Most liked photo of Shreyaa Kapoor with over 17.7K likes is the following photo

We have around 101 most liked photos of Shreyaa Kapoor with the thumbnails listed below. Click on any of them to view the full image along with its caption, like count, and a button to download the photo.
![Shreyaa Kapoor - 17.7K Likes - Did you know you can avoid paying taxes on the sale of your residential property? 🌱
One of the most popular ways to save tax on the sale of residential property is to reinvest the capital gains in another residential property. 🌟
To qualify for this exemption under Section 54 of the Income Tax Act, 1961, you will need to purchase a new property either one year before or two years after the sale. 🙌🏼
Alternatively, if you construct a new property within three years after the sale you can still apply for the exemption.🙏🏼
This is one of many ways you can LEGALLY avoid paying any taxes on capital gains - will share other ways too, soon! 🎉
Till then make sure you share this with your friends to help them avoid taxes this season and follow along, if you haven’t already! 🫡
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[property, real estate, Shreyaa Kapoor, taxation, tax, tax tips, capital gains tax, house, property tax]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-4-dtbiqE6987.jpg)
17.7K Likes – Shreyaa Kapoor Instagram
Caption : Did you know you can avoid paying taxes on the sale of your residential property? 🌱 One of the most popular ways to save tax on the sale of residential property is to reinvest the capital gains in another residential property. 🌟 To qualify for this exemption under Section 54 of the Income Tax Act, 1961, you will need to purchase a new property either one year before or two years after the sale. 🙌🏼 Alternatively, if you construct a new property within three years after the sale you can still apply for the exemption.🙏🏼 This is one of many ways you can LEGALLY avoid paying any taxes on capital gains – will share other ways too, soon! 🎉 Till then make sure you share this with your friends to help them avoid taxes this season and follow along, if you haven’t already! 🫡 . . [property, real estate, Shreyaa Kapoor, taxation, tax, tax tips, capital gains tax, house, property tax]Likes : 17748
![Shreyaa Kapoor - 10.8K Likes - My dad, is the OG freelancer - he started his own consuting company 25 years ago! 🙌🏼
Since then he has not only worked with some of India’s leading companies but also generated employment for over 60 people! 🧿
However, the business has been very traditional from the get go - he mostly gets clients from word of mouth or just in person networking and hence, after pestering him for years; we finally got to making a website for his export import consultancy business.🌟
All thanks to @odoo.official which is an end to end business management tool - this all in one platform allows you to do customer relations, brand building, accounting, sales and much more!🎉 #partnership
It is so easy to use - my dad with no coding experience built a website in under 10 mins - publishing it soon! 🫶🏼
You can check it out for your small business or side hustle using the link in my bio!❤️
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[small business, side hustle, freelancing, startup India, Odoo, website, business, freelancers, small biz, Shreyaa Kapoor, freelancing tips, side hustle tools]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-3-lbA5CM7784.jpg)
10.8K Likes – Shreyaa Kapoor Instagram
Caption : My dad, is the OG freelancer – he started his own consuting company 25 years ago! 🙌🏼 Since then he has not only worked with some of India’s leading companies but also generated employment for over 60 people! 🧿 However, the business has been very traditional from the get go – he mostly gets clients from word of mouth or just in person networking and hence, after pestering him for years; we finally got to making a website for his export import consultancy business.🌟 All thanks to @odoo.official which is an end to end business management tool – this all in one platform allows you to do customer relations, brand building, accounting, sales and much more!🎉 #partnership It is so easy to use – my dad with no coding experience built a website in under 10 mins – publishing it soon! 🫶🏼 You can check it out for your small business or side hustle using the link in my bio!❤️ . . [small business, side hustle, freelancing, startup India, Odoo, website, business, freelancers, small biz, Shreyaa Kapoor, freelancing tips, side hustle tools]Likes : 10811

6.5K Likes – Shreyaa Kapoor Instagram
Caption : If you are looking to get that latest phone, laptop, headphones or anything else under the sun – hold your horses! 🫡 Tata Neu The Grand sale is now underway, and it’s featuring some fantastic discounts across various categories!🥳 A whopping up to 70% off on Electronics!😌 What’s more, you can earn 5% Neu Coins with every purchase, which you can redeem later for your future shopping needs!🙌🏼 Make sure to follow @tataneuofficial to know more!💻 . . #collab #TataNeu #TataNeuTheGrandSale #Shopping #TheGrandSale #Rewards #NeuCoinsLikes : 6521

4.5K Likes – Shreyaa Kapoor Instagram
Caption : More here👇 👵 Eligibility: – Available to individuals aged 60 and above. – Individuals aged 55-60 who have retired under a voluntary retirement scheme (VRS) or superannuation can also open an account within one month of receiving their retirement benefits. 💵 Investment Limit: – Deposit a minimum of Rs. 1,000 and a maximum of Rs. 30 lakh. 📅 Tenure: – Fixed maturity period of 5 years, extendable for an additional 3 years. 💸 Interest Rate: – The interest rate on SCSS is typically higher than that of regular savings accounts. – The rate is set by the government and is subject to periodic revisions. 💼 Account Type: – Open an SCSS account at designated post offices and authorized banks. 🏦 Tax Benefits: – Eligible for a deduction under Section 80C, with limits. – Taxable interest income, but subject to deductions. 📆 Interest Payout: – Quarterly interest payouts for regular income. 💡 Premature Withdrawal: – Allowed after 1 year, but with a penalty. 💼 Account Transfer – Transfer your SCSS account between authorized banks or post offices. 📊 Investment after Maturity: – Extend for 3 more years at a potentially higher interest rate. #personalfinance #financialliteracy #interestrates #financialeducation #postofficeLikes : 4522
![Shreyaa Kapoor - 4K Likes - Think about the women in your life; I am certain they not only provide emotional assistance but also financial! ✨
With the changing times women are contributing equally to their household and in some cases are also primary bread earners. 💰
In such a scenario, it becomes essential that they are insured with term insurance and here is why:
- It provides financial security to a woman’s dependents in case of her untimely demise.
- It ensures that her loved ones are financially supported and can cover expenses like mortgages, children’s education, or daily living costs.
- Income Replacement: Term insurance helps replace this lost income, ensuring that the family can maintain their standard of living even after the woman’s passing.
- Coverage for Debt: If a woman has any outstanding debts like loans or mortgages, a term insurance policy can cover these, preventing her family from being burdened with these financial obligations.
- Cost-Effective Coverage: Term insurance usually offers a high coverage amount at relatively affordable premiums, making it an efficient way for women to secure their family’s financial future.
- Tax deduction: Moreover we can also claim a tax deduction of up to Rs. 1.5L under 80C
If you are looking to get term insurance for yourself or women in your life, head to @policybazaar or tap the link in my bio where you can compare multiple policies and choose the one that fits your specific requirements!
#collab
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[insurance, term insurance, insurance for women, women insurance]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-6-e2psTN3644.jpg)
4K Likes – Shreyaa Kapoor Instagram
Caption : Think about the women in your life; I am certain they not only provide emotional assistance but also financial! ✨ With the changing times women are contributing equally to their household and in some cases are also primary bread earners. 💰 In such a scenario, it becomes essential that they are insured with term insurance and here is why: – It provides financial security to a woman’s dependents in case of her untimely demise. – It ensures that her loved ones are financially supported and can cover expenses like mortgages, children’s education, or daily living costs. – Income Replacement: Term insurance helps replace this lost income, ensuring that the family can maintain their standard of living even after the woman’s passing. – Coverage for Debt: If a woman has any outstanding debts like loans or mortgages, a term insurance policy can cover these, preventing her family from being burdened with these financial obligations. – Cost-Effective Coverage: Term insurance usually offers a high coverage amount at relatively affordable premiums, making it an efficient way for women to secure their family’s financial future. – Tax deduction: Moreover we can also claim a tax deduction of up to Rs. 1.5L under 80C If you are looking to get term insurance for yourself or women in your life, head to @policybazaar or tap the link in my bio where you can compare multiple policies and choose the one that fits your specific requirements! #collab . . [insurance, term insurance, insurance for women, women insurance]Likes : 4043

1.1K Likes – Shreyaa Kapoor Instagram
Caption : Are those long toll queues ruining your travel plans? 🫠 Not anymore! 🫶🏼 @airtelpaymentsbank has the ultimate solution – NETC FASTag! 🌱 Say goodbye to wasted time and hello to seamless travel. Buy NETC FASTag with #AirtelPaymentsBank, and get it delivered home for free and instantly activated. 🙏🏼 You can recharge it anytime, anywhere, and you will even get an SMS for every transaction. 🙌🏼 Download the Airtel Thanks App now to make instant daily payments! ✅ #FASTag #HassleFreeTravel #ad . . #finance #payments #dailytransactions #airtelpaymentsbank #securityLikes : 1111
![Shreyaa Kapoor - 3 Likes - If you want to reduce your home loan tenure, apart from the strategy discussed in the reel here is what you can keep in mind:
1. Choose Your Loan Length Wisely 🤔
- Short loans mean higher monthly payments but less total interest.
- Long loans have smaller payments but cost more in interest overall.
- Find a middle ground that fits your budget.
- Example: For a ₹50 lakh loan at 8.75%:
- 10 years: Pay ₹22.76 lakh in interest
- 20 years: Pay ₹50.29 lakh in interest
2. Make Extra Payments When Possible ✨
- Early loan payments mostly go toward interest.
- Extra payments in the first few years save money.
- Use bonuses or extra income to make additional payments.
- Many floating-rate loans don’t charge fees for extra payments.
3. Try to Get Lower Interest Rates🙌🏼
- Good credit and payment history can help you qualify for better rates.
- Ask your lender about reducing your rate.
- Consider increasing your monthly payment as your income grows.
- This helps pay off the loan faster.
4. Consider Switching Lenders🫢
- If your current lender won’t lower rates, look elsewhere.
- Moving your loan to a new lender is called balance transfer.
- Many lenders offer special deals for transfers.
Share this with your friends and family and follow along for more!🌟
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[personal finance tips, finance tips, money tips, home loan, home loan hacks, loan tips, loan transfer]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-26-qQjgA73027.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : If you want to reduce your home loan tenure, apart from the strategy discussed in the reel here is what you can keep in mind: 1. Choose Your Loan Length Wisely 🤔 – Short loans mean higher monthly payments but less total interest. – Long loans have smaller payments but cost more in interest overall. – Find a middle ground that fits your budget. – Example: For a ₹50 lakh loan at 8.75%: – 10 years: Pay ₹22.76 lakh in interest – 20 years: Pay ₹50.29 lakh in interest 2. Make Extra Payments When Possible ✨ – Early loan payments mostly go toward interest. – Extra payments in the first few years save money. – Use bonuses or extra income to make additional payments. – Many floating-rate loans don’t charge fees for extra payments. 3. Try to Get Lower Interest Rates🙌🏼 – Good credit and payment history can help you qualify for better rates. – Ask your lender about reducing your rate. – Consider increasing your monthly payment as your income grows. – This helps pay off the loan faster. 4. Consider Switching Lenders🫢 – If your current lender won’t lower rates, look elsewhere. – Moving your loan to a new lender is called balance transfer. – Many lenders offer special deals for transfers. Share this with your friends and family and follow along for more!🌟 . . [personal finance tips, finance tips, money tips, home loan, home loan hacks, loan tips, loan transfer]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Jan 2024 it was decided that my wedding would be in Dec. And now that we are here, I feel I was a lot more mindful and grateful for people around me this year. 🫶🏼 Maybe it was the fact that I knew that it is indeed so transient because I am moving outside India post marriage. 🫢 Here is a little peak into the months that went by! ❤️ Jan: Got this picture sent from a childhood friend who is a bridesmaid at my wedding. Crazy how fast we grew up. Feb: Attended coldplay in BKK but the highlight was the fact that this trip was with my 2 best friends from Bain! Mar: Spring had sprung. And I couldn’t be more happy! 🌱 Apr: Gave a TEDx talk! May: Bdayy month and I couldn’t care less but people around me cared wayyy too much! 🧿 Jun: Shot 5 videos back to back in peak Delhi heat! Jul: This was roka month! Explored literally all wedding markets in Delhi! 🫠 Aug: They say you are best friends with people you have least pictures with. And this twirl is the only decent picture I have with my best friend of 17 years who is also getting married soon! 😭 Sept: Finally decided to do wedding shopping. Sabyasachi was amazing but it just didn’t make sense to me as a finance creator. 😵 Oct: Did a small weekend trip with all my Bain friends. Boon at Bain. 🤝 Nov: Vandit and I went into long distance relationship yet again. (Have been for 4 years out of 8 total). He sent these flowers coz I was going crazy with wedding prep. I think I took like 1000 photos. Also went to Dubai?! Dec: Official wedding invite we sent out. NO INCOME TAX FTW! 🙌🏼 The wedding is just around the corner and I’m so grateful for the people who kept me sane throughout! And that includes you! Thank you so much for sticking around this year! ❤️ Only asking for your love and wishes as I step into the next chapter of my life! 🙏🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Did you know you can turn your everyday purchases into your next getaway! ✨ The MakeMyTrip ICICI Bank Credit Card lets you earn travel rewards with every swipe, and unlike those forgotten New Year’s resolutions, these points stick around! 🌟 No expiry dates, no pressure – just stack your rewards and book your dream trip whenever you’re ready.🫶🏼 T&C* apply . . #MakeMyTripICICIBank #makemytrip #icicibank #paidpartnershipLikes : 3
![Shreyaa Kapoor - 3 Likes - What if I told you - there is a ticket to invest in the real estate big leagues without needing millions in the bank.
It’s called - REITS! 🌟
Think of them as companies that own and manage properties - from shopping malls to data centers - and share the rental income with investors like you and I! 🤝
These companies are required to share 90% of their profits with shareholders, making them an interesting option for income-focused investors. 🌱
You can buy them just like regular stocks through major exchanges, no real estate agent required!🙌🏼
Would you consider investing in one? Let me know in the comments! 🙏🏼
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[REIT, real estate, real estate investing, investing tips, investment, personal finance, finance hacks, property investment]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-45-zFLqch2215.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : What if I told you – there is a ticket to invest in the real estate big leagues without needing millions in the bank. It’s called – REITS! 🌟 Think of them as companies that own and manage properties – from shopping malls to data centers – and share the rental income with investors like you and I! 🤝 These companies are required to share 90% of their profits with shareholders, making them an interesting option for income-focused investors. 🌱 You can buy them just like regular stocks through major exchanges, no real estate agent required!🙌🏼 Would you consider investing in one? Let me know in the comments! 🙏🏼 . . [REIT, real estate, real estate investing, investing tips, investment, personal finance, finance hacks, property investment]Likes : 3
![Shreyaa Kapoor - 3 Likes - Which asset class gives you the maximum tax benefits?
Well - Real estate! ✨
No matter what step in the process you are at - there are some or the other tax benefits you can avail!🙏🏼
-During Home Purchase and Ownership
Section 80C : Claim up to ₹1.5 lakhs annually on home loan principal repayment
Section 24(b) :Deduct up to ₹2 lakhs annually on home loan interest for self-occupied property
Then if you are renting claim: House Rent Allowance (HRA) Benefits
- If you own a house in a different city and live on rent in current city:
- Claim both HRA deduction on rent paid
- Avail tax benefits on home loan for owned property
Then if you sell that house?🤝
Section 54 - Reinvestment Benefits
- Available when selling a residential property after 24 months
- Capital gains tax exemption if reinvested in:
- One residential house within India (within 2 years of sale)
- Construction of a house (within 3 years of sale)
Section 54EC - Alternative Investment
- Invest capital gains in specified bonds within 6 months of property sale
- Maximum investment cap of ₹50 lakhs
- Bonds must be held for 5 years
Share this with your friends and save this for your reference!🫶🏼
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[home loan, loan tips, house, personal finance, tax tips, taxation]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-46-NhTkrx187.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Which asset class gives you the maximum tax benefits? Well – Real estate! ✨ No matter what step in the process you are at – there are some or the other tax benefits you can avail!🙏🏼 -During Home Purchase and Ownership Section 80C : Claim up to ₹1.5 lakhs annually on home loan principal repayment Section 24(b) :Deduct up to ₹2 lakhs annually on home loan interest for self-occupied property Then if you are renting claim: House Rent Allowance (HRA) Benefits – If you own a house in a different city and live on rent in current city: – Claim both HRA deduction on rent paid – Avail tax benefits on home loan for owned property Then if you sell that house?🤝 Section 54 – Reinvestment Benefits – Available when selling a residential property after 24 months – Capital gains tax exemption if reinvested in: – One residential house within India (within 2 years of sale) – Construction of a house (within 3 years of sale) Section 54EC – Alternative Investment – Invest capital gains in specified bonds within 6 months of property sale – Maximum investment cap of ₹50 lakhs – Bonds must be held for 5 years Share this with your friends and save this for your reference!🫶🏼 . . [home loan, loan tips, house, personal finance, tax tips, taxation]Likes : 3
![Shreyaa Kapoor - 3 Likes - If you are planning an investment into real estate in India, here are some facts you should consider, that might change your mind!🤔
• According to Better Homes Residential Market Report - Indian buyers are now Dubai’s #1 property investors, beating out British buyers. 🙌🏼
• Dubai’s 1% rule makes buying easier - investors can pay just 1% of the property price monthly, instead of large upfront payments! 🤯
• Zero tax on property gains means investors keep all their profits, unlike in India where they pay capital gains tax. 🫠
• Dubai gives investors long-term visas and allows 100% foreign ownership in many areas, making it easier to manage properties. ✨
• Properties in Dubai give higher rental returns compared to most global cities, making them good income sources! 🙏🏼
All in all, Dubai is lucrative location for buying real estate, offering a better ROI than most metro cities in India. 🌱
Would you invest in real estate outside of India?🫢
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[real estate, property, house ownership, home buying, real estate investment, personal finance, personal finance tips, investment, Dubai, UAE]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-47-9N8GoQ264.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : If you are planning an investment into real estate in India, here are some facts you should consider, that might change your mind!🤔 • According to Better Homes Residential Market Report – Indian buyers are now Dubai’s #1 property investors, beating out British buyers. 🙌🏼 • Dubai’s 1% rule makes buying easier – investors can pay just 1% of the property price monthly, instead of large upfront payments! 🤯 • Zero tax on property gains means investors keep all their profits, unlike in India where they pay capital gains tax. 🫠 • Dubai gives investors long-term visas and allows 100% foreign ownership in many areas, making it easier to manage properties. ✨ • Properties in Dubai give higher rental returns compared to most global cities, making them good income sources! 🙏🏼 All in all, Dubai is lucrative location for buying real estate, offering a better ROI than most metro cities in India. 🌱 Would you invest in real estate outside of India?🫢 . . [real estate, property, house ownership, home buying, real estate investment, personal finance, personal finance tips, investment, Dubai, UAE]Likes : 3
![Shreyaa Kapoor - 3 Likes - Here are the next books 10 I would recommend!🙏🏼
6) The Almanack of Naval Ravikant by Eric Jorgenson
Ofc this is a no brainer! A comprehensive collection of wisdom from Naval Ravikant on wealth, happiness, and life philosophy. ✨
7) Atomic Habits by James Clear
This book presents a practical framework for understanding how tiny changes can yield remarkable results. 🌟
8) High Output Management by Andy Grove
Written by former Intel CEO, this book is the ultimate guide to management and leadership. Invaluable for anyone in a leadership position.⚡️
9) Zero to One by Peter Thiel
Thiel challenges conventional wisdom about entrepreneurship and innovation. Must read for anyone starting their own business!🌱
10) Deep Work by Cal Newport
In our increasingly distracted world, Newport makes a compelling case for the power of focused, uninterrupted work.✉️
Continued in pinned comments! ❤️
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[personal finance, books, book recommendations, non fiction, money books, business books]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-48-lkSJbx9869.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Here are the next books 10 I would recommend!🙏🏼 6) The Almanack of Naval Ravikant by Eric Jorgenson Ofc this is a no brainer! A comprehensive collection of wisdom from Naval Ravikant on wealth, happiness, and life philosophy. ✨ 7) Atomic Habits by James Clear This book presents a practical framework for understanding how tiny changes can yield remarkable results. 🌟 8) High Output Management by Andy Grove Written by former Intel CEO, this book is the ultimate guide to management and leadership. Invaluable for anyone in a leadership position.⚡️ 9) Zero to One by Peter Thiel Thiel challenges conventional wisdom about entrepreneurship and innovation. Must read for anyone starting their own business!🌱 10) Deep Work by Cal Newport In our increasingly distracted world, Newport makes a compelling case for the power of focused, uninterrupted work.✉️ Continued in pinned comments! ❤️ . . [personal finance, books, book recommendations, non fiction, money books, business books]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Rare whispers of earth, crystallized over billions of years. Uncut magic pressed by nature’s silent intensity, these carbon treasures emerge as timeless, brilliant gems embodying pure, pristine perfection—each stone a unique testament to geological wonder. ✨ Celebrate life’s milestones with a gift as unique and enduring as you and your journey!🧿 . . #timelessdiamonds #jewellery #diamonds #tanishqdiamondsLikes : 3
![Shreyaa Kapoor - 3 Likes - Why is no one talking about the WEDDING TAX! 😵
Just because it is not official doesn’t mean it is not real! 🫠
No matter the service - from makeup to decor to food, everything becomes 2x-3x the normal price the minute you tell the vendor it’s for a wedding! ⚡️
This frustration comes from the countless negotiations I have had to do over the months leading up to my own wedding!😭
TELL ME WHY MAKEUP IS 51,000 RUPEES!😅
OR SIMPLY GETTING PICTURES CLICKED IS 3L!😕
OR GETTING MEHENDI IS 11,000 MINIMUM!😩
Either I am getting prices in Zimbabwean dollars or the wedding market is over inflated for real!🤯
I have shared some tips to combat it too - hope this helps!🤔
Do share with all brides and grooms to be - or else they are cooked for real. (Obv priced per plate)🫢
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[wedding season, wedding, personal finance, finance tips, wedding tips, money tips, wedding expenses, bridal makeup, MUA]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-1-boLedE9117.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Why is no one talking about the WEDDING TAX! 😵 Just because it is not official doesn’t mean it is not real! 🫠 No matter the service – from makeup to decor to food, everything becomes 2x-3x the normal price the minute you tell the vendor it’s for a wedding! ⚡️ This frustration comes from the countless negotiations I have had to do over the months leading up to my own wedding!😭 TELL ME WHY MAKEUP IS 51,000 RUPEES!😅 OR SIMPLY GETTING PICTURES CLICKED IS 3L!😕 OR GETTING MEHENDI IS 11,000 MINIMUM!😩 Either I am getting prices in Zimbabwean dollars or the wedding market is over inflated for real!🤯 I have shared some tips to combat it too – hope this helps!🤔 Do share with all brides and grooms to be – or else they are cooked for real. (Obv priced per plate)🫢 . . [wedding season, wedding, personal finance, finance tips, wedding tips, money tips, wedding expenses, bridal makeup, MUA]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : IG LIVELikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Aunties and Uncles, Boys and Girls – Stop paying hidden charges on your banking needs. 😵 Just open a Savings Account with IDFC FIRST Bank and enjoy Zero Fee Banking on all Savings Account services.🙌🏼 Watch your Savings thrive and get #MoreFromYourBank✨ *T&C Apply. . . #IDFCFIRSTBank #MoreFromYourBank #partnershipLikes : 3
![Shreyaa Kapoor - 3 Likes - Dhanteras is just around the corner! 🫶🏼
This means it’s time to buy gold to honour our traditions but instead of purchasing gold coins that often stay locked away in safes, consider investing in wearable 18K gold jewellery that serves both ritual and practical purposes.🪔
Elegantly designed rings, delicate necklaces, or versatile earrings in 18K gold offer everyday wearability while maintaining the tradition’s essence. ⭐️
18K gold (75% pure gold) provides an ideal balance between durability and luxury. 🌟
Its lower pure gold content actually makes it better suited for intricate designs and daily wear compared to 22K or 24K gold. ✨
Head to Mia for the best designs for your everyday use!🌸
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[gold, Dhanteras, jewellery, personal finance, gold jewellery]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-4-asGEmz4657.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Dhanteras is just around the corner! 🫶🏼 This means it’s time to buy gold to honour our traditions but instead of purchasing gold coins that often stay locked away in safes, consider investing in wearable 18K gold jewellery that serves both ritual and practical purposes.🪔 Elegantly designed rings, delicate necklaces, or versatile earrings in 18K gold offer everyday wearability while maintaining the tradition’s essence. ⭐️ 18K gold (75% pure gold) provides an ideal balance between durability and luxury. 🌟 Its lower pure gold content actually makes it better suited for intricate designs and daily wear compared to 22K or 24K gold. ✨ Head to Mia for the best designs for your everyday use!🌸 . . [gold, Dhanteras, jewellery, personal finance, gold jewellery]Likes : 3
![Shreyaa Kapoor - 3 Likes - Want to save money on your home loan? 🛋️
Here is how you do it! 🌟
- Claim 1.5 lakhs as deduction in principal amount repayment 🌱
- Claim 2 lakhs as deduction for interest amount paid ( can even claim processing fees) ✨
- Take a joint home loan to double the tax benefits as both partners can now claim these deductions! 🫡
You can save ~2 lakhs in taxes if you are in the 30% tax bracket! 🫂
Apart from just the tax benefits - women have other advantages when it comes to a home loan such as lower stamp duty and interest rates!🙌🏼
Share this with your friends getting married soon and help them save taxes! 🌸
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[tax tips, taxes, taxation, home owner, home loan, loan tips, marriage, wedding hacks, personal finance, finance tips]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-5-ecsLJd2983.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Want to save money on your home loan? 🛋️ Here is how you do it! 🌟 – Claim 1.5 lakhs as deduction in principal amount repayment 🌱 – Claim 2 lakhs as deduction for interest amount paid ( can even claim processing fees) ✨ – Take a joint home loan to double the tax benefits as both partners can now claim these deductions! 🫡 You can save ~2 lakhs in taxes if you are in the 30% tax bracket! 🫂 Apart from just the tax benefits – women have other advantages when it comes to a home loan such as lower stamp duty and interest rates!🙌🏼 Share this with your friends getting married soon and help them save taxes! 🌸 . . [tax tips, taxes, taxation, home owner, home loan, loan tips, marriage, wedding hacks, personal finance, finance tips]Likes : 3
![Shreyaa Kapoor - 3 Likes - First and foremost, this video is not sponsored! ✨
That being said - I recently went to India’s top rated restaurant, and the tasting menu is an experience you should try out at least once! 🌱
I was able to get the same experience for a steal all thanks to my credit card!🌟
Unfortunately, they have ended that scheme, but that doesn’t mean there aren’t still MANY offers you can make use of if you hold Amex cards. 🙏🏼
Which credit card do you want a deep dive on next? Let me know in the comments below!✨
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[Amex, American Express, credit cards, Indian accent, restaurant, personal finance, finance, credit card tips]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-6-hOBtHh1526.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : First and foremost, this video is not sponsored! ✨ That being said – I recently went to India’s top rated restaurant, and the tasting menu is an experience you should try out at least once! 🌱 I was able to get the same experience for a steal all thanks to my credit card!🌟 Unfortunately, they have ended that scheme, but that doesn’t mean there aren’t still MANY offers you can make use of if you hold Amex cards. 🙏🏼 Which credit card do you want a deep dive on next? Let me know in the comments below!✨ . . [Amex, American Express, credit cards, Indian accent, restaurant, personal finance, finance, credit card tips]Likes : 3
![Shreyaa Kapoor - 3 Likes - Forget everything you know about fixed deposits. 🫠
They aren’t now only there for you getting returns that hardly beat inflation - with Airtel Finance, start an FD that gives up to 9.5% returns! 🙏🏼
High returns without the high risks of market volatility. Your investment is in RBI backed banks and AAA crisil rated NBFCs. Bank FDs upto 5 lakh is insured by DICGC.✨
So whether you’re saving for a goal or looking to grow your wealth steadily, Fixed Deposit by Airtel Finance offers the perfect blend of safety and rewarding returns. 🧿
Start your journey to financial growth today!🌟
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#FDMeinInterestBadhega #AirtelFinance #FixedDepositsByAirtelFinance #collab
[Fixed Deposit, Investment, Wedding, Marriage, Airtel finance, Banks]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-7-1mvPnN2711.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Forget everything you know about fixed deposits. 🫠 They aren’t now only there for you getting returns that hardly beat inflation – with Airtel Finance, start an FD that gives up to 9.5% returns! 🙏🏼 High returns without the high risks of market volatility. Your investment is in RBI backed banks and AAA crisil rated NBFCs. Bank FDs upto 5 lakh is insured by DICGC.✨ So whether you’re saving for a goal or looking to grow your wealth steadily, Fixed Deposit by Airtel Finance offers the perfect blend of safety and rewarding returns. 🧿 Start your journey to financial growth today!🌟 . . #FDMeinInterestBadhega #AirtelFinance #FixedDepositsByAirtelFinance #collab [Fixed Deposit, Investment, Wedding, Marriage, Airtel finance, Banks]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Planning a proposal or just generally looking to get diamonds? 💍 You can save big on diamonds with a simple trick: opt for a 0.9 carat stone instead of 1 carat. 💎 These slightly smaller diamonds look virtually identical to the naked eye but come with a significantly lower price tag.🏷️ The 1 carat mark is in high demand, driving up costs disproportionately. By choosing just below this threshold, you get a visually equivalent diamond while keeping more cash in your pocket. 🌟 Smart shoppers know that this minor size difference offers major savings without sacrificing sparkle or impact.✨ Share this with someone getting married soon!💐 . . #personalfinance #financetips #diamonds #weddingplanning #moneysaver #moneyhacksLikes : 3
![Shreyaa Kapoor - 3 Likes - Markets are extremely volatile but how to know if a stock is overvalued or worth buying? 😅
Well the concept is called intrinsic value - where you find the actual value of the share rather than getting swept away by the market price, as discussed in the reel! 🪴
But then how do you find the intrinsic value of a share?
One of the simplist way to do so is checking the P/E ratio or the price to earnings ratio!🙌🏼
It is the ratio of a company’s share price to the company’s earnings per share. 💯
You can compare it to the industry average and its peers to see how the company you are eyeing is performing. 🌱
Please note that this metric also is often not sufficient as you also need to see variables such as future growth prospects etc. 📈
So look at PE only as a directional answer!🌟
Dropping other ways to figure out intrinsic value soon!👩🏻💻
Please note - this is not a buy sell recommendation for any stock. The companies are taken as examples for educational purposes only!🙏🏼
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[investing tips, investing basics, stock market, Bajaj housing, PE ratio, share market, personal finance]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-9-M3Meow296.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Markets are extremely volatile but how to know if a stock is overvalued or worth buying? 😅 Well the concept is called intrinsic value – where you find the actual value of the share rather than getting swept away by the market price, as discussed in the reel! 🪴 But then how do you find the intrinsic value of a share? One of the simplist way to do so is checking the P/E ratio or the price to earnings ratio!🙌🏼 It is the ratio of a company’s share price to the company’s earnings per share. 💯 You can compare it to the industry average and its peers to see how the company you are eyeing is performing. 🌱 Please note that this metric also is often not sufficient as you also need to see variables such as future growth prospects etc. 📈 So look at PE only as a directional answer!🌟 Dropping other ways to figure out intrinsic value soon!👩🏻💻 Please note – this is not a buy sell recommendation for any stock. The companies are taken as examples for educational purposes only!🙏🏼 . . [investing tips, investing basics, stock market, Bajaj housing, PE ratio, share market, personal finance]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Why go for the all new TVS Jupiter? 🛵 Well because who doesn’t want amazing features at an affordable price? 🫡 . . #AllNewTVSJupiter #ScooterThatsMore #TVS #ZyadaKaFayda #collabLikes : 3
![Shreyaa Kapoor - 3 Likes - Starting a business? Stand Up India scheme has your back with collateral-free loans up to 1 crore for women entrepreneurs. 🙌🏼
One of the key features of the Stand Up India scheme is its collateral security. 🙏🏼
For projects up to ₹10 lakhs, no collateral is required. For projects above ₹10 lakhs, the loan is secured against the assets created from the loan proceeds. 🌱
Interest rates are set according to bank guidelines and are typically lower than standard rates. Women entrepreneurs, in particular, benefit from an interest subvention of 3% per annum.👩🏻💻
And that website? Built FOR FREE with Odoo - first app free forever, plus free hosting, support, and domain for a year! 🙏🏼
Share this with all your fellow female business starters! 🌱
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[business, website, entrepreneurship, personal finance, government scheme, loan, business loan]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-11-bSFAFQ4271.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Starting a business? Stand Up India scheme has your back with collateral-free loans up to 1 crore for women entrepreneurs. 🙌🏼 One of the key features of the Stand Up India scheme is its collateral security. 🙏🏼 For projects up to ₹10 lakhs, no collateral is required. For projects above ₹10 lakhs, the loan is secured against the assets created from the loan proceeds. 🌱 Interest rates are set according to bank guidelines and are typically lower than standard rates. Women entrepreneurs, in particular, benefit from an interest subvention of 3% per annum.👩🏻💻 And that website? Built FOR FREE with Odoo – first app free forever, plus free hosting, support, and domain for a year! 🙏🏼 Share this with all your fellow female business starters! 🌱 . . [business, website, entrepreneurship, personal finance, government scheme, loan, business loan]Likes : 3
![Shreyaa Kapoor - 3 Likes - Attending a free event helped me generate over 5 lakhs in revenue for my consulting business! 🪴
That’s the power of networking, and here is how you can do it right! 🌟
Sharing my top 5 learnings for you to implement next time you network!🙌🏼
# Networking Tip #1: Listen More Than You Speak 🫡
# Networking Tip #2: Provide Value First 💯
# Networking Tip #3: Be Open to learning - no matter who it is!🌱
# Networking Tip #4: Follow Up is Key 💻
It’s been a week, and I have closed deals worth over 5 lakhs, all from attending a free event! 💯
Remember, networking is all about building genuine relationships. So, get out there, attend events, and start connecting!🫂
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[networking tips, networking, events, personal finance, branding, personal branding]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-0-RYNnbI7644.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Attending a free event helped me generate over 5 lakhs in revenue for my consulting business! 🪴 That’s the power of networking, and here is how you can do it right! 🌟 Sharing my top 5 learnings for you to implement next time you network!🙌🏼 # Networking Tip #1: Listen More Than You Speak 🫡 # Networking Tip #2: Provide Value First 💯 # Networking Tip #3: Be Open to learning – no matter who it is!🌱 # Networking Tip #4: Follow Up is Key 💻 It’s been a week, and I have closed deals worth over 5 lakhs, all from attending a free event! 💯 Remember, networking is all about building genuine relationships. So, get out there, attend events, and start connecting!🫂 . . [networking tips, networking, events, personal finance, branding, personal branding]Likes : 3
![Shreyaa Kapoor - 3 Likes - If you are getting married soon - know that GST will come in play again and again! 😅
So understanding how GST works is the first step to saving money! 🙌🏼
-Service Classification: Determine if the service can be classified as a composite or a mixed supply. Composite supplies (where services are naturally bundled and supplied with each other like venue with catering) attract a single GST rate, usually the rate of the principal supply.🫡
-Venue Selection: Choosing a venue with a comprehensive package that includes catering, and possibly décor and photography, can reduce the GST rate to 5%, compared to hiring these services separately at potentially higher rates.🌟
As explained in the video - some services are better when bundles together say venue and catering while you are better off removing certain services from the bundle - say decor and photography!💯
Be mindful of the GST charges on the same to save money around your wedding!🌟
Share this with your friends getting married soon!💍
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[marriage, wedding tips, tax hacks, taxation, personal finance, finance hacks, wedding, tax tips]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-1-JOL2NF1629.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : If you are getting married soon – know that GST will come in play again and again! 😅 So understanding how GST works is the first step to saving money! 🙌🏼 -Service Classification: Determine if the service can be classified as a composite or a mixed supply. Composite supplies (where services are naturally bundled and supplied with each other like venue with catering) attract a single GST rate, usually the rate of the principal supply.🫡 -Venue Selection: Choosing a venue with a comprehensive package that includes catering, and possibly décor and photography, can reduce the GST rate to 5%, compared to hiring these services separately at potentially higher rates.🌟 As explained in the video – some services are better when bundles together say venue and catering while you are better off removing certain services from the bundle – say decor and photography!💯 Be mindful of the GST charges on the same to save money around your wedding!🌟 Share this with your friends getting married soon!💍 . . [marriage, wedding tips, tax hacks, taxation, personal finance, finance hacks, wedding, tax tips]Likes : 3
![Shreyaa Kapoor - 3 Likes - If you are an absolute beginner to investing, like I was roughly 10 years back - Index funds are your holy grail. 🌟
Least cost & passive way of investing in Stock Markets. These funds are based on an underlying index like NIFTY, SENSEX, etc. and simply mirror the returns of that index. Index Funds are the most advocated way to invest by legendary investors like Warren Buffett for retail investors. 💯
You do not necessarily need a Demat account for index funds, but I would highly recommend you have one; hence, I have mentioned it in the video! If not, you can invest in them like you would in any mutual fund. 🫡
Index funds are very similar to ETFs - ETFs are better for frequent trading because you can buy and sell shares throughout the trading day, while index funds only allow trading at the end of the day. 🫡
But either one of them is IDEAL for beginners!🙌🏼
Here are some of the index funds you can get started with in 2024 - purely based on their returns and expense ratio:
Bandhan Nifty 50 Index Fund
UTI Nifty 50 Index Fund
SBI Nifty Index Fund
ICICI Prudential Nifty 50 Index Fund
HDFC Index Fund Nifty 50 Plan
The key is to get started rather than overthink which index fund/ ETF to go for!🌟
Please note this is not a partnership with any broker or fund - so do your research and choose the option that you find the most appealing! 🪴
This is honestly how I got started and if you still haven’t started your investing journey yet - this is how I would recommend you do it!🫶🏼
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[investing, index funds, ETF, investing basics, personal finance, investing for beginners, investing tips, finance]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-2-d699Pg6641.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : If you are an absolute beginner to investing, like I was roughly 10 years back – Index funds are your holy grail. 🌟 Least cost & passive way of investing in Stock Markets. These funds are based on an underlying index like NIFTY, SENSEX, etc. and simply mirror the returns of that index. Index Funds are the most advocated way to invest by legendary investors like Warren Buffett for retail investors. 💯 You do not necessarily need a Demat account for index funds, but I would highly recommend you have one; hence, I have mentioned it in the video! If not, you can invest in them like you would in any mutual fund. 🫡 Index funds are very similar to ETFs – ETFs are better for frequent trading because you can buy and sell shares throughout the trading day, while index funds only allow trading at the end of the day. 🫡 But either one of them is IDEAL for beginners!🙌🏼 Here are some of the index funds you can get started with in 2024 – purely based on their returns and expense ratio: Bandhan Nifty 50 Index Fund UTI Nifty 50 Index Fund SBI Nifty Index Fund ICICI Prudential Nifty 50 Index Fund HDFC Index Fund Nifty 50 Plan The key is to get started rather than overthink which index fund/ ETF to go for!🌟 Please note this is not a partnership with any broker or fund – so do your research and choose the option that you find the most appealing! 🪴 This is honestly how I got started and if you still haven’t started your investing journey yet – this is how I would recommend you do it!🫶🏼 . . [investing, index funds, ETF, investing basics, personal finance, investing for beginners, investing tips, finance]Likes : 3
![Shreyaa Kapoor - 3 Likes - Getting married anytime soon? Well even if you aren’t - this tax saving hack can help! 🫶🏼
Consider forming an HUF to save on taxes!💯
Hindu undivided family is taxed separately from its members. Buddhists, Jains, and Sikhs can also form an HUF. HUF has its own PAN and files tax returns independently of its members.🙌🏼
An HUF is taxed separately. Therefore, it can claim deductions or exemptions allowed under the tax laws separately. For example, if you and your spouse, along with your 2 children decide to create an HUF, all 4 of you as well as the HUF can claim a deduction under Section 80C.🫡
The family members who have formed a HUF can take advantage of their own income tax benefits as well as HUF income tax exemption of up to Rs. 2.5 lakhs.🪴
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[HUF, wedding, wedding tips, tax tips, taxation, personal finance, finance tips]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-3-whIR6V3844.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Getting married anytime soon? Well even if you aren’t – this tax saving hack can help! 🫶🏼 Consider forming an HUF to save on taxes!💯 Hindu undivided family is taxed separately from its members. Buddhists, Jains, and Sikhs can also form an HUF. HUF has its own PAN and files tax returns independently of its members.🙌🏼 An HUF is taxed separately. Therefore, it can claim deductions or exemptions allowed under the tax laws separately. For example, if you and your spouse, along with your 2 children decide to create an HUF, all 4 of you as well as the HUF can claim a deduction under Section 80C.🫡 The family members who have formed a HUF can take advantage of their own income tax benefits as well as HUF income tax exemption of up to Rs. 2.5 lakhs.🪴 . . [HUF, wedding, wedding tips, tax tips, taxation, personal finance, finance tips]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Planning a special gift for Raksha Bandhan or the Wedding season? ❤️ I know gold is a popular choice but hear me out. Consider CaratLane’s eGold Gift Card! 🫶🏼 It’s a gift whose value appreciates over time✨ You can redeem it for physical gold anytime. The minimum purchase value for eGold is ₹10 and eGold gift card is ₹5000. 🙌🏼 Also, don’t forget @caratlane has a Flat 20% off on MRP of 4000 diamond designs! *TCA #ad Got questions? Drop them in the comments below! 🌟 . . #CaratLane #KhulKeKaroExpress #MyCaratLaneStory #GiftACaratLaneLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : If you are getting married anytime soon – here is a significant money saving hack! ;Read till the end for an amazing offer☀️) 💎Lab-grown diamonds instead of natural diamonds – as lab grown diamonds combine timeless beauty with significant savings. 🌟 These gems sparkle just like their mined counterparts, but at a fraction of the cost, allowing you to invest in your future together rather than depleting your savings on jewellery alone!🫡 💍I wore princess cut lab grown diamonds on my roka recently from @shopateveryday If you ping them “Shreyaa Kapoor” on their WhatsApp through any product page you get 100% off on making charges! 🤩 PS. Applicable only on products above 20k and offer valid only till stocks last! Happy wedding shopping!❤️Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Live with my CA dadLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Get ready for India’s largest IT & Business event – Odoo Community Days 2024! 🚀 📅 August 23-24 (just 3 weeks away!) 📍 Mahatma Mandir Convention Center, Gandhinagar Join 35,000 attendees for: -180 inspiring sessions -150 exhibitors -Networking with 200 leaders, CEOs & founders What’s more? You get: 🎟️ 100% FREE access to exhibitors & sessions 💼 Optional Premium Pass for exclusive experiences Don’t miss this epic gathering of tech & business minds! Check out more details using the link in my bio! 🫶🏼 . . #networking #networkingtips #networkingevent #networkisyournetworthLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnershipLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnershipLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnershipLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnershipLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnershipLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnershipLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnershipLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Through bull and bear, for the last 8 years. 🧿 . . #roka #collab #paidpartnershipLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Macrotech Developers Ltd. is behind Lodha and Lodha Luxury brands, operating solely in Mumbai, Pune, and Bangalore; not in Goa or Ayodhya. 🌆 No affiliation with the House of Abhinandan Lodha or other similar names. Make informed choices! 🏡 . . #Lodha #Lodhgroup #InvestmentTips #adLikes : 3
![Shreyaa Kapoor - 3 Likes - IPO listing gains are often times INSANE! 😅
But most of us never get the allotment - unfortunately!🙃
Well, just to increase the chances of getting one, I am sharing my top tips. Ofc, nothing is sure-shot but these steps increase the probability that you get an allotment! 🍾
1) Multiple Demat accounts: While you can submit one application per PAN number, friends and family can help! Apply using the Demat of everyone in your circle!🪴
2) Parent company: Not true for all IPOs but IF the subsidary company already has a parent company that’s listed - get the shares of the parent company. 🌱
3) Cut off price: Investors often mistake the bid price for the cut-off price. The ‘cut-off price’ reflects an investor’s acceptance of the final company price established through the book-building process. By choosing this option, you’re bidding at the highest price band.💯
4) Apply timely: To maximise your chances of a successful IPO subscription, it’s advisable to apply on the initial or second day rather than waiting until the last moment.🌟
5) No big application: As per the SEBI rules, retail investors will get the allotment of the minimum shares in all the bids from minimum to maximum. So got for minimum big. For the oversubscribed IPOs, one should go for minimum bids with multiple accounts. That will help you to invest spare money in multiple IPOs as well.🫡
Save this for the upcoming IPO season!🙌🏼
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[IPO, investment, personal finance, investing tips, share market, personal finance, finance tips, investing, stocks]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-17-RcMVU39516.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : IPO listing gains are often times INSANE! 😅 But most of us never get the allotment – unfortunately!🙃 Well, just to increase the chances of getting one, I am sharing my top tips. Ofc, nothing is sure-shot but these steps increase the probability that you get an allotment! 🍾 1) Multiple Demat accounts: While you can submit one application per PAN number, friends and family can help! Apply using the Demat of everyone in your circle!🪴 2) Parent company: Not true for all IPOs but IF the subsidary company already has a parent company that’s listed – get the shares of the parent company. 🌱 3) Cut off price: Investors often mistake the bid price for the cut-off price. The ‘cut-off price’ reflects an investor’s acceptance of the final company price established through the book-building process. By choosing this option, you’re bidding at the highest price band.💯 4) Apply timely: To maximise your chances of a successful IPO subscription, it’s advisable to apply on the initial or second day rather than waiting until the last moment.🌟 5) No big application: As per the SEBI rules, retail investors will get the allotment of the minimum shares in all the bids from minimum to maximum. So got for minimum big. For the oversubscribed IPOs, one should go for minimum bids with multiple accounts. That will help you to invest spare money in multiple IPOs as well.🫡 Save this for the upcoming IPO season!🙌🏼 . . [IPO, investment, personal finance, investing tips, share market, personal finance, finance tips, investing, stocks]Likes : 3
![Shreyaa Kapoor - 3 Likes - Planning on buying a car anytime soon? 🚙
Well then this rule might just be the directional answer you need - 20/4/10 rule! 🌟
This rule suggests you can afford a car if you can meet the following three requirements:
-You can make a down payment of 20% or more when purchasing the car 🌱
-You can take out a car loan with a term of four years or less 🙏🏼
-You can have your total transportation costs—not just your car loan—be less than 10% of your monthly income🌟
This rule is helpful as it makes sure you can afford a down payment on the car. This is important because new cars begin to depreciate when you drive them off the lot. Without a decent down payment, you may immediately end up upside down on your car loan.🫡
A four-year car loan can help you limit the interest you pay because you’d pay off the loan relatively quickly. Finally, keeping your total transportation costs to less than 10% of your monthly income can help ensure a car doesn’t dominate your budget and leaves room for other expenses.🙌🏼
Please know that this is not a one size fits all rule so things can vary given your specific situation - however this is a good guideline to follow to know that you are not over stretching yourself when buying a car!🫶🏼
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[car loan, car tips, new car, loan tips, personal finance, finance tips, 20/10/4, before you buy a car]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-18-cApWNw8556.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Planning on buying a car anytime soon? 🚙 Well then this rule might just be the directional answer you need – 20/4/10 rule! 🌟 This rule suggests you can afford a car if you can meet the following three requirements: -You can make a down payment of 20% or more when purchasing the car 🌱 -You can take out a car loan with a term of four years or less 🙏🏼 -You can have your total transportation costs—not just your car loan—be less than 10% of your monthly income🌟 This rule is helpful as it makes sure you can afford a down payment on the car. This is important because new cars begin to depreciate when you drive them off the lot. Without a decent down payment, you may immediately end up upside down on your car loan.🫡 A four-year car loan can help you limit the interest you pay because you’d pay off the loan relatively quickly. Finally, keeping your total transportation costs to less than 10% of your monthly income can help ensure a car doesn’t dominate your budget and leaves room for other expenses.🙌🏼 Please know that this is not a one size fits all rule so things can vary given your specific situation – however this is a good guideline to follow to know that you are not over stretching yourself when buying a car!🫶🏼 . . [car loan, car tips, new car, loan tips, personal finance, finance tips, 20/10/4, before you buy a car]Likes : 3
![Shreyaa Kapoor - 3 Likes - What if I told you, you could actually make you education loan interest free? 🌱
The answer lies in systematic investment plans (SIP). SIPs can be used to repay the education loans. ✅
By investing in mutual funds through SIP mode, you can create a corpus that can be used to repay the education loan early. Let us understand this through an example.🌟
As discussed in the reel - An education loan of Rs. 25 lakh for 10 years at an interest rate of 10 percent per annum (pa). You will be required to pay an EMI of Rs.33,038 monthly. 🪴
If you just start 10 percent of this EMI, in mutual funds through an SIP with an expected return of 12 percent then you can repay the education loan in the 102nd month when the investment amount exceeds the loan balance. 🙌🏼
This will save 18 EMIs valued at Rs. 5,94,678 and interest of Rs. 44,574.🫶🏼
Infact, As the amount of SIP increases to 25 percent, the number of EMIs saved doubles. You can repay the loan early and save more in terms of EMIs and interest as you increase the SIP amount!🫡
Save this for your reference and share it with all your friends who have taken an education loan!🗒️
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[education loan, loan tips, save money, personal finance, finance tips, abroad education, education loans, EMI, mutual funds]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-0-ynNjLE4487.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : What if I told you, you could actually make you education loan interest free? 🌱 The answer lies in systematic investment plans (SIP). SIPs can be used to repay the education loans. ✅ By investing in mutual funds through SIP mode, you can create a corpus that can be used to repay the education loan early. Let us understand this through an example.🌟 As discussed in the reel – An education loan of Rs. 25 lakh for 10 years at an interest rate of 10 percent per annum (pa). You will be required to pay an EMI of Rs.33,038 monthly. 🪴 If you just start 10 percent of this EMI, in mutual funds through an SIP with an expected return of 12 percent then you can repay the education loan in the 102nd month when the investment amount exceeds the loan balance. 🙌🏼 This will save 18 EMIs valued at Rs. 5,94,678 and interest of Rs. 44,574.🫶🏼 Infact, As the amount of SIP increases to 25 percent, the number of EMIs saved doubles. You can repay the loan early and save more in terms of EMIs and interest as you increase the SIP amount!🫡 Save this for your reference and share it with all your friends who have taken an education loan!🗒️ . . [education loan, loan tips, save money, personal finance, finance tips, abroad education, education loans, EMI, mutual funds]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Ever considered leveraging your gold assets for financial flexibility? 🫡 Well now there is an easy answer – Gold loans! It’s a straightforward process: you provide your gold as collateral, and you get a loan based on its assessed value.🌱 One of the most unique features of a gold loan is that it offers flexible repayment option. 🙌🏼 You can choose to manage your loan by paying interest on a monthly basis, or if it suits your financial planning better, you have the option to settle both the interest and principal amount together at the time of loan closure.🌟 🗒️ For business owners, there’s an additional benefit to consider. If you operate as a sole proprietorship, you may be eligible for certain tax advantages when opting for a gold loan!🙏🏼 So, whether you’re looking to fuel your business, seize a time-sensitive opportunity, or address unexpected expenses, a gold loan can be an efficient solution. ✅ What’s more is that for the first time in India you can book your Gold Loan simply with a missed call to 80869 80869 with @muthootfincorpone . #collab Check out more details of getting a gold loan, using the link in my Story 🪴 @muthootpappachangroup . . #WhatIsSRKUpto #BookMyGoldLoan #MuthootFinCorp #muthootpappachangroup #MuthootBlue #MuthootFinCorpONE #shahrukhkhan #srkLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : IG LIVE FOR JUNE: Random House questions about investing, taxes, freelancing and life! 🌱Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Ever wondered what it costs to be a full-time freelancer in the bustling city of Delhi? 🌟 Join me as I break down my daily expenses at my favorite WeWork in Gurgaon!🪴 🚗 Commute: ₹400 (round trip) or ₹40 (metro) 🏢 WeWork Day Pass: ₹700 (cheaper with myHQ app) 🥪 Lunch: ₹100 (free coffee!) 🎥 Videographer: ₹3,000 per session (shoot 2-3 videos) 📞 Client Calls: 3-4 hours, free Wi-Fi Total: ₹4,200 (varies daily)🌱 But here’s the secret sauce: I use the myHQ app to snag amazing deals on coworking spaces! 🤫 It’s a game-changer for freelancers and self-employed folks like us. Want to optimize your work life and save some 💰? Use code “FORYOU50” for up to 50% off your first booking on the myHQ app! Comment “myHQ” and I’ll DM you a link to the app. Let’s make work, work for us! 💪 . . #WeWork #FreelanceLife #DelhiCreator #CoworkingSpaces #myHQ #WorkSmarter #weworkindia #thisiswhereIworkLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Did you know you can claim up to INR 10 Lakhs as deduction if you JUST have a Home Loan? 🪴 Apart from the obvious 80C and 24(B) benefits – did you know that if you are a first time home buyer you can also claim deductions under section 80EEA.🙌🏼 Here are the conditions you should know about: -The loan should be sanctioned during the period 1st April 2019 and 31st March 2022. -Stamp duty value of the house property should be Rs 45 lakh or less. Now all these benefits will potentially double if you apply for a joint home loan!🌱 Also a lot of people question if they can claim HRA and home loan deductions together – the answer is yes! 🫡Provided there is atleast a 35 kms distance between your own house and your rented place! 🌟 Check the link in my bio for more details on Home Loan. . . #homeloan #tatacapital #collab #countonusLikes : 3
![Shreyaa Kapoor - 3 Likes - Loan-To-Value Ratio (LTV Ratio) or Loan-To-Cost Ratio (LTC Ratio) simply tells the loan applicant the maximum percentage of the value of the pledged asset that she\he can borrow. 🙌🏼
According to the guidelines issued by the Reserve Bank of India (RBI), the LTV ratio for home loans can go up to 90% of the property value for loan amounts of Rs.30 lakh and below. ⬇️
For loan amounts that are above Rs.30 lakh and up to Rs.75 lakh, the LTV ratio limit has been set to up to 80% while for loan amounts above Rs.75 lakh, the LTV ratio can go up to 75%.🌟
The final amount of borrowing is determined on multiple factors including but not limited to the value of the security, eligibility of the borrower, a good CIBIL Score, etc. 🌱
To determine the maximum amount that can be lent, the financial institution shall use this LTV ratio to cap the maximum amount of loan depending on the value of the security.🙌🏼
This is also helps determine the down payment amount you need when taking a home loan 🌱
Share this with your friends taking a home loan soon! 🙌🏼
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[home loan, home loan tips, personal finance, finance tips, money tips, money hacks, loan]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-5-dOjfJt3791.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Loan-To-Value Ratio (LTV Ratio) or Loan-To-Cost Ratio (LTC Ratio) simply tells the loan applicant the maximum percentage of the value of the pledged asset that she\he can borrow. 🙌🏼 According to the guidelines issued by the Reserve Bank of India (RBI), the LTV ratio for home loans can go up to 90% of the property value for loan amounts of Rs.30 lakh and below. ⬇️ For loan amounts that are above Rs.30 lakh and up to Rs.75 lakh, the LTV ratio limit has been set to up to 80% while for loan amounts above Rs.75 lakh, the LTV ratio can go up to 75%.🌟 The final amount of borrowing is determined on multiple factors including but not limited to the value of the security, eligibility of the borrower, a good CIBIL Score, etc. 🌱 To determine the maximum amount that can be lent, the financial institution shall use this LTV ratio to cap the maximum amount of loan depending on the value of the security.🙌🏼 This is also helps determine the down payment amount you need when taking a home loan 🌱 Share this with your friends taking a home loan soon! 🙌🏼 . . [home loan, home loan tips, personal finance, finance tips, money tips, money hacks, loan]Likes : 3
![Shreyaa Kapoor - 3 Likes - My dad, is the OG freelancer and a CA - so his money advise I would take seriously. 🫶🏼
A few days ago, a bunch of you sent your money questions for my dad to answer and here is one that was by far the most asked - how do I build passive income in my 20s?🌟
In simple words (of my dad) - you can’t have significant possessive income without significant active income!🫠
How do you increase your income then?😅
Well, simply build a brand for yourself and start a side hustle!💰
And now with tools like Odoo you can do that in just a few steps by building your own website! 🫡
It is so easy to use - my dad with no coding experience, built a website in under 10 mins for his own firm!💯
Get started using the link in my bio!🙌🏼
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[personal finance, finance tips, passive income, income, personal branding]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-6-EEB9iQ1056.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : My dad, is the OG freelancer and a CA – so his money advise I would take seriously. 🫶🏼 A few days ago, a bunch of you sent your money questions for my dad to answer and here is one that was by far the most asked – how do I build passive income in my 20s?🌟 In simple words (of my dad) – you can’t have significant possessive income without significant active income!🫠 How do you increase your income then?😅 Well, simply build a brand for yourself and start a side hustle!💰 And now with tools like Odoo you can do that in just a few steps by building your own website! 🫡 It is so easy to use – my dad with no coding experience, built a website in under 10 mins for his own firm!💯 Get started using the link in my bio!🙌🏼 . . [personal finance, finance tips, passive income, income, personal branding]Likes : 3
![Shreyaa Kapoor - 3 Likes - If you sell any capital asset such as stocks, mutual funds, property - taxes come along with it! 🫠
But there are ways using which you can avoid paying any taxes on the sale of shares and mutual funds! 🫡
Under section 54F of the Income tax Act - if you sell the stocks and mutual funds to reinvest the sale amount in property - you will have to pay 0 taxes on long term capital gains made in the stock market!❤️
But this has to be done within 2 years of selling your old house - where do you keep your sale amount till you find the house?😅
Here - CAPITAL GAINS ACCOUNT SCHEME. 🫶🏼
The Capital Gains Account Scheme (CGAS) of 1988 is a scheme introduced by the Government of India under the Income Tax Act, 1961. It provides taxpayers with a means to save on capital gains tax by depositing the proceeds from the sale of certain assets into designated accounts. These accounts are maintained with authorized banks or financial institutions.🙌🏼
Follow the below-mentioned steps to open a Capital Gains Savings Scheme account -
1) Fill out form A and submit it along with necessary attachments like address proof, photo, and a copy of your PAN card.
2) Now make the deposit using a cheque, cash, or demand draft. If you are depositing the amount through cash or cheque, the date of deposit will be the date on which the draft is received.
3) You can deposit lump sum money or in installments.
4) You need to open separate accounts if you wish to invest in various types of assets under different sections.🌟
Found this helpful? Share this with your friends to help them save taxes!🙏🏼
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[capital gains, mutual funds, shares, personal finance, taxes, tax tips, tax saving, share market, taxation, capital gains tax, finance tips]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-7-EunxWN6141.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : If you sell any capital asset such as stocks, mutual funds, property – taxes come along with it! 🫠 But there are ways using which you can avoid paying any taxes on the sale of shares and mutual funds! 🫡 Under section 54F of the Income tax Act – if you sell the stocks and mutual funds to reinvest the sale amount in property – you will have to pay 0 taxes on long term capital gains made in the stock market!❤️ But this has to be done within 2 years of selling your old house – where do you keep your sale amount till you find the house?😅 Here – CAPITAL GAINS ACCOUNT SCHEME. 🫶🏼 The Capital Gains Account Scheme (CGAS) of 1988 is a scheme introduced by the Government of India under the Income Tax Act, 1961. It provides taxpayers with a means to save on capital gains tax by depositing the proceeds from the sale of certain assets into designated accounts. These accounts are maintained with authorized banks or financial institutions.🙌🏼 Follow the below-mentioned steps to open a Capital Gains Savings Scheme account – 1) Fill out form A and submit it along with necessary attachments like address proof, photo, and a copy of your PAN card. 2) Now make the deposit using a cheque, cash, or demand draft. If you are depositing the amount through cash or cheque, the date of deposit will be the date on which the draft is received. 3) You can deposit lump sum money or in installments. 4) You need to open separate accounts if you wish to invest in various types of assets under different sections.🌟 Found this helpful? Share this with your friends to help them save taxes!🙏🏼 . . [capital gains, mutual funds, shares, personal finance, taxes, tax tips, tax saving, share market, taxation, capital gains tax, finance tips]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : I am the stupidest person alive! 🫠 I believed that for a long time. I was in a job where my unique skill sets were not valued. 🫡 For those 2 years, I genuinely thought I was an imposter. Somehow got into a top DU college and then a top consulting firm – only to be exposed as the most ludicrous analyst in the history of consulting. 😅 It took me another year to get to this realisation – Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.😅 We’re all unique, with our own distinct talents and skills. If we keep comparing our unique being to a yardstick which isn’t meant for us, we will spend our whole lives in mediocrity. 🫶🏼 June’20 was when I landed my first international client for my freelancing work, and June’21 was when I got my first brand partnership on this page. It’s a special month in a lot of ways.❤️ Hence, I thought it would be a perfect reminder to embrace the genius within us — the fish that swim brilliantly, the monkeys that climb exceptionally, and the birds that soar high. After all, the world needs all kinds of minds and talents to truly thrive!🌟 I know this is a finance page but IF money were no object what would you truly want to do?🌱 PS: Sharing some BTS from shoot days, off late! 📸 Sorry for breaking character in the last one 🫠Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : I am the stupidest person alive! 🫠 I believed that for a long time. I was in a job where my unique skill sets were not valued. 🫡 For those 2 years, I genuinely thought I was an imposter. Somehow got into a top DU college and then a top consulting firm – only to be exposed as the most ludicrous analyst in the history of consulting. 😅 It took me another year to get to this realisation – Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.😅 We’re all unique, with our own distinct talents and skills. If we keep comparing our unique being to a yardstick which isn’t meant for us, we will spend our whole lives in mediocrity. 🫶🏼 June’20 was when I landed my first international client for my freelancing work, and June’21 was when I got my first brand partnership on this page. It’s a special month in a lot of ways.❤️ Hence, I thought it would be a perfect reminder to embrace the genius within us — the fish that swim brilliantly, the monkeys that climb exceptionally, and the birds that soar high. After all, the world needs all kinds of minds and talents to truly thrive!🌟 I know this is a finance page but IF money were no object what would you truly want to do?🌱 PS: Sharing some BTS from shoot days, off late! 📸 Sorry for breaking character in the last one 🫠Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : I am the stupidest person alive! 🫠 I believed that for a long time. I was in a job where my unique skill sets were not valued. 🫡 For those 2 years, I genuinely thought I was an imposter. Somehow got into a top DU college and then a top consulting firm – only to be exposed as the most ludicrous analyst in the history of consulting. 😅 It took me another year to get to this realisation – Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.😅 We’re all unique, with our own distinct talents and skills. If we keep comparing our unique being to a yardstick which isn’t meant for us, we will spend our whole lives in mediocrity. 🫶🏼 June’20 was when I landed my first international client for my freelancing work, and June’21 was when I got my first brand partnership on this page. It’s a special month in a lot of ways.❤️ Hence, I thought it would be a perfect reminder to embrace the genius within us — the fish that swim brilliantly, the monkeys that climb exceptionally, and the birds that soar high. After all, the world needs all kinds of minds and talents to truly thrive!🌟 I know this is a finance page but IF money were no object what would you truly want to do?🌱 PS: Sharing some BTS from shoot days, off late! 📸 Sorry for breaking character in the last one 🫠Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : I am the stupidest person alive! 🫠 I believed that for a long time. I was in a job where my unique skill sets were not valued. 🫡 For those 2 years, I genuinely thought I was an imposter. Somehow got into a top DU college and then a top consulting firm – only to be exposed as the most ludicrous analyst in the history of consulting. 😅 It took me another year to get to this realisation – Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.😅 We’re all unique, with our own distinct talents and skills. If we keep comparing our unique being to a yardstick which isn’t meant for us, we will spend our whole lives in mediocrity. 🫶🏼 June’20 was when I landed my first international client for my freelancing work, and June’21 was when I got my first brand partnership on this page. It’s a special month in a lot of ways.❤️ Hence, I thought it would be a perfect reminder to embrace the genius within us — the fish that swim brilliantly, the monkeys that climb exceptionally, and the birds that soar high. After all, the world needs all kinds of minds and talents to truly thrive!🌟 I know this is a finance page but IF money were no object what would you truly want to do?🌱 PS: Sharing some BTS from shoot days, off late! 📸 Sorry for breaking character in the last one 🫠Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : I am the stupidest person alive! 🫠 I believed that for a long time. I was in a job where my unique skill sets were not valued. 🫡 For those 2 years, I genuinely thought I was an imposter. Somehow got into a top DU college and then a top consulting firm – only to be exposed as the most ludicrous analyst in the history of consulting. 😅 It took me another year to get to this realisation – Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.😅 We’re all unique, with our own distinct talents and skills. If we keep comparing our unique being to a yardstick which isn’t meant for us, we will spend our whole lives in mediocrity. 🫶🏼 June’20 was when I landed my first international client for my freelancing work, and June’21 was when I got my first brand partnership on this page. It’s a special month in a lot of ways.❤️ Hence, I thought it would be a perfect reminder to embrace the genius within us — the fish that swim brilliantly, the monkeys that climb exceptionally, and the birds that soar high. After all, the world needs all kinds of minds and talents to truly thrive!🌟 I know this is a finance page but IF money were no object what would you truly want to do?🌱 PS: Sharing some BTS from shoot days, off late! 📸 Sorry for breaking character in the last one 🫠Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : I am the stupidest person alive! 🫠 I believed that for a long time. I was in a job where my unique skill sets were not valued. 🫡 For those 2 years, I genuinely thought I was an imposter. Somehow got into a top DU college and then a top consulting firm – only to be exposed as the most ludicrous analyst in the history of consulting. 😅 It took me another year to get to this realisation – Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.😅 We’re all unique, with our own distinct talents and skills. If we keep comparing our unique being to a yardstick which isn’t meant for us, we will spend our whole lives in mediocrity. 🫶🏼 June’20 was when I landed my first international client for my freelancing work, and June’21 was when I got my first brand partnership on this page. It’s a special month in a lot of ways.❤️ Hence, I thought it would be a perfect reminder to embrace the genius within us — the fish that swim brilliantly, the monkeys that climb exceptionally, and the birds that soar high. After all, the world needs all kinds of minds and talents to truly thrive!🌟 I know this is a finance page but IF money were no object what would you truly want to do?🌱 PS: Sharing some BTS from shoot days, off late! 📸 Sorry for breaking character in the last one 🫠Likes : 3
![Shreyaa Kapoor - 3 Likes - Owning a house is a dream for many - what often stops us from from fulfilling it is the insane high interest that comes with it. 🫠
Consider this: A 1 Cr home loan taken at 9% interest will amount to 1.15cr in just interest amount. 😅
So what do you do?🫡
Something that can help reduce the burden is starting an SIP of 0.10% of the house value in mutual fund to recover the interest, just as discussed in the video!🙌🏼
You can use any SIP calculator available online to do this calculation for your specific loan amount. 🙌🏼
This calculation assumes that you will never increase your monthly SIP which is obv not true becuase as your income increases - so will your invested amount!🌟
Share this with all your friends who are planning on buying a house soon! 🎉
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[home loan, loan tips, loan, home, personal finance, finance tips, money matters, money tips, finance, mutual fund, SIP, investing]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-14-FdfDea9752.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Owning a house is a dream for many – what often stops us from from fulfilling it is the insane high interest that comes with it. 🫠 Consider this: A 1 Cr home loan taken at 9% interest will amount to 1.15cr in just interest amount. 😅 So what do you do?🫡 Something that can help reduce the burden is starting an SIP of 0.10% of the house value in mutual fund to recover the interest, just as discussed in the video!🙌🏼 You can use any SIP calculator available online to do this calculation for your specific loan amount. 🙌🏼 This calculation assumes that you will never increase your monthly SIP which is obv not true becuase as your income increases – so will your invested amount!🌟 Share this with all your friends who are planning on buying a house soon! 🎉 . . [home loan, loan tips, loan, home, personal finance, finance tips, money matters, money tips, finance, mutual fund, SIP, investing]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : IG Live: All about careers and consulting 🙌🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : If you have been using a credit card for a while, you know – it is frustrating to choose the right one.🫠 Do you optimize for travel, shopping, or dining?😅 Well, now you just need one card for all this and more: Lifetime free 3-in-1 Switch RuPay Credit Card. 🙌🏼 You can switch the spend category of your choice and get 2% cashback on the selected category. 🙏🏼 The best part – you get assured cashback on UPI and credit card spends. 💯 Apply for the credit card exclusively on Jupiter. Link in bio! 🙌🏼 . . #collab #creditcard #personalfinance #finance #upipayments #upi #financetipsLikes : 3
![Shreyaa Kapoor - 3 Likes - Comment “New” to get the complete breakdown of the taxes! 🫶🏼
If you have opted for the new tax regime, then you would know that your income upto 7.5L is tax free.🙌🏼
This is possible because you can claim 50,000 as standard deduction and then bring your taxable income down to 7L. 🫡
But what happens if your income grows marginally?
Say only by Rs. 10,000 - What are the implications then.🫠
Well then if tax slabs are to be followed - your tax liability becomes Rs.26,000.😅
But this is where the marginal relief comes in. 🫡
As per the marginal tax relief, the amount of tax one needs to pay on income between Rs. 7,50,001 and Rs. 7,77,778 is the additional income above Rs 7.5 lakh and not the tax liability as per the slabs. 🙌🏼
This helps in avoiding a situation where a marginal increase in taxable income leads to a much higher increase in tax outgo. 🙏🏼
Comment “New” to get the excel sheet with complete breakdown!🌟
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[tax, new tax regime, tax tips, taxes, personal finance, save tax, taxation, finance tips, tax saving, money, new regime]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-0-EYPav55820.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Comment “New” to get the complete breakdown of the taxes! 🫶🏼 If you have opted for the new tax regime, then you would know that your income upto 7.5L is tax free.🙌🏼 This is possible because you can claim 50,000 as standard deduction and then bring your taxable income down to 7L. 🫡 But what happens if your income grows marginally? Say only by Rs. 10,000 – What are the implications then.🫠 Well then if tax slabs are to be followed – your tax liability becomes Rs.26,000.😅 But this is where the marginal relief comes in. 🫡 As per the marginal tax relief, the amount of tax one needs to pay on income between Rs. 7,50,001 and Rs. 7,77,778 is the additional income above Rs 7.5 lakh and not the tax liability as per the slabs. 🙌🏼 This helps in avoiding a situation where a marginal increase in taxable income leads to a much higher increase in tax outgo. 🙏🏼 Comment “New” to get the excel sheet with complete breakdown!🌟 . . [tax, new tax regime, tax tips, taxes, personal finance, save tax, taxation, finance tips, tax saving, money, new regime]Likes : 3
![Shreyaa Kapoor - 3 Likes - How can you pay 0 taxes on your 18L salary? 🫡
Before I answer this pls keep in mind that not all allowances and deductions apply to everyone - this is just a comprehensive guide on all the options available to you in order to get your salary to a level where your tax liability reduces. 🙏🏼
There is an option to restructure your salary - here you can break down your salary into various allowances that are applicable to you, bringing your taxable income to a minimum. 🙌🏼
In addition to allowances, you also have various deductions you can claim, such as home loan deductions, education loan deductions, and standard deductions, among others, to bring your taxable income further down. 🌟
Use the allowances and deductions wisely, keeping in mind that it will reduce your pay in hand. 🌱
Comment “tax” to get the complete excel sheet in your DMs! 🫶🏼
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[tax tips, salary, tax regime, new tax regime, old tax regime, taxation, taxes, personal finance, finance, finance tips, money tips, tax]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-1-tQwZiK5260.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : How can you pay 0 taxes on your 18L salary? 🫡 Before I answer this pls keep in mind that not all allowances and deductions apply to everyone – this is just a comprehensive guide on all the options available to you in order to get your salary to a level where your tax liability reduces. 🙏🏼 There is an option to restructure your salary – here you can break down your salary into various allowances that are applicable to you, bringing your taxable income to a minimum. 🙌🏼 In addition to allowances, you also have various deductions you can claim, such as home loan deductions, education loan deductions, and standard deductions, among others, to bring your taxable income further down. 🌟 Use the allowances and deductions wisely, keeping in mind that it will reduce your pay in hand. 🌱 Comment “tax” to get the complete excel sheet in your DMs! 🫶🏼 . . [tax tips, salary, tax regime, new tax regime, old tax regime, taxation, taxes, personal finance, finance, finance tips, money tips, tax]Likes : 3
![Shreyaa Kapoor - 3 Likes - Compounding isn’t called the 8th wonder in the world for nothing! 😅
As you can see from the example shared in the video, if someone starts investing at 21 and stops at 30, he/she will still have more funds than someone who starts at 30 but keeps investing until 67!🫶🏼
If you are looking for beginner friendly investment options, here are my top 5 picks! 🌱
-Public Provident Fund (PPF): PPF is a government-backed savings scheme offering secure and attractive returns. The current interest rate is around 7.1% per year, and the investment is tax-exempt under Section 80C. With a 15-year lock-in period, it’s ideal for building a retirement corpus.🫶🏼
-Mutual Funds: Mutual funds pool money from various investors to invest in a diversified portfolio managed by professional fund managers. Equity mutual funds typically offer returns ranging from 10% to 15% per annum over the long term, while debt mutual funds offer 6% to 8% per annum, depending on the fund type and market conditions.🙌🏼
-Index Funds: Index funds replicate the performance of a specific market index, such as the Nifty 50 or Sensex. They are low-cost and passively managed, providing average returns of about 10% to 12% per annum, aligning with the overall market growth.🌟
-Gold ETFs: Gold Exchange-Traded Funds (ETFs) allow you to invest in gold without the need to physically hold the metal. They offer returns that track the price of gold, averaging around 8% to 10% per annum over the long term, depending on market conditions.⭐️
-Corporate Bonds: Corporate bonds are debt securities issued by companies to raise capital. They offer higher interest rates compared to government bonds, with returns typically ranging from 7% to 9% per annum. Investing in bonds from well-established companies can mitigate credit risk.🙏🏼
Share this with all your friends to spread the word!❤️
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[compounding, personal finance, finance tips, index funds, mutual funds, stocks, stock market, compound interest, personal finance hacks, money]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-2-ygZZcU6849.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Compounding isn’t called the 8th wonder in the world for nothing! 😅 As you can see from the example shared in the video, if someone starts investing at 21 and stops at 30, he/she will still have more funds than someone who starts at 30 but keeps investing until 67!🫶🏼 If you are looking for beginner friendly investment options, here are my top 5 picks! 🌱 -Public Provident Fund (PPF): PPF is a government-backed savings scheme offering secure and attractive returns. The current interest rate is around 7.1% per year, and the investment is tax-exempt under Section 80C. With a 15-year lock-in period, it’s ideal for building a retirement corpus.🫶🏼 -Mutual Funds: Mutual funds pool money from various investors to invest in a diversified portfolio managed by professional fund managers. Equity mutual funds typically offer returns ranging from 10% to 15% per annum over the long term, while debt mutual funds offer 6% to 8% per annum, depending on the fund type and market conditions.🙌🏼 -Index Funds: Index funds replicate the performance of a specific market index, such as the Nifty 50 or Sensex. They are low-cost and passively managed, providing average returns of about 10% to 12% per annum, aligning with the overall market growth.🌟 -Gold ETFs: Gold Exchange-Traded Funds (ETFs) allow you to invest in gold without the need to physically hold the metal. They offer returns that track the price of gold, averaging around 8% to 10% per annum over the long term, depending on market conditions.⭐️ -Corporate Bonds: Corporate bonds are debt securities issued by companies to raise capital. They offer higher interest rates compared to government bonds, with returns typically ranging from 7% to 9% per annum. Investing in bonds from well-established companies can mitigate credit risk.🙏🏼 Share this with all your friends to spread the word!❤️ . . [compounding, personal finance, finance tips, index funds, mutual funds, stocks, stock market, compound interest, personal finance hacks, money]Likes : 3
![Shreyaa Kapoor - 3 Likes - Hospital bills will cost you an “arm and a leg” if you do not know the following GST rules around the same! 🙏🏼
Generally, healthcare services provided by a hospital are exempt from GST. However, a GST rate of 5% will be levied on the cost of a hospital room if it exceeds Rs. 5,000 per day.🌱
Also, doctors’ consultation and treatment provided to patients without admittance to the hospital/clinical establishment are exempt from GST.🚐
All medical tests carried out in clinical establishments are exempt from GST.🫡
Check out previous reels for more GST rules on other good and services and share this to spread the word!🙌🏼
IB: @gauravmotivegroom 👑
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[GST, goods and services, taxation, tax tips, hospital bill, hospital, medical, doctor, taxes, personal finance, finance, finance tips]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-3-webdIe955.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Hospital bills will cost you an “arm and a leg” if you do not know the following GST rules around the same! 🙏🏼 Generally, healthcare services provided by a hospital are exempt from GST. However, a GST rate of 5% will be levied on the cost of a hospital room if it exceeds Rs. 5,000 per day.🌱 Also, doctors’ consultation and treatment provided to patients without admittance to the hospital/clinical establishment are exempt from GST.🚐 All medical tests carried out in clinical establishments are exempt from GST.🫡 Check out previous reels for more GST rules on other good and services and share this to spread the word!🙌🏼 IB: @gauravmotivegroom 👑 . . [GST, goods and services, taxation, tax tips, hospital bill, hospital, medical, doctor, taxes, personal finance, finance, finance tips]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : 28 🎈 People above 28, pls share your best advice for navigating the late 20s and the approaching 30s 🫶🏼 Also, thank you for sending all your wishes, it means the world to me! ❤️Likes : 3
![Shreyaa Kapoor - 3 Likes - If you are buying gold this season, this video is for you!
It has been observed in a lot of cases shops are charging 3% GST on gold but additional 5% GST on the making charges of the gold. 🙌🏼
On this there has been a simple clarification provided by the CGST Act. 🌱
As per Section 8 of the CGST Act, selling gold ornaments or jewellery is a composite supply of goods and services. The gold used is considered goods and making charges or value addition is towards job work. Since the principal supply is the sale of gold, the GST rate of 3% shall be levied instead of 5% on the total value of jewellery, whether or not making charges is shown separately. 🙏🏼
With the rise in gold prices we need to be even more aware of the tax implications that GST brings to the picture!⭐️
Share this with your friends and family!🫶🏼
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[gold, gold prices, GST, tax, tax tips, personal finance, finance hacks, money tips, taxation, gold jewellery]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-5-OuJrDI7638.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : If you are buying gold this season, this video is for you! It has been observed in a lot of cases shops are charging 3% GST on gold but additional 5% GST on the making charges of the gold. 🙌🏼 On this there has been a simple clarification provided by the CGST Act. 🌱 As per Section 8 of the CGST Act, selling gold ornaments or jewellery is a composite supply of goods and services. The gold used is considered goods and making charges or value addition is towards job work. Since the principal supply is the sale of gold, the GST rate of 3% shall be levied instead of 5% on the total value of jewellery, whether or not making charges is shown separately. 🙏🏼 With the rise in gold prices we need to be even more aware of the tax implications that GST brings to the picture!⭐️ Share this with your friends and family!🫶🏼 . . [gold, gold prices, GST, tax, tax tips, personal finance, finance hacks, money tips, taxation, gold jewellery]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : IG live: All about building your LinkedIn brand and more! 🫶🏼Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Birthday overpacking is normal when you’ve got yourself the Moko 6E luggage. 🎉 Use the code Moko6E15 and enjoy yourselves a 15% off. You know it’s a great investment 🤫 . . #mokobara #goingplaces #indigo #moko6eLikes : 3
![Shreyaa Kapoor - 3 Likes - If your parents are in a lower tax bracket than you and / or are retired you can help them out AND save on taxes! 🙌🏼
Here is how:
You can invest for your parents in a range of options, such as the Senior Citizens’ Saving Scheme, post office or other tax-saving schemes and even a common favourite, bank FDs. 🫶🏼
Senior citizens are allowed tax exemption of up to Rs 50,000 on interest income from saving or FDs in any bank- post office or cooperative. Even if interest exceeds exemption limit, their tax liability will still be much lower than yours. 🙌🏼
Note that the tax-exempt limit for citizens below 60 years is Rs 2.5 lakh but for those above 60, it is Rs 3 lakh and for seniors above 80 years, it is Rs 5 lakh.🙏🏼
However, this rule can not be used for tax evasion. There are guidelines that state that if the FD interest money is returned back by the parent then the FD interest might get clubbed with the child’s income. 🌱
This is a great way to help out your senior citizen parents while saving taxes!🫶🏼
Other tax saving hacks shared in previous reels, do check them out!🙏🏼
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[tax saving, taxes, personal finance, finance hacks, income tax saving, money saving, Fixed deposit, tax hacks]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-8-n6WnWu298.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : If your parents are in a lower tax bracket than you and / or are retired you can help them out AND save on taxes! 🙌🏼 Here is how: You can invest for your parents in a range of options, such as the Senior Citizens’ Saving Scheme, post office or other tax-saving schemes and even a common favourite, bank FDs. 🫶🏼 Senior citizens are allowed tax exemption of up to Rs 50,000 on interest income from saving or FDs in any bank- post office or cooperative. Even if interest exceeds exemption limit, their tax liability will still be much lower than yours. 🙌🏼 Note that the tax-exempt limit for citizens below 60 years is Rs 2.5 lakh but for those above 60, it is Rs 3 lakh and for seniors above 80 years, it is Rs 5 lakh.🙏🏼 However, this rule can not be used for tax evasion. There are guidelines that state that if the FD interest money is returned back by the parent then the FD interest might get clubbed with the child’s income. 🌱 This is a great way to help out your senior citizen parents while saving taxes!🫶🏼 Other tax saving hacks shared in previous reels, do check them out!🙏🏼 . . [tax saving, taxes, personal finance, finance hacks, income tax saving, money saving, Fixed deposit, tax hacks]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Right from RBI to the Central bank of China – all major banks across the globe are on a gold-buying frenzy like never before. 🙏🏼 With speculations swirling around global economic uncertainty, Gold is predicted to touch 1 Lakh soon, making right now a great time to invest in Gold. ⭐️ If you’re planning to invest in Gold, check out Gullak Gold . 🙌🏼 Gullak Gold gives the highest returns on Gold in India, as they give an extra 5% gold compounded yearly on top of gold returns. The app is 100% safe & has no lock-in. It is trusted by over 1Mn users.🙌🏼 Get the benefit of the gold price rise as well as increased gold quantity.🫶🏼 Make the most of this bull run by investing in the best Gold asset – Gullak Gold before Gold prices skyrocket. Use Code- “ShreyaaKapoor” to get great discounts on your 1st investment.🌱 . . #gold #investments #gullakgold #finance #financetips #money #income #digitalgold #asset #portfolio #investment #investor #compounding #investingold #goldinvestment #personalfinanceLikes : 3
![Shreyaa Kapoor - 3 Likes - Gilt funds are debt funds that invest primarily in government securities. 🙌🏼
These funds have no risk of non-payment of interest or principal amount but get affected by interest rate movements. 🌱
Gilt funds are considered to be suitable when interest rates in the economy are expected to come down
and if the investment horizon is at least 3-5 years. 🙏🏼
Some Gilt funds that one can look at (according to SEBI registered advisors):
-PGIM India Gilt fund
-SBI Magnum Gilt fund
-DSP Gilt fund
-UTI Gilt fund
-Axis Gilt fund
You can simply invest in Gilt funds by using your Dmat account.🙏🏼
-Head to Mutual Funds sections and choose the Gilt fund you want to invest in.
-Choose the amount and mode of investment (SIP or Lumpsum)
Still have questions? Drop them in the comments below!🫶🏼
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[personal finance, gilt funds, finance hacks, money tips, personal finance hacks]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-10-a2LdtJ1798.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Gilt funds are debt funds that invest primarily in government securities. 🙌🏼 These funds have no risk of non-payment of interest or principal amount but get affected by interest rate movements. 🌱 Gilt funds are considered to be suitable when interest rates in the economy are expected to come down and if the investment horizon is at least 3-5 years. 🙏🏼 Some Gilt funds that one can look at (according to SEBI registered advisors): -PGIM India Gilt fund -SBI Magnum Gilt fund -DSP Gilt fund -UTI Gilt fund -Axis Gilt fund You can simply invest in Gilt funds by using your Dmat account.🙏🏼 -Head to Mutual Funds sections and choose the Gilt fund you want to invest in. -Choose the amount and mode of investment (SIP or Lumpsum) Still have questions? Drop them in the comments below!🫶🏼 . . [personal finance, gilt funds, finance hacks, money tips, personal finance hacks]Likes : 3
![Shreyaa Kapoor - 3 Likes - If you are looking into buying a house anytime soon, this is for you! ⬇️
When buying a property, it is important to ensure that there are no ongoing disputes/ loans/ title issues going on for the same. 🫡
This is where an encumbrance certificate comes in!🙏🏼
An encumbrance certificate signifies that the property is free of disputes and has a free title or ownership. 🙌🏼
This certificate reflects all the details on ownership, transactions and any other encumbrances related to land. It provides a landowner with the security to restrict any land disputes against his/her land.🏠
It comes with the following details:
-Name of the property owner
-Property related documents
-Details mentioned on sales deed
-Name and dates of transactions made in a property for a specific period
-Mortgage details, if used to avail a loan or others
The process to get EC differs from state to state, so do check how to apply for one in the state you are in! 🙌🏼
Sharing more such tips around home ownership in the upcoming videos so make sure you follow along!🙏🏼
PS: Concept credits @gauravmotivegroom 👑
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[home ownership, real estate, home loan, personal finance, personal finance hacks]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-11-wvH1un5906.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : If you are looking into buying a house anytime soon, this is for you! ⬇️ When buying a property, it is important to ensure that there are no ongoing disputes/ loans/ title issues going on for the same. 🫡 This is where an encumbrance certificate comes in!🙏🏼 An encumbrance certificate signifies that the property is free of disputes and has a free title or ownership. 🙌🏼 This certificate reflects all the details on ownership, transactions and any other encumbrances related to land. It provides a landowner with the security to restrict any land disputes against his/her land.🏠 It comes with the following details: -Name of the property owner -Property related documents -Details mentioned on sales deed -Name and dates of transactions made in a property for a specific period -Mortgage details, if used to avail a loan or others The process to get EC differs from state to state, so do check how to apply for one in the state you are in! 🙌🏼 Sharing more such tips around home ownership in the upcoming videos so make sure you follow along!🙏🏼 PS: Concept credits @gauravmotivegroom 👑 . . [home ownership, real estate, home loan, personal finance, personal finance hacks]Likes : 3
![Shreyaa Kapoor - 3 Likes - You must have received an email to select the right tax regime for this financial year! 🙌🏼
This decision is primarily based on two variables: your income and how much do you claim in deductions. 🙌🏼
In the example discussed in the reel, I claim 2L in deductions and according to my 8L salary, I save more taxes with old tax regime. 🌱
Some of the deductions that you can claim are:
-Standard deduction (50,000)
-80C deduction (1,50,000)
-80CCD deduction (50,000)
-80D deduction (50,000) - 25k for self and 25k for parents
-24(b) home loan deduction (2,00,000)
-80E education loan deduction (50,000)
Among many many others!
Pick and choose which deductions are the right fit for you and according to your income and deductions, see which regime fits the bill better for you. 🙏🏼
If you think your income level is not covered in the excel then you can simple do this exercise with multiple tax calculators available online!🥂
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[tax, tax tips, tax regime, personal finance, finance tips, personal finance hacks]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-0-Q2y3as3969.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : You must have received an email to select the right tax regime for this financial year! 🙌🏼 This decision is primarily based on two variables: your income and how much do you claim in deductions. 🙌🏼 In the example discussed in the reel, I claim 2L in deductions and according to my 8L salary, I save more taxes with old tax regime. 🌱 Some of the deductions that you can claim are: -Standard deduction (50,000) -80C deduction (1,50,000) -80CCD deduction (50,000) -80D deduction (50,000) – 25k for self and 25k for parents -24(b) home loan deduction (2,00,000) -80E education loan deduction (50,000) Among many many others! Pick and choose which deductions are the right fit for you and according to your income and deductions, see which regime fits the bill better for you. 🙏🏼 If you think your income level is not covered in the excel then you can simple do this exercise with multiple tax calculators available online!🥂 . . [tax, tax tips, tax regime, personal finance, finance tips, personal finance hacks]Likes : 3
![Shreyaa Kapoor - 3 Likes - Imagine you got a loan a few years back, and even repaid it in full. 🫶🏼
You go to the bank and they refuse to offer you a new loan because in their system the old loan is still not closed - happens more frequently than you think. 🫠
This is because the lifecycle of a loan consists of 3 phases:
- Getting a loan
- Paying off the loan
- Collecting an NOC or NDC from the bank once loan is paid off 🙌🏼
Most of us go through the 2 phases diligently but conveniently forget an equally important third phase of the loan.😅
A No objection certificate or No dues certificate for loan is a document issued by the lenders as proof that the borrower has paid all the dues.🫡
If you don’t get an NOC/ NDC, it can negatively impact your credit score. You may not be eligible to get loans in the future.🫂
Also there is a loss of time and efforts as you may be asked to pay the outstanding amount that you have already paid. 🙏🏼
Lesson: Just collect your NOC/ NDC the moment you repay your loan and also don’t forget to collect all your original documents.🙌🏼
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[loan, personal finance, loan tips, home loan, money hacks, finance hacks, loans]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-1-Je1gqA4176.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Imagine you got a loan a few years back, and even repaid it in full. 🫶🏼 You go to the bank and they refuse to offer you a new loan because in their system the old loan is still not closed – happens more frequently than you think. 🫠 This is because the lifecycle of a loan consists of 3 phases: – Getting a loan – Paying off the loan – Collecting an NOC or NDC from the bank once loan is paid off 🙌🏼 Most of us go through the 2 phases diligently but conveniently forget an equally important third phase of the loan.😅 A No objection certificate or No dues certificate for loan is a document issued by the lenders as proof that the borrower has paid all the dues.🫡 If you don’t get an NOC/ NDC, it can negatively impact your credit score. You may not be eligible to get loans in the future.🫂 Also there is a loss of time and efforts as you may be asked to pay the outstanding amount that you have already paid. 🙏🏼 Lesson: Just collect your NOC/ NDC the moment you repay your loan and also don’t forget to collect all your original documents.🙌🏼 . . [loan, personal finance, loan tips, home loan, money hacks, finance hacks, loans]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : I attended the Ather Community Day and everything was just 🤯 I learned so much about this made-in-India brand and it makes me feel so proud and excited. 🫶🏼 This is the future guys! The technology and thought that goes on behind blew me away! 🙌🏼 The event was powerpacked with so many other fun activities too! 🫡 Sharing a little glimpse of the amazing day I had! 🌱 . . #AD #AtherCommunityDay #AtherRizta #NewLaunch #AtherHaloLikes : 3
![Shreyaa Kapoor - 3 Likes - In the bustling lanes of Shahdara, Delhi, Mr Sharma, the owner of a small publication company, struggles to keep up with the demands of business. 🙏🏼
As orders pour in, he often finds himself buried under piles of paperwork, especially when it comes to invoicing.🫠
Days are spent manually creating invoices, tracking payments, and managing inventory.👩🏻💻
Which is why I reached out to him to help automate these tasks, using @odoo.official 🙌🏼
The invoicing system of Odoo has proved to be a game-changer. Within a few clicks, he can now create and send professional invoices, track payments, and manage inventory effortlessly.🌱
Not only does the system save time and reduce errors, but it also helps improve his cash flow and customer relationships with reminders for payments!🙏🏼
If you too want to streamline your small business - check out Odoo using the link in my bio! 🙌🏼
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[small business, small business tips, money hacks, invoice, money management]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-3-uHC9P07076.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : In the bustling lanes of Shahdara, Delhi, Mr Sharma, the owner of a small publication company, struggles to keep up with the demands of business. 🙏🏼 As orders pour in, he often finds himself buried under piles of paperwork, especially when it comes to invoicing.🫠 Days are spent manually creating invoices, tracking payments, and managing inventory.👩🏻💻 Which is why I reached out to him to help automate these tasks, using @odoo.official 🙌🏼 The invoicing system of Odoo has proved to be a game-changer. Within a few clicks, he can now create and send professional invoices, track payments, and manage inventory effortlessly.🌱 Not only does the system save time and reduce errors, but it also helps improve his cash flow and customer relationships with reminders for payments!🙏🏼 If you too want to streamline your small business – check out Odoo using the link in my bio! 🙌🏼 . . [small business, small business tips, money hacks, invoice, money management]Likes : 3
![Shreyaa Kapoor - 3 Likes - First up, my childhood was in Vivek Vihar so pls don’t take offence to the joke! ❤️
A top-up loan is a loan given by the bank over and above your home loan. Just like you top-up your mobile balance or drink, if you are running low on balance, similarly banks give top-up loans over your current balance. 🙌🏼
The interest on a top up loan is generally comparable to the interest against the original long-term loan and doesn’t need additional paperwork. 🌱
Due to the relatively lower interest rate structure and flexible loan tenure, top-up loans are a better alternative to a personal loan. A top-up loan can be taken for a maximum tenure of upto 30 years or the remaining period of your existing home loan, while a personal loan is offered for a maximum of five years.🙏🏼
.Additionally, if you are taking a loan for home renovation or home extension purposes, a top-up loan would offer various kinds of tax incentives which are not available in the case of personal loan. 🫡
There are no usage restrictions in a top-up loan - you can use it to fund any personal expense, home expense, pay for medical emergency or even to fund education loan. Only speculative usage is prohibited. 🚫
Found this useful? Share this with your friends! 🫶🏼
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[loan, home loan, top up loan, loan tips, personal loan, personal finance hacks, personal finance, tax tips]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-4-oFi8YV1603.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : First up, my childhood was in Vivek Vihar so pls don’t take offence to the joke! ❤️ A top-up loan is a loan given by the bank over and above your home loan. Just like you top-up your mobile balance or drink, if you are running low on balance, similarly banks give top-up loans over your current balance. 🙌🏼 The interest on a top up loan is generally comparable to the interest against the original long-term loan and doesn’t need additional paperwork. 🌱 Due to the relatively lower interest rate structure and flexible loan tenure, top-up loans are a better alternative to a personal loan. A top-up loan can be taken for a maximum tenure of upto 30 years or the remaining period of your existing home loan, while a personal loan is offered for a maximum of five years.🙏🏼 .Additionally, if you are taking a loan for home renovation or home extension purposes, a top-up loan would offer various kinds of tax incentives which are not available in the case of personal loan. 🫡 There are no usage restrictions in a top-up loan – you can use it to fund any personal expense, home expense, pay for medical emergency or even to fund education loan. Only speculative usage is prohibited. 🚫 Found this useful? Share this with your friends! 🫶🏼 . . [loan, home loan, top up loan, loan tips, personal loan, personal finance hacks, personal finance, tax tips]Likes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Here is why you should consider an electric scooter if you are looking to get a 2 wheeler home! 🛵 Electric scooters have remarkably low operating costs. For instance, an Ather EV scooter costs only Rs 0.25 per kilometer to run!🌱 If you were to ride 40,000 kilometers over four years (equivalent to 10,000 kilometers annually), you would save roughly 1 Lac on fuel by using an Ather electric scooter. This is significant, especially considering the fluctuating nature of petrol price.🫠 Add to this GST benefits where EVs attract a lower Goods and Services Tax (GST) rate compared to traditional vehicles. 🙌🏼 EVs are taxed at 5% GST, whereas petrol and diesel vehicles are taxed at higher rates ranging from 28% to 43%. And here we have a solid case for EVs!🙏🏼 Share this with all your friends who are on the edge about an EV scooter! 🫶🏼 . . #Ather450X #EV #electricscooter #techLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Just 7 days to finally see new product launches by Ather! 🛵 I will also share my fun experiences at their community event filled with other auto enthusiasts. 🫶🏼 It is one of the Indian startups whose growth I am genuinely rooting for so can’t wait to see what’s in store! 🫶🏼 Set reminder from the link in Ather’s bio and Tune in live on 6th April. See you there.🌱 . . #AtherCommunityDay #AtherRizta #FamilyScooter #FirstLook #AtherHalo #AtherstackLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : Just 7 days to finally see new product launches by Ather! 🛵 I will also share my fun experiences at their community event filled with other auto enthusiasts. 🫶🏼 It is one of the Indian startups whose growth I am genuinely rooting for so can’t wait to see what’s in store! 🫶🏼 Set reminder from the link in Ather’s bio and Tune in live on 6th April. See you there.🌱 . . #AtherCommunityDay #AtherRizta #FamilyScooter #FirstLook #AtherHalo #AtherstackLikes : 3

3 Likes – Shreyaa Kapoor Instagram
Caption : IG LIVE – March’24 All about investing basics! 🌱 Feel free to drop your questions in the comments or save them for the next live! 🫶🏼Likes : 3
![Shreyaa Kapoor - 3 Likes - Planning on going abroad for education? Read on! 🙌🏼
Education abroad became even more expensive as the Finance Act of 2020 introduced Section 206C(1G) under the Income Tax Act, 1961 which imposes 0.5% TCS on an amount exceeding Rs 7 lakh in case of any remittance made for education loan from any financial institution in India. 🙌🏼
Say for example you are taking out a loan of 50 lakh from the bank, you will have to pay additional 0.5% in TCS on 43 lakh (50-7) which comes out to be 21,500.
But the TCS becomes 10 times more or 5% if you self finance! 🫠
However, you can get your parents to claim a full tax refund on the same. 🙏🏼
The whole amount of the TCS can be adjusted in the annual tax liability of your father or mother if they are the co-applicant in your education loan. This means the whole amount of TCS can be claimed back. 🙏🏼
Say your father’s tax liability for the year is 1 lakh, he can deduct the 21,500 paid as TCS from the same!🌱
Share this with your friends going abroad for their education!🙏🏼
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[education loan, loan tips, education abroad, study abroad, personal finance, personal finance tips, finance hacks, taxation, bank loan]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-9-uCOU3i6065.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Planning on going abroad for education? Read on! 🙌🏼 Education abroad became even more expensive as the Finance Act of 2020 introduced Section 206C(1G) under the Income Tax Act, 1961 which imposes 0.5% TCS on an amount exceeding Rs 7 lakh in case of any remittance made for education loan from any financial institution in India. 🙌🏼 Say for example you are taking out a loan of 50 lakh from the bank, you will have to pay additional 0.5% in TCS on 43 lakh (50-7) which comes out to be 21,500. But the TCS becomes 10 times more or 5% if you self finance! 🫠 However, you can get your parents to claim a full tax refund on the same. 🙏🏼 The whole amount of the TCS can be adjusted in the annual tax liability of your father or mother if they are the co-applicant in your education loan. This means the whole amount of TCS can be claimed back. 🙏🏼 Say your father’s tax liability for the year is 1 lakh, he can deduct the 21,500 paid as TCS from the same!🌱 Share this with your friends going abroad for their education!🙏🏼 . . [education loan, loan tips, education abroad, study abroad, personal finance, personal finance tips, finance hacks, taxation, bank loan]Likes : 3
![Shreyaa Kapoor - 3 Likes - Leave Travel Allowance (LTA) is a tax-free allowance paid to the employee by the employer. 🙌🏼
This amount can differ from one employer to the next. One can avail of the exemption for only two travels within a block of four years.🌱
The current block is 2022-2025. 🙏🏼
The rules related to the exemptions of LTA have been clearly mentioned under Section 10(5) of the Income Tax Act, 1961. ☀️
While this is a very good tax saving tool, there are a few pointers you should account for:
- Check if it is a part of your salary structure.
- To claim the exemption, an actual journey is necessary. Only domestic travel will be considered for LTA exemptions.
- The travel exemption is available for the employee alone or with the family. Employee’s spouse, children, and wholly or mainly dependent parents, brother, and sister of the employee are allowed.
- The exemption is allowed for ticket fares of a national airline’s economy class.
- If the destination is connected by train, the exemption is allowed for AC first-class tickets.
- If the destination is not connected by air or rail, an amount equivalent to first-class, deluxe, or AC first-class fare, whichever is lower, can be claimed for exemption under LTA.
- The LTA deductions will be considered only for the shortest route to the destination and back.
So if you took a flight this year for a vacation, claim your LTA before it’s too late! ⏰
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[personal finance, tax tips, tax hacks, taxation, tax season, personal finance hacks, travel hacks]](https://www.gethucinema.com/wp-content/uploads/2025/01/Shreyaa-Kapoor-10-Y9y5O07860.jpg)
3 Likes – Shreyaa Kapoor Instagram
Caption : Leave Travel Allowance (LTA) is a tax-free allowance paid to the employee by the employer. 🙌🏼 This amount can differ from one employer to the next. One can avail of the exemption for only two travels within a block of four years.🌱 The current block is 2022-2025. 🙏🏼 The rules related to the exemptions of LTA have been clearly mentioned under Section 10(5) of the Income Tax Act, 1961. ☀️ While this is a very good tax saving tool, there are a few pointers you should account for: – Check if it is a part of your salary structure. – To claim the exemption, an actual journey is necessary. Only domestic travel will be considered for LTA exemptions. – The travel exemption is available for the employee alone or with the family. Employee’s spouse, children, and wholly or mainly dependent parents, brother, and sister of the employee are allowed. – The exemption is allowed for ticket fares of a national airline’s economy class. – If the destination is connected by train, the exemption is allowed for AC first-class tickets. – If the destination is not connected by air or rail, an amount equivalent to first-class, deluxe, or AC first-class fare, whichever is lower, can be claimed for exemption under LTA. – The LTA deductions will be considered only for the shortest route to the destination and back. So if you took a flight this year for a vacation, claim your LTA before it’s too late! ⏰ . . [personal finance, tax tips, tax hacks, taxation, tax season, personal finance hacks, travel hacks]Likes : 3