internships for young people for Finance & IT role Checkout the full details & don't miss the deadline to apply Source: SEBI #internship #sebi #finance #job
Himani Chowdhary Instagram - 3rd one is the easiest ✅ Top 3 Finance Courses for Beginners 🎯 👉🏻 If you have an interest in making a career in Finance then checkout the youtube video from the in my bio 🔗 👉🏻 I have shared 10 FREE FINANCE COURSES for you to understand various aspects of Finance 👉🏻 Portals like Swayam, Mooc, Edx, Coursera are providing these free courses ✅ Enhance your CV and skills by doing these basic courses. LINK IN BIO 🔗 #finance #courses
Himani Chowdhary Instagram - 🚨New Govt. Scheme Alert 🔔 Everyone was so busy discussing about the tax changes in the Budget that no one realised this scheme was launched, enhancing the existing benefits to Middle Class as well. Find out who is eligible for this scheme, what are the benefits and how to apply for the same ? Don't forget to check the pinned comment for more details 📌 #house #realestate #rent #investment #realestateinvesting #affordable #indiangovernment #himanichaudhary
Himani Chowdhary Instagram - Nalle ho? Caption Padho 👀 ✅ Even if you don't earn anything or have income which below min income applicable for taxation, file your ITR because it has lots of benefits associated 1️⃣ Easier to get VISA for abroad. This year 97,000 visa applications were rejected, having an ITR will enhance your chances of getting the VISA ✅ 2️⃣ Getting Loans and Credit Cards get much easier, why? Because your ITR works as a valid Income Proof for the Bank, authenticated by Government of India. It will help in correctly assessing your loan application. 3️⃣ Get TDS refund from your salary and investments 4️⃣ Helps in getting Scholarships: The main criteria of judging someone if they need the scholarships os through verifying the income. So if you submit your ITR along with your parents', it will verify that you are the one who needs this scholarship more than other students. 5️⃣ ITR works as legal ID proof, address proof and Income proof 6️⃣ If you have suffered Stockmarket losses and want to carry it forward to next year, filing ITR is mandatory. #incometaxreturn #incometax #incometaxindia
Himani Chowdhary Instagram - 🚨New Scam in the Market ‼️ https://cybercrime.gov.in #scamalert #scammers
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Himani Chowdhary Instagram - 🚨NEW RBI Rule for Credit Cards ‼️ Share this new rule with everyone ✅ #rbi #creditcard #india
Himani Chowdhary Instagram - Catching a flight? Don't miss this Hack ✅ 👉🏻 I just travelled from Delhi to Goa for the long weekend and got late to the airport because of traffic and this app helped me the most! 👉🏻 I completed the entire process in just 10 mins and even had time to enjoy breakfast at the airport lounge 😅 ✅ MUST HAVE DIGITAL APP IF YOU ARE TRAVELLING BY FLIGHT ✈️ ✅ PAPERLESS CHECK IN AND BOARDING ❌ NO ID REQUIRED #travelhacks
Himani Chowdhary Instagram - Transferred to wrong UPI ID? ✅ What can you do? 👉🏻 4 Things 1️⃣ Complaint to payment App (eg. Google Pay, Paytm) 2️⃣ File report to NPCI website 3️⃣ Complaint to PSP/ TPAP app 4️⃣ RBI Website grievances portal Source: RBI Link: https://m.rbi.org.in/scripts/AboutusDisplay.aspx?pg=BankingOmbudsmen.html #upi #digitalpayment #rbi #reelkarofeelkaro #reels #explore
Himani Chowdhary Instagram - 🚨New App for Investors ‼️ SEBI has launched a new app for investors, checkout the video to know the details Share this with everyone #sebi #app #financialplanning #nism #taxplanning #personalfinance #stockmarket #himanichaudhary
Himani Chowdhary Instagram - 🚨BIG NEWS ‼️ NSE & SEBI together launched a new website for investors, students & professionals which will help you in investing and learning about the Stockmarket It is highly beneficial for you, share it with everyone Source: NSE official website, SEBI #nse #nseindia #personalfinance #investment #mutualfunds #indexfunds #etf
Himani Chowdhary Instagram - Learn & Earn 🚀💸 👉 Make sure to checkout these three Government Schemes and let me know about your experience ✅ There are various State Government Schemes as well mostly in the area of Uttar Pradesh, Bihar and Andra Pradesh. 🚀 Share with your friends and let them know about these opportunities 🙌 Follow @thehimanichaudhary for daily knowledge on Finance & Investing #india #earnmoney #govtofindia #reelsvideo #explorepage
Himani Chowdhary Instagram - 3rd one is for Govt. Jobs 🙌 ✅ Everyday we need some govt. work done and are still stuck by going to the offline offices. 😱 But now almost 50-60% of govt tasks can be done online sitting at home. ✅ Checkout the video to know some of the most imp ones. 👇 Other Govt. Websites 👉 uidai. gov.in 👉 parivahan.gov.in 👉 digitalindia.gov.in 👉 myscheme.gov.in 🗳️ Share & Save the Video ❤️ Follow @thehimanichaudhary for Daily finance news & knowledgable #india #indiangovernment #govtschemes #finance #reelsinstagram
Himani Chowdhary Instagram - 🚨BIG | ₹5,000 CRORE WEDDING ‼️ Another HUGE wedding on the cards this year Amazon's Founder Jeff Bezos is getting remarried to his current Fiance, but what is the BUDGET of the wedding, where is it happening and who all are coming? Checkout the entire details in the video 📌
Himani Chowdhary Instagram - 🚨3 Financial Tips for STUDENTS! Share these with your friends ✅ #students #college #personalfinance #investment #investing #moneymanagement
Himani Chowdhary Instagram - Packing done! Travelling light 🤌😅 How I Saved Money in Pattaya 🏝️ 1️⃣ Use Public Transport (not taxis) to travel around the city. It took 10 bahts for a single round along the beach where most of the tourist destinations were situated. 2️⃣ Visit in off season and book the flight tickets for a weekday (not friday) (so I visited in mid may and ticket prices were 10% lower) 3️⃣ If you want to explore the city yourself, hire a bike (will cost around 200-1000 baht depends on which bike you are renting) 4️⃣ Don't worry about the water bottle and food, the cost is same as in India (₹300-400 per meal) 5️⃣ If you are travelling from Pattaya to Bangkok book a bus and not a taxi (if you are actually travelling light, not like me 😿) 👉 It will take around ₹400 one way so total ₹800 6️⃣ Airport is 1.5 hrs away from the main city to reach there, its best to go by Bus or a van (mini bus) which will cost around ₹400-500 one way 7️⃣ Drink the Local Draft beer (₹100-200 pint) 8️⃣ Negotiate Hard! I bought a tshirt which was worth 490 bahts in 350 baht so the point is, negotiate whenever you buy something from local shops 💬 Comment Below what other things you want to know #thailand #pattaya #savemoney #moneyhacks #travel #travelindia
Himani Chowdhary Instagram - 🚨NEW Investment Opportunity ‼️ If you want to know about this secret investment opportunity which is safe and provides same returns as FD with 0 Tax liability on it then watch the video and don't miss the end ⚠️ FDs are Finally Dead Check the pinned comment for more information Disclaimer: This information is for educational purposes only. Please contact a SEBI registered investment advisor or a mutual fund distributor before making any investment decision. I am an AMFI licensed Mutual Find Distributor #fd #fixeddeposit #investment #personalfinance
Himani Chowdhary Instagram - Yes or No? Like kardena yar ❤️ 📌 Free Calculator's link is in my Bio ➗ 🔷 Just how we take loan from a Bank and pay every month through EMIs. 🔷 In ADS, you invest a lumpsum and then receive Principal Interest back every month. 🔷 It will be on reducing balance basis ie, every month principal component will increase and interest will keep on decreasing. ⭐️ Available for 3,5,7,10 years 👉🏻 The only difference between FD and ADS is that in FD you get the entire principal back at maturity 👉🏻 In ADS you receive some amount of principal back every month along with interest. 👉🏻 On maturity you get ₹0 📌 Free Calculator's link is in my Bio ➗ ✅ Follow @thehimanichaudhary for more practical knowledge on Investing #annuities #invest #fixedincome #passiveincome #passiveincomeinvesting #investingforbeginners #sbi #reels #finance
Himani Chowdhary Instagram - 🚨 SAVE ₹10 LAKHS ‼️ In light of recent events, there is lots of negative sentiment for women but I feel divorce cases are rare and Men should take advantage of their Wife by having Joint ownership of Home and saving money. The video explains how you can save Tax on more than ₹10 Lakh Rupees. Checkout the pinned comment for more info 📌 Share these benefits with your married friends and family members
Himani Chowdhary Instagram - ⚠️ Govt. has launched a NEW Scheme which will provide internships to anyone who is looking for it. Watch the video to find out details of this Scheme So Register TODAY and get the chance to work with the Central Bank of India 🇮🇳 Share this opportunity with your friends and follow @thehimanichaudhary for more news like this
Himani Chowdhary Instagram - WHICH METHOD DO YOU USE? 👉 I like 2nd and 4th method the best 😇 Btw this is the first video of the new reel format that I am trying. Just sharing all the information in a casual and interactive manner. Also calling it #financepecharcha. Do let me know if you like this format or the previous ones ? 👉 If you have chosen any method except 4 then make sure your investments and savings are also done in the same manner. 👉 You can open a Join Account for your monthly SIPs or contribute separately as per the rule ❤️ Make sure to have a conversation regarding how you want to manage your money and what are your common life goals. 🙌 In a marriage...communication is key, so dont lose it #personalfinance #personalfinancetips #himanichaudhary #reelsindia #indiancouple
Himani Chowdhary Instagram - https://uidai.gov.in STEPS TO TRACK YOUR APPLICATION 👉 Go to ''My Aadhar" 👉 Click on Check Aadhar Updates 👉 Enter 14 digit enrolment number 👉 If you lose your enrollment number then put your mobile no. and otp to generate it ✅ Apply for it today for your children 🙌 Alternative Documents 👉 Hospital Slip if the baby is just born 👉 Any address proof 👉 Get Biometrics done at 18 years of age otherwise baal aadhar will become invalid #aadhar #child
Himani Chowdhary Instagram - 8 UPI changes effective from 01/01/2024 🚨 Follow for regular Financial updates & knowledge 🔔 #upi #2024 #digitalpayment #rbi [upi, 2024, digital payment, Central Bank, RBI, Paytm, Google Pay, Phone Pay, Payment Services]
Himani Chowdhary Instagram - A.I 🤡 America & India 🗿 So Donald Trump just won the election and is the new President of United States of America. Watch the video to find out what are the advantages & disadvantages of this result for Indian Economy, Stockmarket and Trade 🇮🇳 #india #america #modi #donaldtrump #trump
Himani Chowdhary Instagram - ‼️BIG‼️ New UPI Credit Line ✅ 75% of retail payments happen through UPI ✅ Now RBI has allowed Banks to give pre sanctioned limit credit to all UPI users. 🫵🏼 So not you and me will get small ticket credit which we can use for personal use, as a working capital loan or to pay your vendors ✅ With this new rule, Banks wont have to find new customers, issue cards or even get a merchant onboard ‼️ But it will also lead to credit score changes if you wont repay on time. 🙏 By next month we might see these changes on our UPI app. ❤️ This is a digital revolution as more money will flow through the market and banking sector will do really well. NBFCs might also join the game in future. ❓What are your thoughts on this new rule? Comment below 👇 #upi #digitalpayment #banks #rbi #loans #personalloan #creditcard #creditcards #creditscore #india #indianeconomy #reels #himanichaudhary
Himani Chowdhary Instagram - Assi jidde jawaange gaddi modaange 😹 Mod lena but petrol/diesel ka kharcha bhi bacha lo thhoda by just doing these 2-3 things while driving. Checkout the video and comment below what are your hacks to save money on fuel? So instead of waiting for the fuel prices to go down, find different ways to cut them down. ⭐️ Bonus tip: Buy fuel only through credit cards that provide good cashback points on every purchase ✅ (save money on car fuel petrol diesel driving )
Himani Chowdhary Instagram - Is Alimony Fair or Unfair? Alimony cases involving celebrities and cricketers are all over the news, but how does the court actually decide who pays and how much? And is alimony taxable in India? Watch this video till the end to understand everything about how alimony works in India 🇮🇳 (cases are taken as example only) (alimony yuzi chahal dhanashree divorce tax courts taxation personal finance marriage financial independence divorce law)
Himani Chowdhary Instagram - They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here's what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships - they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here's to my next decade 🍾 Happy Birthday to me.
Himani Chowdhary Instagram - They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here's what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships - they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here's to my next decade 🍾 Happy Birthday to me.
Himani Chowdhary Instagram - They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here's what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships - they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here's to my next decade 🍾 Happy Birthday to me.
Himani Chowdhary Instagram - Starting from 1st April 🫡 🔷 NPCI has suggested that UPI transactions made via prepaid instruments, such as Paytm, Phone pay wallets or gift cards will attract an interchange fee of upto 1.1% for transactions greater than ₹2000 from April 1, 2023 🔷 So you don't have to pay any fee if you are sending money to your friends, relatives as the fee is not applicable to Peer to Peer (P2P) or Pear to Merchant (P2PM) transactions 🔷 Its only to be paid by merchants if payment is made through Prepaid Payment Instruments (PPI) 👉🏻 Wallets, smart cards, vouchers, magnetised chips come under prepaid payment instruments. 👉🏻 A few examples are the Paytm wallet, PhonePe wallet, Amazon Pay, MobiKwik wallet, SODEXO vouchers. 🔷 An interchange fee of 0.5% will be levied for categories such as fuel, education, agriculture, and utility payments. Categories such as convenience stores, and specialty retail outlets will have an interchange fee of 1.1% #upi #upipayments #money #finance #indiangovernment #digitalpayment #digitalservices #smallbusiness #smallbusinessindia #paytm #phonepay #reels ✅ Follow @thehimanichaudhary for practical knowledge on Personal Finance
Himani Chowdhary Instagram - 🚨 SGBs are done ❌ RBI might discontinue Sovereign Gold Bond Scheme and its not good for investors since everyone was waiting for their next issue Now don't make the mistake of buying SGBs from secondary markets. You'll be buying it at ~9% higher rate than current gold price and wouldn't get any tax benefit as well. Wondering where to invest in gold in the current scenario? Well, I've found an alternative with which you can get 40% higher returns than SGBs. This asset is called Gullak Gold . Here are the key features of Gullak: ➡️ 5% EXTRA Gold every year which gets compounded ➡️ Withdraw anytime as Cash, 24 Carat Gold or as jewellery at Caratlane by Tanishq ➡️ 100% Safe because your Gold is secured by collateral of equal amount ➡️ No Lock in Period 🔐 ➡️ Even after tax, returns of Gullak Gold beat the returns of tax-free SGBs! The link to checkout Gullak Gold is in my Bio. Use my code "HIMANI3000" on the payment page to get upto Rs.3000 off on your first investment #gold #investment #goldjewellery #AD
Himani Chowdhary Instagram - 🚨Yes Bank in trouble again? RBI has levied a penalty of ₹91 Lakhs on Yes Bank and it is very beneficial for us common people. Do checkout what happened and how this can benefit YOU. #rbi #yesbank #penalty #bank #personalfinance
Himani Chowdhary Instagram - Do not miss out on this! 🔴 RBI may cut FD rates in future since inflation is now stable. 🔴 Which means we should book our FDs as soon as possible. ✅ To earn extra income in reducing rate scenario, best practice is to invest the interest into an RD ✅ What is RD (Recurring Deposit) 👉🏻 Where you invest some amount every month ✅ It will give you - Higher Returns 🤩 & Taxation would be the same as that of FDs ❤️ Liked it ? Don't miss out on the FD hacks- Enjoy Investing. 🚀 Follow @thehimanichaudhary for daily knowledge on Finance & Investing #fixedincome #fixeddeposit #investingtips #fd #passiveincome #earnmoney #investingforbeginners #reelkarofeelkaro #reelsindia
Himani Chowdhary Instagram - 3rd one is most difficult 😥 Lots to cover here 👇 👉🏻 Do not think that just after doing these certifications, someone will come and handover you a job of 40 lacs per annum, it doesn't work like that 👉🏻 Do your Post Graduation along with this 👉🏻 Learn Coding like R or Python 👉🏻 Know what kind of work is expected and hone those skills 1️⃣ Jobs for CFP 📌 Portfolio Manager 📌 Financial Planner 📌 Investment Manager 📌 Wealth Manager 📌 Wealth Advisor 📌 Relationship Manager 2️⃣ Jobs for CFA 📌 Financial Analysis 📌 Research Analyst 📌 Credit Research 📌 Credit Research Analyst 📌 Fixed Income Analyst 3️⃣ Jobs for FRM 📌 Credit Risk Analyst 📌 Market Risk Analyst 📌 Operational Risk Analyst 📌 Financial Risk Manager 📌 Consultant with Big 4 📌 Credit Manager ✅ Its best to open your own business of Financial Planning or Consulting once you get the experience from Industry of atleast 3-5 years and you identify a potential gap in the sector ✅ Follow @thehimanichaudhary for more finance related videos #finance #certification
Himani Chowdhary Instagram - 🚨Last Date 17th Sept ‼️ RBI just launched a quiz where everyone will get a Certificate and few winners will get cash prizes 🏆 Share this with your gang #rbi #quiz #participate #win #finance #banks #himanichaudhary
Himani Chowdhary Instagram - Will you go for it? 👉🏻 Make sure you have opened your EPF a/c latest by Sept 2014 👉🏻 New Pension Calculator Formula: Average Salary of last 60 months × Number of years of service / 70 💵How to Apply? 👉🏻 Go to EPFO website and under important links click on 'Pension for Higher Salary' 👉🏻 Click on 'Application for Join options' 👉🏻 Enter your details like UAN, date of birth etc and validate through OTP on phone 🙌 Will update the latest details here in the caption as and when more information comes 🚀 Save this post for later ❤️ Follow @thehimanichaudhary for daily knowledge on managing your money yourself 💪🏼 #pension #epf #earnmoney #govtofindia #explorepage #reelsinstagram
Himani Chowdhary Instagram - Save Lakhs on your Wedding ‼️ Watch till the end. #wedding #india #weddingseason #marriage
Himani Chowdhary Instagram - Solar Plant is now Cheaper 🌞 Checkout new Solar Rooftop Panel Scheme by Govt. Follow to get more knowledge on Finance Comment your queries 💬 #solarenergy #solar #india #indiangovt #electricitybill #thehimanichaudhary
Himani Chowdhary - 673.7K Likes - Suggest More! 3rd one is my favourite 👍🏽✅ because of the practical tips that I could use 🙌 Follow @thehimanichaudhary for more! #netflix #series

673.7K Likes – Himani Chowdhary Instagram

Caption : Suggest More! 3rd one is my favourite 👍🏽✅ because of the practical tips that I could use 🙌 Follow @thehimanichaudhary for more! #netflix #series
Likes : 673749Himani Chowdhary - 403.2K Likes - BIG 🚨 Why is RBI suddenly doing this? 🔴 WHAT HAPPENED? ➡️ The Reserve Bank of India (RBI) has ordered Kotak Mahindra Bank to stop the following: * Taking on new customers through online or mobile banking. * Issuing any new Credit cards. 🔴 WHY IT HAPPENED? * RBI found serious problems with the bank's IT systems, especially in the areas of security and disaster recovery. * These problems caused frequent system outages, including a major one on April 15, 2024, which hurt customers. * The bank failed to fix these problems quickly enough, despite warnings and instructions from the RBI. 🔴 WHAT IT MEANS FOR YOU * Existing customers of Kotak Mahindra Bank can still use their accounts and credit cards 💳. * The bank cannot grow its digital customer base until it proves to the RBI that it has fixed its IT problems. **Additional Notes** * The RBI will hire an outside company to audit Kotak Mahindra Bank's IT systems. * Only after the bank fixes the issues found in the audit will the RBI lift the restrictions. * The RBI may take further action against the bank. * If you have a co-branded credit card with Kotak, be aware of this news. #rbi #kotakbank #kotak #udaykotak #banned #digitalservices #financialnews

403.2K Likes – Himani Chowdhary Instagram

Caption : BIG 🚨 Why is RBI suddenly doing this? 🔴 WHAT HAPPENED? ➡️ The Reserve Bank of India (RBI) has ordered Kotak Mahindra Bank to stop the following: * Taking on new customers through online or mobile banking. * Issuing any new Credit cards. 🔴 WHY IT HAPPENED? * RBI found serious problems with the bank’s IT systems, especially in the areas of security and disaster recovery. * These problems caused frequent system outages, including a major one on April 15, 2024, which hurt customers. * The bank failed to fix these problems quickly enough, despite warnings and instructions from the RBI. 🔴 WHAT IT MEANS FOR YOU * Existing customers of Kotak Mahindra Bank can still use their accounts and credit cards 💳. * The bank cannot grow its digital customer base until it proves to the RBI that it has fixed its IT problems. **Additional Notes** * The RBI will hire an outside company to audit Kotak Mahindra Bank’s IT systems. * Only after the bank fixes the issues found in the audit will the RBI lift the restrictions. * The RBI may take further action against the bank. * If you have a co-branded credit card with Kotak, be aware of this news. #rbi #kotakbank #kotak #udaykotak #banned #digitalservices #financialnews
Likes : 403194Himani Chowdhary - 252.5K Likes - ‼️ MOST IMPORTANT BELOW⬇️ This is the new RBI's investing app for everyone. You can also create joint investment account if you want. If you face any issues in opening the account or during investment then you can contact their customer portal at 1800-267-7955 (Mon-Sat). Share this news with everyone and follow me to get regular financial updates. #rbi #invest #app #bonds #sgb #interestrates #gold

252.5K Likes – Himani Chowdhary Instagram

Caption : ‼️ MOST IMPORTANT BELOW⬇️ This is the new RBI’s investing app for everyone. You can also create joint investment account if you want. If you face any issues in opening the account or during investment then you can contact their customer portal at 1800-267-7955 (Mon-Sat). Share this news with everyone and follow me to get regular financial updates. #rbi #invest #app #bonds #sgb #interestrates #gold
Likes : 252496Himani Chowdhary - 194.3K Likes - 3rd has Highest Return 🚀 ✅ Interest rate is subject to periodic change as per Ministry of Finance announcements. ✅ Interest is compounded annually but paid out only at maturity without any TDS deduction. 1️⃣ How to Invest in NSC Online? 👇 👉🏻 Login to DOP internet banking Under the “General Services” section, click on “Service Requests” and 👉🏻 Choose “New Requests” 👉🏻 Select “NSC Account – Open an NSC Account" 👉🏻 Enter the minimum deposit amount for NSC and choose your debit account linked to PO savings account 👉🏻 Next, click on “Click Here” to read the terms and conditions, accept them and then submit the application online 👉🏻 Enter the transaction password, click on “Submit” and view/download the deposit receipt 2️⃣ How to Open Public Provident Fund 👇 🏦 Offline: Go to a bank in which you have a savings account (SBI, ICICI, Axis, HDFC, BOI, etc.) or a Post office and fill out the form with the necessary documents. 📲 Online: Log in to your internet banking portal of your bank (SBI, ICICI, Axis, HDFC, BOI, etc). Find out "Open a PPF account" option and select "Minor Account" to open it on behalf of your children. Provide necessary details. And it will be done. You can even turn on "Auto payments". 3️⃣ Sukanya Samriddhi Yojana 👇 👉🏻 Once the girl reaches 18 years of age, she can manage her account. 👉🏻 The contribution made towards Sukanya Samriddhi Yojana ranges from a minimum of Rs.250 to a maximum of Rs.1.5 lakh in a financial year. The contribution should be made in multiples of Rs.100. 👉🏻 You can transfer the Sukanya Samriddhi Yojana account from post-office to bank and vice versa anywhere within India. No charges are applicable for the transfer of the account. 👉🏻 One of the major advantages of SSY is that it offers a higher interest rate as compared to the other savings scheme. 👉🏻 ₹46 Lacs at age of 21 👉🏻 Can withdraw in between for marriage or eduction 📌 How to apply? 👉🏻 You can visit the bank you want to open an SSY account with or Post Office. Provide documents, fill out the form, and make payments.

194.3K Likes – Himani Chowdhary Instagram

Caption : 3rd has Highest Return 🚀 ✅ Interest rate is subject to periodic change as per Ministry of Finance announcements. ✅ Interest is compounded annually but paid out only at maturity without any TDS deduction. 1️⃣ How to Invest in NSC Online? 👇 👉🏻 Login to DOP internet banking Under the “General Services” section, click on “Service Requests” and 👉🏻 Choose “New Requests” 👉🏻 Select “NSC Account – Open an NSC Account” 👉🏻 Enter the minimum deposit amount for NSC and choose your debit account linked to PO savings account 👉🏻 Next, click on “Click Here” to read the terms and conditions, accept them and then submit the application online 👉🏻 Enter the transaction password, click on “Submit” and view/download the deposit receipt 2️⃣ How to Open Public Provident Fund 👇 🏦 Offline: Go to a bank in which you have a savings account (SBI, ICICI, Axis, HDFC, BOI, etc.) or a Post office and fill out the form with the necessary documents. 📲 Online: Log in to your internet banking portal of your bank (SBI, ICICI, Axis, HDFC, BOI, etc). Find out “Open a PPF account” option and select “Minor Account” to open it on behalf of your children. Provide necessary details. And it will be done. You can even turn on “Auto payments”. 3️⃣ Sukanya Samriddhi Yojana 👇 👉🏻 Once the girl reaches 18 years of age, she can manage her account. 👉🏻 The contribution made towards Sukanya Samriddhi Yojana ranges from a minimum of Rs.250 to a maximum of Rs.1.5 lakh in a financial year. The contribution should be made in multiples of Rs.100. 👉🏻 You can transfer the Sukanya Samriddhi Yojana account from post-office to bank and vice versa anywhere within India. No charges are applicable for the transfer of the account. 👉🏻 One of the major advantages of SSY is that it offers a higher interest rate as compared to the other savings scheme. 👉🏻 ₹46 Lacs at age of 21 👉🏻 Can withdraw in between for marriage or eduction 📌 How to apply? 👉🏻 You can visit the bank you want to open an SSY account with or Post Office. Provide documents, fill out the form, and make payments.
Likes : 194272Himani Chowdhary - 140.3K Likes - 🚨 Body Part Insurance ‼️ This is the concept of getting body parts insured. Watch this video to know to get this insurance and how much cover you can get. #bollywood #insurance #personalfinance #celebs

140.3K Likes – Himani Chowdhary Instagram

Caption : 🚨 Body Part Insurance ‼️ This is the concept of getting body parts insured. Watch this video to know to get this insurance and how much cover you can get. #bollywood #insurance #personalfinance #celebs
Likes : 140258Himani Chowdhary - 123.9K Likes - 🚨December 2023 Deadlines‼️ Make sure to do these things before deadline, else you won't be able to use financial services ❌ #deadline #2024 #india #finance #personalfinance #rbi

123.9K Likes – Himani Chowdhary Instagram

Caption : 🚨December 2023 Deadlines‼️ Make sure to do these things before deadline, else you won’t be able to use financial services ❌ #deadline #2024 #india #finance #personalfinance #rbi
Likes : 123925Himani Chowdhary - 122.3K Likes - 🚨 RBI's New Rule for Banks 🏦 This is how RBI decreased the overall revenue of Banks and Infra companies. Do you think this was a good move? https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57841# #banks #rbi #loan #sbi Share this reel with your investing friends ✅

122.3K Likes – Himani Chowdhary Instagram

Caption : 🚨 RBI’s New Rule for Banks 🏦 This is how RBI decreased the overall revenue of Banks and Infra companies. Do you think this was a good move? https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57841# #banks #rbi #loan #sbi Share this reel with your investing friends ✅
Likes : 122301Himani Chowdhary - 102.4K Likes - ‼️MOST IMPORTANT BELOW ⬇️ This is the RBI's new app for everyone. You can also search for IFSC or MICR code for your bank's branch. Just go to Quicklinks ➡️ IFSC/MICR Codes ➡️ Select Bank Name ➡️ Select Branch Location ➡️ Apply Share this news with everyone. Follow me get updated with financial news #rbi #app #website #fd #exchangerate #bonds #sgb #sovereigngoldbonds #loan #interestrate #inflation

102.4K Likes – Himani Chowdhary Instagram

Caption : ‼️MOST IMPORTANT BELOW ⬇️ This is the RBI’s new app for everyone. You can also search for IFSC or MICR code for your bank’s branch. Just go to Quicklinks ➡️ IFSC/MICR Codes ➡️ Select Bank Name ➡️ Select Branch Location ➡️ Apply Share this news with everyone. Follow me get updated with financial news #rbi #app #website #fd #exchangerate #bonds #sgb #sovereigngoldbonds #loan #interestrate #inflation
Likes : 102403Himani Chowdhary - 84.4K Likes - Budget 2024 🚨 #budget #2024 #thehimanichaudhary

84.4K Likes – Himani Chowdhary Instagram

Caption : Budget 2024 🚨 #budget #2024 #thehimanichaudhary
Likes : 84360Himani Chowdhary - 76.2K Likes - 🚨 Share this information If you have invested in FDs, here are two quick hacks to never pay TDS on your interest income. Just follow them and save thousands every year. You will be shocked because its very easy to do and only tax experts know about 🤫 Follow for accurate and crisp finance knowledge. #fixeddeposit #fd #interest #investing #tax #savetax #money #taxplanning

76.2K Likes – Himani Chowdhary Instagram

Caption : 🚨 Share this information If you have invested in FDs, here are two quick hacks to never pay TDS on your interest income. Just follow them and save thousands every year. You will be shocked because its very easy to do and only tax experts know about 🤫 Follow for accurate and crisp finance knowledge. #fixeddeposit #fd #interest #investing #tax #savetax #money #taxplanning
Likes : 76153Himani Chowdhary - 72.1K Likes - 🚨NEW Investment Opportunity ‼️ NSE has just launched 3 new investment areas, where you can start investing. Watch till the end to know more about them. Follow me for regular finance updates - AMFI Registered Mutual Fund Distributor - NISM Certified Research Analyst #investment #nse #mutualfunds #india

72.1K Likes – Himani Chowdhary Instagram

Caption : 🚨NEW Investment Opportunity ‼️ NSE has just launched 3 new investment areas, where you can start investing. Watch till the end to know more about them. Follow me for regular finance updates – AMFI Registered Mutual Fund Distributor – NISM Certified Research Analyst #investment #nse #mutualfunds #india
Likes : 72141Himani Chowdhary - 71.6K Likes - Best 4 Govt. Insurance Schemes for your Family, where amount is received by nominees. Follow for Personal Finance Education #life #insurance #medical #term #accident #indiangovt

71.6K Likes – Himani Chowdhary Instagram

Caption : Best 4 Govt. Insurance Schemes for your Family, where amount is received by nominees. Follow for Personal Finance Education #life #insurance #medical #term #accident #indiangovt
Likes : 71624Himani Chowdhary - 70.6K Likes - Follow for Finance Career Tips 🎓 NISM & SEBI are giving you a chance to get FREE Finance Certification. Follow the steps given in the reel to get it. Let me know how it goes, mine is scheduled for this Sunday 🤓 #nism #certification #finance #career #sebi #upskill

70.6K Likes – Himani Chowdhary Instagram

Caption : Follow for Finance Career Tips 🎓 NISM & SEBI are giving you a chance to get FREE Finance Certification. Follow the steps given in the reel to get it. Let me know how it goes, mine is scheduled for this Sunday 🤓 #nism #certification #finance #career #sebi #upskill
Likes : 70634Himani Chowdhary - 69.3K Likes - Get Better Returns than FD ✅ Follow for valuable finance information ℹ️ #fd #fixeddeposit #rbi #investing #personalfinance #india #regularincome

69.3K Likes – Himani Chowdhary Instagram

Caption : Get Better Returns than FD ✅ Follow for valuable finance information ℹ️ #fd #fixeddeposit #rbi #investing #personalfinance #india #regularincome
Likes : 69328Himani Chowdhary - 69.1K Likes - Gold Stonks 📈>>>>>>> Watch this video to know why Gold prices are rising and if you should buy Gold at this time. #gold #inflation #economy #china #rbi #reserves

69.1K Likes – Himani Chowdhary Instagram

Caption : Gold Stonks 📈>>>>>>> Watch this video to know why Gold prices are rising and if you should buy Gold at this time. #gold #inflation #economy #china #rbi #reserves
Likes : 69146Himani Chowdhary - 68.2K Likes - What do you think? Stock Market Crash incoming? Let's see what the experts have to say. #stockmarket #crash #india #thehimanichaudhary

68.2K Likes – Himani Chowdhary Instagram

Caption : What do you think? Stock Market Crash incoming? Let’s see what the experts have to say. #stockmarket #crash #india #thehimanichaudhary
Likes : 68201Himani Chowdhary - 67.4K Likes - ⚠️ The Reserve Bank of India (RBI) recently imposed ₹1 crore penalty on HDFC Bank due to violating Loan Recovery Guidelines It includes harassment by recovery agents and failing to respect borrower privacy Here's a breakdown of the rules and how you can take action if you're facing harassment from recovery agents ▪️ RBI Guidelines on Recovery Agents ▪️ 1) Restricted Contact Hours: Recovery agents are only permitted to contact borrowers between 7 a.m. and 7 p.m. 2) Respect for Privacy: Harassment, public humiliation, or using unethical methods to recover dues is against the law. 3) Proper Identification: Recovery agents must carry proper identification and authorization from the lender when contacting borrowers. 4) Humane Treatment: Borrowers should be treated with dignity. Aggressive tactics like physical intimidation or verbal threats are not allowed. ▫️Legal Rights of Borrowers ▫️ 1) Right to Identity Verification: Borrowers can ask recovery agents to verify their identity and the loan details they’re collecting on. 2) Filing Complaints: If you're harassed, file a complaint directly with the bank. You can also complain to the RBI through this website ⬇️ cms.rbi.org.in 3) Legal Action: Under IPC Sec 294 & 506, borrowers have the right to approach courts if harassed by recovery agents Keep a record of dates, times, emails, any aggressive actions. Make sure to record a video if they visit Make sure to download the correct RBI Guideline, link is in my Broadcast Channel 🔗 The RBI is clear in its directives and is very active in solving that. HDFC Bank's penalty serves as a reminder that financial institutions must uphold ethical practices.

67.4K Likes – Himani Chowdhary Instagram

Caption : ⚠️ The Reserve Bank of India (RBI) recently imposed ₹1 crore penalty on HDFC Bank due to violating Loan Recovery Guidelines It includes harassment by recovery agents and failing to respect borrower privacy Here’s a breakdown of the rules and how you can take action if you’re facing harassment from recovery agents ▪️ RBI Guidelines on Recovery Agents ▪️ 1) Restricted Contact Hours: Recovery agents are only permitted to contact borrowers between 7 a.m. and 7 p.m. 2) Respect for Privacy: Harassment, public humiliation, or using unethical methods to recover dues is against the law. 3) Proper Identification: Recovery agents must carry proper identification and authorization from the lender when contacting borrowers. 4) Humane Treatment: Borrowers should be treated with dignity. Aggressive tactics like physical intimidation or verbal threats are not allowed. ▫️Legal Rights of Borrowers ▫️ 1) Right to Identity Verification: Borrowers can ask recovery agents to verify their identity and the loan details they’re collecting on. 2) Filing Complaints: If you’re harassed, file a complaint directly with the bank. You can also complain to the RBI through this website ⬇️ cms.rbi.org.in 3) Legal Action: Under IPC Sec 294 & 506, borrowers have the right to approach courts if harassed by recovery agents Keep a record of dates, times, emails, any aggressive actions. Make sure to record a video if they visit Make sure to download the correct RBI Guideline, link is in my Broadcast Channel 🔗 The RBI is clear in its directives and is very active in solving that. HDFC Bank’s penalty serves as a reminder that financial institutions must uphold ethical practices.
Likes : 67447Himani Chowdhary - 62.2K Likes - 🚨Tinder Scam ‼️ 👉🏻 Follow @thehimanichaudhary for important financial updates #tinder #bumble #scamalert

62.2K Likes – Himani Chowdhary Instagram

Caption : 🚨Tinder Scam ‼️ 👉🏻 Follow @thehimanichaudhary for important financial updates #tinder #bumble #scamalert
Likes : 62153Himani Chowdhary - 61.8K Likes - Best city to live in India 🇮🇳 Which one are you living in? #india #city

61.8K Likes – Himani Chowdhary Instagram

Caption : Best city to live in India 🇮🇳 Which one are you living in? #india #city
Likes : 61750Himani Chowdhary - 60.2K Likes - More details below ⬇️ Did you know that there are certain NISM certifications that help you be in the top 1% of Finance Industry. So if you are looking to make a career in Finance read it thoroughly Research Analyst Certification: The NISM Research Analyst Certification (Series XV) equips individuals with the foundational knowledge and skills required to excel in the role of a research analyst in the Indian financial services industry. You can become research analysts in brokerage firms, investment banks, asset management companies, or other financial institutions. Or you can start your own research firm if you get SEBI registration - sell research reports and stock targets 🎯 It teaches: Basics of Indian Securities Markets Fundamental and Technical Analysis Financial Statement Analysis Valuation Techniques Research Report Writing Mutual Fund Distributor is a mandatory credential for anyone who wants to sell mutual fund products in India. This includes individuals working for mutual fund companies, distributors, banks, or other financial institutions. The certification ensures that distributors possess the necessary knowledge and skills to provide informed advice and recommendations to investors regarding mutual funds. You can sell empaneled with existing Mutual Fund companies and sell their mutual funds and earn commissions through it. Make sure to get registered with AMFI. It teaches Mutual Fund Fundamentals How to Select Mutual Funds Mutual Fund Regulations Financial Planning Sales & Communication NISM Portfolio Management Services It is a crucial qualification for individuals aspiring to manage client portfolios professionally in India. It started in 2020 and went fully functional with nism in july 2023. You can become Portfolio Officer/Manager in an existing Wealth Management Firm, Mutual Fund Companies or Investment Banks. Or start your own Portfolio Management Service and earn advisory fee and commissions both. It teaches Investing Fundamentals Portfolio Management Indian Securities Market Investment Research #nism #certification #finance #career

60.2K Likes – Himani Chowdhary Instagram

Caption : More details below ⬇️ Did you know that there are certain NISM certifications that help you be in the top 1% of Finance Industry. So if you are looking to make a career in Finance read it thoroughly Research Analyst Certification: The NISM Research Analyst Certification (Series XV) equips individuals with the foundational knowledge and skills required to excel in the role of a research analyst in the Indian financial services industry. You can become research analysts in brokerage firms, investment banks, asset management companies, or other financial institutions. Or you can start your own research firm if you get SEBI registration – sell research reports and stock targets 🎯 It teaches: Basics of Indian Securities Markets Fundamental and Technical Analysis Financial Statement Analysis Valuation Techniques Research Report Writing Mutual Fund Distributor is a mandatory credential for anyone who wants to sell mutual fund products in India. This includes individuals working for mutual fund companies, distributors, banks, or other financial institutions. The certification ensures that distributors possess the necessary knowledge and skills to provide informed advice and recommendations to investors regarding mutual funds. You can sell empaneled with existing Mutual Fund companies and sell their mutual funds and earn commissions through it. Make sure to get registered with AMFI. It teaches Mutual Fund Fundamentals How to Select Mutual Funds Mutual Fund Regulations Financial Planning Sales & Communication NISM Portfolio Management Services It is a crucial qualification for individuals aspiring to manage client portfolios professionally in India. It started in 2020 and went fully functional with nism in july 2023. You can become Portfolio Officer/Manager in an existing Wealth Management Firm, Mutual Fund Companies or Investment Banks. Or start your own Portfolio Management Service and earn advisory fee and commissions both. It teaches Investing Fundamentals Portfolio Management Indian Securities Market Investment Research #nism #certification #finance #career
Likes : 60159Himani Chowdhary - 58.8K Likes - 🚨 BIG NEWS ‼️ RBI has just announced a new rule for Banks which will disrupt the way they work. Do check if you are also affected by this change by watching the full video. Let me know your questions in the comments Share this urgent information with everyone ‼️ #rbi #bank #credit #cards #creditcard #bankaccount #himanichaudhary

58.8K Likes – Himani Chowdhary Instagram

Caption : 🚨 BIG NEWS ‼️ RBI has just announced a new rule for Banks which will disrupt the way they work. Do check if you are also affected by this change by watching the full video. Let me know your questions in the comments Share this urgent information with everyone ‼️ #rbi #bank #credit #cards #creditcard #bankaccount #himanichaudhary
Likes : 58846Himani Chowdhary - 53.2K Likes - 3 Courses for your Finance Career. ❓Why Certifications 👉🏻 The only way to get good profiles and jump the corporate ladder is through UPSKILLING 👉🏻 And certifications from valid govt institutions will give you the extra edge and support and will solidify your CVs ❌ SO STOP DOING COURSES FROM RANDOM GURUS ✅ YouTube video is created on both NSE & BSE courses, checkout the link in my Bio ✅ Invest in yourself ❤️ 🚀 Follow me byeeee #stockmarket #finance #courses

53.2K Likes – Himani Chowdhary Instagram

Caption : 3 Courses for your Finance Career. ❓Why Certifications 👉🏻 The only way to get good profiles and jump the corporate ladder is through UPSKILLING 👉🏻 And certifications from valid govt institutions will give you the extra edge and support and will solidify your CVs ❌ SO STOP DOING COURSES FROM RANDOM GURUS ✅ YouTube video is created on both NSE & BSE courses, checkout the link in my Bio ✅ Invest in yourself ❤️ 🚀 Follow me byeeee #stockmarket #finance #courses
Likes : 53217Himani Chowdhary - 49.4K Likes - 🚨New Scam in the Market ‼️ https://m.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57244 #scamalert #scammers #thehimanichaudhary

49.4K Likes – Himani Chowdhary Instagram

Caption : 🚨New Scam in the Market ‼️ https://m.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57244 #scamalert #scammers #thehimanichaudhary
Likes : 49391Himani Chowdhary - 47.8K Likes - 3 Day Prewedding Affair ✨ PS: can you spot people looking 🤣 #ambani #anantambani #prewedding #wedding #reliance

47.8K Likes – Himani Chowdhary Instagram

Caption : 3 Day Prewedding Affair ✨ PS: can you spot people looking 🤣 #ambani #anantambani #prewedding #wedding #reliance
Likes : 47834Himani Chowdhary - 46.6K Likes - Bad news for Borrowers 👎 Watch this if you have a Credit Card or Personal Loan or plan to take one. #rbi #loan #personalloan #creditcard

46.6K Likes – Himani Chowdhary Instagram

Caption : Bad news for Borrowers 👎 Watch this if you have a Credit Card or Personal Loan or plan to take one. #rbi #loan #personalloan #creditcard
Likes : 46551Himani Chowdhary - 45.5K Likes - Good news for FD holders 🥳 Follow @thehimanichaudhary for latest Personal Finance Updates ✅ #fd #saving #fixeddeposit

45.5K Likes – Himani Chowdhary Instagram

Caption : Good news for FD holders 🥳 Follow @thehimanichaudhary for latest Personal Finance Updates ✅ #fd #saving #fixeddeposit
Likes : 45494Himani Chowdhary - 44.3K Likes - Good news if you have Credit Card or Loan ✅🥳 #rbi #creditcard #loans

44.3K Likes – Himani Chowdhary Instagram

Caption : Good news if you have Credit Card or Loan ✅🥳 #rbi #creditcard #loans
Likes : 44283Himani Chowdhary - 43.9K Likes - 🚨31st March 2024 Deadlines ‼️ Make sure to do these things before the month ends else you will have to pay heavy penalties or deactivation of accounts. #deadline #2024 #financialyear #march #india #finance #personalfinance #incometax #penalty #investment

43.9K Likes – Himani Chowdhary Instagram

Caption : 🚨31st March 2024 Deadlines ‼️ Make sure to do these things before the month ends else you will have to pay heavy penalties or deactivation of accounts. #deadline #2024 #financialyear #march #india #finance #personalfinance #incometax #penalty #investment
Likes : 43886Himani Chowdhary - 43.3K Likes - Ye kya kardiaaaa 👀 🥵 No benefit of indexation to debt mutual fund investment made on or after 1st April,2023 in case investment is not more than 35% in equity shares of Indian companies 👉🏻 It will impact all non-equity schemes like gold, international, fund of funds, etc, debt funds will be worst hit as many investors used to use debt funds because of the tax advantage. 🔷 Indexation is an advantage in which if your fund generates 8% return over 3 years and inflation in the same period was 6%, 🔷 You pay a 20% tax on the difference 8-6 = 2%. 🔷 So a total tax of 2*20% = 0.4% making your post tax at 8-0.4 = 7.6% 🥲 Not at all happy with this, am myself invested in debt funds and FDs both. #incometax #capitalgains #finance #tax #incometaxindia #incometaxseason #financebill2023 #indiangovernment #bonds #mutualfunds #fd #fixeddeposit #mutualfundssahihai #reelsindia #reelindia #explorepage 👉🏻 Follow @thehimanichaudhary for practical investing knowledge

43.3K Likes – Himani Chowdhary Instagram

Caption : Ye kya kardiaaaa 👀 🥵 No benefit of indexation to debt mutual fund investment made on or after 1st April,2023 in case investment is not more than 35% in equity shares of Indian companies 👉🏻 It will impact all non-equity schemes like gold, international, fund of funds, etc, debt funds will be worst hit as many investors used to use debt funds because of the tax advantage. 🔷 Indexation is an advantage in which if your fund generates 8% return over 3 years and inflation in the same period was 6%, 🔷 You pay a 20% tax on the difference 8-6 = 2%. 🔷 So a total tax of 2*20% = 0.4% making your post tax at 8-0.4 = 7.6% 🥲 Not at all happy with this, am myself invested in debt funds and FDs both. #incometax #capitalgains #finance #tax #incometaxindia #incometaxseason #financebill2023 #indiangovernment #bonds #mutualfunds #fd #fixeddeposit #mutualfundssahihai #reelsindia #reelindia #explorepage 👉🏻 Follow @thehimanichaudhary for practical investing knowledge
Likes : 43301Himani Chowdhary - 39.3K Likes - BIG 🚨 BUDGET 2025 Summarised ‼️ Nirmala Sitharaman today presented the 2025 Budget in Parliament and these are the major points that affect the common man. Other minor points are mentioned in the pinned comment 📌 
Share this summary with everyone #budget2025 #nirmalasitharaman #incometax

39.3K Likes – Himani Chowdhary Instagram

Caption : BIG 🚨 BUDGET 2025 Summarised ‼️ Nirmala Sitharaman today presented the 2025 Budget in Parliament and these are the major points that affect the common man. Other minor points are mentioned in the pinned comment 📌 
Share this summary with everyone #budget2025 #nirmalasitharaman #incometax
Likes : 39289Himani Chowdhary - 38.1K Likes - 🚨4th one is BIGGEST Change ‼️ Budget 2024 Summarised by Himani #budget #budget2024 #nirmalasitharaman #incometax #newtaxregime

38.1K Likes – Himani Chowdhary Instagram

Caption : 🚨4th one is BIGGEST Change ‼️ Budget 2024 Summarised by Himani #budget #budget2024 #nirmalasitharaman #incometax #newtaxregime
Likes : 38076Himani Chowdhary - 37.6K Likes - Good News for Employees 🤩 Make sure to share this with your friends & colleagues. https://www.epfindia.gov.in/site_docs/PDFs/MiscPDFs/InterestRate_OnPFAccumulationsSince1952.pdf #job #worker #employee #company #epf #thehimanichaudhary

37.6K Likes – Himani Chowdhary Instagram

Caption : Good News for Employees 🤩 Make sure to share this with your friends & colleagues. https://www.epfindia.gov.in/site_docs/PDFs/MiscPDFs/InterestRate_OnPFAccumulationsSince1952.pdf #job #worker #employee #company #epf #thehimanichaudhary
Likes : 37572Himani Chowdhary - 37.1K Likes - 🚨NEW SCAM ALERT ‼️ A new scam which is getting viral all over India, beware of such scams and Share this with your friends who are using dating or marriage related apps like Tinder, Bumble, Jeevansaathi, Shaadi.com, Hinge etc #scamalert #dating #tinder #bumble #hinge #datingapps #shaadi #jeevansaathi Source: Hindustan Times & Twitter

37.1K Likes – Himani Chowdhary Instagram

Caption : 🚨NEW SCAM ALERT ‼️ A new scam which is getting viral all over India, beware of such scams and Share this with your friends who are using dating or marriage related apps like Tinder, Bumble, Jeevansaathi, Shaadi.com, Hinge etc #scamalert #dating #tinder #bumble #hinge #datingapps #shaadi #jeevansaathi Source: Hindustan Times & Twitter
Likes : 37063Himani Chowdhary - 37K Likes - 🚨Bad News for EMPLOYEES If you are doing a job, EPFO has a new rule now which can significantly affect your net worth. Do watch the video and share it with your friends and colleagues. Financial News- Part 65, (18 June 2024) Follow for regular financial updates #epf #job #employee #company #pension #invest #investment #himanichaudhary

37K Likes – Himani Chowdhary Instagram

Caption : 🚨Bad News for EMPLOYEES If you are doing a job, EPFO has a new rule now which can significantly affect your net worth. Do watch the video and share it with your friends and colleagues. Financial News- Part 65, (18 June 2024) Follow for regular financial updates #epf #job #employee #company #pension #invest #investment #himanichaudhary
Likes : 36991Himani Chowdhary - 36.5K Likes - If you have a Credit Card or Debit Card then this new RBI rule will make your life easier ✅ Follow to get updated with Financial News. #rbi #finance #personalfinance #creditcard #debitcard #token #tokenization #reels [rbi, reserve bank of india, Credit card, debit card, tokenisation, banks, indian banks, visa, mastercard ]

36.5K Likes – Himani Chowdhary Instagram

Caption : If you have a Credit Card or Debit Card then this new RBI rule will make your life easier ✅ Follow to get updated with Financial News. #rbi #finance #personalfinance #creditcard #debitcard #token #tokenization #reels [rbi, reserve bank of india, Credit card, debit card, tokenisation, banks, indian banks, visa, mastercard ]
Likes : 36474Himani Chowdhary - 36.2K Likes - ‼️Good News for Investors 🥳 SEBI has a Board Meeting yesterday in which a lot of changes were made, some major ones that will affect you are shared in the video. Do watch it till the end. 🚨Share this important information with everyone #sebi #mutualfunds #finfluencer #invest #demat #demataccount (Himani Chaudhary) (AMFI Registered MFD)

36.2K Likes – Himani Chowdhary Instagram

Caption : ‼️Good News for Investors 🥳 SEBI has a Board Meeting yesterday in which a lot of changes were made, some major ones that will affect you are shared in the video. Do watch it till the end. 🚨Share this important information with everyone #sebi #mutualfunds #finfluencer #invest #demat #demataccount (Himani Chaudhary) (AMFI Registered MFD)
Likes : 36156Himani Chowdhary - 35.5K Likes - 🤩 NEW Scheme launched by Govt. of India for Children which can get your Child ₹65 Crores! 🚨 THIS IS NOT A DRILL ‼️ Full information about the Scheme is given in the pinned comment Make sure to Share this scheme with every parent out there. Trust Find babies on the way 👶🏻 #investment #governmentschemes #scheme #child #govtofindia #nps #personalfinance #finance #money #investing #nirmalasitharaman #financeminister #india #goi @mygovindia #retirement #retirementplanning Child Investment India Investing Scheme Retirement Government of India Nirmala Sitharaman Finance Minister New Scheme Launch sri

35.5K Likes – Himani Chowdhary Instagram

Caption : 🤩 NEW Scheme launched by Govt. of India for Children which can get your Child ₹65 Crores! 🚨 THIS IS NOT A DRILL ‼️ Full information about the Scheme is given in the pinned comment Make sure to Share this scheme with every parent out there. Trust Find babies on the way 👶🏻 #investment #governmentschemes #scheme #child #govtofindia #nps #personalfinance #finance #money #investing #nirmalasitharaman #financeminister #india #goi @mygovindia #retirement #retirementplanning Child Investment India Investing Scheme Retirement Government of India Nirmala Sitharaman Finance Minister New Scheme Launch sri
Likes : 35453Himani Chowdhary - 35.3K Likes - 70 hrs kaam nahi karna padega 🤡 This is how a 4 month old boy becomes the youngest millionaire and perhaps can retire if he wishes to. Source: Moneycontrol, Economic Times #infosys #narayanmurthy #incometax

35.3K Likes – Himani Chowdhary Instagram

Caption : 70 hrs kaam nahi karna padega 🤡 This is how a 4 month old boy becomes the youngest millionaire and perhaps can retire if he wishes to. Source: Moneycontrol, Economic Times #infosys #narayanmurthy #incometax
Likes : 35324Himani Chowdhary - 33.7K Likes - BIG 🚨 Is India Going into Recession? This video talks about falling Gold, Silver and Stockmarket prices. Why everything is falling and will it trigger a recession on Indian Economy 🇮🇳? ⚠️ Share this important update with everyone #recession #india #gold #silver #stockmarket #stockmarketcrash Market Crash Correction Gold Silver Stockmarket Correction Recession Bitcoin Cryptocurrency Trump Ethereum India Economy

33.7K Likes – Himani Chowdhary Instagram

Caption : BIG 🚨 Is India Going into Recession? This video talks about falling Gold, Silver and Stockmarket prices. Why everything is falling and will it trigger a recession on Indian Economy 🇮🇳? ⚠️ Share this important update with everyone #recession #india #gold #silver #stockmarket #stockmarketcrash Market Crash Correction Gold Silver Stockmarket Correction Recession Bitcoin Cryptocurrency Trump Ethereum India Economy
Likes : 33713Himani Chowdhary - 33.5K Likes - 3rd one is the toughest 💪🏼 Watch this to checkout the Best Courses to do if you want to make a career in Finance and earn high income. Share this with your other friends. #finance #career #courses #certification #job

33.5K Likes – Himani Chowdhary Instagram

Caption : 3rd one is the toughest 💪🏼 Watch this to checkout the Best Courses to do if you want to make a career in Finance and earn high income. Share this with your other friends. #finance #career #courses #certification #job
Likes : 33539Himani Chowdhary - 32.7K Likes - ⚠️ Silver Price is suddenly increasing since last one year and has reached ₹1 Lakh Watch the video to find out why Silver is rising and how you can invest in it digitally ✨ Disclaimer: Not a recommendation, this is just for educational purposes. Make sure to take advice of SEBI registered Investment Advisor before making any investment decision

32.7K Likes – Himani Chowdhary Instagram

Caption : ⚠️ Silver Price is suddenly increasing since last one year and has reached ₹1 Lakh Watch the video to find out why Silver is rising and how you can invest in it digitally ✨ Disclaimer: Not a recommendation, this is just for educational purposes. Make sure to take advice of SEBI registered Investment Advisor before making any investment decision
Likes : 32711Himani Chowdhary - 30.9K Likes - Share This Reel ✅ 👉🏻 New Notification of RBI/2023-24/60 DoR.MCS.REC.38/01.01.001/2023-24 has arrived for all Personal Loans ✅ SUMMARISED BELOW 👇 1️⃣ Giving Back Property Papers - If you take a loan, the bank usually holds onto some property papers as a guarantee. - Once you've paid off your loan, the bank should give these papers back to you within 30 days. 2️⃣ Where and When You Get Your Papers - The bank will tell you where (which branch or office) you can pick up your papers from. - This place and the 30-day time frame will be mentioned when you get your loan approved. 3️⃣ If the Borrower Passes Away - If unfortunately, the person who took the loan dies, the bank has clear steps on how the property papers will be returned to the family or the legal heirs. - These steps are available on the bank's website. 4️⃣ Penalty for Delay - If the bank takes more than 30 days to return your papers, they need to tell you why. - If the delay is the bank's fault, they will pay you ₹5,000 for every extra day they are late. 5️⃣ Lost or Damaged Papers - If the bank loses or damages your papers, they will help you get duplicate copies and will also pay for any costs involved. - They get an extra 30 days to do this (making 60 days in total). If they take more than 60 days, then they'll start paying you the ₹5,000 daily penalty. 6️⃣ Starting Date for these Rules - These rules and penalties apply to cases where the return of papers is due on or after December 1, 2023. 7️⃣ Legal Basis - These guidelines are based on certain sections of banking and financial laws in India. ⭐️ In essence, this guideline ensures that banks quickly and efficiently return borrowers' property papers once loans are paid off and provides penalties for banks if they delay or mishandle the process. 👉🏻 Share & Save the video

30.9K Likes – Himani Chowdhary Instagram

Caption : Share This Reel ✅ 👉🏻 New Notification of RBI/2023-24/60 DoR.MCS.REC.38/01.01.001/2023-24 has arrived for all Personal Loans ✅ SUMMARISED BELOW 👇 1️⃣ Giving Back Property Papers – If you take a loan, the bank usually holds onto some property papers as a guarantee. – Once you’ve paid off your loan, the bank should give these papers back to you within 30 days. 2️⃣ Where and When You Get Your Papers – The bank will tell you where (which branch or office) you can pick up your papers from. – This place and the 30-day time frame will be mentioned when you get your loan approved. 3️⃣ If the Borrower Passes Away – If unfortunately, the person who took the loan dies, the bank has clear steps on how the property papers will be returned to the family or the legal heirs. – These steps are available on the bank’s website. 4️⃣ Penalty for Delay – If the bank takes more than 30 days to return your papers, they need to tell you why. – If the delay is the bank’s fault, they will pay you ₹5,000 for every extra day they are late. 5️⃣ Lost or Damaged Papers – If the bank loses or damages your papers, they will help you get duplicate copies and will also pay for any costs involved. – They get an extra 30 days to do this (making 60 days in total). If they take more than 60 days, then they’ll start paying you the ₹5,000 daily penalty. 6️⃣ Starting Date for these Rules – These rules and penalties apply to cases where the return of papers is due on or after December 1, 2023. 7️⃣ Legal Basis – These guidelines are based on certain sections of banking and financial laws in India. ⭐️ In essence, this guideline ensures that banks quickly and efficiently return borrowers’ property papers once loans are paid off and provides penalties for banks if they delay or mishandle the process. 👉🏻 Share & Save the video
Likes : 30864Himani Chowdhary - 30.8K Likes - Financial Vine of the day. 6th October 2023 Stamp Duty of 1.08 crores was paid. #piyushbansal #sharktankindia #lenskart #house #delhi

30.8K Likes – Himani Chowdhary Instagram

Caption : Financial Vine of the day. 6th October 2023 Stamp Duty of 1.08 crores was paid. #piyushbansal #sharktankindia #lenskart #house #delhi
Likes : 30824Himani Chowdhary - 30.4K Likes - Best source for upskilling ✅ If you don't have a weekend plan, focus on this... Share it & Save it for future 🙌 📌 NISM is the educational arm of SEBI and it provides you with all kinds of Finance and Stock Market Certifications 📈 📌 I have done Research Analyst Certification last year and it taught me new things about picking a stock that I was not aware of. ✅ Although these are basic courses, it will open doors for you in the Finance world. You can get paid internships or entry level job if you do these certifications. ✅ If you want information on all 26 certifications and all its details of - Fees - Max Marks - Passing Marks - Negative Marking - Validity - Who should do it? - What kind of jobs can you get from them? 🚀 Download the Free Excel and Watch the complete Youtube video 🧐 How to Download the Excel? 📈 👉 Download by checking the youtube description 👉 Go to Financial App and you will see the excel on the home page (download it once and for all because I share all the free tools, excels, books there only) 😬 👉 Download Beta Version for ios from link in Bio 👉 Go to Financialvines.com ✅ Follow me and always be updated 🙌 🚨Disclaimer: Doing NISM certification is the stepping stone, make sure to take SEBI Registration after doing these courses to actually practice in the industry. #nism #finance #certification

30.4K Likes – Himani Chowdhary Instagram

Caption : Best source for upskilling ✅ If you don’t have a weekend plan, focus on this… Share it & Save it for future 🙌 📌 NISM is the educational arm of SEBI and it provides you with all kinds of Finance and Stock Market Certifications 📈 📌 I have done Research Analyst Certification last year and it taught me new things about picking a stock that I was not aware of. ✅ Although these are basic courses, it will open doors for you in the Finance world. You can get paid internships or entry level job if you do these certifications. ✅ If you want information on all 26 certifications and all its details of – Fees – Max Marks – Passing Marks – Negative Marking – Validity – Who should do it? – What kind of jobs can you get from them? 🚀 Download the Free Excel and Watch the complete Youtube video 🧐 How to Download the Excel? 📈 👉 Download by checking the youtube description 👉 Go to Financial App and you will see the excel on the home page (download it once and for all because I share all the free tools, excels, books there only) 😬 👉 Download Beta Version for ios from link in Bio 👉 Go to Financialvines.com ✅ Follow me and always be updated 🙌 🚨Disclaimer: Doing NISM certification is the stepping stone, make sure to take SEBI Registration after doing these courses to actually practice in the industry. #nism #finance #certification
Likes : 30395Himani Chowdhary - 29.7K Likes - 3rd one is the BEST ✨ Everyone should have these 3 Govt. Apps on their phone. Available in both Android and ios Comment 'App' to get links 🔗 of all the apps in your DM {Indian Government Apps Government Scheme Savings Money Investment RBI Bonds Himani Chaudhary}

29.7K Likes – Himani Chowdhary Instagram

Caption : 3rd one is the BEST ✨ Everyone should have these 3 Govt. Apps on their phone. Available in both Android and ios Comment ‘App’ to get links 🔗 of all the apps in your DM {Indian Government Apps Government Scheme Savings Money Investment RBI Bonds Himani Chaudhary}
Likes : 29715Himani Chowdhary - 29K Likes - Tier 1 ❌ Tier 2 ✅ Colliers India just issued a report of emerging cities of India. Clearly our big cities like mumbai bangalore delhi are not up to the mark because of mismanagement, unclean roads, potholes, pollution, highly expensive real estate and living costs It is high time we start developing other cities and remove some pressure from Tier 1 cities If your city comes under the list then maybe its time to start investing in real estate 🏡 #delhi #mumbai #realestate #investing #investment #himanichaudhary

29K Likes – Himani Chowdhary Instagram

Caption : Tier 1 ❌ Tier 2 ✅ Colliers India just issued a report of emerging cities of India. Clearly our big cities like mumbai bangalore delhi are not up to the mark because of mismanagement, unclean roads, potholes, pollution, highly expensive real estate and living costs It is high time we start developing other cities and remove some pressure from Tier 1 cities If your city comes under the list then maybe its time to start investing in real estate 🏡 #delhi #mumbai #realestate #investing #investment #himanichaudhary
Likes : 28984Himani Chowdhary - 28.2K Likes - 13% per annum‼️ Get Better Returns than FD 📈 PART-2 ↪️ Follow for valuable financial knowledge 💬 Comment your Queries ‼️ Do check the pinned comment Disclaimer: I am AMFI registered. For personal financial investing, book your session from the link in Bio. For personal financial planning, please contact an investment advisor. #fixeddeposit #returns #viralreels #explorepage

28.2K Likes – Himani Chowdhary Instagram

Caption : 13% per annum‼️ Get Better Returns than FD 📈 PART-2 ↪️ Follow for valuable financial knowledge 💬 Comment your Queries ‼️ Do check the pinned comment Disclaimer: I am AMFI registered. For personal financial investing, book your session from the link in Bio. For personal financial planning, please contact an investment advisor. #fixeddeposit #returns #viralreels #explorepage
Likes : 28204Himani Chowdhary - 27.6K Likes - Have You Claimed Your Debit Card Insurance? 👉🏻 The bank gives insurance to the cardholders according to different categories. 👉🏻 The card categories are Classic, Platinum and Ordinary. 🔷 Insurance of Rs 50,000 is also available on normal MasterCard 🔷 Rs 1 lakh on Classic ATM card 🔷 Rs 1.5 to 2 lakh on Visa card and… 🔷 Rs 5 lakh on Platinum card 👉🏻 You may or may not use the insurance that's upto you but its good to be aware of all the benefits associated with your Debit Card 💳 ❤️ Like kardena yar #lifeinsurance #debitcard #lifeinsurancematters #personalfinance #financetips #personalfinancetips #money #banks #himanichaudhary #finance #cards #insurance #accident #banking #explorepage✨ #reels #reelitfeelit

27.6K Likes – Himani Chowdhary Instagram

Caption : Have You Claimed Your Debit Card Insurance? 👉🏻 The bank gives insurance to the cardholders according to different categories. 👉🏻 The card categories are Classic, Platinum and Ordinary. 🔷 Insurance of Rs 50,000 is also available on normal MasterCard 🔷 Rs 1 lakh on Classic ATM card 🔷 Rs 1.5 to 2 lakh on Visa card and… 🔷 Rs 5 lakh on Platinum card 👉🏻 You may or may not use the insurance that’s upto you but its good to be aware of all the benefits associated with your Debit Card 💳 ❤️ Like kardena yar #lifeinsurance #debitcard #lifeinsurancematters #personalfinance #financetips #personalfinancetips #money #banks #himanichaudhary #finance #cards #insurance #accident #banking #explorepage✨ #reels #reelitfeelit
Likes : 27566Himani Chowdhary - 27.5K Likes - Get Freebies & Discount ✌️ 👉 We conducted an experiment and discovered a hidden secret that no one tells you 🤔 ☑️ Ever wondered why you end up buying more than what you planned? It happens because of these Marketing Tricks 👇 1️⃣ Offering Freebies 2️⃣ Limited Time Offers 3️⃣ Attractive Packaging 4️⃣ Placing Products near checkout or online shopping carts 5️⃣ The Fine Print of setting minimum spending to get a discount 💡Stay informed of these tricks, use them when you absolutely need to. Compare Prices & the value of the freebie before making impulse purchases Share this post with your friends and spread the knowledge! 📚🔓💛

27.5K Likes – Himani Chowdhary Instagram

Caption : Get Freebies & Discount ✌️ 👉 We conducted an experiment and discovered a hidden secret that no one tells you 🤔 ☑️ Ever wondered why you end up buying more than what you planned? It happens because of these Marketing Tricks 👇 1️⃣ Offering Freebies 2️⃣ Limited Time Offers 3️⃣ Attractive Packaging 4️⃣ Placing Products near checkout or online shopping carts 5️⃣ The Fine Print of setting minimum spending to get a discount 💡Stay informed of these tricks, use them when you absolutely need to. Compare Prices & the value of the freebie before making impulse purchases Share this post with your friends and spread the knowledge! 📚🔓💛
Likes : 27479Himani Chowdhary - 25.5K Likes - SAVE IT ‼️ 👉🏻 How to download documents 📃 1️⃣ Form-16: Your employer is supposed to send that form to you which highlights the TDS/ TCs deduction of the entire year (2022-2023 FY or 2023-2024 AY) 2️⃣ Salary Slips : From employer 3️⃣ Interest Certificates: Download from your Bank's app or through internet banking ( checkout the deposits section and find it under Documents) (can go to bank directly as well) 4️⃣ Form 26AS: From the same income tax website, go to 'My Account' and click on 'View Form 26A' in the drop down menu 5️⃣ Tax Savings Investment Proof: Net banking or Bank's App 6️⃣ AIS: On income tax website click on AIS near the option of E- File and download it 7️⃣Home loan proofs and other proofs for section 80D and 80C: No propf required for 80D just keep. attack of heath insurance premiums paid for the year 9️⃣ Statement of P&L for Capital Gains. If you earn money through Intraday trading in Stock Market, file ITR-3 🔸 If you are salaried then in most cases you would not see any Tax Liability because your employer already pays tax every month and then sends you the salary. 🔸 So instead of paying tax, you will receive tax return. Steps will be same for that option as well.. just verify your tax return and validate it through aadhar card otp. ☑️ If you have a business, you dont have to file ITR-1 .

25.5K Likes – Himani Chowdhary Instagram

Caption : SAVE IT ‼️ 👉🏻 How to download documents 📃 1️⃣ Form-16: Your employer is supposed to send that form to you which highlights the TDS/ TCs deduction of the entire year (2022-2023 FY or 2023-2024 AY) 2️⃣ Salary Slips : From employer 3️⃣ Interest Certificates: Download from your Bank’s app or through internet banking ( checkout the deposits section and find it under Documents) (can go to bank directly as well) 4️⃣ Form 26AS: From the same income tax website, go to ‘My Account’ and click on ‘View Form 26A’ in the drop down menu 5️⃣ Tax Savings Investment Proof: Net banking or Bank’s App 6️⃣ AIS: On income tax website click on AIS near the option of E- File and download it 7️⃣Home loan proofs and other proofs for section 80D and 80C: No propf required for 80D just keep. attack of heath insurance premiums paid for the year 9️⃣ Statement of P&L for Capital Gains. If you earn money through Intraday trading in Stock Market, file ITR-3 🔸 If you are salaried then in most cases you would not see any Tax Liability because your employer already pays tax every month and then sends you the salary. 🔸 So instead of paying tax, you will receive tax return. Steps will be same for that option as well.. just verify your tax return and validate it through aadhar card otp. ☑️ If you have a business, you dont have to file ITR-1 .
Likes : 25497Himani Chowdhary - 24.5K Likes - 🚨Time to Buy Gold? Since Budget Day Gold Price has been falling continuously everyday. Is the Gold Crash we've all been waiting for? Almost 10 Lakhs Crore have been wiped off since then. But Why? #gold #goldjewellery

24.5K Likes – Himani Chowdhary Instagram

Caption : 🚨Time to Buy Gold? Since Budget Day Gold Price has been falling continuously everyday. Is the Gold Crash we’ve all been waiting for? Almost 10 Lakhs Crore have been wiped off since then. But Why? #gold #goldjewellery
Likes : 24473Himani Chowdhary - 24.4K Likes - Good News for Borrowers 🥳 Share this with everyone! https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57275 https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57276 #rbi #loans #homeloans

24.4K Likes – Himani Chowdhary Instagram

Caption : Good News for Borrowers 🥳 Share this with everyone! https://rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57275 https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=57276 #rbi #loans #homeloans
Likes : 24391Himani Chowdhary - 22.7K Likes - ₹70,000 per month 🤩 SEBI just announced 2 new internships for young people for Finance & IT role Checkout the full details & don't miss the deadline to apply Source: SEBI #internship #sebi #finance #job

22.7K Likes – Himani Chowdhary Instagram

Caption : ₹70,000 per month 🤩 SEBI just announced 2 new internships for young people for Finance & IT role Checkout the full details & don’t miss the deadline to apply Source: SEBI #internship #sebi #finance #job
Likes : 22690Himani Chowdhary - 22.5K Likes - 3rd one is the easiest ✅ Top 3 Finance Courses for Beginners 🎯 👉🏻 If you have an interest in making a career in Finance then checkout the youtube video from the in my bio 🔗 👉🏻 I have shared 10 FREE FINANCE COURSES for you to understand various aspects of Finance 👉🏻 Portals like Swayam, Mooc, Edx, Coursera are providing these free courses ✅ Enhance your CV and skills by doing these basic courses. LINK IN BIO 🔗 #finance #courses

22.5K Likes – Himani Chowdhary Instagram

Caption : 3rd one is the easiest ✅ Top 3 Finance Courses for Beginners 🎯 👉🏻 If you have an interest in making a career in Finance then checkout the youtube video from the in my bio 🔗 👉🏻 I have shared 10 FREE FINANCE COURSES for you to understand various aspects of Finance 👉🏻 Portals like Swayam, Mooc, Edx, Coursera are providing these free courses ✅ Enhance your CV and skills by doing these basic courses. LINK IN BIO 🔗 #finance #courses
Likes : 22495Himani Chowdhary - 22.2K Likes - 🚨New Govt. Scheme Alert 🔔 Everyone was so busy discussing about the tax changes in the Budget that no one realised this scheme was launched, enhancing the existing benefits to Middle Class as well. Find out who is eligible for this scheme, what are the benefits and how to apply for the same ? Don't forget to check the pinned comment for more details 📌 #house #realestate #rent #investment #realestateinvesting #affordable #indiangovernment #himanichaudhary

22.2K Likes – Himani Chowdhary Instagram

Caption : 🚨New Govt. Scheme Alert 🔔 Everyone was so busy discussing about the tax changes in the Budget that no one realised this scheme was launched, enhancing the existing benefits to Middle Class as well. Find out who is eligible for this scheme, what are the benefits and how to apply for the same ? Don’t forget to check the pinned comment for more details 📌 #house #realestate #rent #investment #realestateinvesting #affordable #indiangovernment #himanichaudhary
Likes : 22201Himani Chowdhary - 21.6K Likes - Nalle ho? Caption Padho 👀 ✅ Even if you don't earn anything or have income which below min income applicable for taxation, file your ITR because it has lots of benefits associated 1️⃣ Easier to get VISA for abroad. This year 97,000 visa applications were rejected, having an ITR will enhance your chances of getting the VISA ✅ 2️⃣ Getting Loans and Credit Cards get much easier, why? Because your ITR works as a valid Income Proof for the Bank, authenticated by Government of India. It will help in correctly assessing your loan application. 3️⃣ Get TDS refund from your salary and investments 4️⃣ Helps in getting Scholarships: The main criteria of judging someone if they need the scholarships os through verifying the income. So if you submit your ITR along with your parents', it will verify that you are the one who needs this scholarship more than other students. 5️⃣ ITR works as legal ID proof, address proof and Income proof 6️⃣ If you have suffered Stockmarket losses and want to carry it forward to next year, filing ITR is mandatory. #incometaxreturn #incometax #incometaxindia

21.6K Likes – Himani Chowdhary Instagram

Caption : Nalle ho? Caption Padho 👀 ✅ Even if you don’t earn anything or have income which below min income applicable for taxation, file your ITR because it has lots of benefits associated 1️⃣ Easier to get VISA for abroad. This year 97,000 visa applications were rejected, having an ITR will enhance your chances of getting the VISA ✅ 2️⃣ Getting Loans and Credit Cards get much easier, why? Because your ITR works as a valid Income Proof for the Bank, authenticated by Government of India. It will help in correctly assessing your loan application. 3️⃣ Get TDS refund from your salary and investments 4️⃣ Helps in getting Scholarships: The main criteria of judging someone if they need the scholarships os through verifying the income. So if you submit your ITR along with your parents’, it will verify that you are the one who needs this scholarship more than other students. 5️⃣ ITR works as legal ID proof, address proof and Income proof 6️⃣ If you have suffered Stockmarket losses and want to carry it forward to next year, filing ITR is mandatory. #incometaxreturn #incometax #incometaxindia
Likes : 21634Himani Chowdhary - 21.5K Likes - 🚨New Scam in the Market ‼️ https://cybercrime.gov.in #scamalert #scammers

21.5K Likes – Himani Chowdhary Instagram

Caption : 🚨New Scam in the Market ‼️ https://cybercrime.gov.in #scamalert #scammers
Likes : 21518Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 21.3K Likes - Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali's most special Ramayan Dance. This dance is a display of Ramayan's story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don't think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary

21.3K Likes – Himani Chowdhary Instagram

Caption : Bali has my soul 🥹 July Dump from my favourites folder ✨ 1- Dirt Biking done, husband was on the steering wheel and I drove for just 5 mins, worth the experience 2- Watched Bali’s most special Ramayan Dance. This dance is a display of Ramayan’s story. Energy & vibes were something out of this world 🌍 3- 3 year wedding anniversary celebrated with my soulmate ❤️ 4- Mandatory photo with windows wallpaper 5- Just one of the statues of one of temple in Bali (visited more than 5 temples throughout) 6- Bali Waterfall was crazyyy. Water was cold, standing in the pond, feeling the stones on my feet, walked for 45 mins in caves and nature just to reach this place 7- THE BALI SWING 8- Another beautiful swing 9- Temple in water 10- Visited another island through Ferry I went to Bali for the very first time and I don’t think I ll ever be able to forget about this place Affordable ✅ Nature ✅ People ✅ Food ✅ Culture ✅ I went to Bali because of FOMO thinking it will be overrated but damn was I wrong Usually am very shy and am not very comfortable sharing my personal life on social media but now I got motivation to share some personal stuff, thanks to my fam & friends As a person with shy online personality, it is difficult to open up but this vacation had my heart so I thought why not start now But wait! bcz something amazing is coming next Sharing my itinerary and costs of Bali Singapore soon #bali #summervacation #himanichaudhary
Likes : 21306Himani Chowdhary - 20.6K Likes - 🚨NEW RBI Rule for Credit Cards ‼️ Share this new rule with everyone ✅ #rbi #creditcard #india

20.6K Likes – Himani Chowdhary Instagram

Caption : 🚨NEW RBI Rule for Credit Cards ‼️ Share this new rule with everyone ✅ #rbi #creditcard #india
Likes : 20594Himani Chowdhary - 20.5K Likes - Catching a flight? Don't miss this Hack ✅ 👉🏻 I just travelled from Delhi to Goa for the long weekend and got late to the airport because of traffic and this app helped me the most! 👉🏻 I completed the entire process in just 10 mins and even had time to enjoy breakfast at the airport lounge 😅 ✅ MUST HAVE DIGITAL APP IF YOU ARE TRAVELLING BY FLIGHT ✈️ ✅ PAPERLESS CHECK IN AND BOARDING ❌ NO ID REQUIRED #travelhacks

20.5K Likes – Himani Chowdhary Instagram

Caption : Catching a flight? Don’t miss this Hack ✅ 👉🏻 I just travelled from Delhi to Goa for the long weekend and got late to the airport because of traffic and this app helped me the most! 👉🏻 I completed the entire process in just 10 mins and even had time to enjoy breakfast at the airport lounge 😅 ✅ MUST HAVE DIGITAL APP IF YOU ARE TRAVELLING BY FLIGHT ✈️ ✅ PAPERLESS CHECK IN AND BOARDING ❌ NO ID REQUIRED #travelhacks
Likes : 20528Himani Chowdhary - 20.3K Likes - Transferred to wrong UPI ID? ✅ What can you do? 👉🏻 4 Things 1️⃣ Complaint to payment App (eg. Google Pay, Paytm) 2️⃣ File report to NPCI website 3️⃣ Complaint to PSP/ TPAP app 4️⃣ RBI Website grievances portal Source: RBI Link: https://m.rbi.org.in/scripts/AboutusDisplay.aspx?pg=BankingOmbudsmen.html #upi #digitalpayment #rbi #reelkarofeelkaro #reels #explore

20.3K Likes – Himani Chowdhary Instagram

Caption : Transferred to wrong UPI ID? ✅ What can you do? 👉🏻 4 Things 1️⃣ Complaint to payment App (eg. Google Pay, Paytm) 2️⃣ File report to NPCI website 3️⃣ Complaint to PSP/ TPAP app 4️⃣ RBI Website grievances portal Source: RBI Link: https://m.rbi.org.in/scripts/AboutusDisplay.aspx?pg=BankingOmbudsmen.html #upi #digitalpayment #rbi #reelkarofeelkaro #reels #explore
Likes : 20267Himani Chowdhary - 20K Likes - 🚨New App for Investors ‼️ SEBI has launched a new app for investors, checkout the video to know the details Share this with everyone #sebi #app #financialplanning #nism #taxplanning #personalfinance #stockmarket #himanichaudhary

20K Likes – Himani Chowdhary Instagram

Caption : 🚨New App for Investors ‼️ SEBI has launched a new app for investors, checkout the video to know the details Share this with everyone #sebi #app #financialplanning #nism #taxplanning #personalfinance #stockmarket #himanichaudhary
Likes : 19960Himani Chowdhary - 19.6K Likes - 🚨BIG NEWS ‼️ NSE & SEBI together launched a new website for investors, students & professionals which will help you in investing and learning about the Stockmarket It is highly beneficial for you, share it with everyone Source: NSE official website, SEBI #nse #nseindia #personalfinance #investment #mutualfunds #indexfunds #etf

19.6K Likes – Himani Chowdhary Instagram

Caption : 🚨BIG NEWS ‼️ NSE & SEBI together launched a new website for investors, students & professionals which will help you in investing and learning about the Stockmarket It is highly beneficial for you, share it with everyone Source: NSE official website, SEBI #nse #nseindia #personalfinance #investment #mutualfunds #indexfunds #etf
Likes : 19574Himani Chowdhary - 19.2K Likes - Learn & Earn 🚀💸 👉 Make sure to checkout these three Government Schemes and let me know about your experience ✅ There are various State Government Schemes as well mostly in the area of Uttar Pradesh, Bihar and Andra Pradesh. 🚀 Share with your friends and let them know about these opportunities 🙌 Follow @thehimanichaudhary for daily knowledge on Finance & Investing #india #earnmoney #govtofindia #reelsvideo #explorepage

19.2K Likes – Himani Chowdhary Instagram

Caption : Learn & Earn 🚀💸 👉 Make sure to checkout these three Government Schemes and let me know about your experience ✅ There are various State Government Schemes as well mostly in the area of Uttar Pradesh, Bihar and Andra Pradesh. 🚀 Share with your friends and let them know about these opportunities 🙌 Follow @thehimanichaudhary for daily knowledge on Finance & Investing #india #earnmoney #govtofindia #reelsvideo #explorepage
Likes : 19180Himani Chowdhary - 18.3K Likes - 3rd one is for Govt. Jobs 🙌 ✅ Everyday we need some govt. work done and are still stuck by going to the offline offices. 😱 But now almost 50-60% of govt tasks can be done online sitting at home. ✅ Checkout the video to know some of the most imp ones. 👇 Other Govt. Websites 👉 uidai. gov.in 👉 parivahan.gov.in 👉 digitalindia.gov.in 👉 myscheme.gov.in 🗳️ Share & Save the Video ❤️ Follow @thehimanichaudhary for Daily finance news & knowledgable #india #indiangovernment #govtschemes #finance #reelsinstagram

18.3K Likes – Himani Chowdhary Instagram

Caption : 3rd one is for Govt. Jobs 🙌 ✅ Everyday we need some govt. work done and are still stuck by going to the offline offices. 😱 But now almost 50-60% of govt tasks can be done online sitting at home. ✅ Checkout the video to know some of the most imp ones. 👇 Other Govt. Websites 👉 uidai. gov.in 👉 parivahan.gov.in 👉 digitalindia.gov.in 👉 myscheme.gov.in 🗳️ Share & Save the Video ❤️ Follow @thehimanichaudhary for Daily finance news & knowledgable #india #indiangovernment #govtschemes #finance #reelsinstagram
Likes : 18309Himani Chowdhary - 18.1K Likes - 🚨BIG | ₹5,000 CRORE WEDDING ‼️ Another HUGE wedding on the cards this year Amazon's Founder Jeff Bezos is getting remarried to his current Fiance, but what is the BUDGET of the wedding, where is it happening and who all are coming? Checkout the entire details in the video 📌

18.1K Likes – Himani Chowdhary Instagram

Caption : 🚨BIG | ₹5,000 CRORE WEDDING ‼️ Another HUGE wedding on the cards this year Amazon’s Founder Jeff Bezos is getting remarried to his current Fiance, but what is the BUDGET of the wedding, where is it happening and who all are coming? Checkout the entire details in the video 📌
Likes : 18143Himani Chowdhary - 17.6K Likes - 🚨3 Financial Tips for STUDENTS! Share these with your friends ✅ #students #college #personalfinance #investment #investing #moneymanagement

17.6K Likes – Himani Chowdhary Instagram

Caption : 🚨3 Financial Tips for STUDENTS! Share these with your friends ✅ #students #college #personalfinance #investment #investing #moneymanagement
Likes : 17562Himani Chowdhary - 17.4K Likes - Packing done! Travelling light 🤌😅 How I Saved Money in Pattaya 🏝️ 1️⃣ Use Public Transport (not taxis) to travel around the city. It took 10 bahts for a single round along the beach where most of the tourist destinations were situated. 2️⃣ Visit in off season and book the flight tickets for a weekday (not friday) (so I visited in mid may and ticket prices were 10% lower) 3️⃣ If you want to explore the city yourself, hire a bike (will cost around 200-1000 baht depends on which bike you are renting) 4️⃣ Don't worry about the water bottle and food, the cost is same as in India (₹300-400 per meal) 5️⃣ If you are travelling from Pattaya to Bangkok book a bus and not a taxi (if you are actually travelling light, not like me 😿) 👉 It will take around ₹400 one way so total ₹800 6️⃣ Airport is 1.5 hrs away from the main city to reach there, its best to go by Bus or a van (mini bus) which will cost around ₹400-500 one way 7️⃣ Drink the Local Draft beer (₹100-200 pint) 8️⃣ Negotiate Hard! I bought a tshirt which was worth 490 bahts in 350 baht so the point is, negotiate whenever you buy something from local shops 💬 Comment Below what other things you want to know #thailand #pattaya #savemoney #moneyhacks #travel #travelindia

17.4K Likes – Himani Chowdhary Instagram

Caption : Packing done! Travelling light 🤌😅 How I Saved Money in Pattaya 🏝️ 1️⃣ Use Public Transport (not taxis) to travel around the city. It took 10 bahts for a single round along the beach where most of the tourist destinations were situated. 2️⃣ Visit in off season and book the flight tickets for a weekday (not friday) (so I visited in mid may and ticket prices were 10% lower) 3️⃣ If you want to explore the city yourself, hire a bike (will cost around 200-1000 baht depends on which bike you are renting) 4️⃣ Don’t worry about the water bottle and food, the cost is same as in India (₹300-400 per meal) 5️⃣ If you are travelling from Pattaya to Bangkok book a bus and not a taxi (if you are actually travelling light, not like me 😿) 👉 It will take around ₹400 one way so total ₹800 6️⃣ Airport is 1.5 hrs away from the main city to reach there, its best to go by Bus or a van (mini bus) which will cost around ₹400-500 one way 7️⃣ Drink the Local Draft beer (₹100-200 pint) 8️⃣ Negotiate Hard! I bought a tshirt which was worth 490 bahts in 350 baht so the point is, negotiate whenever you buy something from local shops 💬 Comment Below what other things you want to know #thailand #pattaya #savemoney #moneyhacks #travel #travelindia
Likes : 17437Himani Chowdhary - 17.2K Likes - 🚨NEW Investment Opportunity ‼️ If you want to know about this secret investment opportunity which is safe and provides same returns as FD with 0 Tax liability on it then watch the video and don't miss the end ⚠️ FDs are Finally Dead Check the pinned comment for more information Disclaimer: This information is for educational purposes only. Please contact a SEBI registered investment advisor or a mutual fund distributor before making any investment decision. I am an AMFI licensed Mutual Find Distributor #fd #fixeddeposit #investment #personalfinance

17.2K Likes – Himani Chowdhary Instagram

Caption : 🚨NEW Investment Opportunity ‼️ If you want to know about this secret investment opportunity which is safe and provides same returns as FD with 0 Tax liability on it then watch the video and don’t miss the end ⚠️ FDs are Finally Dead Check the pinned comment for more information Disclaimer: This information is for educational purposes only. Please contact a SEBI registered investment advisor or a mutual fund distributor before making any investment decision. I am an AMFI licensed Mutual Find Distributor #fd #fixeddeposit #investment #personalfinance
Likes : 17232Himani Chowdhary - 17.2K Likes - Yes or No? Like kardena yar ❤️ 📌 Free Calculator's link is in my Bio ➗ 🔷 Just how we take loan from a Bank and pay every month through EMIs. 🔷 In ADS, you invest a lumpsum and then receive Principal Interest back every month. 🔷 It will be on reducing balance basis ie, every month principal component will increase and interest will keep on decreasing. ⭐️ Available for 3,5,7,10 years 👉🏻 The only difference between FD and ADS is that in FD you get the entire principal back at maturity 👉🏻 In ADS you receive some amount of principal back every month along with interest. 👉🏻 On maturity you get ₹0 📌 Free Calculator's link is in my Bio ➗ ✅ Follow @thehimanichaudhary for more practical knowledge on Investing #annuities #invest #fixedincome #passiveincome #passiveincomeinvesting #investingforbeginners #sbi #reels #finance

17.2K Likes – Himani Chowdhary Instagram

Caption : Yes or No? Like kardena yar ❤️ 📌 Free Calculator’s link is in my Bio ➗ 🔷 Just how we take loan from a Bank and pay every month through EMIs. 🔷 In ADS, you invest a lumpsum and then receive Principal Interest back every month. 🔷 It will be on reducing balance basis ie, every month principal component will increase and interest will keep on decreasing. ⭐️ Available for 3,5,7,10 years 👉🏻 The only difference between FD and ADS is that in FD you get the entire principal back at maturity 👉🏻 In ADS you receive some amount of principal back every month along with interest. 👉🏻 On maturity you get ₹0 📌 Free Calculator’s link is in my Bio ➗ ✅ Follow @thehimanichaudhary for more practical knowledge on Investing #annuities #invest #fixedincome #passiveincome #passiveincomeinvesting #investingforbeginners #sbi #reels #finance
Likes : 17199Himani Chowdhary - 17.2K Likes - 🚨 SAVE ₹10 LAKHS ‼️ In light of recent events, there is lots of negative sentiment for women but I feel divorce cases are rare and Men should take advantage of their Wife by having Joint ownership of Home and saving money. The video explains how you can save Tax on more than ₹10 Lakh Rupees. Checkout the pinned comment for more info 📌 Share these benefits with your married friends and family members

17.2K Likes – Himani Chowdhary Instagram

Caption : 🚨 SAVE ₹10 LAKHS ‼️ In light of recent events, there is lots of negative sentiment for women but I feel divorce cases are rare and Men should take advantage of their Wife by having Joint ownership of Home and saving money. The video explains how you can save Tax on more than ₹10 Lakh Rupees. Checkout the pinned comment for more info 📌 Share these benefits with your married friends and family members
Likes : 17165Himani Chowdhary - 16.9K Likes - ⚠️ Govt. has launched a NEW Scheme which will provide internships to anyone who is looking for it. Watch the video to find out details of this Scheme So Register TODAY and get the chance to work with the Central Bank of India 🇮🇳 Share this opportunity with your friends and follow @thehimanichaudhary for more news like this

16.9K Likes – Himani Chowdhary Instagram

Caption : ⚠️ Govt. has launched a NEW Scheme which will provide internships to anyone who is looking for it. Watch the video to find out details of this Scheme So Register TODAY and get the chance to work with the Central Bank of India 🇮🇳 Share this opportunity with your friends and follow @thehimanichaudhary for more news like this
Likes : 16877Himani Chowdhary - 16.7K Likes - WHICH METHOD DO YOU USE? 👉 I like 2nd and 4th method the best 😇 Btw this is the first video of the new reel format that I am trying. Just sharing all the information in a casual and interactive manner. Also calling it #financepecharcha. Do let me know if you like this format or the previous ones ? 👉 If you have chosen any method except 4 then make sure your investments and savings are also done in the same manner. 👉 You can open a Join Account for your monthly SIPs or contribute separately as per the rule ❤️ Make sure to have a conversation regarding how you want to manage your money and what are your common life goals. 🙌 In a marriage...communication is key, so dont lose it #personalfinance #personalfinancetips #himanichaudhary #reelsindia #indiancouple

16.7K Likes – Himani Chowdhary Instagram

Caption : WHICH METHOD DO YOU USE? 👉 I like 2nd and 4th method the best 😇 Btw this is the first video of the new reel format that I am trying. Just sharing all the information in a casual and interactive manner. Also calling it #financepecharcha. Do let me know if you like this format or the previous ones ? 👉 If you have chosen any method except 4 then make sure your investments and savings are also done in the same manner. 👉 You can open a Join Account for your monthly SIPs or contribute separately as per the rule ❤️ Make sure to have a conversation regarding how you want to manage your money and what are your common life goals. 🙌 In a marriage…communication is key, so dont lose it #personalfinance #personalfinancetips #himanichaudhary #reelsindia #indiancouple
Likes : 16725Himani Chowdhary - 16.5K Likes - https://uidai.gov.in STEPS TO TRACK YOUR APPLICATION 👉 Go to ''My Aadhar" 👉 Click on Check Aadhar Updates 👉 Enter 14 digit enrolment number 👉 If you lose your enrollment number then put your mobile no. and otp to generate it ✅ Apply for it today for your children 🙌 Alternative Documents 👉 Hospital Slip if the baby is just born 👉 Any address proof 👉 Get Biometrics done at 18 years of age otherwise baal aadhar will become invalid #aadhar #child

16.5K Likes – Himani Chowdhary Instagram

Caption : https://uidai.gov.in STEPS TO TRACK YOUR APPLICATION 👉 Go to ”My Aadhar” 👉 Click on Check Aadhar Updates 👉 Enter 14 digit enrolment number 👉 If you lose your enrollment number then put your mobile no. and otp to generate it ✅ Apply for it today for your children 🙌 Alternative Documents 👉 Hospital Slip if the baby is just born 👉 Any address proof 👉 Get Biometrics done at 18 years of age otherwise baal aadhar will become invalid #aadhar #child
Likes : 16539Himani Chowdhary - 16.4K Likes - 8 UPI changes effective from 01/01/2024 🚨 Follow for regular Financial updates & knowledge 🔔 #upi #2024 #digitalpayment #rbi [upi, 2024, digital payment, Central Bank, RBI, Paytm, Google Pay, Phone Pay, Payment Services]

16.4K Likes – Himani Chowdhary Instagram

Caption : 8 UPI changes effective from 01/01/2024 🚨 Follow for regular Financial updates & knowledge 🔔 #upi #2024 #digitalpayment #rbi [upi, 2024, digital payment, Central Bank, RBI, Paytm, Google Pay, Phone Pay, Payment Services]
Likes : 16432Himani Chowdhary - 16.2K Likes - A.I 🤡 America & India 🗿 So Donald Trump just won the election and is the new President of United States of America. Watch the video to find out what are the advantages & disadvantages of this result for Indian Economy, Stockmarket and Trade 🇮🇳 #india #america #modi #donaldtrump #trump

16.2K Likes – Himani Chowdhary Instagram

Caption : A.I 🤡 America & India 🗿 So Donald Trump just won the election and is the new President of United States of America. Watch the video to find out what are the advantages & disadvantages of this result for Indian Economy, Stockmarket and Trade 🇮🇳 #india #america #modi #donaldtrump #trump
Likes : 16195Himani Chowdhary - 15.9K Likes - ‼️BIG‼️ New UPI Credit Line ✅ 75% of retail payments happen through UPI ✅ Now RBI has allowed Banks to give pre sanctioned limit credit to all UPI users. 🫵🏼 So not you and me will get small ticket credit which we can use for personal use, as a working capital loan or to pay your vendors ✅ With this new rule, Banks wont have to find new customers, issue cards or even get a merchant onboard ‼️ But it will also lead to credit score changes if you wont repay on time. 🙏 By next month we might see these changes on our UPI app. ❤️ This is a digital revolution as more money will flow through the market and banking sector will do really well. NBFCs might also join the game in future. ❓What are your thoughts on this new rule? Comment below 👇 #upi #digitalpayment #banks #rbi #loans #personalloan #creditcard #creditcards #creditscore #india #indianeconomy #reels #himanichaudhary

15.9K Likes – Himani Chowdhary Instagram

Caption : ‼️BIG‼️ New UPI Credit Line ✅ 75% of retail payments happen through UPI ✅ Now RBI has allowed Banks to give pre sanctioned limit credit to all UPI users. 🫵🏼 So not you and me will get small ticket credit which we can use for personal use, as a working capital loan or to pay your vendors ✅ With this new rule, Banks wont have to find new customers, issue cards or even get a merchant onboard ‼️ But it will also lead to credit score changes if you wont repay on time. 🙏 By next month we might see these changes on our UPI app. ❤️ This is a digital revolution as more money will flow through the market and banking sector will do really well. NBFCs might also join the game in future. ❓What are your thoughts on this new rule? Comment below 👇 #upi #digitalpayment #banks #rbi #loans #personalloan #creditcard #creditcards #creditscore #india #indianeconomy #reels #himanichaudhary
Likes : 15876Himani Chowdhary - 15.9K Likes - Assi jidde jawaange gaddi modaange 😹 Mod lena but petrol/diesel ka kharcha bhi bacha lo thhoda by just doing these 2-3 things while driving. Checkout the video and comment below what are your hacks to save money on fuel? So instead of waiting for the fuel prices to go down, find different ways to cut them down. ⭐️ Bonus tip: Buy fuel only through credit cards that provide good cashback points on every purchase ✅ (save money on car fuel petrol diesel driving )

15.9K Likes – Himani Chowdhary Instagram

Caption : Assi jidde jawaange gaddi modaange 😹 Mod lena but petrol/diesel ka kharcha bhi bacha lo thhoda by just doing these 2-3 things while driving. Checkout the video and comment below what are your hacks to save money on fuel? So instead of waiting for the fuel prices to go down, find different ways to cut them down. ⭐️ Bonus tip: Buy fuel only through credit cards that provide good cashback points on every purchase ✅ (save money on car fuel petrol diesel driving )
Likes : 15856Himani Chowdhary - 14.8K Likes - Is Alimony Fair or Unfair? Alimony cases involving celebrities and cricketers are all over the news, but how does the court actually decide who pays and how much? And is alimony taxable in India? Watch this video till the end to understand everything about how alimony works in India 🇮🇳 (cases are taken as example only) (alimony yuzi chahal dhanashree divorce tax courts taxation personal finance marriage financial independence divorce law)

14.8K Likes – Himani Chowdhary Instagram

Caption : Is Alimony Fair or Unfair? Alimony cases involving celebrities and cricketers are all over the news, but how does the court actually decide who pays and how much? And is alimony taxable in India? Watch this video till the end to understand everything about how alimony works in India 🇮🇳 (cases are taken as example only) (alimony yuzi chahal dhanashree divorce tax courts taxation personal finance marriage financial independence divorce law)
Likes : 14823Himani Chowdhary - 14.3K Likes - They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here's what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships - they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here's to my next decade 🍾 Happy Birthday to me.

14.3K Likes – Himani Chowdhary Instagram

Caption : They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here’s what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships – they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here’s to my next decade 🍾 Happy Birthday to me.
Likes : 14252Himani Chowdhary - 14.3K Likes - They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here's what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships - they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here's to my next decade 🍾 Happy Birthday to me.

14.3K Likes – Himani Chowdhary Instagram

Caption : They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here’s what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships – they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here’s to my next decade 🍾 Happy Birthday to me.
Likes : 14252Himani Chowdhary - 14.3K Likes - They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here's what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships - they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here's to my next decade 🍾 Happy Birthday to me.

14.3K Likes – Himani Chowdhary Instagram

Caption : They say life begins at 30, but honestly I feel like I’ve lived 5 different lives already My 20s were a mix of chaos and taking risks I started post grad in banking, clueless about what “risk management” even meant but soon found myself consulting for Banks and NBFCs at Deloitte. I did that for around 4 years Stable? Yes. Fulfilling? Not quite. By COVID, I realized it was time to pivot But to what? I loved teaching, so I cleared UGC NET in three months and considered a PhD until I realized the world of academia wasn’t for me Too many rules, too little freedom Boom I got married (2021) So I had to keep pursuing my PhD and job Meanwhile, my Instagram content was picking up That’s when it hit me, teaching doesn’t need to happen in a classroom, why not do it online? So, I shifted gears, and made research my life (it still is btw) Along the way, I became AMFI licensed and NISM certified If you’ll ask me, here’s what I’ve learned by 30: [1] Nothing is permanent. Jobs, careers, even some relationships – they’re just stepping stones [2] Don’t stay stuck just because you chose something years ago. Reinvent yourself [3] Insurance is boring but essential so get it sorted [4] The big 3- accommodation, transportation and food drain most of your money. Optimize these to save big [5] If you don’t understand money, get help. Don’t DIY when it comes to wealth [6] Talk about finances with your partner, it’s awkward now but saves fights later [7] Every little decision, personal or professional should align with your ethics. Short-term gains aren’t worth long-term peace Also ab main badi ho gayi hun, tameez se baat karna, jo mujse chhote hain aur haan, jo bade bolte hain wahi sahi hota hai 😅 Here’s to my next decade 🍾 Happy Birthday to me.
Likes : 14252Himani Chowdhary - 14K Likes - Starting from 1st April 🫡 🔷 NPCI has suggested that UPI transactions made via prepaid instruments, such as Paytm, Phone pay wallets or gift cards will attract an interchange fee of upto 1.1% for transactions greater than ₹2000 from April 1, 2023 🔷 So you don't have to pay any fee if you are sending money to your friends, relatives as the fee is not applicable to Peer to Peer (P2P) or Pear to Merchant (P2PM) transactions 🔷 Its only to be paid by merchants if payment is made through Prepaid Payment Instruments (PPI) 👉🏻 Wallets, smart cards, vouchers, magnetised chips come under prepaid payment instruments. 👉🏻 A few examples are the Paytm wallet, PhonePe wallet, Amazon Pay, MobiKwik wallet, SODEXO vouchers. 🔷 An interchange fee of 0.5% will be levied for categories such as fuel, education, agriculture, and utility payments. Categories such as convenience stores, and specialty retail outlets will have an interchange fee of 1.1% #upi #upipayments #money #finance #indiangovernment #digitalpayment #digitalservices #smallbusiness #smallbusinessindia #paytm #phonepay #reels ✅ Follow @thehimanichaudhary for practical knowledge on Personal Finance

14K Likes – Himani Chowdhary Instagram

Caption : Starting from 1st April 🫡 🔷 NPCI has suggested that UPI transactions made via prepaid instruments, such as Paytm, Phone pay wallets or gift cards will attract an interchange fee of upto 1.1% for transactions greater than ₹2000 from April 1, 2023 🔷 So you don’t have to pay any fee if you are sending money to your friends, relatives as the fee is not applicable to Peer to Peer (P2P) or Pear to Merchant (P2PM) transactions 🔷 Its only to be paid by merchants if payment is made through Prepaid Payment Instruments (PPI) 👉🏻 Wallets, smart cards, vouchers, magnetised chips come under prepaid payment instruments. 👉🏻 A few examples are the Paytm wallet, PhonePe wallet, Amazon Pay, MobiKwik wallet, SODEXO vouchers. 🔷 An interchange fee of 0.5% will be levied for categories such as fuel, education, agriculture, and utility payments. Categories such as convenience stores, and specialty retail outlets will have an interchange fee of 1.1% #upi #upipayments #money #finance #indiangovernment #digitalpayment #digitalservices #smallbusiness #smallbusinessindia #paytm #phonepay #reels ✅ Follow @thehimanichaudhary for practical knowledge on Personal Finance
Likes : 14036Himani Chowdhary - 13.9K Likes - 🚨 SGBs are done ❌ RBI might discontinue Sovereign Gold Bond Scheme and its not good for investors since everyone was waiting for their next issue Now don't make the mistake of buying SGBs from secondary markets. You'll be buying it at ~9% higher rate than current gold price and wouldn't get any tax benefit as well. Wondering where to invest in gold in the current scenario? Well, I've found an alternative with which you can get 40% higher returns than SGBs. This asset is called Gullak Gold . Here are the key features of Gullak: ➡️ 5% EXTRA Gold every year which gets compounded ➡️ Withdraw anytime as Cash, 24 Carat Gold or as jewellery at Caratlane by Tanishq ➡️ 100% Safe because your Gold is secured by collateral of equal amount ➡️ No Lock in Period 🔐 ➡️ Even after tax, returns of Gullak Gold beat the returns of tax-free SGBs! The link to checkout Gullak Gold is in my Bio. Use my code "HIMANI3000" on the payment page to get upto Rs.3000 off on your first investment #gold #investment #goldjewellery #AD

13.9K Likes – Himani Chowdhary Instagram

Caption : 🚨 SGBs are done ❌ RBI might discontinue Sovereign Gold Bond Scheme and its not good for investors since everyone was waiting for their next issue Now don’t make the mistake of buying SGBs from secondary markets. You’ll be buying it at ~9% higher rate than current gold price and wouldn’t get any tax benefit as well. Wondering where to invest in gold in the current scenario? Well, I’ve found an alternative with which you can get 40% higher returns than SGBs. This asset is called Gullak Gold . Here are the key features of Gullak: ➡️ 5% EXTRA Gold every year which gets compounded ➡️ Withdraw anytime as Cash, 24 Carat Gold or as jewellery at Caratlane by Tanishq ➡️ 100% Safe because your Gold is secured by collateral of equal amount ➡️ No Lock in Period 🔐 ➡️ Even after tax, returns of Gullak Gold beat the returns of tax-free SGBs! The link to checkout Gullak Gold is in my Bio. Use my code “HIMANI3000” on the payment page to get upto Rs.3000 off on your first investment #gold #investment #goldjewellery #AD
Likes : 13931Himani Chowdhary - 13.9K Likes - 🚨Yes Bank in trouble again? RBI has levied a penalty of ₹91 Lakhs on Yes Bank and it is very beneficial for us common people. Do checkout what happened and how this can benefit YOU. #rbi #yesbank #penalty #bank #personalfinance

13.9K Likes – Himani Chowdhary Instagram

Caption : 🚨Yes Bank in trouble again? RBI has levied a penalty of ₹91 Lakhs on Yes Bank and it is very beneficial for us common people. Do checkout what happened and how this can benefit YOU. #rbi #yesbank #penalty #bank #personalfinance
Likes : 13867Himani Chowdhary - 13.8K Likes - Do not miss out on this! 🔴 RBI may cut FD rates in future since inflation is now stable. 🔴 Which means we should book our FDs as soon as possible. ✅ To earn extra income in reducing rate scenario, best practice is to invest the interest into an RD ✅ What is RD (Recurring Deposit) 👉🏻 Where you invest some amount every month ✅ It will give you - Higher Returns 🤩 & Taxation would be the same as that of FDs ❤️ Liked it ? Don't miss out on the FD hacks- Enjoy Investing. 🚀 Follow @thehimanichaudhary for daily knowledge on Finance & Investing #fixedincome #fixeddeposit #investingtips #fd #passiveincome #earnmoney #investingforbeginners #reelkarofeelkaro #reelsindia

13.8K Likes – Himani Chowdhary Instagram

Caption : Do not miss out on this! 🔴 RBI may cut FD rates in future since inflation is now stable. 🔴 Which means we should book our FDs as soon as possible. ✅ To earn extra income in reducing rate scenario, best practice is to invest the interest into an RD ✅ What is RD (Recurring Deposit) 👉🏻 Where you invest some amount every month ✅ It will give you – Higher Returns 🤩 & Taxation would be the same as that of FDs ❤️ Liked it ? Don’t miss out on the FD hacks- Enjoy Investing. 🚀 Follow @thehimanichaudhary for daily knowledge on Finance & Investing #fixedincome #fixeddeposit #investingtips #fd #passiveincome #earnmoney #investingforbeginners #reelkarofeelkaro #reelsindia
Likes : 13825Himani Chowdhary - 13.8K Likes - 3rd one is most difficult 😥 Lots to cover here 👇 👉🏻 Do not think that just after doing these certifications, someone will come and handover you a job of 40 lacs per annum, it doesn't work like that 👉🏻 Do your Post Graduation along with this 👉🏻 Learn Coding like R or Python 👉🏻 Know what kind of work is expected and hone those skills 1️⃣ Jobs for CFP 📌 Portfolio Manager 📌 Financial Planner 📌 Investment Manager 📌 Wealth Manager 📌 Wealth Advisor 📌 Relationship Manager 2️⃣ Jobs for CFA 📌 Financial Analysis 📌 Research Analyst 📌 Credit Research 📌 Credit Research Analyst 📌 Fixed Income Analyst 3️⃣ Jobs for FRM 📌 Credit Risk Analyst 📌 Market Risk Analyst 📌 Operational Risk Analyst 📌 Financial Risk Manager 📌 Consultant with Big 4 📌 Credit Manager ✅ Its best to open your own business of Financial Planning or Consulting once you get the experience from Industry of atleast 3-5 years and you identify a potential gap in the sector ✅ Follow @thehimanichaudhary for more finance related videos #finance #certification

13.8K Likes – Himani Chowdhary Instagram

Caption : 3rd one is most difficult 😥 Lots to cover here 👇 👉🏻 Do not think that just after doing these certifications, someone will come and handover you a job of 40 lacs per annum, it doesn’t work like that 👉🏻 Do your Post Graduation along with this 👉🏻 Learn Coding like R or Python 👉🏻 Know what kind of work is expected and hone those skills 1️⃣ Jobs for CFP 📌 Portfolio Manager 📌 Financial Planner 📌 Investment Manager 📌 Wealth Manager 📌 Wealth Advisor 📌 Relationship Manager 2️⃣ Jobs for CFA 📌 Financial Analysis 📌 Research Analyst 📌 Credit Research 📌 Credit Research Analyst 📌 Fixed Income Analyst 3️⃣ Jobs for FRM 📌 Credit Risk Analyst 📌 Market Risk Analyst 📌 Operational Risk Analyst 📌 Financial Risk Manager 📌 Consultant with Big 4 📌 Credit Manager ✅ Its best to open your own business of Financial Planning or Consulting once you get the experience from Industry of atleast 3-5 years and you identify a potential gap in the sector ✅ Follow @thehimanichaudhary for more finance related videos #finance #certification
Likes : 13768Himani Chowdhary - 13.7K Likes - 🚨Last Date 17th Sept ‼️ RBI just launched a quiz where everyone will get a Certificate and few winners will get cash prizes 🏆 Share this with your gang #rbi #quiz #participate #win #finance #banks #himanichaudhary

13.7K Likes – Himani Chowdhary Instagram

Caption : 🚨Last Date 17th Sept ‼️ RBI just launched a quiz where everyone will get a Certificate and few winners will get cash prizes 🏆 Share this with your gang #rbi #quiz #participate #win #finance #banks #himanichaudhary
Likes : 13679Himani Chowdhary - 13.6K Likes - Will you go for it? 👉🏻 Make sure you have opened your EPF a/c latest by Sept 2014 👉🏻 New Pension Calculator Formula: Average Salary of last 60 months × Number of years of service / 70 💵How to Apply? 👉🏻 Go to EPFO website and under important links click on 'Pension for Higher Salary' 👉🏻 Click on 'Application for Join options' 👉🏻 Enter your details like UAN, date of birth etc and validate through OTP on phone 🙌 Will update the latest details here in the caption as and when more information comes 🚀 Save this post for later ❤️ Follow @thehimanichaudhary for daily knowledge on managing your money yourself 💪🏼 #pension #epf #earnmoney #govtofindia #explorepage #reelsinstagram

13.6K Likes – Himani Chowdhary Instagram

Caption : Will you go for it? 👉🏻 Make sure you have opened your EPF a/c latest by Sept 2014 👉🏻 New Pension Calculator Formula: Average Salary of last 60 months × Number of years of service / 70 💵How to Apply? 👉🏻 Go to EPFO website and under important links click on ‘Pension for Higher Salary’ 👉🏻 Click on ‘Application for Join options’ 👉🏻 Enter your details like UAN, date of birth etc and validate through OTP on phone 🙌 Will update the latest details here in the caption as and when more information comes 🚀 Save this post for later ❤️ Follow @thehimanichaudhary for daily knowledge on managing your money yourself 💪🏼 #pension #epf #earnmoney #govtofindia #explorepage #reelsinstagram
Likes : 13642Himani Chowdhary - 13.5K Likes - Save Lakhs on your Wedding ‼️ Watch till the end. #wedding #india #weddingseason #marriage

13.5K Likes – Himani Chowdhary Instagram

Caption : Save Lakhs on your Wedding ‼️ Watch till the end. #wedding #india #weddingseason #marriage
Likes : 13483Himani Chowdhary - 13K Likes - Solar Plant is now Cheaper 🌞 Checkout new Solar Rooftop Panel Scheme by Govt. Follow to get more knowledge on Finance Comment your queries 💬 #solarenergy #solar #india #indiangovt #electricitybill #thehimanichaudhary

13K Likes – Himani Chowdhary Instagram

Caption : Solar Plant is now Cheaper 🌞 Checkout new Solar Rooftop Panel Scheme by Govt. Follow to get more knowledge on Finance Comment your queries 💬 #solarenergy #solar #india #indiangovt #electricitybill #thehimanichaudhary
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