Earn More Than FD with This Govt. Scheme! The Mahila Samman Savings Certificate (MSSC) is a government-backed savings scheme designed exclusively for women, offering 7.5% annual interest, which is higher than most fixed deposits (FDs). This is a safe and short-term option to grow your savings. Key Features: ✅ High Returns: 7.5% annual interest, compounded quarterly ✅ Flexible Investment: Start with as little as ₹1,000, up to ₹2 lakh ✅ Short Tenure: Maturity in just 2 years ✅ Partial Withdrawal: Withdraw 40% anytime in case of medical or financial emergency ✅ No Market Risk: Guaranteed returns with zero risk Where to Open? You can open this savings scheme at any authorized bank or post office. This scheme is available only till 31st March 2025. A great opportunity for women to secure their savings with high returns. Share this information with those who can benefit. [MahilaSamman NehaNagar FD SmartSavings FinancialFreedom WomenEmpowerment ]
3 Things to do before watching Animal. Otherwise, you will suffer huge losses. ✅ Fill Nominee Details for Your Assets: -Ensure you’ve nominated beneficiaries for all your assets including demat account by December 31st. -Nominating your demat account ensures that your loved ones can access and manage your assets in case of your passing. Without a nomination, the process of transferring your assets to your heirs can be lengthy and complicated. ✅Update Aadhaar Card Details for Free: -Update your Aadhaar card details like address and phone number using the UIDAI website or visiting an Aadhaar Seva Kendra before December 14th. -Delaying the update will incur charges after December 14th. ✅Use UPI at Least Once: -NPCI has announced that all inactive UPI IDs will be deactivated by December 31st, 2023. This means if you haven’t used your UPI ID to make any transaction in a year. -Make at least one transaction using your UPI app before to avoid account deactivation. ✅. Reactivate Your PAN Card : -Approximately 11.5 crore PAN cards are deactivated due to non-linked Aadhaar. -If your PAN card is deactivated, you’ll need to pay a penalty of Rs 1,000 to reactivate it. ✅. Revise Your Locker Agreement with Banks: -New RBI guidelines require all banks to revise their locker agreements with customers. This means you need to review and update your current agreement as per the latest guidelines. -The deadline for this update is December 31, 2023. To avoid any disruptions or complications, it’s crucial to take action before then. So if you haven’t done any of these, do it now before 31st to avoid extra charges and penalties.
Buying a car in India is not just about the car’s price; it’s about how much extra you pay in taxes! Let’s take an example: Sharma ji’s son wants to buy a car worth ₹26 lakh (like a Scorpio-N). But to actually afford it, he needs to earn ₹35 lakh. Why? Because: ₹9 lakh out of his ₹35 lakh income will go to the government as income tax. Now, let’s break down the cost of the car: 1️⃣ The actual price of the car is ₹15 lakh. 2️⃣ On top of that, there’s: 🔸 28% GST on the car 🔸 22% Cess 🔸 18% GST on insurance 🔸 ₹2.5 lakh as road tax In total, he’ll pay ₹19 lakh in taxes for a ₹26 lakh car! So, when you buy a car, you’re not just buying it for yourself—you’re paying a hefty sum to the government too. What do you think about these taxes? Share your thoughts! #CarTaxes #IndianEconomy #Taxation #CarBuying #FinancialAwareness #GST #RoadTax #IncomeTax #MoneyMatters #ThinkBeforeYouBuy #PersonalFinance
The toll Passes have NOT been launched yet! The National Highways Authority of India (NHAI) is set launch a new Toll Pass system, allowing you to use highways and expressways without worrying about your Fastag balance. Say goodbye to last-minute recharges and enjoy seamless road trips! What Are the New Toll Passes? ✅ ₹3000 Toll Pass – Unlimited access to all highways & expressways for 1 year ✅ ₹30,000 Toll Pass – Unlimited access for 15 years Why Should You Get a Toll Pass? ✔ No more recharges – Travel without worrying about balance ✔ No extra charges – Pay once and use highways freely ✔ Hassle-free travel – No interruptions due to low balance ✔ Available for all vehicles with Fastag Where & How to Buy? -These passes will be available soon on the NHAI portal. – You can also purchase them through your Fastag bank. This is a big step towards making highway travel easier and more convenient for everyone. No more unnecessary stops, just smooth and stress-free driving! 🚙💨 Tag your friends who always check their Fastag balance at the last moment! 😂👇 [TollFreeDrive NHAI Fastag SmoothTravel NehaNagar]
We live in an era of growing financial literacy and awareness where clients are much more cognizant of risks before they enter into a contract with the company. While it is arguable that one may have an agreeable working relationship with their clients, this still is no guarantee of preventing future litigations from their end. Depending on the nature of the lawsuit, the legal battle could sometimes persist for years. Even one such incident is enough to liquidate the financial foundation of an enterprise, irrespective of how small or large it may be. This is especially all the more relevant for businesses that serve high-value clients, as the stakes are higher in this case. Apart from this, the dealing by several organizations is not just limited to domestic clients, but also extends to serving customers overseas. In this case, the business dealing with litigious countries should certainly go for a higher cover amount. In fact, having a standardized professional indemnity cover is often imposed as a mandatory requirement for signing a contract overseas. As clients become more aware of their legal rights to hold professionals or businesses liable for their financial loss, the need for professional indemnity cover is transforming into an indispensable part of business operations and risk management strategy.
I watched Animal just to give you these tips 😉 – Health Insurance: Get at least 5 lakhs of cover: This ensures basic coverage for medical expenses. Add Critical Illness cover: This provides financial support for specific critical illnesses. Term Insurance: Compulsory if you have dependents: This provides financial security for your family in case of your untimely demise. Get at least 20 times your annual income: This ensures your family can maintain their standard of living. Emergency Funds: Save 6 times your monthly income: This creates a buffer for unexpected expenses or emergencies. Financial Plan: Create a plan for major expenses: This includes cars, homes, education, and retirement. Investing: Start saving and investing early: This allows your money to grow over time. Diversify your investments: Don’t put all your eggs in one basket. For more such content, follow me now.
The last date to apply is 31st March.
Adani’s ₹10,000 Crore Pledge for India’s Future! 🇮🇳 In 1980, India and China had the same GDP. But today, China is 6 times bigger. Why? China liberalized its economy 13 years before India, focused on manufacturing, infrastructure, and skilled labor, and became the “factory of the world.” Meanwhile, India lagged behind. Now, as India invests heavily in infrastructure and Make in India, a skilled workforce is the missing piece to accelerate manufacturing growth. To bridge this gap, Gautam Adani announced a ₹10,000 crore donation at his son’s wedding, dedicated to education and skill development for Indian youth. What’s happening next? ✅ Adani Group is building a 100-acre skill development campus in Mundra ✅ It will provide cutting-edge training & world-class facilities ✅ 1 lakh youth will be trained in 3 years, making them industry-ready for global markets ✅ It will boost employment, entrepreneurship, and India’s manufacturing sector Why does this matter? India has the world’s largest youth population, but only 20% of the workforce is formally skilled. With global supply chains shifting away from China, India has a golden opportunity to become the next manufacturing powerhouse. This investment in skill development could be a game-changer for India’s economic future! Do you think India can compete with China in manufacturing? Drop your thoughts in the comments! 👇 [Adani SkillIndia MakeInIndia NehaNagar IndianEconomy ] #sevaoverself
Bola tha na invest kar le. Share this reel with your friends and family. #Animal #stockmarket #Nehanagar #comedy #finance
Government Changed a 64-Year-Old Tax Law! Here’s how this affects you: 1️⃣ New Income Tax Law in 2025 📜 The Income Tax Act 1961 is being replaced with a new, shorter, and simpler law. The length of the tax law has been reduced by 20-25%, making it less complicated. Confusing terms like “Assessment Year” and “Previous Year” have been removed. Instead, we now have “Tax Year”, which simply means the year for which tax is being calculated. However, the Financial Year (April–March) remains unchanged. 2️⃣ Presumptive Taxation Limit Increased! Great news for self-employed professionals and small businesses! For professionals (doctors, lawyers, consultants, freelancers, etc.), the presumptive taxation limit has been increased from ₹50 lakh to ₹75 lakh. For small businesses, the limit has been raised from ₹2 crore to ₹3 crore. 🔹 What This Means for You: More businesses and professionals can opt for presumptive taxation, which means less paperwork and no need to maintain detailed books of accounts. Lower tax liability as only a fixed percentage of income is taxed under this scheme. 3️⃣ Less Documentation & Lower Tax 📉 Since the presumptive taxation limit has increased: Small businesses will have fewer compliance requirements. Less documentation is needed, making it easier to file taxes. Businesses pay tax on a fixed percentage of turnover instead of maintaining detailed profit-loss statements. 🔹 What This Means for You: Less time and effort spent on tax filing. Lower tax liability in many cases. More time to focus on business growth instead of tax compliance. (💡 I’ll explain in my next video!) 4️⃣ Stock Market Taxes Remain Unchanged Many investors expected an increase in stock market taxes in 2025. However, the government has not increased the tax rate on stock market gains. 🔹 What This Means for You: Investors can breathe easy knowing they won’t have to pay higher taxes on stock market profits. The existing tax rates for short-term and long-term capital gains remain the same. Follow me for more updates! 🚀✨ [TaxUpdate Incometaxbill Nehanagar Budget2025 TaxSavings SmallBusiness StockMarket]
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
February Month so far ❤️ Pic 1 : Hi I am Neha Nagar Pic 2 : Met very talented @ahsaassy_ Pic 3 : Shared stage with favourites @karanvirbohra @tiscaofficial Pic 4 : Team @digiwhistle Lunch at home Pic 5 : Dost @financebyanmoll Pic 6 : Always lovely meeting @abhiandniyu & @thewolfofjobstreet bhi mast kaam karta hai Pic 7 : Usual day at office with Siya Pic 8 : Visited our villages after long Pic 9 : Siya stealing other kids toys everyday 🫣 Aapka February kaisa ja raha hai ?
Why pay double for your dream home? Most people don’t realise that by the time they finish their home loan, they’ve paid almost the same amount in interest as the house itself! Here’s an example: -House price: ₹50 lakhs -Down payment: ₹10 lakhs -Loan amount: ₹40 lakhs at 9% interest for 20 years -Monthly EMI: ₹36,000 Total interest paid in 20 years: ₹45 lakhs Total cost of the house: ₹95 lakhs (Almost 2x the price!) But here’s a simple hack to cut your interest in half and close the loan faster: 🔹 Increase your EMI by 10% every year – For example, if your EMI is ₹36,000 in the first year, increase it to ₹39,600 in the second year, then ₹43,560 in the third year, and so on. 🔹 How does this help? Extra EMI payments directly reduce your principal amount. Less principal means less interest charged over time. The loan gets repaid much faster! 🔹 The impact of this strategy: ✅ Total interest reduces from ₹45 lakhs to ₹23 lakhs ✅ Loan tenure reduces from 20 years to just 12 years ✅ You save ₹22 lakhs in interest! Instead of stretching your loan for 20 years, making small increases in EMI can give you financial freedom much sooner! Would you try this strategy for your home loan? Let me know in the comments! 👇🚀 [HomeLoan FinancialFreedom NehaNagar LoanTips SmartInvesting FinanceTips EMI RealEstateInvesting]
Good news for investors!🚀 SEBI, along with NSDL and CDSL, has launched the Unified Investor App, allowing you to track all your investments in one place. You can check your stocks, mutual funds, unlisted shares, transactions, and corporate announcements. The app also lets you e-vote in shareholder meetings. Which app should you use? Your broker decides whether you need to use NSDL or CDSL. Based on that, you’ll need: • MyEasi App (CDSL) – If your broker is linked to CDSL (e.g., Zerodha, Groww, Upstox, Angel One). • SPEED-e App (NSDL) – If your broker is linked to NSDL (e.g., ICICI Direct, HDFC Securities, Kotak Securities). Why is this necessary? In the past, there have been instances of brokers shutting down, misusing investor assets, or delays in processing mutual funds. With this app, investors can monitor their holdings directly and stay updated on their portfolio and important corporate actions. Follow me now for more such insights [InvestSmart SEBI NSDL CDSL StockMarket Finance NehaNagar]
Hanji ? Kitna sona hai aapke pass ??
🚨Think twice before posting on social media From April 1, 2026, the Income Tax Department may get new powers to track your social media, WhatsApp, emails, bank accounts, trading accounts, and even cloud storage if they suspect tax evasion. Under the Income Tax Bill 2025, officials can access your “Virtual Digital Space” without your permission if they believe you are hiding income, gold, jewelry, property, or any other valuable assets. This means they can check: ✅ Your social media posts (Facebook, Instagram, Twitter, LinkedIn) ✅ Your WhatsApp chats & personal emails ✅ Your bank accounts & online investments ✅ Your digital wallets & cloud storage Why is this important? Right now, tax officials can only search physical assets like cash, jewelry, or property if they suspect tax fraud. But with this new law, they can go through your digital life too! How can this affect you? ➡️ Posting pictures of expensive items or vacations could raise questions! ➡️ Large online transactions might be flagged! 📈 ➡️ Even private WhatsApp chats about business deals could be checked! Is this a good step to stop tax fraud, or does it violate privacy? This law could help catch tax evaders, but it also raises serious privacy concerns. What do you think? Let’s discuss in the comments! 👇
Make Every Task Effortless with AI! 🚀📱 Why struggle when the RedmiNote14Pro 5G has everything you need? – AI Recorder – Convert long videos into short, precise notes, saving time on learning and research. -Gemini Live – Need quick answers? This advanced AI gives you accurate results in seconds! – AI Notes – Writing made effortless with auto-suggestions, corrections, and summaries. – Circle to Search – Just circle an image, and AI will find everything related—restaurants, books, jobs, and more! From students and professionals to content creators—everyone can benefit from these AI tools. And the best part? No need for an expensive phone! Click the link in my bio now! ⬆️ #RedmiNote14 #SuperAI #NehaNagar #Collab
