On January 14, 2019, I paid off my last debt and became 100% debt free. I’ll never forget how excited I was in that moment. Now, 6 years later, I want to reshare that video—not just to celebrate 6 years of being debt-free, but to reflect on everything I learned WHILE paying off debt and AFTER becoming debt-free. DURING my debt payoff journey, I learned that: 💡 Every small payment matters. Even when it feels insignificant, every dollar you put toward your goal moves you forward. Those small wins add up. 💡 Setbacks don’t mean failure. I had moments where progress stalled, unexpected bills popped up, or motivation waned. What mattered most wasn’t how fast I moved but that I didn’t give up. 💡 It’s not just about numbers. The most important work happened in my mind. Learning how to manage money, control emotions, and stay disciplined was the real transformation. But AFTER becoming debt-free, I realized: 💡 Debt doesn’t define you. You are more than your mistakes, your financial past, or your current balance. Your journey is about growth, not guilt. 💡 There’s no finish line in personal finance. Paying off debt was a huge goal, but it didn’t mean I was done. Life kept going, and so did my financial journey—learning to invest, build wealth, and spend mindfully. 💡 Freedom looks different than you think. I thought becoming debt-free would erase all my stress, but true freedom isn’t just financial—it’s how you live, how you feel, and what you prioritize. If you’re in the middle of your debt journey, I want you to know this: 👉 Every small step matters. Every setback is part of the process. And when you become debt-free, it won’t be the end—it’ll be the start of something greater. 5 years later, I’m still learning. Still growing. Still applying the lessons I learned on my journey five years ago. Thank you to my entire #tbmfamily for being on this journey with me! If you’re on a debt-free journey, too, drop a 💪in the comments! And if you found this helpful, follow @thebudgetmom for more real-life debt and budgeting tips. 💬✨ #DebtFreeJourney #DebtFreeCommunity #FinancialFreedom #MoneyMatters #KeepGoing #PersonalFinance #MoneyMindset #PayOffDebt
🎄 Christmas may feel far away, but it’s only 43 weeks away! If you start saving now, you could have: 💰 $5 per week = $215 💰 $10 per week = $430 💰 $20 per week = $860 💰 $50 per week = $2,150 A little planning now means a stress-free holiday later! 🎁✨ #ChristmasSavings #HolidayBudget #thebudgetmom Have you started saving for Christmas??
Casual TED Talk while I tackle afternoon farm chores. 🎤🐓🤷♀️
✨️Investing doesn’t have to be complicated or scary. You don’t need to be an expert—you just need to start.✨️ Here’s how you can start investing today, broken down in the simplest way possible: 1️⃣ Pick a broker. Think of this as the store where you buy your investments. Good options: ✔ Charles Schwab ✔ Fidelity ✔ Vanguard 2️⃣ Open an account. If you’re investing for retirement, choose a Roth IRA or a Traditional IRA. If it’s for other goals, open a taxable brokerage account. (Don’t worry—your broker will guide you through this.) 3️⃣ Set up automatic contributions. Decide how much you can afford to invest each month, even if it’s just $50, and set it to automatically transfer from your bank to your investment account. 💡 Follow @thebudgetmom to learn more about simple and actionable ways to manage your money! 4️⃣ Choose a simple investment. ✔️Option 1: A low-cost target date index fund (this automatically adjusts as you get closer to retirement). ✔️Option 2: A low-cost ETF, like VOO (tracks the biggest companies in the U.S.). 5️⃣ Turn on automatic buys. This means your broker will use the money you contribute to automatically buy your chosen investment on the same day each month. 💡 Want more tips on how to build wealth and manage your finances without stress? Follow @thebudgetmom for more advice! 6️⃣ Sit back, stay consistent, and ignore the noise. Don’t try to time the market. Don’t panic when the market goes up or down. Just keep investing the same amount every month (this is called dollar cost averaging). Over time, your money grows. Remember: You don’t have to be perfect, you just have to be consistent. You’re not in this to get rich overnight—you’re in it to build long-term wealth and give yourself options in life. 🌱 💡 Follow @thebudgetmom for more guidance on investing, saving, and building financial confidence—you deserve wealth and freedom! You’ve got this. YOU ARE WORTHY of wealth. And starting is easier than you think. Let this be the day you say: “I deserve to invest in myself, in my future, and in my dreams.” 💪 #InvestingForWomen #WomenAndWealth #FinancialFreedom #InvestInYourself #MoneyGoals
✨️Investing doesn’t have to be complicated or scary. You don’t need to be an expert—you just need to start.✨️ Here’s how you can start investing today, broken down in the simplest way possible: 1️⃣ Pick a broker. Think of this as the store where you buy your investments. Good options: ✔ Charles Schwab ✔ Fidelity ✔ Vanguard 2️⃣ Open an account. If you’re investing for retirement, choose a Roth IRA or a Traditional IRA. If it’s for other goals, open a taxable brokerage account. (Don’t worry—your broker will guide you through this.) 3️⃣ Set up automatic contributions. Decide how much you can afford to invest each month, even if it’s just $50, and set it to automatically transfer from your bank to your investment account. 💡 Follow @thebudgetmom to learn more about simple and actionable ways to manage your money! 4️⃣ Choose a simple investment. ✔️Option 1: A low-cost target date index fund (this automatically adjusts as you get closer to retirement). ✔️Option 2: A low-cost ETF, like VOO (tracks the biggest companies in the U.S.). 5️⃣ Turn on automatic buys. This means your broker will use the money you contribute to automatically buy your chosen investment on the same day each month. 💡 Want more tips on how to build wealth and manage your finances without stress? Follow @thebudgetmom for more advice! 6️⃣ Sit back, stay consistent, and ignore the noise. Don’t try to time the market. Don’t panic when the market goes up or down. Just keep investing the same amount every month (this is called dollar cost averaging). Over time, your money grows. Remember: You don’t have to be perfect, you just have to be consistent. You’re not in this to get rich overnight—you’re in it to build long-term wealth and give yourself options in life. 🌱 💡 Follow @thebudgetmom for more guidance on investing, saving, and building financial confidence—you deserve wealth and freedom! You’ve got this. YOU ARE WORTHY of wealth. And starting is easier than you think. Let this be the day you say: “I deserve to invest in myself, in my future, and in my dreams.” 💪 #InvestingForWomen #WomenAndWealth #FinancialFreedom #InvestInYourself #MoneyGoals
✨️Investing doesn’t have to be complicated or scary. You don’t need to be an expert—you just need to start.✨️ Here’s how you can start investing today, broken down in the simplest way possible: 1️⃣ Pick a broker. Think of this as the store where you buy your investments. Good options: ✔ Charles Schwab ✔ Fidelity ✔ Vanguard 2️⃣ Open an account. If you’re investing for retirement, choose a Roth IRA or a Traditional IRA. If it’s for other goals, open a taxable brokerage account. (Don’t worry—your broker will guide you through this.) 3️⃣ Set up automatic contributions. Decide how much you can afford to invest each month, even if it’s just $50, and set it to automatically transfer from your bank to your investment account. 💡 Follow @thebudgetmom to learn more about simple and actionable ways to manage your money! 4️⃣ Choose a simple investment. ✔️Option 1: A low-cost target date index fund (this automatically adjusts as you get closer to retirement). ✔️Option 2: A low-cost ETF, like VOO (tracks the biggest companies in the U.S.). 5️⃣ Turn on automatic buys. This means your broker will use the money you contribute to automatically buy your chosen investment on the same day each month. 💡 Want more tips on how to build wealth and manage your finances without stress? Follow @thebudgetmom for more advice! 6️⃣ Sit back, stay consistent, and ignore the noise. Don’t try to time the market. Don’t panic when the market goes up or down. Just keep investing the same amount every month (this is called dollar cost averaging). Over time, your money grows. Remember: You don’t have to be perfect, you just have to be consistent. You’re not in this to get rich overnight—you’re in it to build long-term wealth and give yourself options in life. 🌱 💡 Follow @thebudgetmom for more guidance on investing, saving, and building financial confidence—you deserve wealth and freedom! You’ve got this. YOU ARE WORTHY of wealth. And starting is easier than you think. Let this be the day you say: “I deserve to invest in myself, in my future, and in my dreams.” 💪 #InvestingForWomen #WomenAndWealth #FinancialFreedom #InvestInYourself #MoneyGoals
✨️Investing doesn’t have to be complicated or scary. You don’t need to be an expert—you just need to start.✨️ Here’s how you can start investing today, broken down in the simplest way possible: 1️⃣ Pick a broker. Think of this as the store where you buy your investments. Good options: ✔ Charles Schwab ✔ Fidelity ✔ Vanguard 2️⃣ Open an account. If you’re investing for retirement, choose a Roth IRA or a Traditional IRA. If it’s for other goals, open a taxable brokerage account. (Don’t worry—your broker will guide you through this.) 3️⃣ Set up automatic contributions. Decide how much you can afford to invest each month, even if it’s just $50, and set it to automatically transfer from your bank to your investment account. 💡 Follow @thebudgetmom to learn more about simple and actionable ways to manage your money! 4️⃣ Choose a simple investment. ✔️Option 1: A low-cost target date index fund (this automatically adjusts as you get closer to retirement). ✔️Option 2: A low-cost ETF, like VOO (tracks the biggest companies in the U.S.). 5️⃣ Turn on automatic buys. This means your broker will use the money you contribute to automatically buy your chosen investment on the same day each month. 💡 Want more tips on how to build wealth and manage your finances without stress? Follow @thebudgetmom for more advice! 6️⃣ Sit back, stay consistent, and ignore the noise. Don’t try to time the market. Don’t panic when the market goes up or down. Just keep investing the same amount every month (this is called dollar cost averaging). Over time, your money grows. Remember: You don’t have to be perfect, you just have to be consistent. You’re not in this to get rich overnight—you’re in it to build long-term wealth and give yourself options in life. 🌱 💡 Follow @thebudgetmom for more guidance on investing, saving, and building financial confidence—you deserve wealth and freedom! You’ve got this. YOU ARE WORTHY of wealth. And starting is easier than you think. Let this be the day you say: “I deserve to invest in myself, in my future, and in my dreams.” 💪 #InvestingForWomen #WomenAndWealth #FinancialFreedom #InvestInYourself #MoneyGoals
✨️Investing doesn’t have to be complicated or scary. You don’t need to be an expert—you just need to start.✨️ Here’s how you can start investing today, broken down in the simplest way possible: 1️⃣ Pick a broker. Think of this as the store where you buy your investments. Good options: ✔ Charles Schwab ✔ Fidelity ✔ Vanguard 2️⃣ Open an account. If you’re investing for retirement, choose a Roth IRA or a Traditional IRA. If it’s for other goals, open a taxable brokerage account. (Don’t worry—your broker will guide you through this.) 3️⃣ Set up automatic contributions. Decide how much you can afford to invest each month, even if it’s just $50, and set it to automatically transfer from your bank to your investment account. 💡 Follow @thebudgetmom to learn more about simple and actionable ways to manage your money! 4️⃣ Choose a simple investment. ✔️Option 1: A low-cost target date index fund (this automatically adjusts as you get closer to retirement). ✔️Option 2: A low-cost ETF, like VOO (tracks the biggest companies in the U.S.). 5️⃣ Turn on automatic buys. This means your broker will use the money you contribute to automatically buy your chosen investment on the same day each month. 💡 Want more tips on how to build wealth and manage your finances without stress? Follow @thebudgetmom for more advice! 6️⃣ Sit back, stay consistent, and ignore the noise. Don’t try to time the market. Don’t panic when the market goes up or down. Just keep investing the same amount every month (this is called dollar cost averaging). Over time, your money grows. Remember: You don’t have to be perfect, you just have to be consistent. You’re not in this to get rich overnight—you’re in it to build long-term wealth and give yourself options in life. 🌱 💡 Follow @thebudgetmom for more guidance on investing, saving, and building financial confidence—you deserve wealth and freedom! You’ve got this. YOU ARE WORTHY of wealth. And starting is easier than you think. Let this be the day you say: “I deserve to invest in myself, in my future, and in my dreams.” 💪 #InvestingForWomen #WomenAndWealth #FinancialFreedom #InvestInYourself #MoneyGoals
✨️Investing doesn’t have to be complicated or scary. You don’t need to be an expert—you just need to start.✨️ Here’s how you can start investing today, broken down in the simplest way possible: 1️⃣ Pick a broker. Think of this as the store where you buy your investments. Good options: ✔ Charles Schwab ✔ Fidelity ✔ Vanguard 2️⃣ Open an account. If you’re investing for retirement, choose a Roth IRA or a Traditional IRA. If it’s for other goals, open a taxable brokerage account. (Don’t worry—your broker will guide you through this.) 3️⃣ Set up automatic contributions. Decide how much you can afford to invest each month, even if it’s just $50, and set it to automatically transfer from your bank to your investment account. 💡 Follow @thebudgetmom to learn more about simple and actionable ways to manage your money! 4️⃣ Choose a simple investment. ✔️Option 1: A low-cost target date index fund (this automatically adjusts as you get closer to retirement). ✔️Option 2: A low-cost ETF, like VOO (tracks the biggest companies in the U.S.). 5️⃣ Turn on automatic buys. This means your broker will use the money you contribute to automatically buy your chosen investment on the same day each month. 💡 Want more tips on how to build wealth and manage your finances without stress? Follow @thebudgetmom for more advice! 6️⃣ Sit back, stay consistent, and ignore the noise. Don’t try to time the market. Don’t panic when the market goes up or down. Just keep investing the same amount every month (this is called dollar cost averaging). Over time, your money grows. Remember: You don’t have to be perfect, you just have to be consistent. You’re not in this to get rich overnight—you’re in it to build long-term wealth and give yourself options in life. 🌱 💡 Follow @thebudgetmom for more guidance on investing, saving, and building financial confidence—you deserve wealth and freedom! You’ve got this. YOU ARE WORTHY of wealth. And starting is easier than you think. Let this be the day you say: “I deserve to invest in myself, in my future, and in my dreams.” 💪 #InvestingForWomen #WomenAndWealth #FinancialFreedom #InvestInYourself #MoneyGoals
✨️Investing doesn’t have to be complicated or scary. You don’t need to be an expert—you just need to start.✨️ Here’s how you can start investing today, broken down in the simplest way possible: 1️⃣ Pick a broker. Think of this as the store where you buy your investments. Good options: ✔ Charles Schwab ✔ Fidelity ✔ Vanguard 2️⃣ Open an account. If you’re investing for retirement, choose a Roth IRA or a Traditional IRA. If it’s for other goals, open a taxable brokerage account. (Don’t worry—your broker will guide you through this.) 3️⃣ Set up automatic contributions. Decide how much you can afford to invest each month, even if it’s just $50, and set it to automatically transfer from your bank to your investment account. 💡 Follow @thebudgetmom to learn more about simple and actionable ways to manage your money! 4️⃣ Choose a simple investment. ✔️Option 1: A low-cost target date index fund (this automatically adjusts as you get closer to retirement). ✔️Option 2: A low-cost ETF, like VOO (tracks the biggest companies in the U.S.). 5️⃣ Turn on automatic buys. This means your broker will use the money you contribute to automatically buy your chosen investment on the same day each month. 💡 Want more tips on how to build wealth and manage your finances without stress? Follow @thebudgetmom for more advice! 6️⃣ Sit back, stay consistent, and ignore the noise. Don’t try to time the market. Don’t panic when the market goes up or down. Just keep investing the same amount every month (this is called dollar cost averaging). Over time, your money grows. Remember: You don’t have to be perfect, you just have to be consistent. You’re not in this to get rich overnight—you’re in it to build long-term wealth and give yourself options in life. 🌱 💡 Follow @thebudgetmom for more guidance on investing, saving, and building financial confidence—you deserve wealth and freedom! You’ve got this. YOU ARE WORTHY of wealth. And starting is easier than you think. Let this be the day you say: “I deserve to invest in myself, in my future, and in my dreams.” 💪 #InvestingForWomen #WomenAndWealth #FinancialFreedom #InvestInYourself #MoneyGoals
Your budget calendar isn’t just another tool—it’s a game plan for your money! 📝💸 When you get paid multiple times a month, it’s easy to feel overwhelmed by which paycheck covers what. That’s where a budget calendar makes all the difference. By writing down your paydays and matching them with your bills, you’ll see exactly what gets paid when. No more guessing or scrambling! But here’s the real magic: it helps you plan beyond just your bills. Think birthdays, holidays, school events, and all those real-life expenses that tend to sneak up on us. Using a budget calendar means you’re not just surviving until the next payday—you’re planning for life! 🌟 If you’ve never tried using a budget calendar, give it a go for February! Trust me, it can be a total game changer when it comes to organizing your budget and preparing for the month ahead. Do you already use a budget calendar? ❤️ = yes . . . . . . . . . . #BudgetWithMe #FebruaryFinances #PersonalFinanceTips #MonthlyBudgeting #PaycheckToPaycheckNoMore #MoneyManagementMadeEasy #PlanYourPaycheck #BudgetHacks #FinancialWellness #DebtFreeJourney #FinancialFreedom #MoneyMindset #BudgetLikeABoss #MoneyGoals #SmartBudgeting #BudgetingLife #RealLifeBudgeting
If you think you don’t make enough to budget, you probably need a budget more than you realize. #thebudgetmom #budgettips #finance #budgetbypaycheck
As I get ready to close out my February budget on Friday, I’ve already finalized my March budget! 🏈⚾🥎 March marks the official start of sports season for us—flag football kicks things off, and from now until October, we’ll be deep in practices and games between softball, baseball, and flag football in the fall. One thing that has remained constant through every season of life? I’ll always be a paycheck budgeter. I started the Budget by Paycheck Method back when I was getting paid twice a month—budgeting every paycheck to make sure my bills, expenses, and savings aligned with when money was actually hitting my account. Now that I work for myself and only get paid once a month, I technically budget once a month, but I still follow the same habits I developed as a paycheck budgeter. 💰 Paycheck budgeting means you plan your spending based on when and how often you get paid, rather than looking at your budget as one big monthly overview. Here’s why I love it: ✔️ Better cash flow management – I assign every dollar a job as it comes in, helping me stay on track. ✔️ More flexibility – If unexpected expenses pop up, I can adjust between “paychecks” (or weeks) instead of stressing over one big monthly plan. ✔️ Easier to track spending – Budgeting in smaller chunks keeps me more aware of where my money is going. Even though I now get paid monthly, I still break my budget down into smaller time frames to ensure I’m making intentional money decisions. Some people do best with a monthly budget, but if you’ve ever struggled with timing bills or overspending early in the month, paycheck budgeting might be the solution you need! Do you budget by paycheck or monthly? Which method works best for you? Drop a comment below! ⬇️💬 #thebudgetmom #budgetbypaycheck #budgettips #finance
As I get ready to close out my February budget on Friday, I’ve already finalized my March budget! 🏈⚾🥎 March marks the official start of sports season for us—flag football kicks things off, and from now until October, we’ll be deep in practices and games between softball, baseball, and flag football in the fall. One thing that has remained constant through every season of life? I’ll always be a paycheck budgeter. I started the Budget by Paycheck Method back when I was getting paid twice a month—budgeting every paycheck to make sure my bills, expenses, and savings aligned with when money was actually hitting my account. Now that I work for myself and only get paid once a month, I technically budget once a month, but I still follow the same habits I developed as a paycheck budgeter. 💰 Paycheck budgeting means you plan your spending based on when and how often you get paid, rather than looking at your budget as one big monthly overview. Here’s why I love it: ✔️ Better cash flow management – I assign every dollar a job as it comes in, helping me stay on track. ✔️ More flexibility – If unexpected expenses pop up, I can adjust between “paychecks” (or weeks) instead of stressing over one big monthly plan. ✔️ Easier to track spending – Budgeting in smaller chunks keeps me more aware of where my money is going. Even though I now get paid monthly, I still break my budget down into smaller time frames to ensure I’m making intentional money decisions. Some people do best with a monthly budget, but if you’ve ever struggled with timing bills or overspending early in the month, paycheck budgeting might be the solution you need! Do you budget by paycheck or monthly? Which method works best for you? Drop a comment below! ⬇️💬 #thebudgetmom #budgetbypaycheck #budgettips #finance
Let’s talk paycheck budgeting! 💸 I’m sharing my February Paycheck Budget with you because I truly believe this method is a game changer when it comes to managing your money in real life. A lot of people don’t realize that paycheck budgeting isn’t about creating a rigid plan—it’s about working with the money you actually have, when you have it. Whether you get paid weekly, biweekly, or irregularly, this method helps you build a budget that fits your real life. 🗓️ Here’s the thing: most budgets fail because they only focus on bills. The Budget by Paycheck Method takes it a step further by including all your real-life expenses—groceries, gas, kids’ activities, and even sinking funds for things like holidays, travel, or pet expenses. 🐾 It’s about making sure your money goes where it’s needed most, paycheck by paycheck, so nothing gets left out. If you’ve been struggling with traditional monthly budgets, I encourage you to try paycheck budgeting—it changed my life when I was paying off $77,000 of debt as a single mom, and it might be what you’ve been missing too. 🙌 Do you already use the paycheck budget method? . . . . . . . . . . . . #PaycheckBudgeting #FebruaryFinances #BudgetByPaycheck #TheBudgetMom #DebtFreeJourney #MoneyManagementTips #FinancialFreedom #SmartSpending #BudgetingMadeSimple #RealLifeBudgeting #PlanYourPaycheck #SinkingFunds #MoneyMindset #BudgetWithMe #MonthlyBudgeting #FinancialGoals #OrganizeYourMoney
I posted this video back in the beginning of January 2019. Today, five years later, I thought it was an excellent video going over my checking account cushion & starting balance! When I was getting paid twice a month, on the 5th and 20th, I would have to use my 20th paycheck to cover bills in the beginning of the following month. For example, I used my January 20th paycheck to cover bills that were due on February 1-5. I show that in this video. You have to carry over unused money into the following month in your starting balance to cover those expenses. I hope this helps!! #thebudgetmom #BudgetByPaycheck #zerobasedbudget
I ended up spending $108.35 for my grocery haul at Yokes for this week’s meal plan. Here’s why I love sharing these hauls with you: ✨️ It helps me provide an honest snapshot into my shopping habits, showing how I like to spend my food budget. ✨️ I hope my grocery hauls and meal plans help motivate you to try meal planning in your own life. ✨️ It opens the door for conversation. Food purchases take up such a huge part of our budget. It’s helpful to see how others are navigating that in their lives. My grocery hauls usually cover breakfasts, snacks, and dinners for a week. I live in Washington, have a family of 4 (shared custody with my oldest), with no dietary restrictions. How much do you usually spend on grocery hauls for the week? #thebudgetmom #groceryhaul #finance #budgettips
When it comes to achieving your big dreams, it’s not enough to just set outcome goals—you need process goals too. 🌟 Outcome goals are the big picture, the results you want to see. Think: “I want to pay off $10,000 of debt” or “I want to run a marathon.” 🔑 Process goals, on the other hand, focus on the actions that will get you there. These are the steps you take every day, like “I’ll create a weekly budget review” or “I’ll run 3 times a week.” Outcome goals give you direction, but process goals build the habits that lead to lasting change. The real magic happens when you focus on what you can control—your daily actions—and let the results follow. 💡 If you’ve ever felt stuck or frustrated because you aren’t hitting your big goal fast enough, ask yourself: Am I focusing too much on the outcome and not enough on the process? Start small, stay consistent, and remember: progress isn’t about perfection. It’s about showing up every day. Which type of goal do you tend to focus on more—outcome or process? . . . . . . . . . . #GoalSetting #ProcessOverOutcome #SmallStepsBigResults #GoalPlanning #DailyHabits #MindfulProgress #IntentionalLiving #FinancialGoals #BudgetMomTips #SmartGoals #RealLifeBudgeting #ProgressNotPerfection #GoalCrushing #BuildBetterHabits #MotivationMatters #FocusedAndConsistent #TheBudgetMom
More than a quarter of working moms rely on financial help from their parents—but it’s even harder for younger moms. In 2024, nearly half of moms under 30 admitted needing financial support, often due to rising childcare costs and student loan debt. By their 30s, that number drops to 23%, and by their 40s, it’s only 16%. I (@thebudgetmom) know how overwhelming it can feel to accept help while trying to build financial independence. That’s why I’m so excited to share that I was featured in @forbes to talk about this very topic! 💬 Here’s what you’ll gain from reading the article (click the link in my stories to access it): 🔹 How to accept financial support without feeling guilty 🔹 Practical ways to set clear boundaries with family 🔹 Tips to stay in control of your financial goals while receiving help 🔹 How to avoid common financial traps when accepting assistance I’ve shared my personal experiences as @thebudgetmom and offered actionable advice to help anyone going through this tricky situation. If you’ve ever relied on family support, you’re not alone, and this article is full of insights that can help. 💡 If you’ve dealt with this, I’d love to hear how you managed it—drop a comment below or DM me! Don’t forget to share this post in your stories and tag @thebudgetmom if it helped you. 💙 . . . . . . . . . . . . . #ForbesFeature #TheBudgetMom #WorkingMoms #FinancialSupport #MoneyMatters #BudgetingTips #FinancialFreedom #DebtFreeJourney #MoneyBoundaries #ParentingAndFinances #SmartMoneyMoves #PersonalFinance #MoneyManagement #FamilyFinances #FinancialIndependence #MomsWhoBudget #MoneyExpert
More than a quarter of working moms rely on financial help from their parents—but it’s even harder for younger moms. In 2024, nearly half of moms under 30 admitted needing financial support, often due to rising childcare costs and student loan debt. By their 30s, that number drops to 23%, and by their 40s, it’s only 16%. I (@thebudgetmom) know how overwhelming it can feel to accept help while trying to build financial independence. That’s why I’m so excited to share that I was featured in @forbes to talk about this very topic! 💬 Here’s what you’ll gain from reading the article (click the link in my stories to access it): 🔹 How to accept financial support without feeling guilty 🔹 Practical ways to set clear boundaries with family 🔹 Tips to stay in control of your financial goals while receiving help 🔹 How to avoid common financial traps when accepting assistance I’ve shared my personal experiences as @thebudgetmom and offered actionable advice to help anyone going through this tricky situation. If you’ve ever relied on family support, you’re not alone, and this article is full of insights that can help. 💡 If you’ve dealt with this, I’d love to hear how you managed it—drop a comment below or DM me! Don’t forget to share this post in your stories and tag @thebudgetmom if it helped you. 💙 . . . . . . . . . . . . . #ForbesFeature #TheBudgetMom #WorkingMoms #FinancialSupport #MoneyMatters #BudgetingTips #FinancialFreedom #DebtFreeJourney #MoneyBoundaries #ParentingAndFinances #SmartMoneyMoves #PersonalFinance #MoneyManagement #FamilyFinances #FinancialIndependence #MomsWhoBudget #MoneyExpert
More than a quarter of working moms rely on financial help from their parents—but it’s even harder for younger moms. In 2024, nearly half of moms under 30 admitted needing financial support, often due to rising childcare costs and student loan debt. By their 30s, that number drops to 23%, and by their 40s, it’s only 16%. I (@thebudgetmom) know how overwhelming it can feel to accept help while trying to build financial independence. That’s why I’m so excited to share that I was featured in @forbes to talk about this very topic! 💬 Here’s what you’ll gain from reading the article (click the link in my stories to access it): 🔹 How to accept financial support without feeling guilty 🔹 Practical ways to set clear boundaries with family 🔹 Tips to stay in control of your financial goals while receiving help 🔹 How to avoid common financial traps when accepting assistance I’ve shared my personal experiences as @thebudgetmom and offered actionable advice to help anyone going through this tricky situation. If you’ve ever relied on family support, you’re not alone, and this article is full of insights that can help. 💡 If you’ve dealt with this, I’d love to hear how you managed it—drop a comment below or DM me! Don’t forget to share this post in your stories and tag @thebudgetmom if it helped you. 💙 . . . . . . . . . . . . . #ForbesFeature #TheBudgetMom #WorkingMoms #FinancialSupport #MoneyMatters #BudgetingTips #FinancialFreedom #DebtFreeJourney #MoneyBoundaries #ParentingAndFinances #SmartMoneyMoves #PersonalFinance #MoneyManagement #FamilyFinances #FinancialIndependence #MomsWhoBudget #MoneyExpert
More than a quarter of working moms rely on financial help from their parents—but it’s even harder for younger moms. In 2024, nearly half of moms under 30 admitted needing financial support, often due to rising childcare costs and student loan debt. By their 30s, that number drops to 23%, and by their 40s, it’s only 16%. I (@thebudgetmom) know how overwhelming it can feel to accept help while trying to build financial independence. That’s why I’m so excited to share that I was featured in @forbes to talk about this very topic! 💬 Here’s what you’ll gain from reading the article (click the link in my stories to access it): 🔹 How to accept financial support without feeling guilty 🔹 Practical ways to set clear boundaries with family 🔹 Tips to stay in control of your financial goals while receiving help 🔹 How to avoid common financial traps when accepting assistance I’ve shared my personal experiences as @thebudgetmom and offered actionable advice to help anyone going through this tricky situation. If you’ve ever relied on family support, you’re not alone, and this article is full of insights that can help. 💡 If you’ve dealt with this, I’d love to hear how you managed it—drop a comment below or DM me! Don’t forget to share this post in your stories and tag @thebudgetmom if it helped you. 💙 . . . . . . . . . . . . . #ForbesFeature #TheBudgetMom #WorkingMoms #FinancialSupport #MoneyMatters #BudgetingTips #FinancialFreedom #DebtFreeJourney #MoneyBoundaries #ParentingAndFinances #SmartMoneyMoves #PersonalFinance #MoneyManagement #FamilyFinances #FinancialIndependence #MomsWhoBudget #MoneyExpert
More than a quarter of working moms rely on financial help from their parents—but it’s even harder for younger moms. In 2024, nearly half of moms under 30 admitted needing financial support, often due to rising childcare costs and student loan debt. By their 30s, that number drops to 23%, and by their 40s, it’s only 16%. I (@thebudgetmom) know how overwhelming it can feel to accept help while trying to build financial independence. That’s why I’m so excited to share that I was featured in @forbes to talk about this very topic! 💬 Here’s what you’ll gain from reading the article (click the link in my stories to access it): 🔹 How to accept financial support without feeling guilty 🔹 Practical ways to set clear boundaries with family 🔹 Tips to stay in control of your financial goals while receiving help 🔹 How to avoid common financial traps when accepting assistance I’ve shared my personal experiences as @thebudgetmom and offered actionable advice to help anyone going through this tricky situation. If you’ve ever relied on family support, you’re not alone, and this article is full of insights that can help. 💡 If you’ve dealt with this, I’d love to hear how you managed it—drop a comment below or DM me! Don’t forget to share this post in your stories and tag @thebudgetmom if it helped you. 💙 . . . . . . . . . . . . . #ForbesFeature #TheBudgetMom #WorkingMoms #FinancialSupport #MoneyMatters #BudgetingTips #FinancialFreedom #DebtFreeJourney #MoneyBoundaries #ParentingAndFinances #SmartMoneyMoves #PersonalFinance #MoneyManagement #FamilyFinances #FinancialIndependence #MomsWhoBudget #MoneyExpert
🎉 BONUS EPISODE ALERT! 🎉 This isn’t just another episode—it’s a personal one. As we gear up for season two of The Miko Love Podcast in March 2025, I wanted to drop a bonus episode about something I do differently: Instead of setting a list of resolutions, I choose one word to guide my entire year. Why? Because resolutions can feel overwhelming or like a pass/fail checklist. But choosing a word creates focus, intention, and clarity—it’s a simple way to stay grounded, even when life gets chaotic. 🌪️✨ This year, my word is Consistency. For me, consistency is about showing up when it’s inconvenient, staying committed when things get tough, and trusting that small efforts lead to big results. 💪 It’s not about perfection—it’s about persistence. 💬 In this episode, I share why I chose this word, reflect on the lessons from 2024, and offer tips on finding your own word for 2025. If you’re tired of resolutions that don’t stick, give this method a try! 🎧 Tune in now wherever you get your podcasts (or click the link in my stories) to listen to this heartfelt episode and tag someone who needs a new way to approach their year! 👇 #What’sYourWordFor2025? . . . . . . . . . #PodcastBonusEpisode #Consistency2025 #WordOfTheYear #ForgetResolutions #PersonalGrowthJourney #MindsetMatters #IntentionalLiving #GoalSettingTips #NewYearGoals #ProgressOverPerfection #KeepShowingUp #SmallStepsBigResults #PodcastRecommendations #SelfImprovementTips #YearlyReflection #GrowthMindset #MotivationFor2025 #PersonalDevelopmentGoals #PodcastCommunity #InspirationForTheNewYear #MikoLovePodcast
